|
| Location |
White County AR
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,487 |
| Total Amount of All Mortgage Loans Applied For | $382,627,000 |
| Average Mortgage Loan Amount Applied For | $109,000 |
| Highest Mortgage Loan Amount Applied For | $3,990,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $2,493,000 |
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| Home Improvement |
260 | $7,371,000 |
$28,000 | $339,000 |
$67,000 | $420,000 |
| Home Purchase |
1,604 | $179,982,000 |
$112,000 | $1,085,000 |
$57,000 | $2,493,000 |
| Refinancing |
1,623 | $195,274,000 |
$120,000 | $3,990,000 |
$61,000 | $900,000 |
|
| American Indian or Alaskan Native |
10 | $931,000 |
$93,000 | $158,000 |
$74,000 | $162,000 |
| Asian |
5 | $721,000 |
$144,000 | $223,000 |
$130,000 | $500,000 |
| Black or African American |
70 | $7,351,000 |
$105,000 | $556,000 |
$58,000 | $292,000 |
| Hispanic |
57 | $5,269,000 |
$92,000 | $264,000 |
$52,000 | $133,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $164,000 |
$54,000 | $81,000 |
$77,000 | $102,000 |
| Not applicable |
544 | $71,098,000 |
$130,000 | $3,990,000 |
$26,000 | $359,000 |
| Not Provided |
218 | $17,389,000 |
$79,000 | $417,000 |
$67,000 | $385,000 |
| White |
2,580 | $279,704,000 |
$108,000 | $1,305,000 |
$66,000 | $2,493,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,194 | $230,557,000 |
$105,000 | $3,990,000 |
$68,000 | $2,493,000 |
| FHA-insured (Federal Housing Administration) |
848 | $102,828,000 |
$121,000 | $276,000 |
$53,000 | $271,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
328 | $31,377,000 |
$95,000 | $224,000 |
$24,000 | $74,000 |
| VA-guaranteed (Veterans Administration) |
117 | $17,865,000 |
$152,000 | $402,000 |
$54,000 | $162,000 |
|
| Application Approved But Not Accepted |
147 | $14,085,000 |
$95,000 | $585,000 |
$63,000 | $474,000 |
| Application Denied By Financial Institution |
560 | $51,790,000 |
$92,000 | $1,085,000 |
$59,000 | $420,000 |
| Application Withdrawn By Applicant |
202 | $24,119,000 |
$119,000 | $417,000 |
$68,000 | $468,000 |
| File Closed For Incompleteness |
55 | $6,852,000 |
$124,000 | $412,000 |
$80,000 | $600,000 |
| Loan Originated |
1,728 | $187,018,000 |
$108,000 | $3,990,000 |
$65,000 | $2,493,000 |
| Loan Purchased By The Institution |
795 | $98,763,000 |
$124,000 | $417,000 |
$44,000 | $260,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
79 | $7,657,000 |
$96,000 | $417,000 |
$64,000 | $409,000 |
| Credit Application Incomplete |
45 | $5,076,000 |
$112,000 | $626,000 |
$62,000 | $377,000 |
| Credit History |
131 | $7,297,000 |
$55,000 | $391,000 |
$56,000 | $202,000 |
| Debt-To-Income Ratio |
43 | $5,156,000 |
$119,000 | $333,000 |
$59,000 | $185,000 |
| Employment History |
5 | $421,000 |
$84,000 | $111,000 |
$43,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $359,000 |
$89,000 | $160,000 |
$37,000 | $60,000 |
| Mortgage Insurance Denied |
1 | $85,000 |
$85,000 | $85,000 |
$42,000 | $42,000 |
| Other |
35 | $3,111,000 |
$88,000 | $417,000 |
$75,000 | $311,000 |
| Unverifiable Information |
6 | $671,000 |
$111,000 | $236,000 |
$70,000 | $196,000 |
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