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| Location |
Taylor County IA
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 133 |
| Total Amount of All Mortgage Loans Applied For | $11,726,000 |
| Average Mortgage Loan Amount Applied For | $88,000 |
| Highest Mortgage Loan Amount Applied For | $389,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $1,114,000 |
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|
| Home Improvement |
13 | $608,000 |
$46,000 | $192,000 |
$58,000 | $145,000 |
| Home Purchase |
41 | $3,204,000 |
$78,000 | $250,000 |
$76,000 | $1,114,000 |
| Refinancing |
79 | $7,914,000 |
$100,000 | $389,000 |
$64,000 | $272,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $128,000 |
$64,000 | $73,000 |
$56,000 | $75,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $648,000 |
$216,000 | $389,000 |
$0 | $0 |
| Not Provided |
8 | $698,000 |
$87,000 | $181,000 |
$75,000 | $157,000 |
| White |
120 | $10,252,000 |
$85,000 | $250,000 |
$69,000 | $1,114,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
86 | $8,148,000 |
$94,000 | $389,000 |
$81,000 | $1,114,000 |
| FHA-insured (Federal Housing Administration) |
27 | $2,398,000 |
$88,000 | $178,000 |
$47,000 | $93,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
15 | $928,000 |
$61,000 | $106,000 |
$35,000 | $53,000 |
| VA-guaranteed (Veterans Administration) |
5 | $252,000 |
$50,000 | $74,000 |
$35,000 | $70,000 |
|
| Application Approved But Not Accepted |
5 | $349,000 |
$69,000 | $138,000 |
$56,000 | $87,000 |
| Application Denied By Financial Institution |
21 | $1,733,000 |
$82,000 | $207,000 |
$52,000 | $147,000 |
| Application Withdrawn By Applicant |
9 | $542,000 |
$60,000 | $178,000 |
$26,000 | $69,000 |
| File Closed For Incompleteness |
5 | $387,000 |
$77,000 | $140,000 |
$54,000 | $100,000 |
| Loan Originated |
73 | $6,715,000 |
$91,000 | $389,000 |
$83,000 | $1,114,000 |
| Loan Purchased By The Institution |
20 | $2,000,000 |
$100,000 | $233,000 |
$50,000 | $85,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
4 | $267,000 |
$66,000 | $144,000 |
$64,000 | $100,000 |
| Credit Application Incomplete |
2 | $171,000 |
$85,000 | $106,000 |
$37,000 | $43,000 |
| Credit History |
1 | $19,000 |
$19,000 | $19,000 |
$26,000 | $26,000 |
| Debt-To-Income Ratio |
4 | $604,000 |
$151,000 | $207,000 |
$70,000 | $147,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $139,000 |
$139,000 | $139,000 |
$38,000 | $38,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $276,000 |
$55,000 | $92,000 |
$48,000 | $77,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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