| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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West Carroll Parish LA
Mortgage Loan Application
Totals and Details
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| Location |
West Carroll Parish LA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 287 |
| Total Amount of All Mortgage Loans Applied For | $19,826,000 |
| Average Mortgage Loan Amount Applied For | $69,000 |
| Highest Mortgage Loan Amount Applied For | $220,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $450,000 |
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| Home Improvement |
67 | $2,310,000 |
$34,000 | $220,000 |
$56,000 | $197,000 |
| Home Purchase |
111 | $8,955,000 |
$80,000 | $180,000 |
$50,000 | $208,000 |
| Refinancing |
109 | $8,561,000 |
$78,000 | $175,000 |
$72,000 | $450,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $133,000 |
$16,000 | $38,000 |
$31,000 | $73,000 |
| Hispanic |
2 | $125,000 |
$62,000 | $75,000 |
$98,000 | $108,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
18 | $1,532,000 |
$85,000 | $162,000 |
$0 | $0 |
| Not Provided |
30 | $1,614,000 |
$53,000 | $156,000 |
$58,000 | $197,000 |
| White |
229 | $16,422,000 |
$71,000 | $220,000 |
$65,000 | $450,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
212 | $12,831,000 |
$60,000 | $220,000 |
$65,000 | $450,000 |
| FHA-insured (Federal Housing Administration) |
42 | $4,113,000 |
$97,000 | $173,000 |
$55,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
33 | $2,882,000 |
$87,000 | $129,000 |
$30,000 | $66,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
17 | $826,000 |
$48,000 | $125,000 |
$73,000 | $208,000 |
| Application Denied By Financial Institution |
86 | $5,087,000 |
$59,000 | $220,000 |
$67,000 | $450,000 |
| Application Withdrawn By Applicant |
28 | $2,435,000 |
$86,000 | $160,000 |
$64,000 | $150,000 |
| File Closed For Incompleteness |
8 | $582,000 |
$72,000 | $129,000 |
$47,000 | $105,000 |
| Loan Originated |
115 | $7,960,000 |
$69,000 | $173,000 |
$61,000 | $279,000 |
| Loan Purchased By The Institution |
33 | $2,936,000 |
$88,000 | $162,000 |
$32,000 | $100,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $572,000 |
$95,000 | $220,000 |
$60,000 | $94,000 |
| Credit Application Incomplete |
5 | $405,000 |
$81,000 | $156,000 |
$161,000 | $450,000 |
| Credit History |
29 | $994,000 |
$34,000 | $180,000 |
$58,000 | $198,000 |
| Debt-To-Income Ratio |
6 | $643,000 |
$107,000 | $175,000 |
$87,000 | $353,000 |
| Employment History |
1 | $67,000 |
$67,000 | $67,000 |
$61,000 | $61,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $94,000 |
$47,000 | $49,000 |
$30,000 | $38,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $150,000 |
$50,000 | $75,000 |
$74,000 | $88,000 |
| Unverifiable Information |
1 | $53,000 |
$53,000 | $53,000 |
$30,000 | $30,000 |
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Mortgage Companies for
West Carroll Parish LA in 2008
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