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| Location |
Wharton County TX
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,156 |
| Total Amount of All Mortgage Loans Applied For | $112,799,000 |
| Average Mortgage Loan Amount Applied For | $97,000 |
| Highest Mortgage Loan Amount Applied For | $594,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $780,000 |
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| Home Improvement |
198 | $8,007,000 |
$40,000 | $364,000 |
$69,000 | $505,000 |
| Home Purchase |
451 | $51,226,000 |
$113,000 | $594,000 |
$73,000 | $427,000 |
| Refinancing |
507 | $53,566,000 |
$105,000 | $530,000 |
$74,000 | $780,000 |
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| American Indian or Alaskan Native |
4 | $399,000 |
$99,000 | $153,000 |
$126,000 | $265,000 |
| Asian |
2 | $311,000 |
$155,000 | $202,000 |
$95,000 | $109,000 |
| Black or African American |
81 | $5,695,000 |
$70,000 | $417,000 |
$58,000 | $330,000 |
| Hispanic |
234 | $18,693,000 |
$79,000 | $347,000 |
$62,000 | $346,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $40,000 |
$40,000 | $40,000 |
$61,000 | $61,000 |
| Not applicable |
112 | $9,807,000 |
$87,000 | $264,000 |
$16,000 | $186,000 |
| Not Provided |
133 | $15,245,000 |
$114,000 | $465,000 |
$81,000 | $780,000 |
| White |
589 | $62,609,000 |
$106,000 | $594,000 |
$87,000 | $522,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
954 | $88,641,000 |
$92,000 | $594,000 |
$75,000 | $780,000 |
| FHA-insured (Federal Housing Administration) |
158 | $18,202,000 |
$115,000 | $271,000 |
$63,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
29 | $3,041,000 |
$104,000 | $165,000 |
$29,000 | $82,000 |
| VA-guaranteed (Veterans Administration) |
15 | $2,915,000 |
$194,000 | $426,000 |
$60,000 | $120,000 |
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| Application Approved But Not Accepted |
70 | $5,582,000 |
$79,000 | $360,000 |
$77,000 | $427,000 |
| Application Denied By Financial Institution |
308 | $23,650,000 |
$76,000 | $404,000 |
$60,000 | $330,000 |
| Application Withdrawn By Applicant |
100 | $10,848,000 |
$108,000 | $426,000 |
$97,000 | $478,000 |
| File Closed For Incompleteness |
28 | $2,948,000 |
$105,000 | $225,000 |
$113,000 | $780,000 |
| Loan Originated |
438 | $47,647,000 |
$108,000 | $594,000 |
$88,000 | $522,000 |
| Loan Purchased By The Institution |
211 | $22,039,000 |
$104,000 | $417,000 |
$38,000 | $186,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $85,000 |
$85,000 | $85,000 |
$150,000 | $150,000 |
|
| Collateral |
31 | $4,246,000 |
$136,000 | $404,000 |
$76,000 | $175,000 |
| Credit Application Incomplete |
12 | $1,242,000 |
$103,000 | $210,000 |
$58,000 | $125,000 |
| Credit History |
87 | $3,700,000 |
$42,000 | $165,000 |
$61,000 | $330,000 |
| Debt-To-Income Ratio |
32 | $2,439,000 |
$76,000 | $190,000 |
$49,000 | $121,000 |
| Employment History |
1 | $333,000 |
$333,000 | $333,000 |
$149,000 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $352,000 |
$88,000 | $187,000 |
$52,000 | $90,000 |
| Mortgage Insurance Denied |
1 | $148,000 |
$148,000 | $148,000 |
$58,000 | $58,000 |
| Other |
18 | $1,448,000 |
$80,000 | $138,000 |
$65,000 | $136,000 |
| Unverifiable Information |
3 | $359,000 |
$119,000 | $252,000 |
$46,000 | $53,000 |
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