Ent Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Ent Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ent Credit Union 7250 Campus Drive Colorado Springs, CO 80920 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 12,739 |
| Total Mortgage Loan Application Amount | $2,165,495,000 |
| Average Mortgage Loan Application Amount | $217,666 |
| Highest Mortgage Loan Application Amount | $10,505,000 |
| Average Applicant Income | $115,833 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Ent Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ent Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Ent Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ent Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Ent Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ent Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| El Paso County Colorado | 6,456 | $ 1,079,800,000 | $ 167,000 | $ 135,000 |
| Pueblo County Colorado | 1,223 | $ 142,195,000 | $ 116,000 | $ 109,000 |
| Douglas County Colorado | 718 | $ 163,760,000 | $ 228,000 | $ 199,000 |
| Arapahoe County Colorado | 622 | $ 110,600,000 | $ 177,000 | $ 164,000 |
| Adams County Colorado | 560 | $ 71,110,000 | $ 126,000 | $ 135,000 |
| Weld County Colorado | 521 | $ 69,205,000 | $ 132,000 | $ 146,000 |
| Denver County Colorado | 476 | $ 106,680,000 | $ 224,000 | $ 178,000 |
| Larimer County Colorado | 476 | $ 87,210,000 | $ 183,000 | $ 161,000 |
| Jefferson County Colorado | 437 | $ 91,345,000 | $ 209,000 | $ 176,000 |
| Teller County Colorado | 360 | $ 59,690,000 | $ 165,000 | $ 134,000 |
| Fremont County Colorado | 170 | $ 23,540,000 | $ 138,000 | $ 102,000 |
| Boulder County Colorado | 148 | $ 45,940,000 | $ 310,000 | $ 209,000 |
| Elbert County Colorado | 70 | $ 12,180,000 | $ 174,000 | $ 178,000 |
| Broomfield County Colorado | 49 | $ 10,305,000 | $ 210,000 | $ 222,000 |
| Park County Colorado | 49 | $ 9,425,000 | $ 192,000 | $ 163,000 |
| Otero County Colorado | 32 | $ 2,740,000 | $ 85,000 | $ 95,000 |
| Huerfano County Colorado | 29 | $ 3,605,000 | $ 124,000 | $ 89,000 |
| Las Animas County Colorado | 29 | $ 3,845,000 | $ 132,000 | $ 117,000 |
| Chaffee County Colorado | 25 | $ 4,925,000 | $ 197,000 | $ 177,000 |
| Summit County Colorado | 25 | $ 7,475,000 | $ 299,000 | $ 245,000 |
| Custer County Colorado | 23 | $ 4,975,000 | $ 216,000 | $ 148,000 |
| Mesa County Colorado | 20 | $ 3,780,000 | $ 189,000 | $ 126,000 |
| Morgan County Colorado | 17 | $ 3,055,000 | $ 179,000 | $ 143,000 |
| Eagle County Colorado | 16 | $ 7,180,000 | $ 448,000 | $ 232,000 |
| Grand County Colorado | 16 | $ 6,820,000 | $ 426,000 | $ 307,000 |
| Garfield County Colorado | 15 | $ 3,695,000 | $ 246,000 | $ 121,000 |
| Clear Creek County Colorado | 11 | $ 2,385,000 | $ 216,000 | $ 146,000 |
| Costilla County Colorado | 11 | $ 1,505,000 | $ 136,000 | $ 104,000 |
| Gunnison County Colorado | 11 | $ 3,525,000 | $ 320,000 | $ 197,000 |
| Lake County Colorado | 9 | $ 1,045,000 | $ 116,000 | $ 222,000 |
| Logan County Colorado | 9 | $ 1,435,000 | $ 159,000 | $ 142,000 |
| Prowers County Colorado | 9 | $ 1,105,000 | $ 122,000 | $ 104,000 |
| Alamosa County Colorado | 8 | $ 1,000,000 | $ 125,000 | $ 81,000 |
| Montrose County Colorado | 8 | $ 1,510,000 | $ 188,000 | $ 80,000 |
| Routt County Colorado | 8 | $ 2,360,000 | $ 295,000 | $ 348,000 |
| Rio Grande County Colorado | 7 | $ 485,000 | $ 69,000 | $ 58,000 |
| Archuleta County Colorado | 6 | $ 640,000 | $ 106,000 | $ 205,000 |
| Delta County Colorado | 6 | $ 290,000 | $ 48,000 | $ 125,000 |
| Moffat County Colorado | 6 | $ 1,290,000 | $ 215,000 | $ 153,000 |
| Conejos County Colorado | 5 | $ 835,000 | $ 167,000 | $ 185,000 |
| Crowley County Colorado | 5 | $ 395,000 | $ 79,000 | $ 77,000 |
| Pitkin County Colorado | 5 | $ 3,065,000 | $ 613,000 | $ 526,000 |
| Saguache County Colorado | 5 | $ 795,000 | $ 159,000 | $ 74,000 |
| Bent County Colorado | 3 | $ 325,000 | $ 108,000 | $ 47,000 |
| Gilpin County Colorado | 3 | $ 765,000 | $ 255,000 | $ 197,000 |
| La Plata County Colorado | 3 | $ 1,745,000 | $ 581,000 | $ 325,000 |
| Lincoln County Colorado | 3 | $ 505,000 | $ 168,000 | $ 95,000 |
| San Miguel County Colorado | 3 | $ 815,000 | $ 271,000 | $ 134,000 |
| Baca County Colorado | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| Cheyenne County Colorado | 2 | $ 470,000 | $ 235,000 | $ 103,000 |
| Montezuma County Colorado | 2 | $ 590,000 | $ 295,000 | $ 69,000 |
| Hinsdale County Colorado | 1 | $ 135,000 | $ 135,000 | $ 14,000 |
| Kit Carson County Colorado | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Ouray County Colorado | 1 | $ 505,000 | $ 505,000 | $ 155,000 |
| Phillips County Colorado | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Rio Blanco County Colorado | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Sedgwick County Colorado | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Washington County Colorado | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Ent Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,701 | $464,585,000 | $98,000 | $1,005,000 | $146,000 | $1,871,000 |
| Other Purpose | 4,145 | $389,815,000 | $94,000 | $1,055,000 | $137,000 | $9,999,000 |
| Home Purchase | 2,848 | $1,073,610,000 | $376,000 | $10,505,000 | $157,000 | $2,494,000 |
| Refinancing | 600 | $110,740,000 | $184,000 | $4,305,000 | $138,000 | $1,250,000 |
| Cash-out Refinancing | 443 | $126,205,000 | $284,000 | $1,505,000 | $117,000 | $1,545,000 |
| Not Applicable | 2 | $540,000 | $270,000 | $395,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,441 | $1,485,405,000 | $175,000 | $3,235,000 | $147,000 | $3,075,000 |
| Hispanic | 1,845 | $242,215,000 | $131,000 | $1,355,000 | $117,000 | $1,755,000 |
| Not Provided | 1,471 | $258,705,000 | $175,000 | $2,085,000 | $156,000 | $7,036,000 |
| Black or African American | 387 | $49,745,000 | $128,000 | $1,245,000 | $126,000 | $600,000 |
| Asian | 329 | $79,445,000 | $241,000 | $1,085,000 | $182,000 | $9,999,000 |
| American Indian or Alaskan Native | 140 | $17,160,000 | $122,000 | $715,000 | $121,000 | $858,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $4,095,000 | $99,000 | $385,000 | $112,000 | $256,000 |
| Not applicable | 8 | $17,480,000 | $2,185,000 | $10,505,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,244 | $1,963,680,000 | $160,000 | $10,505,000 | $145,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 263 | $88,835,000 | $337,000 | $805,000 | $96,000 | $716,000 |
| VA-guaranteed (Veterans Administration) | 232 | $112,980,000 | $486,000 | $1,305,000 | $139,000 | $655,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,221 | $1,464,685,000 | $178,000 | $10,505,000 | $152,000 | $9,999,000 |
| Application Denied By Financial Institution | 2,697 | $335,105,000 | $124,000 | $1,515,000 | $117,000 | $3,075,000 |
| Application Approved But Not Accepted | 1,738 | $348,810,000 | $200,000 | $1,995,000 | $146,000 | $1,871,000 |
| Application Withdrawn By Applicant | 80 | $16,200,000 | $202,000 | $1,355,000 | $165,000 | $1,250,000 |
| Loan Purchased By The Institution | 2 | $540,000 | $270,000 | $395,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $155,000 | $155,000 | $155,000 | $51,000 | $51,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,042 | $1,830,390,000 | $182,000 | $10,505,000 | $151,000 | $9,999,000 |
| Debt-To-Income Ratio | 1,616 | $226,030,000 | $139,000 | $1,515,000 | $96,000 | $1,140,000 |
| Credit History | 592 | $48,800,000 | $82,000 | $1,005,000 | $121,000 | $1,545,000 |
| Collateral | 355 | $32,105,000 | $90,000 | $985,000 | $193,000 | $3,075,000 |
| Employment History | 59 | $6,835,000 | $115,000 | $715,000 | $141,000 | $419,000 |
| Other | 33 | $9,365,000 | $283,000 | $1,505,000 | $147,000 | $448,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $6,885,000 | $362,000 | $1,205,000 | $102,000 | $235,000 |
| Credit Application Incomplete | 18 | $3,420,000 | $190,000 | $1,425,000 | $181,000 | $809,000 |
| Unverifiable Information | 5 | $1,665,000 | $333,000 | $725,000 | $117,000 | $216,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ent Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ent Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.