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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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Traill County ND
Mortgage Loan Application
Totals and Details
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| Location |
Traill County ND
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 341 |
| Total Amount of All Mortgage Loans Applied For | $26,070,000 |
| Average Mortgage Loan Amount Applied For | $76,000 |
| Highest Mortgage Loan Amount Applied For | $270,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $720,000 |
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| Home Improvement |
56 | $1,966,000 |
$35,000 | $151,000 |
$64,000 | $400,000 |
| Home Purchase |
140 | $12,253,000 |
$87,000 | $270,000 |
$53,000 | $720,000 |
| Refinancing |
145 | $11,851,000 |
$81,000 | $220,000 |
$53,000 | $173,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $347,000 |
$69,000 | $109,000 |
$42,000 | $69,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
31 | $2,874,000 |
$92,000 | $220,000 |
$19,000 | $132,000 |
| Not Provided |
17 | $1,192,000 |
$70,000 | $150,000 |
$49,000 | $101,000 |
| White |
288 | $21,657,000 |
$75,000 | $270,000 |
$59,000 | $720,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
304 | $22,967,000 |
$75,000 | $270,000 |
$57,000 | $720,000 |
| FHA-insured (Federal Housing Administration) |
21 | $1,707,000 |
$81,000 | $124,000 |
$29,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $112,000 |
$56,000 | $56,000 |
$79,000 | $79,000 |
| VA-guaranteed (Veterans Administration) |
14 | $1,284,000 |
$91,000 | $183,000 |
$45,000 | $85,000 |
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| Application Approved But Not Accepted |
18 | $1,123,000 |
$62,000 | $208,000 |
$56,000 | $95,000 |
| Application Denied By Financial Institution |
65 | $3,996,000 |
$61,000 | $164,000 |
$47,000 | $162,000 |
| Application Withdrawn By Applicant |
24 | $1,736,000 |
$72,000 | $151,000 |
$61,000 | $208,000 |
| File Closed For Incompleteness |
7 | $496,000 |
$70,000 | $118,000 |
$73,000 | $140,000 |
| Loan Originated |
163 | $12,697,000 |
$77,000 | $270,000 |
$64,000 | $720,000 |
| Loan Purchased By The Institution |
64 | $6,022,000 |
$94,000 | $225,000 |
$36,000 | $135,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
7 | $580,000 |
$82,000 | $152,000 |
$63,000 | $151,000 |
| Credit Application Incomplete |
4 | $344,000 |
$86,000 | $145,000 |
$52,000 | $90,000 |
| Credit History |
16 | $749,000 |
$46,000 | $152,000 |
$58,000 | $162,000 |
| Debt-To-Income Ratio |
7 | $216,000 |
$30,000 | $72,000 |
$28,000 | $46,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $155,000 |
$77,000 | $85,000 |
$40,000 | $43,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $151,000 |
$37,000 | $91,000 |
$54,000 | $84,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Companies for
Traill County ND in 2007
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