|
| Location |
St. Francis County AR
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 734 |
| Total Amount of All Mortgage Loans Applied For | $47,202,000 |
| Average Mortgage Loan Amount Applied For | $64,000 |
| Highest Mortgage Loan Amount Applied For | $308,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $1,560,000 |
|
|
|
| Home Improvement |
182 | $2,614,000 |
$14,000 | $150,000 |
$57,000 | $1,560,000 |
| Home Purchase |
250 | $17,285,000 |
$69,000 | $224,000 |
$56,000 | $425,000 |
| Refinancing |
302 | $27,303,000 |
$90,000 | $308,000 |
$53,000 | $316,000 |
|
| American Indian or Alaskan Native |
2 | $14,000 |
$7,000 | $8,000 |
$59,000 | $105,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
256 | $12,696,000 |
$49,000 | $234,000 |
$45,000 | $200,000 |
| Hispanic |
6 | $423,000 |
$70,000 | $200,000 |
$55,000 | $108,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
48 | $3,877,000 |
$80,000 | $300,000 |
$22,000 | $300,000 |
| Not Provided |
66 | $5,048,000 |
$76,000 | $248,000 |
$67,000 | $1,560,000 |
| White |
356 | $25,144,000 |
$70,000 | $308,000 |
$65,000 | $689,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
531 | $27,692,000 |
$52,000 | $308,000 |
$59,000 | $1,560,000 |
| FHA-insured (Federal Housing Administration) |
153 | $15,132,000 |
$98,000 | $248,000 |
$51,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
45 | $3,686,000 |
$81,000 | $171,000 |
$25,000 | $66,000 |
| VA-guaranteed (Veterans Administration) |
5 | $692,000 |
$138,000 | $184,000 |
$40,000 | $63,000 |
|
| Application Approved But Not Accepted |
31 | $2,469,000 |
$79,000 | $208,000 |
$59,000 | $145,000 |
| Application Denied By Financial Institution |
194 | $12,295,000 |
$63,000 | $297,000 |
$49,000 | $1,560,000 |
| Application Withdrawn By Applicant |
42 | $2,954,000 |
$70,000 | $209,000 |
$56,000 | $316,000 |
| File Closed For Incompleteness |
16 | $1,640,000 |
$102,000 | $282,000 |
$62,000 | $180,000 |
| Loan Originated |
369 | $20,041,000 |
$54,000 | $308,000 |
$62,000 | $689,000 |
| Loan Purchased By The Institution |
82 | $7,803,000 |
$95,000 | $308,000 |
$37,000 | $166,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
20 | $1,853,000 |
$92,000 | $297,000 |
$67,000 | $149,000 |
| Credit Application Incomplete |
9 | $873,000 |
$97,000 | $297,000 |
$52,000 | $108,000 |
| Credit History |
77 | $3,597,000 |
$46,000 | $242,000 |
$37,000 | $105,000 |
| Debt-To-Income Ratio |
12 | $798,000 |
$66,000 | $160,000 |
$37,000 | $64,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $128,000 |
$64,000 | $98,000 |
$60,000 | $77,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $234,000 |
$78,000 | $136,000 |
$49,000 | $69,000 |
| Unverifiable Information |
2 | $122,000 |
$61,000 | $79,000 |
$68,000 | $92,000 |
|
|