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| Location |
St. Francois County MO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,711 |
| Total Amount of All Mortgage Loans Applied For | $407,279,000 |
| Average Mortgage Loan Amount Applied For | $109,000 |
| Highest Mortgage Loan Amount Applied For | $6,266,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $1,080,000 |
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| Home Improvement |
513 | $27,441,000 |
$53,000 | $500,000 |
$55,000 | $1,080,000 |
| Home Purchase |
1,077 | $108,533,000 |
$100,000 | $2,600,000 |
$50,000 | $600,000 |
| Refinancing |
2,121 | $271,305,000 |
$127,000 | $6,266,000 |
$58,000 | $900,000 |
|
| American Indian or Alaskan Native |
19 | $1,690,000 |
$88,000 | $230,000 |
$51,000 | $140,000 |
| Asian |
15 | $2,635,000 |
$175,000 | $284,000 |
$92,000 | $316,000 |
| Black or African American |
16 | $2,470,000 |
$154,000 | $302,000 |
$56,000 | $131,000 |
| Hispanic |
20 | $2,169,000 |
$108,000 | $259,000 |
$74,000 | $225,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $25,000 |
$25,000 | $25,000 |
$38,000 | $38,000 |
| Not applicable |
276 | $50,996,000 |
$184,000 | $6,266,000 |
$10,000 | $121,000 |
| Not Provided |
301 | $31,401,000 |
$104,000 | $302,000 |
$55,000 | $568,000 |
| White |
3,063 | $315,893,000 |
$103,000 | $3,390,000 |
$59,000 | $1,080,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,676 | $287,576,000 |
$107,000 | $6,266,000 |
$60,000 | $1,080,000 |
| FHA-insured (Federal Housing Administration) |
840 | $101,547,000 |
$120,000 | $275,000 |
$47,000 | $278,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
160 | $13,869,000 |
$86,000 | $167,000 |
$25,000 | $72,000 |
| VA-guaranteed (Veterans Administration) |
35 | $4,287,000 |
$122,000 | $215,000 |
$43,000 | $96,000 |
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| Application Approved But Not Accepted |
219 | $21,385,000 |
$97,000 | $341,000 |
$56,000 | $499,000 |
| Application Denied By Financial Institution |
932 | $90,651,000 |
$97,000 | $1,200,000 |
$56,000 | $660,000 |
| Application Withdrawn By Applicant |
359 | $42,117,000 |
$117,000 | $430,000 |
$58,000 | $359,000 |
| File Closed For Incompleteness |
82 | $10,032,000 |
$122,000 | $312,000 |
$73,000 | $1,080,000 |
| Loan Originated |
1,702 | $195,230,000 |
$114,000 | $6,266,000 |
$58,000 | $900,000 |
| Loan Purchased By The Institution |
417 | $47,864,000 |
$114,000 | $407,000 |
$36,000 | $319,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
148 | $14,895,000 |
$100,000 | $300,000 |
$65,000 | $232,000 |
| Credit Application Incomplete |
31 | $4,030,000 |
$130,000 | $604,000 |
$68,000 | $470,000 |
| Credit History |
148 | $9,381,000 |
$63,000 | $207,000 |
$56,000 | $660,000 |
| Debt-To-Income Ratio |
88 | $9,437,000 |
$107,000 | $337,000 |
$38,000 | $97,000 |
| Employment History |
9 | $1,101,000 |
$122,000 | $213,000 |
$39,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
12 | $1,032,000 |
$86,000 | $144,000 |
$44,000 | $107,000 |
| Mortgage Insurance Denied |
3 | $319,000 |
$106,000 | $152,000 |
$35,000 | $46,000 |
| Other |
60 | $6,573,000 |
$109,000 | $302,000 |
$66,000 | $189,000 |
| Unverifiable Information |
17 | $2,149,000 |
$126,000 | $280,000 |
$50,000 | $96,000 |
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