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| Location |
Tehama County CA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,351 |
| Total Amount of All Mortgage Loans Applied For | $628,513,000 |
| Average Mortgage Loan Amount Applied For | $187,000 |
| Highest Mortgage Loan Amount Applied For | $15,000,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $2,400,000 |
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| Home Improvement |
366 | $40,334,000 |
$110,000 | $610,000 |
$70,000 | $672,000 |
| Home Purchase |
916 | $182,535,000 |
$199,000 | $15,000,000 |
$75,000 | $829,000 |
| Refinancing |
2,069 | $405,644,000 |
$196,000 | $1,250,000 |
$73,000 | $2,400,000 |
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| American Indian or Alaskan Native |
36 | $6,764,000 |
$187,000 | $373,000 |
$52,000 | $110,000 |
| Asian |
18 | $2,585,000 |
$143,000 | $240,000 |
$69,000 | $171,000 |
| Black or African American |
22 | $3,918,000 |
$178,000 | $352,000 |
$89,000 | $276,000 |
| Hispanic |
344 | $56,501,000 |
$164,000 | $584,000 |
$61,000 | $451,000 |
| Native Hawaiin or Other Pacific Islander |
10 | $2,182,000 |
$218,000 | $350,000 |
$80,000 | $132,000 |
| Not applicable |
194 | $39,004,000 |
$201,000 | $1,250,000 |
$37,000 | $597,000 |
| Not Provided |
469 | $82,003,000 |
$174,000 | $650,000 |
$78,000 | $2,400,000 |
| White |
2,258 | $435,556,000 |
$192,000 | $15,000,000 |
$77,000 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,705 | $505,230,000 |
$186,000 | $15,000,000 |
$77,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) |
517 | $99,475,000 |
$192,000 | $536,000 |
$59,000 | $397,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
98 | $17,318,000 |
$176,000 | $1,250,000 |
$46,000 | $94,000 |
| VA-guaranteed (Veterans Administration) |
31 | $6,490,000 |
$209,000 | $388,000 |
$60,000 | $164,000 |
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| Application Approved But Not Accepted |
233 | $41,362,000 |
$177,000 | $688,000 |
$77,000 | $672,000 |
| Application Denied By Financial Institution |
1,043 | $194,369,000 |
$186,000 | $1,225,000 |
$73,000 | $829,000 |
| Application Withdrawn By Applicant |
376 | $69,483,000 |
$184,000 | $630,000 |
$77,000 | $600,000 |
| File Closed For Incompleteness |
103 | $35,388,000 |
$343,000 | $15,000,000 |
$115,000 | $2,400,000 |
| Loan Originated |
1,178 | $208,581,000 |
$177,000 | $1,250,000 |
$78,000 | $849,000 |
| Loan Purchased By The Institution |
416 | $79,040,000 |
$190,000 | $535,000 |
$45,000 | $597,000 |
| Preapproval Approved but not Accepted |
2 | $290,000 |
$145,000 | $160,000 |
$35,000 | $36,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
197 | $41,453,000 |
$210,000 | $1,225,000 |
$90,000 | $829,000 |
| Credit Application Incomplete |
34 | $6,784,000 |
$199,000 | $587,000 |
$61,000 | $155,000 |
| Credit History |
125 | $15,838,000 |
$126,000 | $540,000 |
$67,000 | $413,000 |
| Debt-To-Income Ratio |
127 | $24,320,000 |
$191,000 | $650,000 |
$57,000 | $375,000 |
| Employment History |
7 | $1,622,000 |
$231,000 | $417,000 |
$80,000 | $155,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $1,107,000 |
$221,000 | $300,000 |
$161,000 | $612,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
81 | $15,498,000 |
$191,000 | $590,000 |
$92,000 | $365,000 |
| Unverifiable Information |
33 | $6,390,000 |
$193,000 | $471,000 |
$90,000 | $264,000 |
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