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| Location |
Seward County NE
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 865 |
| Total Amount of All Mortgage Loans Applied For | $92,162,000 |
| Average Mortgage Loan Amount Applied For | $106,000 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $2,326,000 |
|
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|
| Home Improvement |
104 | $3,249,000 |
$31,000 | $223,000 |
$58,000 | $152,000 |
| Home Purchase |
285 | $34,399,000 |
$120,000 | $1,400,000 |
$56,000 | $468,000 |
| Refinancing |
476 | $54,514,000 |
$114,000 | $417,000 |
$67,000 | $2,326,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $238,000 |
$79,000 | $154,000 |
$45,000 | $57,000 |
| Hispanic |
12 | $1,884,000 |
$157,000 | $364,000 |
$75,000 | $137,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
87 | $11,055,000 |
$127,000 | $1,400,000 |
$27,000 | $202,000 |
| Not Provided |
40 | $4,765,000 |
$119,000 | $400,000 |
$124,000 | $2,326,000 |
| White |
723 | $74,220,000 |
$102,000 | $417,000 |
$63,000 | $468,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
685 | $70,711,000 |
$103,000 | $1,400,000 |
$67,000 | $2,326,000 |
| FHA-insured (Federal Housing Administration) |
149 | $17,985,000 |
$120,000 | $272,000 |
$49,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
16 | $1,546,000 |
$96,000 | $153,000 |
$10,000 | $53,000 |
| VA-guaranteed (Veterans Administration) |
15 | $1,920,000 |
$128,000 | $185,000 |
$41,000 | $120,000 |
|
| Application Approved But Not Accepted |
45 | $4,355,000 |
$96,000 | $300,000 |
$69,000 | $310,000 |
| Application Denied By Financial Institution |
146 | $15,753,000 |
$107,000 | $364,000 |
$60,000 | $192,000 |
| Application Withdrawn By Applicant |
51 | $6,212,000 |
$121,000 | $368,000 |
$62,000 | $219,000 |
| File Closed For Incompleteness |
20 | $2,387,000 |
$119,000 | $300,000 |
$55,000 | $144,000 |
| Loan Originated |
475 | $47,789,000 |
$100,000 | $1,400,000 |
$68,000 | $2,326,000 |
| Loan Purchased By The Institution |
128 | $15,666,000 |
$122,000 | $328,000 |
$44,000 | $251,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
17 | $2,346,000 |
$138,000 | $364,000 |
$77,000 | $172,000 |
| Credit Application Incomplete |
1 | $30,000 |
$30,000 | $30,000 |
$92,000 | $92,000 |
| Credit History |
21 | $1,602,000 |
$76,000 | $220,000 |
$54,000 | $102,000 |
| Debt-To-Income Ratio |
10 | $1,301,000 |
$130,000 | $318,000 |
$56,000 | $192,000 |
| Employment History |
1 | $36,000 |
$36,000 | $36,000 |
$33,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
8 | $1,059,000 |
$132,000 | $209,000 |
$68,000 | $113,000 |
| Unverifiable Information |
1 | $225,000 |
$225,000 | $225,000 |
$107,000 | $107,000 |
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