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| Location |
Winkler County TX
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 109 |
| Total Amount of All Mortgage Loans Applied For | $7,369,000 |
| Average Mortgage Loan Amount Applied For | $67,000 |
| Highest Mortgage Loan Amount Applied For | $223,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $168,000 |
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| Home Improvement |
14 | $311,000 |
$22,000 | $50,000 |
$71,000 | $168,000 |
| Home Purchase |
67 | $5,193,000 |
$77,000 | $200,000 |
$66,000 | $147,000 |
| Refinancing |
28 | $1,865,000 |
$66,000 | $223,000 |
$69,000 | $168,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $151,000 |
$75,000 | $113,000 |
$83,000 | $123,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
42 | $2,629,000 |
$62,000 | $181,000 |
$56,000 | $168,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
6 | $294,000 |
$49,000 | $82,000 |
$58,000 | $82,000 |
| White |
59 | $4,295,000 |
$72,000 | $223,000 |
$76,000 | $168,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
68 | $3,858,000 |
$56,000 | $223,000 |
$74,000 | $168,000 |
| FHA-insured (Federal Housing Administration) |
34 | $2,988,000 |
$87,000 | $178,000 |
$57,000 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $124,000 |
$62,000 | $62,000 |
$42,000 | $42,000 |
| VA-guaranteed (Veterans Administration) |
5 | $399,000 |
$79,000 | $105,000 |
$53,000 | $80,000 |
|
| Application Approved But Not Accepted |
6 | $234,000 |
$39,000 | $108,000 |
$59,000 | $91,000 |
| Application Denied By Financial Institution |
27 | $1,515,000 |
$56,000 | $181,000 |
$54,000 | $91,000 |
| Application Withdrawn By Applicant |
4 | $295,000 |
$73,000 | $151,000 |
$109,000 | $168,000 |
| File Closed For Incompleteness |
2 | $118,000 |
$59,000 | $72,000 |
$30,000 | $60,000 |
| Loan Originated |
47 | $3,471,000 |
$73,000 | $223,000 |
$75,000 | $168,000 |
| Loan Purchased By The Institution |
23 | $1,736,000 |
$75,000 | $178,000 |
$65,000 | $110,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $158,000 |
$158,000 | $158,000 |
$84,000 | $84,000 |
| Credit History |
13 | $426,000 |
$32,000 | $104,000 |
$57,000 | $91,000 |
| Debt-To-Income Ratio |
1 | $74,000 |
$74,000 | $74,000 |
$15,000 | $15,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $61,000 |
$61,000 | $61,000 |
$45,000 | $45,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $370,000 |
$123,000 | $179,000 |
$79,000 | $84,000 |
| Unverifiable Information |
1 | $50,000 |
$50,000 | $50,000 |
$41,000 | $41,000 |
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