| Location |
Shawano County WI • Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,771 |
| Total Amount of All Mortgage Loans Applied For | $324,029,000 |
| Average Mortgage Loan Amount Applied For | $116,000 |
| Highest Mortgage Loan Amount Applied For | $1,613,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $864,000 |
|
|
| Home Improvement |
200 | $10,905,000 |
$54,000 | $1,048,000 |
$60,000 | $462,000 |
| Home Purchase |
550 | $61,348,000 |
$111,000 | $1,613,000 |
$61,000 | $539,000 |
| Refinancing |
2,021 | $251,776,000 |
$124,000 | $1,415,000 |
$62,000 | $864,000 |
|
| American Indian or Alaskan Native |
70 | $5,929,000 |
$84,000 | $267,000 |
$58,000 | $177,000 |
| Asian |
4 | $887,000 |
$221,000 | $417,000 |
$211,000 | $500,000 |
| Black or African American |
1 | $174,000 |
$174,000 | $174,000 |
$40,000 | $40,000 |
| Hispanic |
25 | $2,514,000 |
$100,000 | $293,000 |
$53,000 | $125,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $340,000 |
$85,000 | $114,000 |
$68,000 | $103,000 |
| Not applicable |
109 | $21,299,000 |
$195,000 | $1,613,000 |
$18,000 | $166,000 |
| Not Provided |
131 | $16,767,000 |
$127,000 | $350,000 |
$83,000 | $846,000 |
| White |
2,427 | $276,119,000 |
$113,000 | $1,216,000 |
$63,000 | $864,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,353 | $270,499,000 |
$114,000 | $1,613,000 |
$65,000 | $864,000 |
| FHA-insured (Federal Housing Administration) |
372 | $48,724,000 |
$130,000 | $275,000 |
$45,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
25 | $2,423,000 |
$96,000 | $217,000 |
$32,000 | $62,000 |
| VA-guaranteed (Veterans Administration) |
21 | $2,383,000 |
$113,000 | $174,000 |
$36,000 | $143,000 |
|
| Application Approved But Not Accepted |
159 | $17,471,000 |
$109,000 | $417,000 |
$60,000 | $278,000 |
| Application Denied By Financial Institution |
532 | $62,250,000 |
$117,000 | $1,415,000 |
$53,000 | $504,000 |
| Application Withdrawn By Applicant |
234 | $29,384,000 |
$125,000 | $700,000 |
$61,000 | $539,000 |
| File Closed For Incompleteness |
45 | $5,866,000 |
$130,000 | $312,000 |
$71,000 | $846,000 |
| Loan Originated |
1,519 | $169,036,000 |
$111,000 | $1,613,000 |
$65,000 | $864,000 |
| Loan Purchased By The Institution |
282 | $40,022,000 |
$141,000 | $417,000 |
$62,000 | $771,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
73 | $9,372,000 |
$128,000 | $359,000 |
$61,000 | $206,000 |
| Credit Application Incomplete |
40 | $4,352,000 |
$108,000 | $262,000 |
$69,000 | $366,000 |
| Credit History |
92 | $8,010,000 |
$87,000 | $332,000 |
$43,000 | $119,000 |
| Debt-To-Income Ratio |
78 | $10,151,000 |
$130,000 | $1,415,000 |
$43,000 | $104,000 |
| Employment History |
4 | $516,000 |
$129,000 | $142,000 |
$55,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $648,000 |
$129,000 | $215,000 |
$38,000 | $59,000 |
| Mortgage Insurance Denied |
1 | $119,000 |
$119,000 | $119,000 |
$34,000 | $34,000 |
| Other |
38 | $4,612,000 |
$121,000 | $247,000 |
$52,000 | $123,000 |
| Unverifiable Information |
5 | $647,000 |
$129,000 | $210,000 |
$80,000 | $143,000 |
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