|
| Location |
Weston County WY
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 457 |
| Total Amount of All Mortgage Loans Applied For | $59,711,000 |
| Average Mortgage Loan Amount Applied For | $130,000 |
| Highest Mortgage Loan Amount Applied For | $816,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $360,000 |
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| Home Improvement |
55 | $4,019,000 |
$73,000 | $279,000 |
$67,000 | $176,000 |
| Home Purchase |
149 | $18,275,000 |
$122,000 | $493,000 |
$62,000 | $360,000 |
| Refinancing |
253 | $37,417,000 |
$147,000 | $816,000 |
$69,000 | $179,000 |
|
| American Indian or Alaskan Native |
2 | $190,000 |
$95,000 | $160,000 |
$46,000 | $51,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $65,000 |
$65,000 | $65,000 |
$31,000 | $31,000 |
| Hispanic |
5 | $751,000 |
$150,000 | $203,000 |
$66,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
24 | $4,132,000 |
$172,000 | $416,000 |
$20,000 | $96,000 |
| Not Provided |
37 | $4,329,000 |
$117,000 | $361,000 |
$80,000 | $360,000 |
| White |
388 | $50,244,000 |
$129,000 | $816,000 |
$68,000 | $211,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
333 | $40,481,000 |
$121,000 | $493,000 |
$68,000 | $360,000 |
| FHA-insured (Federal Housing Administration) |
108 | $16,670,000 |
$154,000 | $816,000 |
$62,000 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
4 | $590,000 |
$147,000 | $164,000 |
$35,000 | $55,000 |
| VA-guaranteed (Veterans Administration) |
12 | $1,970,000 |
$164,000 | $324,000 |
$60,000 | $142,000 |
|
| Application Approved But Not Accepted |
23 | $2,782,000 |
$120,000 | $240,000 |
$65,000 | $140,000 |
| Application Denied By Financial Institution |
101 | $12,926,000 |
$127,000 | $816,000 |
$61,000 | $144,000 |
| Application Withdrawn By Applicant |
43 | $5,632,000 |
$130,000 | $300,000 |
$72,000 | $124,000 |
| File Closed For Incompleteness |
5 | $988,000 |
$197,000 | $361,000 |
$115,000 | $360,000 |
| Loan Originated |
233 | $29,164,000 |
$125,000 | $448,000 |
$72,000 | $211,000 |
| Loan Purchased By The Institution |
52 | $8,219,000 |
$158,000 | $493,000 |
$45,000 | $111,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
18 | $2,964,000 |
$164,000 | $292,000 |
$76,000 | $120,000 |
| Credit Application Incomplete |
3 | $481,000 |
$160,000 | $258,000 |
$85,000 | $125,000 |
| Credit History |
13 | $1,038,000 |
$79,000 | $165,000 |
$45,000 | $83,000 |
| Debt-To-Income Ratio |
9 | $913,000 |
$101,000 | $343,000 |
$64,000 | $108,000 |
| Employment History |
2 | $178,000 |
$89,000 | $115,000 |
$49,000 | $61,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $169,000 |
$169,000 | $169,000 |
$46,000 | $46,000 |
| Mortgage Insurance Denied |
1 | $264,000 |
$264,000 | $264,000 |
$42,000 | $42,000 |
| Other |
7 | $967,000 |
$138,000 | $244,000 |
$66,000 | $120,000 |
| Unverifiable Information |
1 | $108,000 |
$108,000 | $108,000 |
$70,000 | $70,000 |
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