Essex Savings Bank, Fsb
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Essex Savings Bank, Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Essex Savings Bank, Fsb 410 N Center Dr Norfolk, VA 23502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 1,120 |
| Total Mortgage Loan Application Amount | $203,732,000 |
| Average Mortgage Loan Application Amount | $357,341 |
| Highest Mortgage Loan Application Amount | $1,028,000 |
| Average Applicant Income | $15,560 |
| Highest Applicant Income | $452,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pasquotank County North Carolina | 126 | $ 13,627,000 | $ 108,000 | $ 57,000 |
| Hanover County Virginia | 91 | $ 16,140,000 | $ 177,000 | $ 80,000 |
| Henrico County Virginia | 72 | $ 10,891,000 | $ 151,000 | $ 64,000 |
| Virginia Beach County Virginia | 64 | $ 10,992,000 | $ 171,000 | $ 57,000 |
| Suffolk County Virginia | 53 | $ 7,377,000 | $ 139,000 | $ 67,000 |
| Camden County North Carolina | 46 | $ 5,709,000 | $ 124,000 | $ 52,000 |
| New Kent County Virginia | 38 | $ 5,565,000 | $ 146,000 | $ 70,000 |
| Currituck County North Carolina | 35 | $ 4,417,000 | $ 126,000 | $ 59,000 |
| Gates County North Carolina | 35 | $ 3,327,000 | $ 95,000 | $ 47,000 |
| Chesterfield County Virginia | 35 | $ 6,814,000 | $ 194,000 | $ 93,000 |
| Perquimans County North Carolina | 34 | $ 3,179,000 | $ 93,000 | $ 55,000 |
| Chesapeake County Virginia | 29 | $ 4,401,000 | $ 151,000 | $ 53,000 |
| Goochland County Virginia | 26 | $ 7,415,000 | $ 285,000 | $ 118,000 |
| Greensville County Virginia | 25 | $ 1,672,000 | $ 66,000 | $ 42,000 |
| Powhatan County Virginia | 20 | $ 5,344,000 | $ 267,000 | $ 92,000 |
| Norfolk County Virginia | 17 | $ 1,926,000 | $ 113,000 | $ 55,000 |
| Isle of Wight County Virginia | 14 | $ 1,595,000 | $ 113,000 | $ 55,000 |
| Gaston County North Carolina | 13 | $ 1,415,000 | $ 108,000 | $ 74,000 |
| Flagler County Florida | 10 | $ 767,000 | $ 76,000 | $ 77,000 |
| Emporia County Virginia | 10 | $ 666,000 | $ 66,000 | $ 40,000 |
| Portsmouth County Virginia | 10 | $ 783,000 | $ 78,000 | $ 31,000 |
| Louisa County Virginia | 9 | $ 1,439,000 | $ 159,000 | $ 68,000 |
| Dare County North Carolina | 8 | $ 1,022,000 | $ 127,000 | $ 78,000 |
| Fairfax County Virginia | 8 | $ 3,767,000 | $ 470,000 | $ 96,000 |
| Richmond City County Virginia | 8 | $ 1,195,000 | $ 149,000 | $ 96,000 |
| Chowan County North Carolina | 7 | $ 503,000 | $ 71,000 | $ 41,000 |
| Mecklenburg County Virginia | 7 | $ 878,000 | $ 125,000 | $ 59,000 |
| Middlesex County Virginia | 7 | $ 850,000 | $ 121,000 | $ 71,000 |
| Guilford County North Carolina | 6 | $ 1,378,000 | $ 229,000 | $ 88,000 |
| Iredell County North Carolina | 6 | $ 1,224,000 | $ 204,000 | $ 78,000 |
| Mecklenburg County North Carolina | 6 | $ 1,466,000 | $ 244,000 | $ 77,000 |
| King William County Virginia | 6 | $ 934,000 | $ 155,000 | $ 68,000 |
| Newport News County Virginia | 6 | $ 647,000 | $ 107,000 | $ 45,000 |
| King County Washington | 6 | $ 3,097,000 | $ 516,000 | $ 0 |
| San Diego County California | 5 | $ 2,049,000 | $ 409,000 | $ 0 |
| San Mateo County California | 5 | $ 2,440,000 | $ 488,000 | $ 0 |
| Cook County Illinois | 5 | $ 2,251,000 | $ 450,000 | $ 0 |
| Middlesex County Massachusetts | 5 | $ 2,511,000 | $ 502,000 | $ 0 |
| Wake County North Carolina | 5 | $ 1,234,000 | $ 246,000 | $ 86,000 |
| Charles City County Virginia | 5 | $ 523,000 | $ 104,000 | $ 56,000 |
| James City County Virginia | 5 | $ 937,000 | $ 187,000 | $ 86,000 |
| Contra Costa County California | 4 | $ 1,693,000 | $ 423,000 | $ 0 |
| Los Angeles County California | 4 | $ 2,042,000 | $ 510,000 | $ 0 |
| Orange County California | 4 | $ 2,314,000 | $ 578,000 | $ 0 |
| Fulton County Georgia | 4 | $ 1,330,000 | $ 332,000 | $ 25,000 |
| Brunswick County Virginia | 4 | $ 602,000 | $ 150,000 | $ 74,000 |
| Pierce County Washington | 4 | $ 1,681,000 | $ 420,000 | $ 0 |
| Maricopa County Arizona | 3 | $ 1,406,000 | $ 468,000 | $ 0 |
| Alameda County California | 3 | $ 1,348,000 | $ 449,000 | $ 0 |
| Santa Clara County California | 3 | $ 1,414,000 | $ 471,000 | $ 0 |
| Prince George's County Maryland | 3 | $ 296,000 | $ 98,000 | $ 71,000 |
| Forsyth County North Carolina | 3 | $ 681,000 | $ 227,000 | $ 129,000 |
| Montgomery County Pennsylvania | 3 | $ 893,000 | $ 297,000 | $ 25,000 |
| Beaufort County South Carolina | 3 | $ 2,678,000 | $ 892,000 | $ 0 |
| Caroline County Virginia | 3 | $ 597,000 | $ 199,000 | $ 82,000 |
| Hampton County Virginia | 3 | $ 290,000 | $ 96,000 | $ 54,000 |
| Nelson County Virginia | 3 | $ 482,000 | $ 160,000 | $ 245,000 |
| Prince George County Virginia | 3 | $ 475,000 | $ 158,000 | $ 88,000 |
| Southampton County Virginia | 3 | $ 456,000 | $ 152,000 | $ 53,000 |
| York County Virginia | 3 | $ 710,000 | $ 236,000 | $ 128,000 |
| Marin County California | 2 | $ 1,206,000 | $ 603,000 | $ 0 |
| San Francisco County California | 2 | $ 903,000 | $ 451,000 | $ 0 |
| Boulder County Colorado | 2 | $ 829,000 | $ 414,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 493,000 | $ 246,000 | $ 27,000 |
| Duval County Florida | 2 | $ 403,000 | $ 201,000 | $ 136,000 |
| Miami-Dade County Florida | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Hunterdon County New Jersey | 2 | $ 1,095,000 | $ 547,000 | $ 0 |
| Suffolk County New York | 2 | $ 802,000 | $ 401,000 | $ 0 |
| Alamance County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 115,000 |
| Cabarrus County North Carolina | 2 | $ 365,000 | $ 182,000 | $ 195,000 |
| Catawba County North Carolina | 2 | $ 425,000 | $ 212,000 | $ 84,000 |
| Halifax County North Carolina | 2 | $ 125,000 | $ 62,000 | $ 37,000 |
| Washington County North Carolina | 2 | $ 199,000 | $ 99,000 | $ 61,000 |
| Bucks County Pennsylvania | 2 | $ 398,000 | $ 199,000 | $ 0 |
| Collin County Texas | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Denton County Texas | 2 | $ 1,166,000 | $ 583,000 | $ 0 |
| Harris County Texas | 2 | $ 707,000 | $ 353,000 | $ 0 |
| Travis County Texas | 2 | $ 793,000 | $ 396,000 | $ 0 |
| Alexandria County Virginia | 2 | $ 837,000 | $ 418,000 | $ 0 |
| Amelia County Virginia | 2 | $ 333,000 | $ 166,000 | $ 51,000 |
| Dinwiddie County Virginia | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Essex County Virginia | 2 | $ 437,000 | $ 218,000 | $ 80,000 |
| Fauquier County Virginia | 2 | $ 251,000 | $ 125,000 | $ 321,000 |
| Franklin City County Virginia | 2 | $ 179,000 | $ 89,000 | $ 38,000 |
| Prince William County Virginia | 2 | $ 457,000 | $ 228,000 | $ 197,000 |
| Sussex County Virginia | 2 | $ 101,000 | $ 50,000 | $ 42,000 |
| Napa County California | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Nevada County California | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Sacramento County California | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Santa Cruz County California | 1 | $ 357,000 | $ 357,000 | $ 0 |
| Ventura County California | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Adams County Colorado | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Douglas County Colorado | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Eagle County Colorado | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Mesa County Colorado | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Montrose County Colorado | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Summit County Colorado | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Broward County Florida | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Manatee County Florida | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Monroe County Florida | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Orange County Florida | 1 | $ 117,000 | $ 117,000 | $ 80,000 |
| Osceola County Florida | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Pinellas County Florida | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Fayette County Georgia | 1 | $ 521,000 | $ 521,000 | $ 0 |
| Ada County Idaho | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Lake County Illinois | 1 | $ 629,000 | $ 629,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Huntington County Indiana | 1 | $ 618,000 | $ 618,000 | $ 0 |
| Marion County Indiana | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Charles County Maryland | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Howard County Maryland | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Livingston County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 893,000 | $ 893,000 | $ 0 |
| Washoe County Nevada | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Union County New Jersey | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Westchester County New York | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Alleghany County North Carolina | 1 | $ 393,000 | $ 393,000 | $ 448,000 |
| Buncombe County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 57,000 |
| Carteret County North Carolina | 1 | $ 560,000 | $ 560,000 | $ 303,000 |
| Craven County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Davie County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Edgecombe County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 39,000 |
| Hertford County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 28,000 |
| Lincoln County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 104,000 |
| Onslow County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 91,000 |
| Pender County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Rowan County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Rutherford County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Surry County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 89,000 |
| Union County North Carolina | 1 | $ 314,000 | $ 314,000 | $ 137,000 |
| Warren County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Clermont County Ohio | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Dallas County Texas | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Accomack County Virginia | 1 | $ 242,000 | $ 242,000 | $ 153,000 |
| Arlington County Virginia | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Bedford County Virginia | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Clarke County Virginia | 1 | $ 163,000 | $ 163,000 | $ 69,000 |
| Colonial Heights County Virginia | 1 | $ 224,000 | $ 224,000 | $ 85,000 |
| Falls Church County Virginia | 1 | $ 234,000 | $ 234,000 | $ 423,000 |
| Franklin County Virginia | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Harrisonburg County Virginia | 1 | $ 198,000 | $ 198,000 | $ 69,000 |
| King and Queen County Virginia | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Loudoun County Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Manassas County Virginia | 1 | $ 32,000 | $ 32,000 | $ 25,000 |
| Northampton County Virginia | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Northumberland County Virginia | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| Prince Edward County Virginia | 1 | $ 108,000 | $ 108,000 | $ 65,000 |
| Russell County Virginia | 1 | $ 203,000 | $ 203,000 | $ 74,000 |
| Spotsylvania County Virginia | 1 | $ 323,000 | $ 323,000 | $ 257,000 |
| Westmoreland County Virginia | 1 | $ 247,000 | $ 247,000 | $ 95,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Essex Savings Bank, Fsb in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 564 | $102,549,000 | $392,304 | $1,028,000 | $14,521 | $423,000 |
| Home Purchase (one-to-four family) | 541 | $98,707,000 | $330,437 | $1,000,000 | $9,250 | $452,000 |
| Home Improvement (one-to-four family) | 15 | $2,476,000 | $170,500 | $262,000 | $78,000 | $150,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 858 | $127,616,000 | $119,400 | $1,000,000 | $68,000 | $452,000 |
| Not applicable | 137 | $60,892,000 | $426,800 | $1,028,000 | $0 | $0 |
| Black | 98 | $11,574,000 | $117,666 | $323,000 | $80,833 | $158,000 |
| Hispanic | 11 | $1,166,000 | $101,000 | $174,000 | $42,333 | $88,000 |
| Asian or Pacific Islander | 8 | $844,000 | $114,666 | $285,000 | $72,666 | $211,000 |
| Other | 6 | $1,405,000 | $215,666 | $584,000 | $96,333 | $263,000 |
| American Indian or Alaskan Native | 2 | $235,000 | $117,000 | $167,000 | $56,000 | $87,000 |
| Information not provided by applicant in mail or telephone application | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 883 | $177,844,000 | $386,680 | $1,028,000 | $12,120 | $452,000 |
| FHA-insured (Federal Housing Administration) | 151 | $15,163,000 | $102,000 | $213,000 | $34,000 | $153,000 |
| VA-guaranteed (Veterans Administration) | 86 | $10,725,000 | $126,000 | $231,000 | $38,500 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 781 | $111,458,000 | $113,200 | $650,000 | $80,400 | $452,000 |
| Loan Purchased By The Institution | 137 | $60,892,000 | $426,800 | $1,028,000 | $0 | $0 |
| Application Denied By Financial Institution | 77 | $10,691,000 | $102,600 | $600,000 | $55,000 | $375,000 |
| Application Approved But Not Accepted | 69 | $14,392,000 | $205,000 | $1,000,000 | $93,500 | $448,000 |
| Application Withdrawn By Applicant | 33 | $3,401,000 | $110,250 | $224,000 | $53,000 | $300,000 |
| File Closed For Incompleteness | 23 | $2,898,000 | $129,500 | $360,000 | $54,000 | $160,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 21 | $3,479,000 | $156,000 | $600,000 | $69,500 | $375,000 |
| Credit History | 19 | $1,865,000 | $105,333 | $198,000 | $64,333 | $110,000 |
| Debt-To-Income Ratio | 19 | $2,335,000 | $85,500 | $358,000 | $34,000 | $89,000 |
| Collateral | 12 | $2,073,000 | $164,000 | $584,000 | $62,000 | $237,000 |
| Other | 5 | $871,000 | $167,000 | $347,000 | $62,666 | $93,000 |
| Employment History | 1 | $68,000 | $68,000 | $68,000 | $25,000 | $25,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.