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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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Walsh County ND
Mortgage Loan Application
Totals and Details
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| Location |
Walsh County ND
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 339 |
| Total Amount of All Mortgage Loans Applied For | $19,505,000 |
| Average Mortgage Loan Amount Applied For | $57,000 |
| Highest Mortgage Loan Amount Applied For | $240,000 |
| Average Applicant Income | $50,000 |
| Highest Applicant Income | $533,000 |
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| Home Improvement |
70 | $1,904,000 |
$27,000 | $89,000 |
$50,000 | $284,000 |
| Home Purchase |
106 | $6,764,000 |
$63,000 | $240,000 |
$45,000 | $341,000 |
| Refinancing |
163 | $10,837,000 |
$66,000 | $200,000 |
$53,000 | $533,000 |
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| American Indian or Alaskan Native |
4 | $268,000 |
$67,000 | $125,000 |
$38,000 | $53,000 |
| Asian |
2 | $219,000 |
$109,000 | $119,000 |
$45,000 | $72,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
18 | $585,000 |
$32,000 | $75,000 |
$42,000 | $123,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $977,000 |
$69,000 | $180,000 |
$44,000 | $284,000 |
| Not Provided |
40 | $2,092,000 |
$52,000 | $163,000 |
$53,000 | $132,000 |
| White |
261 | $15,364,000 |
$58,000 | $240,000 |
$51,000 | $533,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
318 | $18,089,000 |
$56,000 | $240,000 |
$51,000 | $533,000 |
| FHA-insured (Federal Housing Administration) |
17 | $1,109,000 |
$65,000 | $199,000 |
$41,000 | $113,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $307,000 |
$76,000 | $88,000 |
$48,000 | $103,000 |
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| Application Approved But Not Accepted |
20 | $867,000 |
$43,000 | $90,000 |
$46,000 | $113,000 |
| Application Denied By Financial Institution |
81 | $4,452,000 |
$54,000 | $200,000 |
$38,000 | $97,000 |
| Application Withdrawn By Applicant |
34 | $2,012,000 |
$59,000 | $135,000 |
$67,000 | $533,000 |
| File Closed For Incompleteness |
12 | $625,000 |
$52,000 | $98,000 |
$51,000 | $118,000 |
| Loan Originated |
157 | $8,612,000 |
$54,000 | $240,000 |
$52,000 | $341,000 |
| Loan Purchased By The Institution |
35 | $2,937,000 |
$83,000 | $180,000 |
$58,000 | $284,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $580,000 |
$96,000 | $175,000 |
$54,000 | $74,000 |
| Credit Application Incomplete |
3 | $190,000 |
$63,000 | $100,000 |
$62,000 | $97,000 |
| Credit History |
22 | $714,000 |
$32,000 | $175,000 |
$33,000 | $75,000 |
| Debt-To-Income Ratio |
10 | $568,000 |
$56,000 | $200,000 |
$38,000 | $62,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
8 | $422,000 |
$52,000 | $90,000 |
$40,000 | $59,000 |
| Unverifiable Information |
3 | $184,000 |
$61,000 | $76,000 |
$32,000 | $50,000 |
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Mortgage Companies for
Walsh County ND in 2007
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