Decision One Mortgage
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Decision One Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Decision One Mortgage
6060 J.A. Jones Drive
Charlotte, NC 28287
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 157,350
Total Mortgage Loan Application Amount $21,104,154,000
Average Mortgage Loan Application Amount $122,216
Highest Mortgage Loan Application Amount $960,000
Average Applicant Income $51,377
Highest Applicant Income $1,300,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Decision One Mortgage by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
PHOENIX-MESA-SCOTTSDALE, AZ 5,950 $ 688,109,000 $ 115,000 $ 61,000
CHICAGO-NAPERVILLE-JOLIET, IL 4,742 $ 714,293,000 $ 150,000 $ 61,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 3,973 $ 578,620,000 $ 145,000 $ 54,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 3,694 $ 474,901,000 $ 128,000 $ 62,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 2,999 $ 680,532,000 $ 226,000 $ 88,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2,813 $ 556,342,000 $ 197,000 $ 76,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1,849 $ 223,188,000 $ 120,000 $ 50,000
INDIANAPOLIS, IN 1,838 $ 202,152,000 $ 109,000 $ 58,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 1,836 $ 181,229,000 $ 98,000 $ 66,000
ORLANDO, FL 1,785 $ 213,379,000 $ 119,000 $ 57,000
SEATTLE-BELLEVUE-EVERETT, WA 1,746 $ 272,637,000 $ 156,000 $ 77,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1,559 $ 173,034,000 $ 110,000 $ 55,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 1,544 $ 312,017,000 $ 202,000 $ 79,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1,522 $ 226,067,000 $ 148,000 $ 67,000
MIAMI-MIAMI BEACH-KENDALL, FL 1,511 $ 224,558,000 $ 148,000 $ 72,000
MODESTO, CA 1,482 $ 252,470,000 $ 170,000 $ 73,000
DENVER-AURORA, CO 1,468 $ 207,388,000 $ 141,000 $ 69,000
LAS VEGAS-PARADISE, NV 1,454 $ 235,984,000 $ 162,000 $ 67,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1,426 $ 150,369,000 $ 105,000 $ 49,000
PHILADELPHIA, PA 1,401 $ 241,882,000 $ 172,000 $ 72,000
DETROIT-LIVONIA-DEARBORN, MI 1,379 $ 134,287,000 $ 97,000 $ 54,000
CLEVELAND-ELYRIA-MENTOR, OH 1,365 $ 140,643,000 $ 103,000 $ 46,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 1,357 $ 150,575,000 $ 110,000 $ 65,000
FRESNO, CA 1,354 $ 191,123,000 $ 141,000 $ 65,000
PITTSBURGH, PA 1,318 $ 132,907,000 $ 100,000 $ 52,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 1,317 $ 135,294,000 $ 102,000 $ 44,000
ST. LOUIS, MO-IL 1,251 $ 135,963,000 $ 108,000 $ 29,000
STOCKTON, CA 1,245 $ 239,112,000 $ 192,000 $ 73,000
WARREN-FARMINGTON HILLS-TROY, MI 1,235 $ 176,617,000 $ 143,000 $ 58,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1,217 $ 147,531,000 $ 121,000 $ 61,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 1,204 $ 127,290,000 $ 105,000 $ 57,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1,151 $ 335,536,000 $ 291,000 $ 84,000
OAKLAND-FREMONT-HAYWARD, CA 1,144 $ 306,010,000 $ 267,000 $ 89,000
BALTIMORE-TOWSON, MD 1,072 $ 179,883,000 $ 167,000 $ 52,000
MEMPHIS, TN-MS-AR 1,065 $ 109,951,000 $ 103,000 $ 56,000
RICHMOND, VA 1,061 $ 126,667,000 $ 119,000 $ 46,000
TACOMA, WA 1,038 $ 134,706,000 $ 129,000 $ 58,000
DALLAS-PLANO-IRVING, TX 950 $ 103,873,000 $ 109,000 $ 74,000
KANSAS CITY, MO-KS 922 $ 87,932,000 $ 95,000 $ 39,000
COLUMBUS, OH 919 $ 108,510,000 $ 118,000 $ 43,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 809 $ 131,207,000 $ 162,000 $ 64,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 773 $ 133,138,000 $ 172,000 $ 66,000
KNOXVILLE, TN 765 $ 68,233,000 $ 89,000 $ 45,000
CAPE CORAL-FORT MYERS, FL 724 $ 84,773,000 $ 117,000 $ 55,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 680 $ 81,079,000 $ 119,000 $ 54,000
CAMDEN, NJ 656 $ 102,250,000 $ 155,000 $ 72,000
JACKSONVILLE, FL 651 $ 75,768,000 $ 116,000 $ 58,000
EDISON, NJ 639 $ 141,173,000 $ 220,000 $ 86,000
TUCSON, AZ 629 $ 68,311,000 $ 108,000 $ 50,000
SCRANTON--WILKES-BARRE, PA 622 $ 59,305,000 $ 95,000 $ 50,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 611 $ 120,057,000 $ 196,000 $ 55,000
TOLEDO, OH 607 $ 60,814,000 $ 100,000 $ 37,000
MERCED, CA 586 $ 94,581,000 $ 161,000 $ 65,000
WILMINGTON, DE-MD-NJ 566 $ 77,038,000 $ 136,000 $ 63,000
NEWARK-UNION, NJ-PA 565 $ 128,449,000 $ 227,000 $ 88,000
CHARLESTON-NORTH CHARLESTON, SC 536 $ 61,895,000 $ 115,000 $ 57,000
GRAND RAPIDS-WYOMING, MI 532 $ 55,738,000 $ 104,000 $ 48,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 531 $ 139,455,000 $ 262,000 $ 79,000
AKRON, OH 524 $ 50,996,000 $ 97,000 $ 46,000
OMAHA-COUNCIL BLUFFS, NE-IA 522 $ 46,456,000 $ 88,000 $ 56,000
BOSTON-QUINCY, MA 504 $ 112,918,000 $ 224,000 $ 73,000
COLUMBIA, SC 481 $ 48,937,000 $ 101,000 $ 54,000
LOUISVILLE, KY-IN 472 $ 45,577,000 $ 96,000 $ 52,000
SANTA ANA-ANAHEIM-IRVINE, CA 471 $ 133,666,000 $ 283,000 $ 95,000
NASSAU-SUFFOLK, NY 460 $ 110,439,000 $ 240,000 $ 78,000
CHATTANOOGA, TN-GA 434 $ 41,610,000 $ 95,000 $ 43,000
RALEIGH-CARY, NC 427 $ 48,888,000 $ 114,000 $ 61,000
SALT LAKE CITY, UT 421 $ 49,012,000 $ 116,000 $ 54,000
SALEM, OR 417 $ 42,266,000 $ 101,000 $ 55,000
GREENSBORO-HIGH POINT, NC 413 $ 39,620,000 $ 95,000 $ 52,000
BOISE CITY-NAMPA, ID 409 $ 36,645,000 $ 89,000 $ 51,000
FLINT, MI 408 $ 41,941,000 $ 102,000 $ 52,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 399 $ 55,411,000 $ 138,000 $ 59,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 391 $ 126,255,000 $ 322,000 $ 94,000
FORT WORTH-ARLINGTON, TX 382 $ 34,233,000 $ 89,000 $ 64,000
WICHITA, KS 375 $ 30,407,000 $ 81,000 $ 40,000
GREENVILLE, SC 365 $ 34,728,000 $ 95,000 $ 47,000
COLORADO SPRINGS, CO 363 $ 47,616,000 $ 131,000 $ 64,000
DAYTON, OH 362 $ 36,148,000 $ 99,000 $ 38,000
OKLAHOMA CITY, OK 358 $ 29,705,000 $ 82,000 $ 49,000
DES MOINES, IA 354 $ 32,175,000 $ 90,000 $ 17,000
FORT WAYNE, IN 346 $ 32,931,000 $ 95,000 $ 55,000
ASHEVILLE, NC 345 $ 36,925,000 $ 107,000 $ 52,000
ALBUQUERQUE, NM 338 $ 38,174,000 $ 112,000 $ 57,000
GARY, IN 338 $ 34,447,000 $ 101,000 $ 49,000
EUGENE-SPRINGFIELD, OR 325 $ 36,095,000 $ 111,000 $ 63,000
HARRISBURG-CARLISLE, PA 313 $ 34,495,000 $ 110,000 $ 55,000
OXNARD-THOUSAND OAKS-VENTURA, CA 311 $ 88,589,000 $ 284,000 $ 98,000
BAKERSFIELD, CA 301 $ 38,281,000 $ 127,000 $ 64,000
WORCESTER, MA 295 $ 50,434,000 $ 170,000 $ 57,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 290 $ 32,988,000 $ 113,000 $ 56,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 287 $ 42,087,000 $ 146,000 $ 67,000
LANSING-EAST LANSING, MI 283 $ 29,106,000 $ 102,000 $ 46,000
NEW HAVEN-MILFORD, CT 282 $ 43,956,000 $ 155,000 $ 67,000
TULSA, OK 279 $ 26,349,000 $ 94,000 $ 49,000
WINSTON-SALEM, NC 276 $ 24,937,000 $ 90,000 $ 53,000
HICKORY-LENOIR-MORGANTON, NC 274 $ 22,972,000 $ 83,000 $ 46,000
LEXINGTON-FAYETTE, KY 270 $ 23,762,000 $ 88,000 $ 47,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 267 $ 32,652,000 $ 122,000 $ 53,000
TERRE HAUTE, IN 260 $ 20,139,000 $ 77,000 $ 42,000
CANTON-MASSILLON, OH 256 $ 24,958,000 $ 97,000 $ 34,000
VALLEJO-FAIRFIELD, CA 244 $ 57,857,000 $ 237,000 $ 79,000
ESSEX COUNTY, MA 241 $ 48,765,000 $ 202,000 $ 63,000
ROANOKE, VA 240 $ 23,488,000 $ 97,000 $ 41,000
LAKELAND, FL 237 $ 22,052,000 $ 93,000 $ 50,000
DURHAM, NC 231 $ 26,558,000 $ 114,000 $ 65,000
VISALIA-PORTERVILLE, CA 230 $ 29,778,000 $ 129,000 $ 71,000
YORK-HANOVER, PA 224 $ 27,556,000 $ 123,000 $ 58,000
OGDEN-CLEARFIELD, UT 223 $ 23,469,000 $ 105,000 $ 62,000
LANCASTER, PA 222 $ 26,269,000 $ 118,000 $ 54,000
NEW ORLEANS-METAIRIE-KENNER, LA 222 $ 22,703,000 $ 102,000 $ 51,000
PENSACOLA-FERRY PASS-BRENT, FL 220 $ 22,900,000 $ 104,000 $ 61,000
YUBA CITY, CA 219 $ 31,582,000 $ 144,000 $ 58,000
PORT ST. LUCIE-FORT PIERCE, FL 217 $ 29,799,000 $ 137,000 $ 58,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 216 $ 49,825,000 $ 230,000 $ 71,000
BLOOMINGTON, IN 214 $ 21,416,000 $ 100,000 $ 54,000
BUFFALO-NIAGARA FALLS, NY 213 $ 16,471,000 $ 77,000 $ 47,000
MADERA, CA 202 $ 32,773,000 $ 162,000 $ 74,000
MADISON, WI 202 $ 25,093,000 $ 124,000 $ 44,000
CLEVELAND, TN 201 $ 17,926,000 $ 89,000 $ 49,000
NAPLES-MARCO ISLAND, FL 201 $ 32,067,000 $ 159,000 $ 67,000
PROVO-OREM, UT 198 $ 22,446,000 $ 113,000 $ 58,000
EVANSVILLE, IN-KY 196 $ 16,435,000 $ 83,000 $ 42,000
KALAMAZOO-PORTAGE, MI 195 $ 20,951,000 $ 107,000 $ 37,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 195 $ 70,669,000 $ 362,000 $ 112,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 194 $ 14,993,000 $ 77,000 $ 27,000
SHREVEPORT-BOSSIER CITY, LA 194 $ 16,107,000 $ 83,000 $ 52,000
SARASOTA-BRADENTON-VENICE, FL 193 $ 29,430,000 $ 152,000 $ 59,000
BREMERTON-SILVERDALE, WA 191 $ 24,731,000 $ 129,000 $ 64,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 188 $ 16,446,000 $ 87,000 $ 36,000
KOKOMO, IN 186 $ 17,718,000 $ 95,000 $ 53,000
OLYMPIA, WA 185 $ 23,087,000 $ 124,000 $ 60,000
SAN ANTONIO, TX 184 $ 17,605,000 $ 95,000 $ 59,000
CEDAR RAPIDS, IA 180 $ 15,664,000 $ 87,000 $ 17,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 174 $ 24,845,000 $ 142,000 $ 61,000
AUSTIN-ROUND ROCK, TX 172 $ 18,979,000 $ 110,000 $ 78,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 164 $ 19,038,000 $ 116,000 $ 69,000
BRIDGEPORT-STAMFORD-NORWALK, CT 160 $ 36,739,000 $ 229,000 $ 73,000
READING, PA 160 $ 20,656,000 $ 129,000 $ 60,000
ELKHART-GOSHEN, IN 157 $ 14,751,000 $ 93,000 $ 42,000
HOLLAND-GRAND HAVEN, MI 157 $ 17,542,000 $ 111,000 $ 52,000
ROCHESTER, NY 157 $ 15,897,000 $ 101,000 $ 39,000
GREELEY, CO 156 $ 21,331,000 $ 136,000 $ 60,000
FAYETTEVILLE, NC 152 $ 12,042,000 $ 79,000 $ 51,000
SPARTANBURG, SC 147 $ 12,064,000 $ 82,000 $ 48,000
SPRINGFIELD, MA 147 $ 17,701,000 $ 120,000 $ 41,000
TALLAHASSEE, FL 147 $ 15,751,000 $ 107,000 $ 60,000
ST. CLOUD, MN 145 $ 15,840,000 $ 109,000 $ 40,000
LINCOLN, NE 144 $ 13,899,000 $ 96,000 $ 54,000
LYNCHBURG, VA 144 $ 14,038,000 $ 97,000 $ 42,000
OCALA, FL 144 $ 12,272,000 $ 85,000 $ 42,000
DOVER, DE 141 $ 16,904,000 $ 119,000 $ 53,000
SOUTH BEND-MISHAWAKA, IN-MI 141 $ 12,350,000 $ 87,000 $ 45,000
DULUTH, MN-WI 140 $ 14,956,000 $ 106,000 $ 41,000
BINGHAMTON, NY 138 $ 11,052,000 $ 80,000 $ 36,000
CHICO, CA 138 $ 23,348,000 $ 169,000 $ 72,000
FARGO, ND-MN 137 $ 12,546,000 $ 91,000 $ 64,000
WILMINGTON, NC 137 $ 16,160,000 $ 117,000 $ 70,000
ATLANTIC CITY, NJ 135 $ 22,958,000 $ 170,000 $ 74,000
REDDING, CA 130 $ 18,422,000 $ 141,000 $ 64,000
RACINE, WI 127 $ 14,287,000 $ 112,000 $ 38,000
SPRINGFIELD, MO 125 $ 10,961,000 $ 87,000 $ 26,000
BIRMINGHAM-HOOVER, AL 124 $ 12,424,000 $ 100,000 $ 58,000
ANN ARBOR, MI 123 $ 18,235,000 $ 148,000 $ 58,000
MACON, GA 123 $ 11,289,000 $ 91,000 $ 51,000
MANCHESTER-NASHUA, NH 122 $ 19,564,000 $ 160,000 $ 75,000
ANDERSON, IN 121 $ 10,233,000 $ 84,000 $ 46,000
NORWICH-NEW LONDON, CT 120 $ 17,876,000 $ 148,000 $ 79,000
PRESCOTT, AZ 120 $ 15,804,000 $ 131,000 $ 64,000
ALTOONA, PA 119 $ 10,015,000 $ 84,000 $ 39,000
BATON ROUGE, LA 119 $ 11,004,000 $ 92,000 $ 53,000
FORT COLLINS-LOVELAND, CO 119 $ 15,764,000 $ 132,000 $ 56,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 117 $ 13,198,000 $ 112,000 $ 54,000
MUSKEGON-NORTON SHORES, MI 115 $ 9,168,000 $ 79,000 $ 32,000
BATTLE CREEK, MI 113 $ 9,713,000 $ 85,000 $ 40,000
CLARKSVILLE, TN-KY 112 $ 9,201,000 $ 82,000 $ 45,000
JACKSON, MS 111 $ 10,058,000 $ 90,000 $ 50,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 111 $ 20,708,000 $ 186,000 $ 69,000
SAVANNAH, GA 109 $ 12,689,000 $ 116,000 $ 57,000
ALBANY-SCHENECTADY-TROY, NY 108 $ 13,346,000 $ 123,000 $ 57,000
CHARLOTTESVILLE, VA 108 $ 15,918,000 $ 147,000 $ 44,000
ROCHESTER, MN 108 $ 12,264,000 $ 113,000 $ 44,000
SALINAS, CA 108 $ 34,163,000 $ 316,000 $ 88,000
GREEN BAY, WI 105 $ 9,744,000 $ 92,000 $ 37,000
MONROE, MI 103 $ 13,333,000 $ 129,000 $ 55,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 102 $ 16,921,000 $ 165,000 $ 68,000
SIOUX FALLS, SD 100 $ 8,653,000 $ 86,000 $ 54,000
CHARLESTON, WV 98 $ 8,756,000 $ 89,000 $ 45,000
JANESVILLE, WI 95 $ 8,840,000 $ 93,000 $ 31,000
LAFAYETTE, IN 95 $ 10,691,000 $ 112,000 $ 52,000
MORRISTOWN, TN 94 $ 9,076,000 $ 96,000 $ 49,000
JACKSON, MI 93 $ 10,219,000 $ 109,000 $ 42,000
BEND, OR 92 $ 10,825,000 $ 117,000 $ 74,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 92 $ 12,106,000 $ 131,000 $ 60,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 92 $ 7,898,000 $ 85,000 $ 41,000
TRENTON-EWING, NJ 92 $ 15,386,000 $ 167,000 $ 70,000
COLUMBUS, IN 90 $ 9,270,000 $ 103,000 $ 48,000
MUNCIE, IN 90 $ 8,399,000 $ 93,000 $ 47,000
APPLETON, WI 89 $ 8,280,000 $ 93,000 $ 35,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 88 $ 10,117,000 $ 114,000 $ 67,000
STATE COLLEGE, PA 88 $ 11,072,000 $ 125,000 $ 57,000
COLUMBUS, GA-AL 85 $ 7,807,000 $ 91,000 $ 50,000
FLORENCE, SC 85 $ 8,717,000 $ 102,000 $ 52,000
MEDFORD, OR 85 $ 11,334,000 $ 133,000 $ 64,000
CASPER, WY 83 $ 7,897,000 $ 95,000 $ 39,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 82 $ 6,137,000 $ 74,000 $ 42,000
NILES-BENTON HARBOR, MI 81 $ 9,271,000 $ 114,000 $ 45,000
ANDERSON, SC 79 $ 8,018,000 $ 101,000 $ 48,000
SPRINGFIELD, OH 79 $ 7,642,000 $ 96,000 $ 31,000
WATERLOO-CEDAR FALLS, IA 79 $ 5,756,000 $ 72,000 $ 10,000
WINCHESTER, VA-WV 79 $ 11,403,000 $ 144,000 $ 51,000
JOHNSON CITY, TN 77 $ 6,718,000 $ 87,000 $ 54,000
WILLIAMSPORT, PA 77 $ 6,289,000 $ 81,000 $ 40,000
HANFORD-CORCORAN, CA 74 $ 8,212,000 $ 110,000 $ 59,000
OSHKOSH-NEENAH, WI 73 $ 6,829,000 $ 93,000 $ 34,000
PUEBLO, CO 73 $ 6,887,000 $ 94,000 $ 45,000
ATHENS-CLARKE COUNTY, GA 72 $ 8,216,000 $ 114,000 $ 59,000
JACKSON, TN 72 $ 5,916,000 $ 82,000 $ 44,000
PEORIA, IL 72 $ 6,605,000 $ 91,000 $ 38,000
RENO-SPARKS, NV 72 $ 12,130,000 $ 168,000 $ 70,000
TOPEKA, KS 72 $ 5,977,000 $ 83,000 $ 26,000
SPOKANE, WA 71 $ 7,541,000 $ 106,000 $ 54,000
EAU CLAIRE, WI 70 $ 5,509,000 $ 78,000 $ 28,000
GAINESVILLE, GA 70 $ 9,290,000 $ 132,000 $ 56,000
CHEYENNE, WY 68 $ 7,772,000 $ 114,000 $ 43,000
ERIE, PA 68 $ 6,475,000 $ 95,000 $ 55,000
MOUNT VERNON-ANACORTES, WA 68 $ 9,210,000 $ 135,000 $ 59,000
RAPID CITY, SD 68 $ 6,249,000 $ 91,000 $ 50,000
ROCKFORD, IL 68 $ 6,989,000 $ 102,000 $ 42,000
BURLINGTON, NC 64 $ 5,516,000 $ 86,000 $ 49,000
ST. JOSEPH, MO-KS 62 $ 5,563,000 $ 89,000 $ 35,000
PUNTA GORDA, FL 61 $ 6,697,000 $ 109,000 $ 45,000
LIMA, OH 58 $ 4,736,000 $ 81,000 $ 32,000
BILLINGS, MT 57 $ 5,076,000 $ 89,000 $ 54,000
GAINESVILLE, FL 57 $ 4,813,000 $ 84,000 $ 44,000
AUGUSTA-RICHMOND COUNTY, GA-SC 56 $ 5,521,000 $ 98,000 $ 50,000
BOULDER, CO 56 $ 9,176,000 $ 163,000 $ 71,000
PANAMA CITY-LYNN HAVEN, FL 55 $ 8,775,000 $ 159,000 $ 78,000
GREENVILLE, NC 54 $ 5,463,000 $ 101,000 $ 56,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 52 $ 13,937,000 $ 268,000 $ 76,000
CORVALLIS, OR 51 $ 6,489,000 $ 127,000 $ 68,000
JOPLIN, MO 51 $ 3,849,000 $ 75,000 $ 16,000
MCALLEN-EDINBURG-PHARR, TX 51 $ 4,199,000 $ 82,000 $ 52,000
SHEBOYGAN, WI 50 $ 5,275,000 $ 105,000 $ 29,000
DANVILLE, VA 49 $ 4,141,000 $ 84,000 $ 44,000
OWENSBORO, KY 49 $ 3,862,000 $ 78,000 $ 47,000
FOND DU LAC, WI 48 $ 4,441,000 $ 92,000 $ 41,000
KENNEWICK-RICHLAND-PASCO, WA 48 $ 4,771,000 $ 99,000 $ 58,000
PARKERSBURG-MARIETTA, WV-OH 47 $ 3,577,000 $ 76,000 $ 40,000
EL CENTRO, CA 46 $ 6,717,000 $ 146,000 $ 67,000
CHAMPAIGN-URBANA, IL 45 $ 3,740,000 $ 83,000 $ 58,000
ELIZABETHTOWN, KY 45 $ 4,290,000 $ 95,000 $ 50,000
HAGERSTOWN-MARTINSBURG, MD-WV 45 $ 6,330,000 $ 140,000 $ 31,000
VINELAND-MILLVILLE-BRIDGETON, NJ 45 $ 5,543,000 $ 123,000 $ 70,000
LEBANON, PA 44 $ 4,338,000 $ 98,000 $ 48,000
LONGVIEW, WA 44 $ 4,137,000 $ 94,000 $ 57,000
ROCKY MOUNT, NC 44 $ 3,439,000 $ 78,000 $ 48,000
SIOUX CITY, IA-NE-SD 44 $ 2,996,000 $ 68,000 $ 29,000
WARNER ROBINS, GA 44 $ 4,343,000 $ 98,000 $ 52,000
JOHNSTOWN, PA 43 $ 3,473,000 $ 80,000 $ 41,000
MICHIGAN CITY-LA PORTE, IN 43 $ 4,807,000 $ 111,000 $ 61,000
OCEAN CITY, NJ 43 $ 7,934,000 $ 184,000 $ 82,000
SANDUSKY, OH 43 $ 4,636,000 $ 107,000 $ 40,000
SANTA ROSA-PETALUMA, CA 43 $ 12,003,000 $ 279,000 $ 93,000
WACO, TX 43 $ 3,488,000 $ 81,000 $ 46,000
WAUSAU, WI 43 $ 3,626,000 $ 84,000 $ 24,000
BEAUMONT-PORT ARTHUR, TX 42 $ 3,405,000 $ 81,000 $ 56,000
IOWA CITY, IA 42 $ 4,387,000 $ 104,000 $ 24,000
LAKE CHARLES, LA 41 $ 4,288,000 $ 104,000 $ 50,000
CORPUS CHRISTI, TX 40 $ 2,908,000 $ 72,000 $ 50,000
ELMIRA, NY 40 $ 3,101,000 $ 77,000 $ 36,000
MANSFIELD, OH 40 $ 3,906,000 $ 97,000 $ 27,000
BELLINGHAM, WA 39 $ 5,095,000 $ 130,000 $ 53,000
BOWLING GREEN, KY 39 $ 3,827,000 $ 98,000 $ 45,000
SALISBURY, MD 39 $ 5,286,000 $ 135,000 $ 17,000
SYRACUSE, NY 38 $ 3,119,000 $ 82,000 $ 47,000
YUMA, AZ 38 $ 4,002,000 $ 105,000 $ 45,000
ST. GEORGE, UT 36 $ 4,505,000 $ 125,000 $ 67,000
BARNSTABLE TOWN, MA 35 $ 7,420,000 $ 212,000 $ 56,000
DALTON, GA 35 $ 3,403,000 $ 97,000 $ 48,000
HATTIESBURG, MS 35 $ 3,076,000 $ 87,000 $ 57,000
JACKSONVILLE, NC 35 $ 2,776,000 $ 79,000 $ 56,000
SANTA CRUZ-WATSONVILLE, CA 35 $ 12,476,000 $ 356,000 $ 91,000
BROWNSVILLE-HARLINGEN, TX 34 $ 3,438,000 $ 101,000 $ 67,000
HARRISONBURG, VA 34 $ 3,488,000 $ 102,000 $ 40,000
MORGANTOWN, WV 34 $ 3,663,000 $ 107,000 $ 44,000
BISMARCK, ND 33 $ 2,703,000 $ 81,000 $ 53,000
FORT SMITH, AR-OK 33 $ 3,339,000 $ 101,000 $ 56,000
JONESBORO, AR 33 $ 3,731,000 $ 113,000 $ 52,000
KANKAKEE-BRADLEY, IL 33 $ 3,462,000 $ 104,000 $ 51,000
LAWRENCE, KS 33 $ 4,403,000 $ 133,000 $ 42,000
VERO BEACH, FL 33 $ 3,605,000 $ 109,000 $ 65,000
COLUMBIA, MO 32 $ 3,421,000 $ 106,000 $ 27,000
DUBUQUE, IA 32 $ 2,433,000 $ 76,000 $ 9,000
FLAGSTAFF, AZ 32 $ 4,890,000 $ 152,000 $ 67,000
MOBILE, AL 32 $ 2,739,000 $ 85,000 $ 56,000
MONTGOMERY, AL 32 $ 3,307,000 $ 103,000 $ 54,000
YAKIMA, WA 31 $ 2,782,000 $ 89,000 $ 45,000
BAY CITY, MI 30 $ 2,742,000 $ 91,000 $ 49,000
AMES, IA 29 $ 2,699,000 $ 93,000 $ 4,000
BRUNSWICK, GA 29 $ 4,510,000 $ 155,000 $ 56,000
DOTHAN, AL 29 $ 2,217,000 $ 76,000 $ 50,000
HUNTINGTON-ASHLAND, WV-KY-OH 29 $ 2,278,000 $ 78,000 $ 37,000
GLENS FALLS, NY 28 $ 2,766,000 $ 98,000 $ 50,000
HUNTSVILLE, AL 28 $ 3,688,000 $ 131,000 $ 62,000
HINESVILLE-FORT STEWART, GA 27 $ 2,154,000 $ 79,000 $ 46,000
NAPA, CA 27 $ 9,072,000 $ 336,000 $ 105,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 26 $ 2,699,000 $ 103,000 $ 47,000
KINGSTON, NY 26 $ 4,418,000 $ 169,000 $ 65,000
SANTA FE, NM 25 $ 5,244,000 $ 209,000 $ 71,000
WEIRTON-STEUBENVILLE, WV-OH 25 $ 1,833,000 $ 73,000 $ 34,000
ALBANY, GA 24 $ 2,146,000 $ 89,000 $ 51,000
ALEXANDRIA, LA 24 $ 2,605,000 $ 108,000 $ 64,000
LAFAYETTE, LA 24 $ 2,293,000 $ 95,000 $ 42,000
COEUR D'ALENE, ID 23 $ 2,997,000 $ 130,000 $ 63,000
GOLDSBORO, NC 23 $ 1,915,000 $ 83,000 $ 56,000
GRAND JUNCTION, CO 23 $ 3,119,000 $ 135,000 $ 41,000
WENATCHEE, WA 23 $ 2,435,000 $ 105,000 $ 52,000
IDAHO FALLS, ID 22 $ 1,748,000 $ 79,000 $ 54,000
DANVILLE, IL 21 $ 1,346,000 $ 64,000 $ 42,000
LEWISTON-AUBURN, ME 21 $ 1,838,000 $ 87,000 $ 34,000
WHEELING, WV-OH 21 $ 1,683,000 $ 80,000 $ 51,000
AUBURN-OPELIKA, AL 20 $ 1,723,000 $ 86,000 $ 51,000
BANGOR, ME 20 $ 2,428,000 $ 121,000 $ 40,000
COLLEGE STATION-BRYAN, TX 20 $ 2,127,000 $ 106,000 $ 71,000
CUMBERLAND, MD-WV 20 $ 1,858,000 $ 92,000 $ 21,000
DECATUR, AL 20 $ 1,473,000 $ 73,000 $ 44,000
HOT SPRINGS, AR 19 $ 2,383,000 $ 125,000 $ 55,000
JEFFERSON CITY, MO 19 $ 1,585,000 $ 83,000 $ 0
KILLEEN-TEMPLE-FORT HOOD, TX 19 $ 1,374,000 $ 72,000 $ 52,000
POCATELLO, ID 19 $ 1,332,000 $ 70,000 $ 35,000
SUMTER, SC 19 $ 1,710,000 $ 90,000 $ 57,000
UTICA-ROME, NY 19 $ 2,173,000 $ 114,000 $ 40,000
LAS CRUCES, NM 18 $ 2,287,000 $ 127,000 $ 70,000
TYLER, TX 18 $ 1,399,000 $ 77,000 $ 49,000
HOUMA-BAYOU CANE-THIBODAUX, LA 17 $ 1,484,000 $ 87,000 $ 52,000
SAN LUIS OBISPO-PASO ROBLES, CA 17 $ 4,867,000 $ 286,000 $ 125,000
AMARILLO, TX 16 $ 938,000 $ 58,000 $ 42,000
EL PASO, TX 16 $ 1,735,000 $ 108,000 $ 46,000
ROME, GA 16 $ 1,789,000 $ 111,000 $ 53,000
SAN ANGELO, TX 16 $ 1,035,000 $ 64,000 $ 61,000
DECATUR, IL 15 $ 1,355,000 $ 90,000 $ 39,000
PASCAGOULA, MS 14 $ 923,000 $ 65,000 $ 42,000
BLOOMINGTON-NORMAL, IL 13 $ 1,683,000 $ 129,000 $ 64,000
LUBBOCK, TX 13 $ 1,230,000 $ 94,000 $ 35,000
MONROE, LA 13 $ 1,388,000 $ 106,000 $ 61,000
SHERMAN-DENISON, TX 13 $ 1,026,000 $ 78,000 $ 69,000
TUSCALOOSA, AL 13 $ 1,493,000 $ 114,000 $ 65,000
GRAND FORKS, ND-MN 12 $ 1,067,000 $ 88,000 $ 52,000
LA CROSSE, WI-MN 12 $ 1,080,000 $ 90,000 $ 42,000
SPRINGFIELD, IL 12 $ 1,292,000 $ 107,000 $ 35,000
VALDOSTA, GA 12 $ 1,112,000 $ 92,000 $ 36,000
LONGVIEW, TX 11 $ 1,225,000 $ 111,000 $ 71,000
PITTSFIELD, MA 11 $ 1,180,000 $ 107,000 $ 44,000
VICTORIA, TX 11 $ 881,000 $ 80,000 $ 55,000
GULFPORT-BILOXI, MS 10 $ 1,094,000 $ 109,000 $ 62,000
LAWTON, OK 10 $ 711,000 $ 71,000 $ 39,000
LOGAN, UT-ID 10 $ 1,427,000 $ 142,000 $ 65,000
MISSOULA, MT 10 $ 1,298,000 $ 129,000 $ 50,000
PINE BLUFF, AR 10 $ 1,050,000 $ 105,000 $ 55,000
ANNISTON-OXFORD, AL 9 $ 790,000 $ 87,000 $ 40,000
GADSDEN, AL 9 $ 907,000 $ 100,000 $ 56,000
FARMINGTON, NM 7 $ 909,000 $ 129,000 $ 116,000
LAREDO, TX 7 $ 554,000 $ 79,000 $ 63,000
LEWISTON, ID-WA 7 $ 498,000 $ 71,000 $ 75,000
MIDLAND, TX 6 $ 360,000 $ 60,000 $ 61,000
CARSON CITY, NV 5 $ 720,000 $ 144,000 $ 72,000
FLORENCE-MUSCLE SHOALS, AL 5 $ 482,000 $ 96,000 $ 51,000
GREAT FALLS, MT 4 $ 245,000 $ 61,000 $ 51,000
BURLINGTON-SOUTH BURLINGTON, VT 3 $ 724,000 $ 241,000 $ 64,000
ITHACA, NY 3 $ 213,000 $ 71,000 $ 29,000
TEXARKANA, TX-TEXARKANA, AR 2 $ 141,000 $ 70,000 $ 58,000
ODESSA, TX 1 $ 53,000 $ 53,000 $ 36,000
WICHITA FALLS, TX 1 $ 109,000 $ 109,000 $ 49,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Decision One Mortgage in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 79,376 $9,499,610,000 $105,583 $960,000 $51,541 $1,300,000
Refinancing 77,959 $11,602,758,000 $135,687 $850,000 $54,812 $1,196,000
Home Improvement 15 $1,786,000 $137,400 $251,000 $34,100 $82,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 73,287 $9,511,440,000 $123,122 $850,000 $59,183 $1,300,000
Not Provided 21,453 $3,235,535,000 $133,224 $750,000 $61,591 $1,008,000
Not applicable 20,257 $2,292,558,000 $123,723 $681,000 $33,893 $264,000
Hispanic 19,395 $2,942,977,000 $117,425 $750,000 $52,595 $1,176,000
Black or African American 18,547 $2,310,078,000 $122,979 $960,000 $57,916 $1,044,000
Asian 3,174 $610,156,000 $138,782 $750,000 $63,978 $900,000
Native Hawaiian or Other Pacific Islander 755 $135,766,000 $140,810 $750,000 $65,054 $360,000
American Indian or Alaskan Native 482 $65,644,000 $117,209 $563,000 $53,930 $263,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 157,347 $21,103,766,000 $122,530 $960,000 $53,346 $1,300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $271,000 $135,500 $217,000 $48,000 $64,000
VA-guaranteed (Veterans Administration) 1 $117,000 $117,000 $117,000 $50,000 $50,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 70,852 $9,124,911,000 $116,297 $785,000 $56,765 $1,196,000
Loan Purchased By The Institution 26,848 $3,169,946,000 $119,895 $750,000 $43,562 $882,000
Application Denied By Financial Institution 20,810 $3,238,687,000 $138,312 $850,000 $61,145 $1,008,000
Application Approved But Not Accepted 17,281 $2,486,115,000 $136,531 $750,000 $59,680 $1,093,000
Preapproval Approved but not Accepted 11,308 $1,430,757,000 $126,000 $960,000 $63,000 $1,300,000
Application Withdrawn By Applicant 6,413 $1,001,517,000 $135,437 $800,000 $61,083 $996,000
Preapproval Denied by Financial Institution 3,838 $652,221,000 $169,000 $780,000 $71,000 $1,176,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 19,516 $2,971,653,000 $135,291 $850,000 $62,125 $1,176,000
Credit Application Incomplete 2,298 $500,005,000 $159,042 $780,000 $71,063 $906,000
Credit History 1,211 $181,867,000 $143,441 $780,000 $56,395 $608,000
Collateral 674 $96,267,000 $150,756 $682,000 $63,292 $456,000
Debt-To-Income Ratio 474 $66,259,000 $134,000 $660,000 $45,513 $241,000
Employment History 253 $41,385,000 $160,166 $720,000 $66,500 $360,000
Unverifiable Information 217 $32,550,000 $134,645 $563,000 $62,645 $868,000
Mortgage Insurance Denied 3 $377,000 $125,000 $300,000 $324,000 $588,000
Insufficient Cash (Downpayment, Closing Cost) 2 $545,000 $272,000 $324,000 $79,000 $89,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List