1St Republic Mortgage Bankers
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
1St Republic Mortgage Bankers 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 1St Republic Mortgage Bankers 110 Jericho Turnpike Suite 200 Floral Park, NY 11001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,247 |
| Total Mortgage Loan Application Amount | $412,788,000 |
| Average Mortgage Loan Application Amount | $348,666 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $504,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with 1St Republic Mortgage Bankers. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 1St Republic Mortgage Bankers's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down 1St Republic Mortgage Bankers's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 1St Republic Mortgage Bankers serves its applicants.
Each category highlights the total number of mortgage applications processed by 1St Republic Mortgage Bankers, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 1St Republic Mortgage Bankers's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 284 | $ 99,345,000 | $ 349,000 | $ 78,000 |
| Kings County New York | 206 | $ 79,881,000 | $ 387,000 | $ 81,000 |
| Bronx County New York | 165 | $ 61,079,000 | $ 370,000 | $ 79,000 |
| Nassau County New York | 92 | $ 30,495,000 | $ 331,000 | $ 92,000 |
| Suffolk County New York | 62 | $ 21,073,000 | $ 339,000 | $ 95,000 |
| Essex County New Jersey | 61 | $ 16,975,000 | $ 278,000 | $ 71,000 |
| Westchester County New York | 48 | $ 16,349,000 | $ 340,000 | $ 84,000 |
| Orange County New York | 33 | $ 9,500,000 | $ 287,000 | $ 70,000 |
| Fairfield County Connecticut | 24 | $ 7,113,000 | $ 296,000 | $ 75,000 |
| Bergen County New Jersey | 20 | $ 5,805,000 | $ 290,000 | $ 85,000 |
| Richmond County New York | 19 | $ 6,397,000 | $ 336,000 | $ 69,000 |
| Passaic County New Jersey | 16 | $ 5,419,000 | $ 338,000 | $ 76,000 |
| Rockland County New York | 15 | $ 5,540,000 | $ 369,000 | $ 82,000 |
| Hudson County New Jersey | 14 | $ 4,108,000 | $ 293,000 | $ 59,000 |
| New Haven County Connecticut | 13 | $ 2,893,000 | $ 222,000 | $ 71,000 |
| Broward County Florida | 12 | $ 2,922,000 | $ 243,000 | $ 63,000 |
| Orange County Florida | 12 | $ 2,233,000 | $ 186,000 | $ 64,000 |
| Union County New Jersey | 10 | $ 2,794,000 | $ 279,000 | $ 71,000 |
| Hartford County Connecticut | 8 | $ 1,586,000 | $ 198,000 | $ 87,000 |
| Osceola County Florida | 8 | $ 1,453,000 | $ 181,000 | $ 72,000 |
| Middlesex County New Jersey | 8 | $ 2,652,000 | $ 331,000 | $ 104,000 |
| Marion County Florida | 7 | $ 1,174,000 | $ 167,000 | $ 82,000 |
| Dutchess County New York | 7 | $ 2,246,000 | $ 320,000 | $ 90,000 |
| St. Lucie County Florida | 6 | $ 1,509,000 | $ 251,000 | $ 95,000 |
| Burlington County New Jersey | 6 | $ 1,469,000 | $ 244,000 | $ 61,000 |
| Polk County Florida | 5 | $ 975,000 | $ 195,000 | $ 56,000 |
| Horry County South Carolina | 5 | $ 616,000 | $ 123,000 | $ 21,000 |
| Miami-Dade County Florida | 4 | $ 1,056,000 | $ 264,000 | $ 108,000 |
| Monmouth County New Jersey | 4 | $ 1,417,000 | $ 354,000 | $ 116,000 |
| Albany County New York | 4 | $ 806,000 | $ 201,000 | $ 55,000 |
| Hillsborough County Florida | 3 | $ 549,000 | $ 183,000 | $ 65,000 |
| DeKalb County Georgia | 3 | $ 696,000 | $ 232,000 | $ 110,000 |
| Ocean County New Jersey | 3 | $ 1,058,000 | $ 352,000 | $ 85,000 |
| Somerset County New Jersey | 3 | $ 825,000 | $ 275,000 | $ 98,000 |
| New York County New York | 3 | $ 1,568,000 | $ 522,000 | $ 369,000 |
| Ulster County New York | 3 | $ 769,000 | $ 256,000 | $ 75,000 |
| Pike County Pennsylvania | 3 | $ 651,000 | $ 217,000 | $ 83,000 |
| Pasco County Florida | 2 | $ 803,000 | $ 401,000 | $ 94,000 |
| Pinellas County Florida | 2 | $ 396,000 | $ 198,000 | $ 81,000 |
| Henry County Georgia | 2 | $ 417,000 | $ 208,000 | $ 106,000 |
| Mercer County New Jersey | 2 | $ 463,000 | $ 231,000 | $ 57,000 |
| Greene County New York | 2 | $ 367,000 | $ 183,000 | $ 101,000 |
| Montgomery County New York | 2 | $ 189,000 | $ 94,000 | $ 58,000 |
| Saratoga County New York | 2 | $ 232,000 | $ 116,000 | $ 63,000 |
| Sullivan County New York | 2 | $ 333,000 | $ 166,000 | $ 81,000 |
| Monroe County Pennsylvania | 2 | $ 462,000 | $ 231,000 | $ 62,000 |
| Philadelphia County Pennsylvania | 2 | $ 198,000 | $ 99,000 | $ 28,000 |
| Middlesex County Connecticut | 1 | $ 320,000 | $ 320,000 | $ 72,000 |
| Brevard County Florida | 1 | $ 10,000 | $ 10,000 | $ 82,000 |
| Charlotte County Florida | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Duval County Florida | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Flagler County Florida | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Palm Beach County Florida | 1 | $ 266,000 | $ 266,000 | $ 120,000 |
| Cherokee County Georgia | 1 | $ 294,000 | $ 294,000 | $ 80,000 |
| Clayton County Georgia | 1 | $ 156,000 | $ 156,000 | $ 35,000 |
| Douglas County Georgia | 1 | $ 168,000 | $ 168,000 | $ 93,000 |
| Fulton County Georgia | 1 | $ 230,000 | $ 230,000 | $ 41,000 |
| Gwinnett County Georgia | 1 | $ 183,000 | $ 183,000 | $ 46,000 |
| Montgomery County Maryland | 1 | $ 302,000 | $ 302,000 | $ 87,000 |
| Camden County New Jersey | 1 | $ 216,000 | $ 216,000 | $ 159,000 |
| Sussex County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 68,000 |
| Delaware County New York | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Putnam County New York | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Schenectady County New York | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Bucks County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 77,000 |
| Carbon County Pennsylvania | 1 | $ 370,000 | $ 370,000 | $ 102,000 |
| Lehigh County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Sumter County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| York County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for 1St Republic Mortgage Bankers in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 867 | $291,264,000 | $335,000 | $2,250,000 | $76,000 | $504,000 |
| Home Purchase | 374 | $119,164,000 | $318,000 | $1,000,000 | $91,000 | $341,000 |
| Home Improvement | 6 | $2,360,000 | $393,000 | $525,000 | $59,000 | $105,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 940 | $311,991,000 | $331,000 | $1,000,000 | $78,000 | $318,000 |
| Asian | 147 | $47,358,000 | $322,000 | $713,000 | $79,000 | $220,000 |
| White | 74 | $26,872,000 | $363,000 | $2,250,000 | $105,000 | $426,000 |
| Hispanic | 70 | $21,247,000 | $303,000 | $657,000 | $75,000 | $182,000 |
| Not Provided | 15 | $4,945,000 | $329,000 | $1,266,000 | $128,000 | $504,000 |
| American Indian or Alaskan Native | 1 | $375,000 | $375,000 | $375,000 | $64,000 | $64,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 875 | $296,765,000 | $339,000 | $2,250,000 | $80,000 | $504,000 |
| FHA-insured (Federal Housing Administration) | 371 | $115,615,000 | $311,000 | $641,000 | $79,000 | $310,000 |
| VA-guaranteed (Veterans Administration) | 1 | $408,000 | $408,000 | $408,000 | $110,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 671 | $222,448,000 | $331,000 | $960,000 | $77,000 | $310,000 |
| Application Denied By Financial Institution | 280 | $91,113,000 | $325,000 | $1,000,000 | $84,000 | $426,000 |
| Application Withdrawn By Applicant | 221 | $73,821,000 | $334,000 | $2,250,000 | $86,000 | $504,000 |
| Application Approved But Not Accepted | 53 | $17,640,000 | $332,000 | $730,000 | $82,000 | $200,000 |
| File Closed For Incompleteness | 22 | $7,766,000 | $353,000 | $570,000 | $75,000 | $187,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 100 | $32,449,000 | $324,000 | $650,000 | $90,000 | $426,000 |
| Debt-To-Income Ratio | 69 | $23,897,000 | $346,000 | $713,000 | $72,000 | $220,000 |
| Credit History | 42 | $13,398,000 | $319,000 | $750,000 | $85,000 | $318,000 |
| Other | 25 | $6,685,000 | $267,000 | $522,000 | $80,000 | $182,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $6,418,000 | $401,000 | $1,000,000 | $108,000 | $318,000 |
| Unverifiable Information | 15 | $4,477,000 | $298,000 | $513,000 | $89,000 | $180,000 |
| Credit Application Incomplete | 8 | $2,303,000 | $287,000 | $480,000 | $57,000 | $120,000 |
| Employment History | 5 | $1,486,000 | $297,000 | $465,000 | $87,000 | $128,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 1St Republic Mortgage Bankers's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 1St Republic Mortgage Bankers's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.