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| Location |
Sawyer County WI
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,327 |
| Total Amount of All Mortgage Loans Applied For | $222,705,000 |
| Average Mortgage Loan Amount Applied For | $167,000 |
| Highest Mortgage Loan Amount Applied For | $2,168,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $2,940,000 |
|
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| Home Improvement |
112 | $8,103,000 |
$72,000 | $591,000 |
$66,000 | $396,000 |
| Home Purchase |
327 | $62,758,000 |
$191,000 | $2,168,000 |
$134,000 | $1,523,000 |
| Refinancing |
888 | $151,844,000 |
$170,000 | $1,000,000 |
$95,000 | $2,940,000 |
|
| American Indian or Alaskan Native |
44 | $3,813,000 |
$86,000 | $247,000 |
$38,000 | $90,000 |
| Asian |
2 | $88,000 |
$44,000 | $78,000 |
$53,000 | $56,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $1,231,000 |
$175,000 | $412,000 |
$137,000 | $457,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $6,000 |
$6,000 | $6,000 |
$65,000 | $65,000 |
| Not applicable |
51 | $11,566,000 |
$226,000 | $560,000 |
$29,000 | $276,000 |
| Not Provided |
81 | $12,831,000 |
$158,000 | $720,000 |
$135,000 | $1,130,000 |
| White |
1,141 | $193,170,000 |
$169,000 | $2,168,000 |
$106,000 | $2,940,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,239 | $211,448,000 |
$170,000 | $2,168,000 |
$106,000 | $2,940,000 |
| FHA-insured (Federal Housing Administration) |
73 | $9,717,000 |
$133,000 | $276,000 |
$45,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
8 | $776,000 |
$97,000 | $140,000 |
$37,000 | $54,000 |
| VA-guaranteed (Veterans Administration) |
7 | $764,000 |
$109,000 | $180,000 |
$68,000 | $150,000 |
|
| Application Approved But Not Accepted |
93 | $16,962,000 |
$182,000 | $750,000 |
$114,000 | $1,041,000 |
| Application Denied By Financial Institution |
239 | $35,029,000 |
$146,000 | $2,168,000 |
$78,000 | $1,523,000 |
| Application Withdrawn By Applicant |
104 | $17,868,000 |
$171,000 | $1,000,000 |
$110,000 | $853,000 |
| File Closed For Incompleteness |
16 | $3,901,000 |
$243,000 | $623,000 |
$175,000 | $491,000 |
| Loan Originated |
761 | $126,328,000 |
$166,000 | $1,500,000 |
$108,000 | $2,940,000 |
| Loan Purchased By The Institution |
114 | $22,617,000 |
$198,000 | $500,000 |
$87,000 | $736,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
45 | $9,894,000 |
$219,000 | $2,168,000 |
$149,000 | $1,523,000 |
| Credit Application Incomplete |
9 | $1,832,000 |
$203,000 | $417,000 |
$85,000 | $252,000 |
| Credit History |
36 | $3,334,000 |
$92,000 | $254,000 |
$50,000 | $127,000 |
| Debt-To-Income Ratio |
29 | $4,501,000 |
$155,000 | $780,000 |
$60,000 | $360,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $171,000 |
$85,000 | $135,000 |
$59,000 | $83,000 |
| Mortgage Insurance Denied |
1 | $139,000 |
$139,000 | $139,000 |
$10,000 | $10,000 |
| Other |
20 | $3,925,000 |
$196,000 | $750,000 |
$146,000 | $1,129,000 |
| Unverifiable Information |
5 | $882,000 |
$176,000 | $276,000 |
$57,000 | $99,000 |
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