| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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Stephens County TX
Mortgage Loan Application
Totals and Details
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| Location |
Stephens County TX
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 154 |
| Total Amount of All Mortgage Loans Applied For | $11,629,000 |
| Average Mortgage Loan Amount Applied For | $75,000 |
| Highest Mortgage Loan Amount Applied For | $280,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $374,000 |
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| Home Improvement |
32 | $576,000 |
$18,000 | $90,000 |
$54,000 | $374,000 |
| Home Purchase |
79 | $6,808,000 |
$86,000 | $225,000 |
$69,000 | $218,000 |
| Refinancing |
43 | $4,245,000 |
$98,000 | $280,000 |
$72,000 | $371,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $162,000 |
$54,000 | $92,000 |
$34,000 | $41,000 |
| Hispanic |
22 | $1,019,000 |
$46,000 | $127,000 |
$50,000 | $128,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $1,193,000 |
$99,000 | $169,000 |
$22,000 | $76,000 |
| Not Provided |
13 | $826,000 |
$63,000 | $176,000 |
$58,000 | $162,000 |
| White |
104 | $8,429,000 |
$81,000 | $280,000 |
$77,000 | $374,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
124 | $8,723,000 |
$70,000 | $280,000 |
$71,000 | $374,000 |
| FHA-insured (Federal Housing Administration) |
27 | $2,577,000 |
$95,000 | $170,000 |
$46,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $329,000 |
$109,000 | $125,000 |
$69,000 | $72,000 |
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| Application Approved But Not Accepted |
6 | $533,000 |
$88,000 | $127,000 |
$64,000 | $99,000 |
| Application Denied By Financial Institution |
43 | $2,317,000 |
$53,000 | $280,000 |
$53,000 | $130,000 |
| Application Withdrawn By Applicant |
15 | $1,143,000 |
$76,000 | $160,000 |
$57,000 | $133,000 |
| File Closed For Incompleteness |
2 | $144,000 |
$72,000 | $100,000 |
$61,000 | $81,000 |
| Loan Originated |
60 | $5,007,000 |
$83,000 | $225,000 |
$89,000 | $374,000 |
| Loan Purchased By The Institution |
28 | $2,485,000 |
$88,000 | $169,000 |
$45,000 | $218,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $383,000 |
$63,000 | $127,000 |
$62,000 | $125,000 |
| Credit Application Incomplete |
1 | $280,000 |
$280,000 | $280,000 |
$92,000 | $92,000 |
| Credit History |
13 | $250,000 |
$19,000 | $100,000 |
$51,000 | $100,000 |
| Debt-To-Income Ratio |
2 | $150,000 |
$75,000 | $88,000 |
$48,000 | $87,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $38,000 |
$38,000 | $38,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $117,000 |
$58,000 | $86,000 |
$94,000 | $111,000 |
| Unverifiable Information |
1 | $16,000 |
$16,000 | $16,000 |
$27,000 | $27,000 |
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Mortgage Companies for
Stephens County TX in 2008
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