Cardinal Financial Company, Limited Partnership
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company, Limited Partnership.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Cardinal Financial Company, Limited Partnership
3701 Arco Corporate Dr., Suite 200
Charlotte, NC 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,157
Total Mortgage Loan Application Amount $1,772,222,000
Average Mortgage Loan Application Amount $252,333
Highest Mortgage Loan Application Amount $1,934,000
Average Applicant Income $119,333
Highest Applicant Income $5,035,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Cardinal Financial Company, Limited Partnership by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tazewell County Illinois 1 $ 136,000 $ 136,000 $ 84,000
Vermilion County Illinois 1 $ 180,000 $ 180,000 $ 120,000
Williamson County Illinois 1 $ 120,000 $ 120,000 $ 51,000
Clark County Indiana 1 $ 279,000 $ 279,000 $ 67,000
Delaware County Indiana 1 $ 136,000 $ 136,000 $ 100,000
Elkhart County Indiana 1 $ 148,000 $ 148,000 $ 64,000
Floyd County Indiana 1 $ 125,000 $ 125,000 $ 151,000
Grant County Indiana 1 $ 192,000 $ 192,000 $ 78,000
Hancock County Indiana 1 $ 94,000 $ 94,000 $ 95,000
Kosciusko County Indiana 1 $ 187,000 $ 187,000 $ 105,000
Marshall County Indiana 1 $ 147,000 $ 147,000 $ 84,000
Orange County Indiana 1 $ 61,000 $ 61,000 $ 140,000
Rush County Indiana 1 $ 150,000 $ 150,000 $ 50,000
Shelby County Indiana 1 $ 119,000 $ 119,000 $ 35,000
Vanderburgh County Indiana 1 $ 269,000 $ 269,000 $ 155,000
Warrick County Indiana 1 $ 184,000 $ 184,000 $ 80,000
Fleming County Kentucky 1 $ 137,000 $ 137,000 $ 105,000
York County Maine 1 $ 293,000 $ 293,000 $ 72,000
Allegany County Maryland 1 $ 155,000 $ 155,000 $ 121,000
Garrett County Maryland 1 $ 255,000 $ 255,000 $ 284,000
St. Mary's County Maryland 1 $ 276,000 $ 276,000 $ 91,000
Wicomico County Maryland 1 $ 196,000 $ 196,000 $ 67,000
Branch County Michigan 1 $ 137,000 $ 137,000 $ 65,000
Calhoun County Michigan 1 $ 390,000 $ 390,000 $ 130,000
Cheboygan County Michigan 1 $ 402,000 $ 402,000 $ 490,000
Clinton County Michigan 1 $ 205,000 $ 205,000 $ 98,000
Delta County Michigan 1 $ 86,000 $ 86,000 $ 67,000
Huron County Michigan 1 $ 80,000 $ 80,000 $ 42,000
Leelanau County Michigan 1 $ 140,000 $ 140,000 $ 231,000
Manistee County Michigan 1 $ 167,000 $ 167,000 $ 103,000
Marquette County Michigan 1 $ 110,000 $ 110,000 $ 66,000
Mason County Michigan 1 $ 166,000 $ 166,000 $ 115,000
Mecosta County Michigan 1 $ 89,000 $ 89,000 $ 80,000
Sanilac County Michigan 1 $ 105,000 $ 105,000 $ 143,000
Van Buren County Michigan 1 $ 149,000 $ 149,000 $ 151,000
Chisago County Minnesota 1 $ 112,000 $ 112,000 $ 38,000
Clay County Minnesota 1 $ 120,000 $ 120,000 $ 106,000
Clearwater County Minnesota 1 $ 200,000 $ 200,000 $ 79,000
Crow Wing County Minnesota 1 $ 262,000 $ 262,000 $ 167,000
Douglas County Minnesota 1 $ 166,000 $ 166,000 $ 86,000
Itasca County Minnesota 1 $ 90,000 $ 90,000 $ 115,000
Kanabec County Minnesota 1 $ 222,000 $ 222,000 $ 226,000
McLeod County Minnesota 1 $ 108,000 $ 108,000 $ 89,000
Morrison County Minnesota 1 $ 206,000 $ 206,000 $ 78,000
Olmsted County Minnesota 1 $ 109,000 $ 109,000 $ 79,000
Pennington County Minnesota 1 $ 143,000 $ 143,000 $ 76,000
Pope County Minnesota 1 $ 119,000 $ 119,000 $ 86,000
Sherburne County Minnesota 1 $ 98,000 $ 98,000 $ 123,000
St. Louis County Minnesota 1 $ 140,000 $ 140,000 $ 85,000
Stearns County Minnesota 1 $ 226,000 $ 226,000 $ 220,000
Elko County Nevada 1 $ 222,000 $ 222,000 $ 105,000
Cumberland County New Jersey 1 $ 250,000 $ 250,000 $ 117,000
Salem County New Jersey 1 $ 182,000 $ 182,000 $ 118,000
Bernalillo County New Mexico 1 $ 364,000 $ 364,000 $ 221,000
Curry County New Mexico 1 $ 219,000 $ 219,000 $ 57,000
Dona Ana County New Mexico 1 $ 129,000 $ 129,000 $ 88,000
Lincoln County New Mexico 1 $ 299,000 $ 299,000 $ 76,000
Santa Fe County New Mexico 1 $ 210,000 $ 210,000 $ 233,000
Madison County New York 1 $ 101,000 $ 101,000 $ 113,000
Monroe County New York 1 $ 152,000 $ 152,000 $ 86,000
Alamance County North Carolina 1 $ 308,000 $ 308,000 $ 146,000
Alexander County North Carolina 1 $ 155,000 $ 155,000 $ 48,000
Currituck County North Carolina 1 $ 459,000 $ 459,000 $ 327,000
Davie County North Carolina 1 $ 177,000 $ 177,000 $ 0
Duplin County North Carolina 1 $ 156,000 $ 156,000 $ 0
Franklin County North Carolina 1 $ 100,000 $ 100,000 $ 115,000
Graham County North Carolina 1 $ 184,000 $ 184,000 $ 539,000
Jackson County North Carolina 1 $ 160,000 $ 160,000 $ 88,000
Lee County North Carolina 1 $ 140,000 $ 140,000 $ 55,000
Macon County North Carolina 1 $ 108,000 $ 108,000 $ 250,000
Nash County North Carolina 1 $ 180,000 $ 180,000 $ 111,000
Pasquotank County North Carolina 1 $ 252,000 $ 252,000 $ 0
Pitt County North Carolina 1 $ 290,000 $ 290,000 $ 115,000
Polk County North Carolina 1 $ 258,000 $ 258,000 $ 63,000
Randolph County North Carolina 1 $ 296,000 $ 296,000 $ 203,000
Rowan County North Carolina 1 $ 120,000 $ 120,000 $ 34,000
Sampson County North Carolina 1 $ 110,000 $ 110,000 $ 0
Scotland County North Carolina 1 $ 276,000 $ 276,000 $ 94,000
Stanly County North Carolina 1 $ 250,000 $ 250,000 $ 77,000
Swain County North Carolina 1 $ 417,000 $ 417,000 $ 260,000
Transylvania County North Carolina 1 $ 417,000 $ 417,000 $ 101,000
Warren County North Carolina 1 $ 248,000 $ 248,000 $ 68,000
Wilson County North Carolina 1 $ 318,000 $ 318,000 $ 103,000
Clark County Ohio 1 $ 182,000 $ 182,000 $ 106,000
Clinton County Ohio 1 $ 138,000 $ 138,000 $ 79,000
Erie County Ohio 1 $ 206,000 $ 206,000 $ 116,000
Gallia County Ohio 1 $ 87,000 $ 87,000 $ 47,000
Hocking County Ohio 1 $ 165,000 $ 165,000 $ 43,000
Huron County Ohio 1 $ 205,000 $ 205,000 $ 139,000
Knox County Ohio 1 $ 168,000 $ 168,000 $ 74,000
Lawrence County Ohio 1 $ 76,000 $ 76,000 $ 63,000
Licking County Ohio 1 $ 360,000 $ 360,000 $ 101,000
Mercer County Ohio 1 $ 379,000 $ 379,000 $ 97,000
Morrow County Ohio 1 $ 300,000 $ 300,000 $ 120,000
Ottawa County Ohio 1 $ 170,000 $ 170,000 $ 159,000
Portage County Ohio 1 $ 252,000 $ 252,000 $ 83,000
Tuscarawas County Ohio 1 $ 147,000 $ 147,000 $ 101,000
Union County Ohio 1 $ 112,000 $ 112,000 $ 83,000
Wood County Ohio 1 $ 177,000 $ 177,000 $ 83,000
Wyandot County Ohio 1 $ 105,000 $ 105,000 $ 93,000
Clatsop County Oregon 1 $ 100,000 $ 100,000 $ 36,000
Coos County Oregon 1 $ 205,000 $ 205,000 $ 65,000
Crook County Oregon 1 $ 136,000 $ 136,000 $ 77,000
Grant County Oregon 1 $ 123,000 $ 123,000 $ 154,000
Beaver County Pennsylvania 1 $ 142,000 $ 142,000 $ 77,000
Clinton County Pennsylvania 1 $ 105,000 $ 105,000 $ 51,000
Columbia County Pennsylvania 1 $ 124,000 $ 124,000 $ 79,000
Fulton County Pennsylvania 1 $ 295,000 $ 295,000 $ 50,000
Lawrence County Pennsylvania 1 $ 270,000 $ 270,000 $ 120,000
Susquehanna County Pennsylvania 1 $ 165,000 $ 165,000 $ 475,000
Union County Pennsylvania 1 $ 192,000 $ 192,000 $ 159,000
Wayne County Pennsylvania 1 $ 207,000 $ 207,000 $ 161,000
Wyoming County Pennsylvania 1 $ 187,000 $ 187,000 $ 54,000
Fairfield County South Carolina 1 $ 188,000 $ 188,000 $ 85,000
Angelina County Texas 1 $ 204,000 $ 204,000 $ 216,000
Bastrop County Texas 1 $ 308,000 $ 308,000 $ 89,000
Coke County Texas 1 $ 300,000 $ 300,000 $ 60,000
Colorado County Texas 1 $ 125,000 $ 125,000 $ 56,000
Coryell County Texas 1 $ 150,000 $ 150,000 $ 59,000
Ector County Texas 1 $ 210,000 $ 210,000 $ 200,000
Erath County Texas 1 $ 260,000 $ 260,000 $ 103,000
Fayette County Texas 1 $ 270,000 $ 270,000 $ 138,000
Franklin County Texas 1 $ 135,000 $ 135,000 $ 82,000
Gillespie County Texas 1 $ 76,000 $ 76,000 $ 31,000
Goliad County Texas 1 $ 248,000 $ 248,000 $ 125,000
Grayson County Texas 1 $ 117,000 $ 117,000 $ 118,000
Hardin County Texas 1 $ 186,000 $ 186,000 $ 72,000
Henderson County Texas 1 $ 166,000 $ 166,000 $ 128,000
Hunt County Texas 1 $ 125,000 $ 125,000 $ 104,000
Jackson County Texas 1 $ 128,000 $ 128,000 $ 65,000
Jasper County Texas 1 $ 192,000 $ 192,000 $ 216,000
Karnes County Texas 1 $ 90,000 $ 90,000 $ 120,000
Kaufman County Texas 1 $ 188,000 $ 188,000 $ 85,000
Kerr County Texas 1 $ 153,000 $ 153,000 $ 63,000
Lamar County Texas 1 $ 298,000 $ 298,000 $ 103,000
Lampasas County Texas 1 $ 150,000 $ 150,000 $ 42,000
Llano County Texas 1 $ 228,000 $ 228,000 $ 83,000
Montague County Texas 1 $ 145,000 $ 145,000 $ 155,000
Polk County Texas 1 $ 86,000 $ 86,000 $ 130,000
Randall County Texas 1 $ 178,000 $ 178,000 $ 111,000
Robertson County Texas 1 $ 126,000 $ 126,000 $ 80,000
Stephens County Texas 1 $ 172,000 $ 172,000 $ 142,000
Taylor County Texas 1 $ 196,000 $ 196,000 $ 135,000
Tom Green County Texas 1 $ 143,000 $ 143,000 $ 0
Val Verde County Texas 1 $ 120,000 $ 120,000 $ 39,000
Victoria County Texas 1 $ 94,000 $ 94,000 $ 66,000
Wise County Texas 1 $ 208,000 $ 208,000 $ 112,000
Wood County Texas 1 $ 174,000 $ 174,000 $ 82,000
Tooele County Utah 1 $ 75,000 $ 75,000 $ 65,000
Washington County Utah 1 $ 295,000 $ 295,000 $ 30,000
Accomack County Virginia 1 $ 328,000 $ 328,000 $ 0
Alleghany County Virginia 1 $ 230,000 $ 230,000 $ 101,000
Amelia County Virginia 1 $ 206,000 $ 206,000 $ 65,000
Augusta County Virginia 1 $ 231,000 $ 231,000 $ 56,000
Botetourt County Virginia 1 $ 360,000 $ 360,000 $ 109,000
Caroline County Virginia 1 $ 128,000 $ 128,000 $ 59,000
Clarke County Virginia 1 $ 180,000 $ 180,000 $ 55,000
Fairfax City County Virginia 1 $ 164,000 $ 164,000 $ 54,000
Franklin County Virginia 1 $ 227,000 $ 227,000 $ 73,000
Fredericksburg County Virginia 1 $ 194,000 $ 194,000 $ 78,000
Greensville County Virginia 1 $ 184,000 $ 184,000 $ 39,000
Hopewell County Virginia 1 $ 134,000 $ 134,000 $ 0
Isle of Wight County Virginia 1 $ 361,000 $ 361,000 $ 0
King George County Virginia 1 $ 200,000 $ 200,000 $ 49,000
Madison County Virginia 1 $ 196,000 $ 196,000 $ 120,000
Manassas Park County Virginia 1 $ 148,000 $ 148,000 $ 134,000
New Kent County Virginia 1 $ 180,000 $ 180,000 $ 76,000
Northumberland County Virginia 1 $ 298,000 $ 298,000 $ 103,000
Orange County Virginia 1 $ 165,000 $ 165,000 $ 67,000
Page County Virginia 1 $ 134,000 $ 134,000 $ 37,000
Poquoson County Virginia 1 $ 275,000 $ 275,000 $ 122,000
Powhatan County Virginia 1 $ 250,000 $ 250,000 $ 0
Prince Edward County Virginia 1 $ 143,000 $ 143,000 $ 85,000
Prince George County Virginia 1 $ 242,000 $ 242,000 $ 0
Pulaski County Virginia 1 $ 75,000 $ 75,000 $ 86,000
Rockbridge County Virginia 1 $ 278,000 $ 278,000 $ 122,000
Salem County Virginia 1 $ 198,000 $ 198,000 $ 59,000
Shenandoah County Virginia 1 $ 155,000 $ 155,000 $ 117,000
Waynesboro County Virginia 1 $ 170,000 $ 170,000 $ 78,000
Wythe County Virginia 1 $ 275,000 $ 275,000 $ 80,000
Asotin County Washington 1 $ 163,000 $ 163,000 $ 56,000
Benton County Washington 1 $ 263,000 $ 263,000 $ 103,000
Clallam County Washington 1 $ 339,000 $ 339,000 $ 93,000
Island County Washington 1 $ 303,000 $ 303,000 $ 91,000
Klickitat County Washington 1 $ 347,000 $ 347,000 $ 128,000
Okanogan County Washington 1 $ 188,000 $ 188,000 $ 46,000
Whitman County Washington 1 $ 275,000 $ 275,000 $ 72,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,226 $1,013,574,000 $239,000 $1,934,000 $123,000 $5,034,000
Home Purchase 2,925 $757,084,000 $258,000 $1,172,000 $120,000 $5,035,000
Home Improvement 6 $1,564,000 $260,000 $388,000 $115,000 $189,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,878 $1,219,221,000 $249,000 $1,934,000 $122,000 $5,035,000
Not Provided 1,092 $259,866,000 $237,000 $1,172,000 $123,000 $1,677,000
Asian 616 $161,832,000 $262,000 $1,300,000 $134,000 $950,000
Hispanic 295 $67,531,000 $228,000 $846,000 $106,000 $584,000
Black or African American 226 $51,493,000 $227,000 $840,000 $103,000 $512,000
Native Hawaiian or Other Pacific Islander 25 $6,776,000 $271,000 $664,000 $93,000 $162,000
American Indian or Alaskan Native 25 $5,503,000 $220,000 $417,000 $89,000 $237,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,151 $1,521,456,000 $247,000 $1,934,000 $129,000 $5,035,000
FHA-insured (Federal Housing Administration) 524 $121,303,000 $231,000 $743,000 $80,000 $1,081,000
VA-guaranteed (Veterans Administration) 473 $128,055,000 $270,000 $846,000 $75,000 $399,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,408,000 $156,000 $209,000 $58,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,930 $1,217,349,000 $246,000 $1,934,000 $121,000 $5,035,000
Application Withdrawn By Applicant 1,978 $487,138,000 $246,000 $970,000 $124,000 $1,800,000
Application Approved But Not Accepted 111 $30,565,000 $275,000 $625,000 $127,000 $449,000
Application Denied By Financial Institution 101 $26,707,000 $264,000 $740,000 $116,000 $560,000
File Closed For Incompleteness 37 $10,463,000 $282,000 $850,000 $121,000 $371,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 38 $11,122,000 $292,000 $600,000 $111,000 $560,000
Collateral 28 $7,276,000 $259,000 $433,000 $142,000 $529,000
Credit History 16 $3,603,000 $225,000 $410,000 $74,000 $142,000
Other 8 $1,822,000 $227,000 $338,000 $108,000 $294,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,394,000 $348,000 $740,000 $181,000 $350,000
Unverifiable Information 3 $810,000 $270,000 $407,000 $121,000 $177,000
Employment History 2 $327,000 $163,000 $183,000 $74,000 $83,000
Credit Application Incomplete 1 $190,000 $190,000 $190,000 $200,000 $200,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

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