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| Location |
Saunders County NE
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 1,516 |
| Total Amount of All Mortgage Loans Applied For | $176,409,000 |
| Average Mortgage Loan Amount Applied For | $116,000 |
| Highest Mortgage Loan Amount Applied For | $2,622,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $1,000,000 |
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| Home Improvement |
161 | $7,247,000 |
$45,000 | $365,000 |
$68,000 | $714,000 |
| Home Purchase |
508 | $59,705,000 |
$117,000 | $500,000 |
$69,000 | $1,000,000 |
| Refinancing |
847 | $109,457,000 |
$129,000 | $2,622,000 |
$73,000 | $1,000,000 |
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|
| American Indian or Alaskan Native |
5 | $333,000 |
$66,000 | $93,000 |
$38,000 | $83,000 |
| Asian |
3 | $467,000 |
$155,000 | $194,000 |
$70,000 | $73,000 |
| Black or African American |
2 | $264,000 |
$132,000 | $168,000 |
$60,000 | $85,000 |
| Hispanic |
18 | $1,704,000 |
$94,000 | $178,000 |
$50,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $44,000 |
$44,000 | $44,000 |
$225,000 | $225,000 |
| Not applicable |
122 | $17,325,000 |
$142,000 | $2,622,000 |
$30,000 | $290,000 |
| Not Provided |
108 | $9,774,000 |
$90,000 | $352,000 |
$77,000 | $800,000 |
| White |
1,257 | $146,498,000 |
$116,000 | $1,200,000 |
$75,000 | $1,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,429 | $165,680,000 |
$115,000 | $2,622,000 |
$72,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) |
62 | $6,726,000 |
$108,000 | $192,000 |
$60,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
4 | $517,000 |
$129,000 | $200,000 |
$21,000 | $49,000 |
| VA-guaranteed (Veterans Administration) |
21 | $3,486,000 |
$166,000 | $274,000 |
$57,000 | $174,000 |
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|
| Application Approved But Not Accepted |
85 | $8,948,000 |
$105,000 | $650,000 |
$89,000 | $714,000 |
| Application Denied By Financial Institution |
273 | $30,123,000 |
$110,000 | $755,000 |
$63,000 | $676,000 |
| Application Withdrawn By Applicant |
131 | $14,687,000 |
$112,000 | $540,000 |
$70,000 | $720,000 |
| File Closed For Incompleteness |
36 | $4,150,000 |
$115,000 | $417,000 |
$85,000 | $800,000 |
| Loan Originated |
739 | $84,684,000 |
$114,000 | $2,622,000 |
$75,000 | $1,000,000 |
| Loan Purchased By The Institution |
252 | $33,817,000 |
$134,000 | $417,000 |
$62,000 | $776,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
45 | $5,745,000 |
$127,000 | $755,000 |
$79,000 | $310,000 |
| Credit Application Incomplete |
9 | $1,333,000 |
$148,000 | $320,000 |
$55,000 | $110,000 |
| Credit History |
41 | $2,961,000 |
$72,000 | $200,000 |
$69,000 | $676,000 |
| Debt-To-Income Ratio |
26 | $2,885,000 |
$110,000 | $682,000 |
$59,000 | $132,000 |
| Employment History |
2 | $176,000 |
$88,000 | $106,000 |
$33,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
14 | $1,298,000 |
$92,000 | $230,000 |
$73,000 | $240,000 |
| Unverifiable Information |
7 | $883,000 |
$126,000 | $180,000 |
$66,000 | $95,000 |
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