Cardinal Financial Company, Limited Partnership
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company, Limited Partnership.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Cardinal Financial Company, Limited Partnership 3701 Arco Corporate Dr., Suite 200 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 33,589 |
| Total Mortgage Loan Application Amount | $8,941,097,000 |
| Average Mortgage Loan Application Amount | $264,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $9,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McNairy County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 26,000 |
| Pickett County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 221,000 |
| Rhea County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Roane County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 146,000 |
| Scott County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Stewart County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 49,000 |
| Unicoi County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| White County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 34,000 |
| Archer County Texas | 1 | $ 220,000 | $ 220,000 | $ 56,000 |
| Bailey County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Brewster County Texas | 1 | $ 131,000 | $ 131,000 | $ 85,000 |
| Coleman County Texas | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Comanche County Texas | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| DeWitt County Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Eastland County Texas | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
| Fannin County Texas | 1 | $ 220,000 | $ 220,000 | $ 180,000 |
| Fisher County Texas | 1 | $ 186,000 | $ 186,000 | $ 135,000 |
| Frio County Texas | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Hamilton County Texas | 1 | $ 112,000 | $ 112,000 | $ 23,000 |
| Kleberg County Texas | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Live Oak County Texas | 1 | $ 204,000 | $ 204,000 | $ 117,000 |
| Martin County Texas | 1 | $ 160,000 | $ 160,000 | $ 94,000 |
| Montague County Texas | 1 | $ 192,000 | $ 192,000 | $ 70,000 |
| Moore County Texas | 1 | $ 296,000 | $ 296,000 | $ 150,000 |
| Pecos County Texas | 1 | $ 258,000 | $ 258,000 | $ 158,000 |
| Presidio County Texas | 1 | $ 320,000 | $ 320,000 | $ 112,000 |
| Reeves County Texas | 1 | $ 113,000 | $ 113,000 | $ 75,000 |
| Refugio County Texas | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Runnels County Texas | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
| Shelby County Texas | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Sutton County Texas | 1 | $ 117,000 | $ 117,000 | $ 74,000 |
| Washington County Texas | 1 | $ 219,000 | $ 219,000 | $ 120,000 |
| Wharton County Texas | 1 | $ 209,000 | $ 209,000 | $ 112,000 |
| Zapata County Texas | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Carbon County Utah | 1 | $ 319,000 | $ 319,000 | $ 132,000 |
| Daggett County Utah | 1 | $ 176,000 | $ 176,000 | $ 29,000 |
| Emery County Utah | 1 | $ 118,000 | $ 118,000 | $ 78,000 |
| Grand County Utah | 1 | $ 359,000 | $ 359,000 | $ 114,000 |
| Juab County Utah | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Millard County Utah | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Wasatch County Utah | 1 | $ 350,000 | $ 350,000 | $ 78,000 |
| Bennington County Vermont | 1 | $ 169,000 | $ 169,000 | $ 311,000 |
| Franklin County Vermont | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Lamoille County Vermont | 1 | $ 390,000 | $ 390,000 | $ 104,000 |
| Washington County Vermont | 1 | $ 348,000 | $ 348,000 | $ 187,000 |
| Windsor County Vermont | 1 | $ 250,000 | $ 250,000 | $ 149,000 |
| Appomattox County Virginia | 1 | $ 222,000 | $ 222,000 | $ 64,000 |
| Brunswick County Virginia | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Carroll County Virginia | 1 | $ 225,000 | $ 225,000 | $ 316,000 |
| Floyd County Virginia | 1 | $ 144,000 | $ 144,000 | $ 30,000 |
| Greene County Virginia | 1 | $ 360,000 | $ 360,000 | $ 187,000 |
| Halifax County Virginia | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Harrisonburg County Virginia | 1 | $ 198,000 | $ 198,000 | $ 89,000 |
| Henry County Virginia | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Hopewell County Virginia | 1 | $ 196,000 | $ 196,000 | $ 150,000 |
| King George County Virginia | 1 | $ 210,000 | $ 210,000 | $ 130,000 |
| Lancaster County Virginia | 1 | $ 232,000 | $ 232,000 | $ 71,000 |
| New Kent County Virginia | 1 | $ 452,000 | $ 452,000 | $ 126,000 |
| Northumberland County Virginia | 1 | $ 444,000 | $ 444,000 | $ 242,000 |
| Nottoway County Virginia | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Petersburg County Virginia | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Prince Edward County Virginia | 1 | $ 87,000 | $ 87,000 | $ 104,000 |
| Prince George County Virginia | 1 | $ 147,000 | $ 147,000 | $ 48,000 |
| Rockbridge County Virginia | 1 | $ 202,000 | $ 202,000 | $ 215,000 |
| Salem County Virginia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Staunton County Virginia | 1 | $ 121,000 | $ 121,000 | $ 92,000 |
| Tazewell County Virginia | 1 | $ 71,000 | $ 71,000 | $ 70,000 |
| Washington County Virginia | 1 | $ 252,000 | $ 252,000 | $ 52,000 |
| Pacific County Washington | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Wahkiakum County Washington | 1 | $ 223,000 | $ 223,000 | $ 44,000 |
| Whitman County Washington | 1 | $ 210,000 | $ 210,000 | $ 52,000 |
| Lincoln County West Virginia | 1 | $ 91,000 | $ 91,000 | $ 84,000 |
| Nicholas County West Virginia | 1 | $ 349,000 | $ 349,000 | $ 240,000 |
| Pocahontas County West Virginia | 1 | $ 232,000 | $ 232,000 | $ 685,000 |
| Raleigh County West Virginia | 1 | $ 177,000 | $ 177,000 | $ 67,000 |
| Roane County West Virginia | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Taylor County West Virginia | 1 | $ 131,000 | $ 131,000 | $ 114,000 |
| Wood County West Virginia | 1 | $ 280,000 | $ 280,000 | $ 121,000 |
| Barron County Wisconsin | 1 | $ 297,000 | $ 297,000 | $ 182,000 |
| Douglas County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Iowa County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 105,000 |
| Marquette County Wisconsin | 1 | $ 267,000 | $ 267,000 | $ 83,000 |
| Pierce County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 229,000 |
| Walworth County Wisconsin | 1 | $ 320,000 | $ 320,000 | $ 127,000 |
| Waupaca County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 121,000 |
| Albany County Wyoming | 1 | $ 212,000 | $ 212,000 | $ 51,000 |
| Platte County Wyoming | 1 | $ 196,000 | $ 196,000 | $ 87,000 |
| Teton County Wyoming | 1 | $ 1,888,000 | $ 1,888,000 | $ 1,000,000 |
| Uinta County Wyoming | 1 | $ 539,000 | $ 539,000 | $ 230,000 |
| Washakie County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,281 | $5,417,607,000 | $267,000 | $6,000,000 | $112,000 | $6,000,000 |
| Home Purchase | 7,202 | $2,043,949,000 | $283,000 | $2,720,000 | $130,000 | $9,000,000 |
| Home Improvement | 6,106 | $1,479,541,000 | $242,000 | $1,400,000 | $104,000 | $6,041,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,341 | $5,950,799,000 | $266,000 | $6,000,000 | $115,000 | $6,347,000 |
| Hispanic | 3,444 | $859,419,000 | $249,000 | $2,720,000 | $96,000 | $2,415,000 |
| Asian | 2,884 | $917,458,000 | $318,000 | $2,295,000 | $138,000 | $1,716,000 |
| Not Provided | 2,331 | $577,647,000 | $247,000 | $1,700,000 | $127,000 | $9,000,000 |
| Black or African American | 2,048 | $479,837,000 | $234,000 | $1,100,000 | $91,000 | $1,440,000 |
| American Indian or Alaskan Native | 387 | $113,151,000 | $292,000 | $907,000 | $133,000 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 153 | $42,588,000 | $278,000 | $1,143,000 | $108,000 | $483,000 |
| Not applicable | 1 | $198,000 | $198,000 | $198,000 | $212,000 | $212,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,140 | $7,453,120,000 | $274,000 | $6,000,000 | $124,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 4,328 | $937,871,000 | $216,000 | $1,018,000 | $75,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 2,083 | $543,330,000 | $260,000 | $1,203,000 | $76,000 | $451,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $6,776,000 | $178,000 | $309,000 | $58,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 16,908 | $4,303,963,000 | $254,000 | $6,000,000 | $111,000 | $9,000,000 |
| Loan Originated | 14,498 | $4,040,561,000 | $278,000 | $2,720,000 | $120,000 | $1,655,000 |
| Application Denied By Financial Institution | 962 | $268,331,000 | $278,000 | $1,740,000 | $91,000 | $1,418,000 |
| Application Approved But Not Accepted | 835 | $219,050,000 | $262,000 | $1,018,000 | $119,000 | $6,041,000 |
| File Closed For Incompleteness | 386 | $109,192,000 | $282,000 | $2,295,000 | $105,000 | $1,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 304 | $89,957,000 | $295,000 | $1,300,000 | $65,000 | $554,000 |
| Credit History | 169 | $42,505,000 | $251,000 | $796,000 | $103,000 | $1,418,000 |
| Collateral | 84 | $22,119,000 | $263,000 | $1,148,000 | $144,000 | $848,000 |
| Other | 37 | $10,490,000 | $283,000 | $750,000 | $113,000 | $274,000 |
| Employment History | 37 | $9,283,000 | $250,000 | $767,000 | $86,000 | $393,000 |
| Unverifiable Information | 28 | $6,246,000 | $223,000 | $704,000 | $139,000 | $829,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $6,087,000 | $320,000 | $932,000 | $115,000 | $300,000 |
| Credit Application Incomplete | 2 | $893,000 | $446,000 | $496,000 | $67,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.