American Financial Network, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
American Financial Network, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Financial Network, Inc. 10 Pointe Drive, Suite 330 Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,976 |
| Total Mortgage Loan Application Amount | $752,689,000 |
| Average Mortgage Loan Application Amount | $267,333 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $1,345,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with American Financial Network, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Financial Network, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down American Financial Network, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Financial Network, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by American Financial Network, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Financial Network, Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 785 | $ 232,738,000 | $ 296,000 | $ 86,000 |
| Riverside County California | 684 | $ 142,982,000 | $ 209,000 | $ 75,000 |
| San Bernardino County California | 502 | $ 108,184,000 | $ 215,000 | $ 76,000 |
| San Diego County California | 206 | $ 65,144,000 | $ 316,000 | $ 108,000 |
| Orange County California | 165 | $ 56,890,000 | $ 344,000 | $ 101,000 |
| Iron County Utah | 137 | $ 20,178,000 | $ 147,000 | $ 56,000 |
| San Benito County California | 67 | $ 17,520,000 | $ 261,000 | $ 108,000 |
| Santa Clara County California | 51 | $ 19,156,000 | $ 375,000 | $ 150,000 |
| Monterey County California | 45 | $ 9,467,000 | $ 210,000 | $ 74,000 |
| Santa Cruz County California | 34 | $ 12,284,000 | $ 361,000 | $ 98,000 |
| Sevier County Utah | 32 | $ 5,117,000 | $ 159,000 | $ 58,000 |
| Webb County Texas | 29 | $ 3,486,000 | $ 120,000 | $ 51,000 |
| Ventura County California | 26 | $ 9,983,000 | $ 383,000 | $ 124,000 |
| Harris County Texas | 21 | $ 2,846,000 | $ 135,000 | $ 56,000 |
| Alameda County California | 16 | $ 4,915,000 | $ 307,000 | $ 104,000 |
| Kern County California | 14 | $ 2,733,000 | $ 195,000 | $ 54,000 |
| San Mateo County California | 14 | $ 5,978,000 | $ 427,000 | $ 132,000 |
| Contra Costa County California | 12 | $ 3,701,000 | $ 308,000 | $ 126,000 |
| Sacramento County California | 11 | $ 3,002,000 | $ 272,000 | $ 103,000 |
| Beaver County Utah | 11 | $ 1,274,000 | $ 115,000 | $ 56,000 |
| Bexar County Texas | 9 | $ 1,158,000 | $ 128,000 | $ 61,000 |
| Washington County Utah | 8 | $ 1,249,000 | $ 156,000 | $ 39,000 |
| Fresno County California | 7 | $ 1,599,000 | $ 228,000 | $ 239,000 |
| Merced County California | 7 | $ 819,000 | $ 117,000 | $ 64,000 |
| San Joaquin County California | 7 | $ 1,706,000 | $ 243,000 | $ 83,000 |
| Millard County Utah | 6 | $ 805,000 | $ 134,000 | $ 50,000 |
| San Francisco County California | 5 | $ 2,561,000 | $ 512,000 | $ 180,000 |
| San Luis Obispo County California | 4 | $ 1,676,000 | $ 419,000 | $ 104,000 |
| Solano County California | 4 | $ 1,452,000 | $ 363,000 | $ 89,000 |
| Nevada County California | 3 | $ 461,000 | $ 153,000 | $ 47,000 |
| Santa Barbara County California | 3 | $ 564,000 | $ 188,000 | $ 72,000 |
| Stanislaus County California | 3 | $ 802,000 | $ 267,000 | $ 92,000 |
| Fort Bend County Texas | 3 | $ 623,000 | $ 207,000 | $ 117,000 |
| Davis County Utah | 3 | $ 583,000 | $ 194,000 | $ 102,000 |
| Marin County California | 2 | $ 661,000 | $ 330,000 | $ 73,000 |
| Sonoma County California | 2 | $ 655,000 | $ 327,000 | $ 87,000 |
| Tulare County California | 2 | $ 279,000 | $ 139,000 | $ 46,000 |
| Yolo County California | 2 | $ 575,000 | $ 287,000 | $ 91,000 |
| Denver County Colorado | 2 | $ 138,000 | $ 69,000 | $ 33,000 |
| Kane County Utah | 2 | $ 427,000 | $ 213,000 | $ 78,000 |
| Butte County California | 1 | $ 406,000 | $ 406,000 | $ 219,000 |
| Calaveras County California | 1 | $ 236,000 | $ 236,000 | $ 229,000 |
| El Dorado County California | 1 | $ 180,000 | $ 180,000 | $ 93,000 |
| Imperial County California | 1 | $ 141,000 | $ 141,000 | $ 82,000 |
| Kings County California | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Mendocino County California | 1 | $ 389,000 | $ 389,000 | $ 150,000 |
| Napa County California | 1 | $ 390,000 | $ 390,000 | $ 103,000 |
| Placer County California | 1 | $ 411,000 | $ 411,000 | $ 132,000 |
| Shasta County California | 1 | $ 182,000 | $ 182,000 | $ 98,000 |
| Siskiyou County California | 1 | $ 148,000 | $ 148,000 | $ 62,000 |
| Tehama County California | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
| Jefferson County Colorado | 1 | $ 214,000 | $ 214,000 | $ 325,000 |
| Charleston County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Horry County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 74,000 |
| Brazoria County Texas | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Collin County Texas | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Comal County Texas | 1 | $ 168,000 | $ 168,000 | $ 62,000 |
| Guadalupe County Texas | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Montgomery County Texas | 1 | $ 216,000 | $ 216,000 | $ 51,000 |
| Travis County Texas | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Box Elder County Utah | 1 | $ 141,000 | $ 141,000 | $ 89,000 |
| Juab County Utah | 1 | $ 188,000 | $ 188,000 | $ 84,000 |
| Salt Lake County Utah | 1 | $ 386,000 | $ 386,000 | $ 200,000 |
| San Juan County Utah | 1 | $ 148,000 | $ 148,000 | $ 34,000 |
| Sanpete County Utah | 1 | $ 208,000 | $ 208,000 | $ 50,000 |
| Tooele County Utah | 1 | $ 174,000 | $ 174,000 | $ 36,000 |
| Utah County Utah | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Wasatch County Utah | 1 | $ 147,000 | $ 147,000 | $ 31,000 |
| Wayne County Utah | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for American Financial Network, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,940 | $436,896,000 | $225,000 | $746,000 | $74,000 | $1,345,000 |
| Refinancing | 1,022 | $311,984,000 | $305,000 | $1,500,000 | $103,000 | $1,087,000 |
| Home Improvement | 14 | $3,809,000 | $272,000 | $675,000 | $84,000 | $217,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,450 | $383,009,000 | $264,000 | $1,500,000 | $96,000 | $1,161,000 |
| Hispanic | 1,102 | $249,616,000 | $226,000 | $1,000,000 | $67,000 | $1,345,000 |
| Not Provided | 178 | $51,490,000 | $289,000 | $730,000 | $92,000 | $321,000 |
| Asian | 125 | $38,190,000 | $305,000 | $730,000 | $101,000 | $360,000 |
| Black or African American | 84 | $19,587,000 | $233,000 | $730,000 | $70,000 | $163,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $8,421,000 | $290,000 | $416,000 | $97,000 | $204,000 |
| American Indian or Alaskan Native | 8 | $2,376,000 | $297,000 | $730,000 | $69,000 | $171,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,688 | $428,992,000 | $254,000 | $873,000 | $73,000 | $926,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,061 | $279,463,000 | $263,000 | $1,500,000 | $108,000 | $1,345,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 153 | $23,745,000 | $155,000 | $299,000 | $46,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 74 | $20,489,000 | $276,000 | $607,000 | $81,000 | $262,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,544 | $638,002,000 | $250,000 | $1,000,000 | $84,000 | $1,345,000 |
| Application Denied By Financial Institution | 157 | $37,422,000 | $238,000 | $575,000 | $71,000 | $250,000 |
| Application Withdrawn By Applicant | 138 | $42,171,000 | $305,000 | $1,500,000 | $103,000 | $729,000 |
| Application Approved But Not Accepted | 112 | $29,302,000 | $261,000 | $730,000 | $91,000 | $405,000 |
| File Closed For Incompleteness | 25 | $5,792,000 | $231,000 | $554,000 | $77,000 | $230,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 49 | $11,258,000 | $229,000 | $483,000 | $64,000 | $250,000 |
| Credit History | 17 | $3,729,000 | $219,000 | $417,000 | $75,000 | $185,000 |
| Other | 14 | $3,910,000 | $279,000 | $560,000 | $67,000 | $122,000 |
| Collateral | 9 | $2,098,000 | $233,000 | $400,000 | $82,000 | $237,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,137,000 | $227,000 | $267,000 | $47,000 | $87,000 |
| Unverifiable Information | 4 | $1,415,000 | $353,000 | $575,000 | $96,000 | $169,000 |
| Employment History | 3 | $574,000 | $191,000 | $242,000 | $41,000 | $60,000 |
| Mortgage Insurance Denied | 1 | $391,000 | $391,000 | $391,000 | $96,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Network, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Network, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.