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| Location |
Wilson County TX
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,158 |
| Total Amount of All Mortgage Loans Applied For | $279,116,000 |
| Average Mortgage Loan Amount Applied For | $129,000 |
| Highest Mortgage Loan Amount Applied For | $438,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $1,097,000 |
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| Home Improvement |
337 | $14,119,000 |
$41,000 | $293,000 |
$79,000 | $1,097,000 |
| Home Purchase |
957 | $141,100,000 |
$147,000 | $425,000 |
$71,000 | $646,000 |
| Refinancing |
864 | $123,897,000 |
$143,000 | $438,000 |
$73,000 | $700,000 |
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| American Indian or Alaskan Native |
10 | $707,000 |
$70,000 | $210,000 |
$70,000 | $141,000 |
| Asian |
1 | $158,000 |
$158,000 | $158,000 |
$700,000 | $700,000 |
| Black or African American |
34 | $7,157,000 |
$210,000 | $417,000 |
$80,000 | $158,000 |
| Hispanic |
580 | $63,046,000 |
$108,000 | $417,000 |
$67,000 | $1,097,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $5,000 |
$5,000 | $5,000 |
$47,000 | $47,000 |
| Not applicable |
201 | $33,961,000 |
$168,000 | $385,000 |
$32,000 | $189,000 |
| Not Provided |
242 | $29,942,000 |
$123,000 | $364,000 |
$78,000 | $547,000 |
| White |
1,089 | $144,140,000 |
$132,000 | $438,000 |
$82,000 | $646,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,703 | $204,737,000 |
$120,000 | $438,000 |
$77,000 | $1,097,000 |
| FHA-insured (Federal Housing Administration) |
306 | $41,946,000 |
$137,000 | $337,000 |
$54,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
6 | $730,000 |
$121,000 | $189,000 |
$33,000 | $49,000 |
| VA-guaranteed (Veterans Administration) |
143 | $31,703,000 |
$221,000 | $385,000 |
$74,000 | $409,000 |
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| Application Approved But Not Accepted |
168 | $16,680,000 |
$99,000 | $390,000 |
$82,000 | $700,000 |
| Application Denied By Financial Institution |
508 | $48,247,000 |
$94,000 | $364,000 |
$68,000 | $1,097,000 |
| Application Withdrawn By Applicant |
187 | $26,479,000 |
$141,000 | $438,000 |
$76,000 | $391,000 |
| File Closed For Incompleteness |
38 | $4,670,000 |
$122,000 | $364,000 |
$64,000 | $170,000 |
| Loan Originated |
861 | $115,795,000 |
$134,000 | $425,000 |
$84,000 | $646,000 |
| Loan Purchased By The Institution |
395 | $67,194,000 |
$170,000 | $417,000 |
$50,000 | $202,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $51,000 |
$51,000 | $51,000 |
$87,000 | $87,000 |
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| Collateral |
50 | $6,477,000 |
$129,000 | $328,000 |
$83,000 | $203,000 |
| Credit Application Incomplete |
26 | $3,739,000 |
$143,000 | $340,000 |
$78,000 | $325,000 |
| Credit History |
155 | $10,100,000 |
$65,000 | $350,000 |
$61,000 | $1,097,000 |
| Debt-To-Income Ratio |
52 | $4,609,000 |
$88,000 | $364,000 |
$61,000 | $236,000 |
| Employment History |
9 | $792,000 |
$88,000 | $204,000 |
$52,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $1,041,000 |
$173,000 | $347,000 |
$89,000 | $138,000 |
| Mortgage Insurance Denied |
3 | $446,000 |
$148,000 | $322,000 |
$80,000 | $104,000 |
| Other |
32 | $4,004,000 |
$125,000 | $320,000 |
$74,000 | $162,000 |
| Unverifiable Information |
7 | $1,342,000 |
$191,000 | $262,000 |
$90,000 | $182,000 |
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