|
| Location |
Washita County OK
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 339 |
| Total Amount of All Mortgage Loans Applied For | $24,284,000 |
| Average Mortgage Loan Amount Applied For | $71,000 |
| Highest Mortgage Loan Amount Applied For | $241,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $816,000 |
|
|
|
| Home Improvement |
57 | $1,630,000 |
$28,000 | $100,000 |
$54,000 | $200,000 |
| Home Purchase |
139 | $11,920,000 |
$85,000 | $177,000 |
$49,000 | $156,000 |
| Refinancing |
143 | $10,734,000 |
$75,000 | $241,000 |
$66,000 | $816,000 |
|
| American Indian or Alaskan Native |
4 | $283,000 |
$70,000 | $143,000 |
$64,000 | $95,000 |
| Asian |
1 | $38,000 |
$38,000 | $38,000 |
$25,000 | $25,000 |
| Black or African American |
1 | $71,000 |
$71,000 | $71,000 |
$60,000 | $60,000 |
| Hispanic |
8 | $584,000 |
$73,000 | $147,000 |
$53,000 | $91,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $41,000 |
$41,000 | $41,000 |
$23,000 | $23,000 |
| Not applicable |
17 | $1,262,000 |
$74,000 | $147,000 |
$29,000 | $111,000 |
| Not Provided |
36 | $2,633,000 |
$73,000 | $186,000 |
$73,000 | $500,000 |
| White |
271 | $19,372,000 |
$71,000 | $241,000 |
$57,000 | $816,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
228 | $14,746,000 |
$64,000 | $241,000 |
$62,000 | $816,000 |
| FHA-insured (Federal Housing Administration) |
96 | $8,530,000 |
$88,000 | $180,000 |
$50,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $748,000 |
$68,000 | $115,000 |
$27,000 | $48,000 |
| VA-guaranteed (Veterans Administration) |
4 | $260,000 |
$65,000 | $79,000 |
$62,000 | $67,000 |
|
| Application Approved But Not Accepted |
20 | $1,089,000 |
$54,000 | $154,000 |
$51,000 | $124,000 |
| Application Denied By Financial Institution |
105 | $6,308,000 |
$60,000 | $240,000 |
$58,000 | $816,000 |
| Application Withdrawn By Applicant |
27 | $2,196,000 |
$81,000 | $241,000 |
$71,000 | $500,000 |
| File Closed For Incompleteness |
7 | $414,000 |
$59,000 | $98,000 |
$49,000 | $117,000 |
| Loan Originated |
127 | $9,429,000 |
$74,000 | $200,000 |
$59,000 | $200,000 |
| Loan Purchased By The Institution |
53 | $4,848,000 |
$91,000 | $200,000 |
$49,000 | $131,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
8 | $632,000 |
$79,000 | $240,000 |
$51,000 | $72,000 |
| Credit Application Incomplete |
4 | $347,000 |
$86,000 | $117,000 |
$70,000 | $81,000 |
| Credit History |
39 | $1,829,000 |
$46,000 | $154,000 |
$71,000 | $816,000 |
| Debt-To-Income Ratio |
2 | $171,000 |
$85,000 | $95,000 |
$29,000 | $41,000 |
| Employment History |
1 | $92,000 |
$92,000 | $92,000 |
$27,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $44,000 |
$44,000 | $44,000 |
$18,000 | $18,000 |
| Other |
3 | $196,000 |
$65,000 | $85,000 |
$63,000 | $77,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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