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| Location |
Yuba County CA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 4,391 |
| Total Amount of All Mortgage Loans Applied For | $843,859,000 |
| Average Mortgage Loan Amount Applied For | $192,000 |
| Highest Mortgage Loan Amount Applied For | $4,100,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $3,333,000 |
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| Home Improvement |
288 | $29,238,000 |
$101,000 | $444,000 |
$76,000 | $1,231,000 |
| Home Purchase |
2,376 | $447,398,000 |
$188,000 | $3,338,000 |
$73,000 | $3,333,000 |
| Refinancing |
1,727 | $367,223,000 |
$212,000 | $4,100,000 |
$71,000 | $1,512,000 |
|
| American Indian or Alaskan Native |
36 | $6,213,000 |
$172,000 | $675,000 |
$84,000 | $540,000 |
| Asian |
160 | $32,691,000 |
$204,000 | $501,000 |
$78,000 | $444,000 |
| Black or African American |
103 | $21,752,000 |
$211,000 | $560,000 |
$70,000 | $600,000 |
| Hispanic |
581 | $99,088,000 |
$170,000 | $580,000 |
$64,000 | $1,231,000 |
| Native Hawaiin or Other Pacific Islander |
29 | $5,538,000 |
$190,000 | $372,000 |
$61,000 | $117,000 |
| Not applicable |
352 | $77,346,000 |
$219,000 | $4,100,000 |
$28,000 | $312,000 |
| Not Provided |
554 | $113,463,000 |
$204,000 | $4,050,000 |
$74,000 | $600,000 |
| White |
2,576 | $487,768,000 |
$189,000 | $3,338,000 |
$79,000 | $3,333,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,872 | $531,218,000 |
$184,000 | $4,100,000 |
$77,000 | $3,333,000 |
| FHA-insured (Federal Housing Administration) |
1,090 | $213,156,000 |
$195,000 | $570,000 |
$65,000 | $269,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
15 | $2,998,000 |
$199,000 | $320,000 |
$42,000 | $76,000 |
| VA-guaranteed (Veterans Administration) |
414 | $96,487,000 |
$233,000 | $422,000 |
$59,000 | $163,000 |
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| Application Approved But Not Accepted |
259 | $50,346,000 |
$194,000 | $467,000 |
$80,000 | $479,000 |
| Application Denied By Financial Institution |
1,086 | $202,888,000 |
$186,000 | $3,338,000 |
$74,000 | $1,512,000 |
| Application Withdrawn By Applicant |
435 | $84,068,000 |
$193,000 | $675,000 |
$78,000 | $645,000 |
| File Closed For Incompleteness |
79 | $15,142,000 |
$191,000 | $600,000 |
$92,000 | $339,000 |
| Loan Originated |
1,548 | $281,145,000 |
$181,000 | $1,069,000 |
$76,000 | $600,000 |
| Loan Purchased By The Institution |
981 | $209,889,000 |
$213,000 | $4,100,000 |
$57,000 | $3,333,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
3 | $381,000 |
$127,000 | $150,000 |
$67,000 | $125,000 |
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| Collateral |
195 | $33,979,000 |
$174,000 | $475,000 |
$92,000 | $1,512,000 |
| Credit Application Incomplete |
36 | $10,576,000 |
$293,000 | $3,338,000 |
$99,000 | $461,000 |
| Credit History |
104 | $14,229,000 |
$136,000 | $349,000 |
$70,000 | $600,000 |
| Debt-To-Income Ratio |
132 | $26,198,000 |
$198,000 | $501,000 |
$57,000 | $182,000 |
| Employment History |
15 | $2,869,000 |
$191,000 | $318,000 |
$58,000 | $109,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
10 | $1,414,000 |
$141,000 | $230,000 |
$54,000 | $87,000 |
| Mortgage Insurance Denied |
2 | $406,000 |
$203,000 | $235,000 |
$52,000 | $62,000 |
| Other |
98 | $20,110,000 |
$205,000 | $1,162,000 |
$78,000 | $254,000 |
| Unverifiable Information |
38 | $6,369,000 |
$167,000 | $372,000 |
$102,000 | $444,000 |
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