Amcap Mortgage, Ltd.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Amcap Mortgage, Ltd. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amcap Mortgage, Ltd. 9999 Bellaire Blvd., Suite 700 Austin, TX 77036 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 16,393 |
| Total Mortgage Loan Application Amount | $4,766,875,000 |
| Average Mortgage Loan Application Amount | $292,000 |
| Highest Mortgage Loan Application Amount | $2,165,000 |
| Average Applicant Income | $120,666 |
| Highest Applicant Income | $2,797,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Amcap Mortgage, Ltd.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amcap Mortgage, Ltd.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Amcap Mortgage, Ltd.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amcap Mortgage, Ltd. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amcap Mortgage, Ltd., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amcap Mortgage, Ltd.'s mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,393 | $ 1,033,555,000 | $ 304,000 | $ 125,000 |
| NA (OUTSIDE OF MSA/MD) | 2,427 | $ 567,925,000 | $ 223,666 | $ 99,151 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2,227 | $ 669,605,000 | $ 300,000 | $ 118,000 |
| DALLAS-PLANO-IRVING, TX | 1,283 | $ 437,615,000 | $ 341,000 | $ 127,000 |
| AUSTIN-ROUND ROCK, TX | 637 | $ 254,105,000 | $ 398,000 | $ 157,000 |
| MCALLEN-EDINBURG-MISSION, TX | 574 | $ 122,970,000 | $ 214,000 | $ 89,000 |
| FORT WORTH-ARLINGTON, TX | 551 | $ 171,985,000 | $ 312,000 | $ 117,000 |
| AMARILLO, TX | 346 | $ 77,000,000 | $ 222,000 | $ 85,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 337 | $ 129,925,000 | $ 385,000 | $ 128,000 |
| FARMINGTON, NM | 284 | $ 50,140,000 | $ 176,000 | $ 72,000 |
| GRAND JUNCTION, CO | 223 | $ 65,425,000 | $ 293,000 | $ 89,000 |
| BEAUMONT-PORT ARTHUR, TX | 207 | $ 44,945,000 | $ 217,000 | $ 107,000 |
| ODESSA, TX | 197 | $ 46,255,000 | $ 234,000 | $ 87,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 166 | $ 86,420,000 | $ 520,000 | $ 128,000 |
| OKLAHOMA CITY, OK | 157 | $ 34,615,000 | $ 220,000 | $ 83,000 |
| BOISE CITY, ID | 155 | $ 48,655,000 | $ 313,000 | $ 109,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 140 | $ 33,640,000 | $ 200,500 | $ 78,000 |
| KILLEEN-TEMPLE, TX | 132 | $ 35,680,000 | $ 270,000 | $ 101,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 127 | $ 57,315,000 | $ 451,000 | $ 115,000 |
| BATON ROUGE, LA | 123 | $ 26,295,000 | $ 213,000 | $ 77,000 |
| BROWNSVILLE-HARLINGEN, TX | 123 | $ 24,445,000 | $ 198,000 | $ 88,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 104 | $ 39,030,000 | $ 375,000 | $ 131,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 100 | $ 34,920,000 | $ 349,000 | $ 139,000 |
| TUCSON, AZ | 97 | $ 23,785,000 | $ 245,000 | $ 81,000 |
| CINCINNATI, OH-KY-IN | 93 | $ 18,475,000 | $ 201,500 | $ 82,000 |
| DENVER-AURORA-LAKEWOOD, CO | 87 | $ 38,795,000 | $ 445,000 | $ 132,000 |
| MIDLAND, TX | 84 | $ 22,880,000 | $ 272,000 | $ 115,000 |
| CORPUS CHRISTI, TX | 83 | $ 21,795,000 | $ 262,000 | $ 116,000 |
| TACOMA-LAKEWOOD, WA | 78 | $ 34,270,000 | $ 439,000 | $ 119,000 |
| LAS CRUCES, NM | 69 | $ 13,895,000 | $ 201,000 | $ 76,000 |
| TULSA, OK | 60 | $ 12,240,000 | $ 204,000 | $ 85,000 |
| WACO, TX | 60 | $ 13,200,000 | $ 220,000 | $ 82,000 |
| JACKSONVILLE, FL | 58 | $ 22,640,000 | $ 390,000 | $ 138,000 |
| LONGVIEW, TX | 53 | $ 9,945,000 | $ 187,000 | $ 76,000 |
| EL PASO, TX | 49 | $ 12,265,000 | $ 250,000 | $ 91,000 |
| KNOXVILLE, TN | 49 | $ 10,295,000 | $ 210,000 | $ 73,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 48 | $ 8,810,000 | $ 183,000 | $ 76,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 48 | $ 14,770,000 | $ 307,000 | $ 102,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 47 | $ 18,275,000 | $ 375,500 | $ 131,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 46 | $ 21,410,000 | $ 465,000 | $ 121,000 |
| SHERMAN-DENISON, TX | 46 | $ 12,530,000 | $ 272,000 | $ 106,000 |
| COLLEGE STATION-BRYAN, TX | 45 | $ 12,725,000 | $ 282,000 | $ 107,000 |
| VICTORIA, TX | 44 | $ 11,170,000 | $ 253,000 | $ 104,000 |
| ALBUQUERQUE, NM | 42 | $ 8,590,000 | $ 204,000 | $ 71,000 |
| PITTSBURGH, PA | 41 | $ 8,815,000 | $ 215,000 | $ 96,000 |
| CAPE CORAL-FORT MYERS, FL | 39 | $ 13,005,000 | $ 333,000 | $ 109,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 36 | $ 12,650,000 | $ 351,000 | $ 104,000 |
| NEW ORLEANS-METAIRIE, LA | 32 | $ 7,270,000 | $ 227,000 | $ 85,000 |
| SAN DIEGO-CARLSBAD, CA | 32 | $ 18,620,000 | $ 581,000 | $ 139,000 |
| CLARKSVILLE, TN-KY | 31 | $ 5,435,000 | $ 175,000 | $ 68,000 |
| LUBBOCK, TX | 31 | $ 6,975,000 | $ 225,000 | $ 91,000 |
| ALEXANDRIA, LA | 30 | $ 6,260,000 | $ 208,000 | $ 81,000 |
| BAKERSFIELD, CA | 24 | $ 6,640,000 | $ 276,000 | $ 74,000 |
| CHICAGO-NAPERVILLE, IL | 24 | $ 5,150,000 | $ 214,000 | $ 122,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 24 | $ 8,300,000 | $ 345,000 | $ 123,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 24 | $ 7,120,000 | $ 296,000 | $ 149,000 |
| TYLER, TX | 24 | $ 6,520,000 | $ 271,000 | $ 112,000 |
| CANTON-MASSILLON, OH | 23 | $ 3,485,000 | $ 151,000 | $ 59,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 22 | $ 6,980,000 | $ 317,000 | $ 97,000 |
| ABILENE, TX | 21 | $ 4,885,000 | $ 232,000 | $ 123,000 |
| LAKELAND-WINTER HAVEN, FL | 21 | $ 5,875,000 | $ 279,000 | $ 101,000 |
| BURLINGTON, NC | 17 | $ 3,575,000 | $ 210,000 | $ 71,000 |
| LAFAYETTE, LA | 17 | $ 3,625,000 | $ 213,000 | $ 73,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 16 | $ 12,450,000 | $ 778,000 | $ 168,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 16 | $ 3,400,000 | $ 212,000 | $ 90,000 |
| LINCOLN, NE | 16 | $ 3,240,000 | $ 202,000 | $ 99,000 |
| GREELEY, CO | 15 | $ 5,995,000 | $ 399,000 | $ 109,000 |
| SAN ANGELO, TX | 15 | $ 3,685,000 | $ 245,000 | $ 98,000 |
| ANCHORAGE, AK | 14 | $ 4,230,000 | $ 302,000 | $ 99,000 |
| OLYMPIA-TUMWATER, WA | 14 | $ 5,390,000 | $ 385,000 | $ 110,000 |
| HAMMOND, LA | 13 | $ 3,245,000 | $ 249,000 | $ 96,000 |
| STOCKTON-LODI, CA | 13 | $ 4,025,000 | $ 309,000 | $ 104,000 |
| SALINAS, CA | 11 | $ 5,335,000 | $ 485,000 | $ 133,000 |
| BLOOMINGTON, IN | 10 | $ 1,940,000 | $ 194,000 | $ 92,000 |
| PORT ST. LUCIE, FL | 10 | $ 4,010,000 | $ 401,000 | $ 107,000 |
| WICHITA FALLS, TX | 10 | $ 2,960,000 | $ 296,000 | $ 131,000 |
| DURHAM-CHAPEL HILL, NC | 9 | $ 2,385,000 | $ 265,000 | $ 77,000 |
| HOUMA-THIBODAUX, LA | 9 | $ 1,295,000 | $ 143,000 | $ 52,000 |
| LAREDO, TX | 9 | $ 1,965,000 | $ 218,000 | $ 88,000 |
| MEMPHIS, TN-MS-AR | 9 | $ 1,295,000 | $ 153,333 | $ 70,666 |
| NEWARK, NJ-PA | 9 | $ 4,025,000 | $ 447,000 | $ 134,000 |
| TEXARKANA, TX-AR | 9 | $ 1,755,000 | $ 199,000 | $ 76,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 8 | $ 1,990,000 | $ 248,000 | $ 77,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 2,150,000 | $ 268,000 | $ 80,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 8 | $ 1,290,000 | $ 161,000 | $ 92,000 |
| MORRISTOWN, TN | 8 | $ 1,650,000 | $ 206,000 | $ 87,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 7 | $ 2,125,000 | $ 283,000 | $ 138,000 |
| DES MOINES-WEST DES MOINES, IA | 7 | $ 1,495,000 | $ 213,000 | $ 80,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 7 | $ 3,255,000 | $ 465,000 | $ 101,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 7 | $ 2,305,000 | $ 329,000 | $ 170,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 7 | $ 3,375,000 | $ 482,000 | $ 153,000 |
| RALEIGH, NC | 7 | $ 1,465,000 | $ 209,000 | $ 96,000 |
| SALEM, OR | 7 | $ 2,605,000 | $ 372,000 | $ 97,000 |
| AKRON, OH | 6 | $ 980,000 | $ 163,000 | $ 94,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 910,000 | $ 151,000 | $ 70,000 |
| CEDAR RAPIDS, IA | 6 | $ 1,740,000 | $ 290,000 | $ 133,000 |
| LAKE CHARLES, LA | 6 | $ 1,500,000 | $ 250,000 | $ 109,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 2,140,000 | $ 356,000 | $ 150,000 |
| NEW YORK-NEWARK, NY | 6 | $ 2,690,000 | $ 448,000 | $ 91,000 |
| OCALA, FL | 6 | $ 1,360,000 | $ 226,000 | $ 60,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 6 | $ 1,840,000 | $ 306,000 | $ 99,000 |
| CLEVELAND-ELYRIA, OH | 5 | $ 565,000 | $ 113,000 | $ 164,000 |
| COLORADO SPRINGS, CO | 5 | $ 1,855,000 | $ 371,000 | $ 99,000 |
| FORT WAYNE, IN | 5 | $ 1,085,000 | $ 217,000 | $ 57,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 1,115,000 | $ 223,000 | $ 98,000 |
| TALLAHASSEE, FL | 5 | $ 1,225,000 | $ 245,000 | $ 115,000 |
| TWIN FALLS, ID | 5 | $ 1,135,000 | $ 227,000 | $ 85,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 2,485,000 | $ 497,000 | $ 165,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 1,390,000 | $ 347,000 | $ 148,000 |
| FAIRBANKS, AK | 4 | $ 1,070,000 | $ 267,000 | $ 91,000 |
| HOT SPRINGS, AR | 4 | $ 600,000 | $ 150,000 | $ 77,000 |
| LANSING-EAST LANSING, MI | 4 | $ 940,000 | $ 235,000 | $ 73,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 760,000 | $ 190,000 | $ 47,000 |
| SEBRING, FL | 4 | $ 860,000 | $ 215,000 | $ 103,000 |
| TOLEDO, OH | 4 | $ 420,000 | $ 105,000 | $ 112,000 |
| YUBA CITY, CA | 4 | $ 660,000 | $ 165,000 | $ 88,000 |
| BISMARCK, ND | 3 | $ 665,000 | $ 221,000 | $ 108,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 825,000 | $ 275,000 | $ 84,000 |
| CHICO, CA | 3 | $ 365,000 | $ 121,000 | $ 37,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 1,405,000 | $ 468,000 | $ 65,000 |
| FORT COLLINS, CO | 3 | $ 1,185,000 | $ 395,000 | $ 182,000 |
| GREAT FALLS, MT | 3 | $ 1,015,000 | $ 338,000 | $ 144,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 755,000 | $ 251,000 | $ 55,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 995,000 | $ 331,000 | $ 101,000 |
| IDAHO FALLS, ID | 3 | $ 335,000 | $ 111,000 | $ 61,000 |
| JONESBORO, AR | 3 | $ 325,000 | $ 108,000 | $ 54,000 |
| MADERA, CA | 3 | $ 975,000 | $ 325,000 | $ 87,000 |
| NEW HAVEN-MILFORD, CT | 3 | $ 785,000 | $ 261,000 | $ 63,000 |
| PANAMA CITY, FL | 3 | $ 895,000 | $ 298,000 | $ 86,000 |
| PUEBLO, CO | 3 | $ 755,000 | $ 251,000 | $ 78,000 |
| PUNTA GORDA, FL | 3 | $ 785,000 | $ 261,000 | $ 88,000 |
| SANTA FE, NM | 3 | $ 865,000 | $ 288,000 | $ 113,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 650,000 | $ 325,000 | $ 48,000 |
| CASPER, WY | 2 | $ 900,000 | $ 450,000 | $ 147,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 670,000 | $ 335,000 | $ 135,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 340,000 | $ 170,000 | $ 53,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 290,000 | $ 145,000 | $ 76,000 |
| ELGIN, IL | 2 | $ 770,000 | $ 385,000 | $ 119,000 |
| ENID, OK | 2 | $ 540,000 | $ 270,000 | $ 94,000 |
| FORT SMITH, AR-OK | 2 | $ 520,000 | $ 260,000 | $ 91,000 |
| GAINESVILLE, FL | 2 | $ 960,000 | $ 480,000 | $ 150,000 |
| GRAND ISLAND, NE | 2 | $ 210,000 | $ 105,000 | $ 68,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 510,000 | $ 255,000 | $ 145,000 |
| HANFORD-CORCORAN, CA | 2 | $ 800,000 | $ 400,000 | $ 139,000 |
| HATTIESBURG, MS | 2 | $ 510,000 | $ 255,000 | $ 116,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 360,000 | $ 180,000 | $ 48,000 |
| JACKSON, MI | 2 | $ 460,000 | $ 230,000 | $ 44,000 |
| JACKSON, MS | 2 | $ 440,000 | $ 220,000 | $ 84,000 |
| JACKSON, TN | 2 | $ 440,000 | $ 220,000 | $ 52,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 1,190,000 | $ 595,000 | $ 220,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 780,000 | $ 390,000 | $ 91,000 |
| PHILADELPHIA, PA | 2 | $ 700,000 | $ 350,000 | $ 79,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 1,090,000 | $ 545,000 | $ 147,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 650,000 | $ 325,000 | $ 125,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 540,000 | $ 270,000 | $ 165,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 670,000 | $ 335,000 | $ 114,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 580,000 | $ 290,000 | $ 66,000 |
| WICHITA, KS | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| ALBANY, OR | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| AMES, IA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| AUBURN-OPELIKA, AL | 1 | $ 205,000 | $ 205,000 | $ 432,000 |
| BELLINGHAM, WA | 1 | $ 505,000 | $ 505,000 | $ 108,000 |
| BILLINGS, MT | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| BOSTON, MA | 1 | $ 485,000 | $ 485,000 | $ 195,000 |
| COLUMBIA, SC | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| COLUMBUS, OH | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
| CORVALLIS, OR | 1 | $ 435,000 | $ 435,000 | $ 140,000 |
| DULUTH, MN-WI | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| EUGENE, OR | 1 | $ 405,000 | $ 405,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| FAYETTEVILLE, NC | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| FLAGSTAFF, AZ | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| FLINT, MI | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| FRESNO, CA | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| GARY, IN | 1 | $ 485,000 | $ 485,000 | $ 146,000 |
| GREENVILLE, NC | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 465,000 | $ 465,000 | $ 460,000 |
| IOWA CITY, IA | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| JACKSONVILLE, NC | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| JOHNSON CITY, TN | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| KANKAKEE, IL | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| LONGVIEW, WA | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| MEDFORD, OR | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| MERCED, CA | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 315,000 | $ 315,000 | $ 158,000 |
| MONTGOMERY, AL | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 815,000 | $ 815,000 | $ 204,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| PINE BLUFF, AR | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| RACINE, WI | 1 | $ 525,000 | $ 525,000 | $ 145,000 |
| READING, PA | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| REDDING, CA | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| SALISBURY, MD-DE | 1 | $ 225,000 | $ 225,000 | $ 139,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 545,000 | $ 545,000 | $ 82,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| SIOUX FALLS, SD | 1 | $ 305,000 | $ 305,000 | $ 249,000 |
| SPRINGFIELD, IL | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 355,000 | $ 355,000 | $ 77,000 |
| WENATCHEE, WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| WILMINGTON, NC | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| WINSTON-SALEM, NC | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| WORCESTER, MA-CT | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| YORK-HANOVER, PA | 1 | $ 355,000 | $ 355,000 | $ 194,000 |
Mortgage Loan Application Detail Totals for Amcap Mortgage, Ltd. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,759 | $3,991,395,000 | $290,000 | $2,165,000 | $108,000 | $1,937,000 |
| Refinancing | 1,379 | $430,425,000 | $312,000 | $1,935,000 | $133,000 | $2,797,000 |
| Cash-out Refinancing | 1,255 | $345,055,000 | $274,000 | $1,685,000 | $121,000 | $1,906,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,245 | $2,095,725,000 | $289,000 | $1,935,000 | $118,000 | $2,797,000 |
| Hispanic | 4,964 | $1,337,320,000 | $269,000 | $1,015,000 | $95,000 | $1,200,000 |
| Black or African American | 1,641 | $494,435,000 | $301,000 | $2,165,000 | $105,000 | $1,937,000 |
| Not Provided | 1,615 | $534,665,000 | $331,000 | $1,075,000 | $123,000 | $1,093,000 |
| Asian | 641 | $223,995,000 | $349,000 | $1,105,000 | $151,000 | $1,129,000 |
| American Indian or Alaskan Native | 183 | $42,775,000 | $233,000 | $1,065,000 | $88,000 | $436,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $7,075,000 | $307,000 | $585,000 | $118,000 | $349,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,838 | $2,653,520,000 | $300,000 | $2,165,000 | $132,000 | $2,797,000 |
| FHA-insured (Federal Housing Administration) | 5,806 | $1,519,510,000 | $261,000 | $925,000 | $84,000 | $660,000 |
| VA-guaranteed (Veterans Administration) | 1,542 | $554,110,000 | $359,000 | $1,265,000 | $104,000 | $472,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 207 | $39,735,000 | $191,000 | $425,000 | $63,000 | $134,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,862 | $3,160,200,000 | $290,000 | $2,165,000 | $111,000 | $1,937,000 |
| Application Withdrawn By Applicant | 4,033 | $1,196,005,000 | $296,000 | $1,935,000 | $118,000 | $2,797,000 |
| Application Denied By Financial Institution | 1,054 | $272,560,000 | $258,000 | $1,055,000 | $82,000 | $1,906,000 |
| File Closed For Incompleteness | 414 | $129,340,000 | $312,000 | $1,355,000 | $121,000 | $1,202,000 |
| Application Approved But Not Accepted | 30 | $8,770,000 | $292,000 | $865,000 | $102,000 | $295,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,339 | $4,494,315,000 | $292,000 | $2,165,000 | $113,000 | $2,797,000 |
| Debt-To-Income Ratio | 356 | $97,100,000 | $272,000 | $725,000 | $68,000 | $602,000 |
| Collateral | 188 | $42,710,000 | $227,000 | $645,000 | $110,000 | $1,906,000 |
| Other | 152 | $41,450,000 | $272,000 | $1,055,000 | $104,000 | $1,079,000 |
| Credit History | 116 | $30,470,000 | $262,000 | $755,000 | $107,000 | $660,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 85 | $19,775,000 | $232,000 | $645,000 | $85,000 | $300,000 |
| Employment History | 82 | $20,750,000 | $253,000 | $525,000 | $42,000 | $148,000 |
| Unverifiable Information | 75 | $20,305,000 | $270,000 | $865,000 | $35,000 | $299,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amcap Mortgage, Ltd.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amcap Mortgage, Ltd.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.