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| Location |
Saunders County NE
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,218 |
| Total Amount of All Mortgage Loans Applied For | $152,850,000 |
| Average Mortgage Loan Amount Applied For | $125,000 |
| Highest Mortgage Loan Amount Applied For | $1,678,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $3,856,000 |
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| Home Improvement |
145 | $6,388,000 |
$44,000 | $658,000 |
$100,000 | $3,000,000 |
| Home Purchase |
360 | $49,244,000 |
$136,000 | $900,000 |
$85,000 | $3,856,000 |
| Refinancing |
713 | $97,218,000 |
$136,000 | $1,678,000 |
$79,000 | $1,689,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $532,000 |
$133,000 | $224,000 |
$118,000 | $192,000 |
| Black or African American |
3 | $521,000 |
$173,000 | $322,000 |
$66,000 | $87,000 |
| Hispanic |
7 | $1,007,000 |
$143,000 | $224,000 |
$70,000 | $100,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $38,000 |
$38,000 | $38,000 |
$53,000 | $53,000 |
| Not applicable |
86 | $12,701,000 |
$147,000 | $900,000 |
$90,000 | $3,000,000 |
| Not Provided |
81 | $8,100,000 |
$100,000 | $313,000 |
$67,000 | $310,000 |
| White |
1,036 | $129,951,000 |
$125,000 | $1,678,000 |
$84,000 | $3,856,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
995 | $124,892,000 |
$125,000 | $1,678,000 |
$90,000 | $3,856,000 |
| FHA-insured (Federal Housing Administration) |
182 | $23,276,000 |
$127,000 | $274,000 |
$56,000 | $315,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
17 | $1,613,000 |
$94,000 | $194,000 |
$33,000 | $73,000 |
| VA-guaranteed (Veterans Administration) |
24 | $3,069,000 |
$127,000 | $322,000 |
$39,000 | $140,000 |
|
| Application Approved But Not Accepted |
64 | $7,321,000 |
$114,000 | $315,000 |
$88,000 | $290,000 |
| Application Denied By Financial Institution |
243 | $25,766,000 |
$106,000 | $417,000 |
$62,000 | $312,000 |
| Application Withdrawn By Applicant |
101 | $12,636,000 |
$125,000 | $417,000 |
$69,000 | $600,000 |
| File Closed For Incompleteness |
14 | $2,758,000 |
$197,000 | $747,000 |
$249,000 | $1,572,000 |
| Loan Originated |
665 | $85,889,000 |
$129,000 | $1,678,000 |
$94,000 | $3,856,000 |
| Loan Purchased By The Institution |
131 | $18,480,000 |
$141,000 | $417,000 |
$62,000 | $396,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
26 | $2,931,000 |
$112,000 | $225,000 |
$63,000 | $279,000 |
| Credit Application Incomplete |
9 | $1,121,000 |
$124,000 | $207,000 |
$72,000 | $170,000 |
| Credit History |
42 | $2,594,000 |
$61,000 | $322,000 |
$78,000 | $296,000 |
| Debt-To-Income Ratio |
29 | $2,955,000 |
$101,000 | $364,000 |
$40,000 | $145,000 |
| Employment History |
5 | $460,000 |
$92,000 | $165,000 |
$85,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $76,000 |
$76,000 | $76,000 |
$52,000 | $52,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $300,000 |
$60,000 | $140,000 |
$59,000 | $87,000 |
| Unverifiable Information |
1 | $85,000 |
$85,000 | $85,000 |
$63,000 | $63,000 |
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