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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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Walsh County ND
Mortgage Loan Application
Totals and Details
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| Location |
Walsh County ND
• Apply Here |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Applications | 394 |
| Total Amount of All Mortgage Loans Applied For | $24,033,000 |
| Average Mortgage Loan Amount Applied For | $60,000 |
| Highest Mortgage Loan Amount Applied For | $469,000 |
| Average Applicant Income | $47,000 |
| Highest Applicant Income | $692,000 |
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| Home Improvement |
41 | $1,091,000 |
$26,000 | $106,000 |
$49,000 | $150,000 |
| Home Purchase |
150 | $9,663,000 |
$64,000 | $224,000 |
$41,000 | $188,000 |
| Refinancing |
203 | $13,279,000 |
$65,000 | $469,000 |
$52,000 | $692,000 |
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| American Indian or Alaskan Native |
4 | $216,000 |
$54,000 | $96,000 |
$39,000 | $64,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
21 | $680,000 |
$32,000 | $84,000 |
$43,000 | $83,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
43 | $2,978,000 |
$69,000 | $224,000 |
$23,000 | $173,000 |
| Not Provided |
29 | $2,465,000 |
$85,000 | $469,000 |
$58,000 | $235,000 |
| White |
297 | $17,694,000 |
$59,000 | $240,000 |
$50,000 | $692,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
357 | $21,537,000 |
$60,000 | $469,000 |
$49,000 | $692,000 |
| FHA-insured (Federal Housing Administration) |
26 | $1,548,000 |
$59,000 | $118,000 |
$37,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $111,000 |
$55,000 | $56,000 |
$35,000 | $36,000 |
| VA-guaranteed (Veterans Administration) |
9 | $837,000 |
$93,000 | $158,000 |
$35,000 | $71,000 |
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| Application Approved But Not Accepted |
23 | $1,100,000 |
$47,000 | $143,000 |
$50,000 | $164,000 |
| Application Denied By Financial Institution |
96 | $5,369,000 |
$55,000 | $469,000 |
$45,000 | $132,000 |
| Application Withdrawn By Applicant |
31 | $2,414,000 |
$77,000 | $200,000 |
$54,000 | $150,000 |
| File Closed For Incompleteness |
11 | $911,000 |
$82,000 | $210,000 |
$78,000 | $235,000 |
| Loan Originated |
174 | $9,833,000 |
$56,000 | $240,000 |
$52,000 | $692,000 |
| Loan Purchased By The Institution |
59 | $4,406,000 |
$74,000 | $224,000 |
$29,000 | $173,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
13 | $862,000 |
$66,000 | $221,000 |
$52,000 | $132,000 |
| Credit Application Incomplete |
11 | $695,000 |
$63,000 | $148,000 |
$46,000 | $105,000 |
| Credit History |
29 | $1,015,000 |
$35,000 | $86,000 |
$37,000 | $89,000 |
| Debt-To-Income Ratio |
6 | $253,000 |
$42,000 | $78,000 |
$39,000 | $80,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $68,000 |
$68,000 | $68,000 |
$65,000 | $65,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
8 | $991,000 |
$123,000 | $469,000 |
$51,000 | $73,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Companies for
Walsh County ND in 2006
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