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| Location |
Starke County IN
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,385 |
| Total Amount of All Mortgage Loans Applied For | $135,704,000 |
| Average Mortgage Loan Amount Applied For | $97,000 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $840,000 |
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| Home Improvement |
139 | $4,913,000 |
$35,000 | $304,000 |
$58,000 | $320,000 |
| Home Purchase |
408 | $38,347,000 |
$93,000 | $417,000 |
$51,000 | $490,000 |
| Refinancing |
838 | $92,444,000 |
$110,000 | $400,000 |
$61,000 | $840,000 |
|
| American Indian or Alaskan Native |
4 | $244,000 |
$61,000 | $113,000 |
$65,000 | $101,000 |
| Asian |
2 | $214,000 |
$107,000 | $168,000 |
$83,000 | $141,000 |
| Black or African American |
3 | $237,000 |
$79,000 | $90,000 |
$42,000 | $47,000 |
| Hispanic |
35 | $3,165,000 |
$90,000 | $164,000 |
$55,000 | $186,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $23,000 |
$11,000 | $15,000 |
$67,000 | $100,000 |
| Not applicable |
84 | $10,143,000 |
$120,000 | $400,000 |
$28,000 | $689,000 |
| Not Provided |
123 | $10,477,000 |
$85,000 | $260,000 |
$55,000 | $450,000 |
| White |
1,132 | $111,201,000 |
$98,000 | $417,000 |
$60,000 | $840,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
958 | $90,631,000 |
$94,000 | $417,000 |
$65,000 | $840,000 |
| FHA-insured (Federal Housing Administration) |
383 | $40,082,000 |
$104,000 | $294,000 |
$41,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
24 | $2,415,000 |
$100,000 | $204,000 |
$25,000 | $70,000 |
| VA-guaranteed (Veterans Administration) |
20 | $2,576,000 |
$128,000 | $212,000 |
$44,000 | $104,000 |
|
| Application Approved But Not Accepted |
80 | $7,303,000 |
$91,000 | $280,000 |
$58,000 | $558,000 |
| Application Denied By Financial Institution |
417 | $37,682,000 |
$90,000 | $360,000 |
$52,000 | $450,000 |
| Application Withdrawn By Applicant |
120 | $12,488,000 |
$104,000 | $360,000 |
$56,000 | $320,000 |
| File Closed For Incompleteness |
36 | $4,126,000 |
$114,000 | $264,000 |
$105,000 | $840,000 |
| Loan Originated |
554 | $53,287,000 |
$96,000 | $417,000 |
$62,000 | $800,000 |
| Loan Purchased By The Institution |
178 | $20,818,000 |
$116,000 | $400,000 |
$47,000 | $689,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
66 | $7,481,000 |
$113,000 | $360,000 |
$65,000 | $179,000 |
| Credit Application Incomplete |
10 | $1,061,000 |
$106,000 | $249,000 |
$43,000 | $81,000 |
| Credit History |
69 | $4,616,000 |
$66,000 | $200,000 |
$51,000 | $280,000 |
| Debt-To-Income Ratio |
35 | $3,583,000 |
$102,000 | $350,000 |
$37,000 | $84,000 |
| Employment History |
1 | $53,000 |
$53,000 | $53,000 |
$51,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $77,000 |
$77,000 | $77,000 |
$29,000 | $29,000 |
| Mortgage Insurance Denied |
1 | $87,000 |
$87,000 | $87,000 |
$34,000 | $34,000 |
| Other |
25 | $1,634,000 |
$65,000 | $204,000 |
$49,000 | $157,000 |
| Unverifiable Information |
2 | $243,000 |
$121,000 | $204,000 |
$60,000 | $62,000 |
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