Gold Star Mortgage Financial Group, Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Gold Star Mortgage Financial Group, Corporation 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gold Star Mortgage Financial Group, Corporation 100 Phoenix Dr, Ste 300 Plymouth, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 15,161 |
| Total Mortgage Loan Application Amount | $4,282,035,000 |
| Average Mortgage Loan Application Amount | $280,666 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $5,027,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Gold Star Mortgage Financial Group, Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gold Star Mortgage Financial Group, Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Gold Star Mortgage Financial Group, Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gold Star Mortgage Financial Group, Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Gold Star Mortgage Financial Group, Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gold Star Mortgage Financial Group, Corporation's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WARREN-TROY-FARMINGTON HILLS, MI | 1,619 | $ 395,565,000 | $ 244,000 | $ 104,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1,124 | $ 218,850,000 | $ 194,000 | $ 92,000 |
| RALEIGH, NC | 918 | $ 264,930,000 | $ 288,000 | $ 133,000 |
| NA (OUTSIDE OF MSA/MD) | 755 | $ 170,065,000 | $ 253,200 | $ 108,720 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 743 | $ 237,845,000 | $ 320,000 | $ 138,000 |
| GARY, IN | 677 | $ 150,675,000 | $ 222,000 | $ 86,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 594 | $ 205,350,000 | $ 345,000 | $ 123,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 543 | $ 177,675,000 | $ 327,000 | $ 144,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 539 | $ 161,085,000 | $ 298,000 | $ 98,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 506 | $ 150,560,000 | $ 297,000 | $ 110,000 |
| ANN ARBOR, MI | 482 | $ 145,690,000 | $ 302,000 | $ 150,000 |
| CLEVELAND-ELYRIA, OH | 461 | $ 88,495,000 | $ 191,000 | $ 107,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 340 | $ 99,080,000 | $ 291,000 | $ 131,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 317 | $ 117,285,000 | $ 369,000 | $ 120,000 |
| TACOMA-LAKEWOOD, WA | 315 | $ 122,045,000 | $ 387,000 | $ 114,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 298 | $ 95,280,000 | $ 319,000 | $ 119,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 263 | $ 115,735,000 | $ 440,000 | $ 153,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 224 | $ 66,220,000 | $ 295,000 | $ 99,500 |
| MERCED, CA | 215 | $ 55,075,000 | $ 256,000 | $ 75,000 |
| CHICAGO-NAPERVILLE, IL | 206 | $ 51,570,000 | $ 250,000 | $ 110,000 |
| DURHAM-CHAPEL HILL, NC | 187 | $ 55,725,000 | $ 297,000 | $ 129,000 |
| PORT ST. LUCIE, FL | 155 | $ 42,075,000 | $ 271,000 | $ 103,000 |
| BATON ROUGE, LA | 154 | $ 33,440,000 | $ 217,000 | $ 66,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 153 | $ 49,825,000 | $ 325,000 | $ 115,000 |
| AUSTIN-ROUND ROCK, TX | 117 | $ 44,625,000 | $ 381,000 | $ 166,000 |
| CAPE CORAL-FORT MYERS, FL | 115 | $ 33,095,000 | $ 287,000 | $ 121,000 |
| GRAND RAPIDS-WYOMING, MI | 112 | $ 24,890,000 | $ 222,000 | $ 109,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 112 | $ 40,080,000 | $ 357,000 | $ 193,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 111 | $ 45,015,000 | $ 330,500 | $ 91,000 |
| FLINT, MI | 106 | $ 20,560,000 | $ 193,000 | $ 101,000 |
| LANSING-EAST LANSING, MI | 104 | $ 20,020,000 | $ 192,000 | $ 84,000 |
| DALLAS-PLANO-IRVING, TX | 97 | $ 30,615,000 | $ 315,000 | $ 145,000 |
| JACKSONVILLE, FL | 88 | $ 24,900,000 | $ 282,000 | $ 99,000 |
| MONROE, MI | 80 | $ 17,560,000 | $ 219,000 | $ 89,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 75 | $ 23,825,000 | $ 317,000 | $ 171,000 |
| JACKSON, MI | 65 | $ 13,265,000 | $ 204,000 | $ 74,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 61 | $ 27,255,000 | $ 446,000 | $ 156,000 |
| REDDING, CA | 60 | $ 17,190,000 | $ 286,000 | $ 109,000 |
| SAN DIEGO-CARLSBAD, CA | 58 | $ 26,030,000 | $ 448,000 | $ 149,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 54 | $ 17,480,000 | $ 323,000 | $ 146,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 53 | $ 23,835,000 | $ 444,000 | $ 135,500 |
| AKRON, OH | 50 | $ 9,650,000 | $ 193,000 | $ 84,000 |
| LAKELAND-WINTER HAVEN, FL | 49 | $ 13,375,000 | $ 272,000 | $ 103,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 48 | $ 15,790,000 | $ 328,000 | $ 161,000 |
| OCALA, FL | 48 | $ 10,810,000 | $ 225,000 | $ 91,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 40 | $ 20,230,000 | $ 505,000 | $ 179,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 37 | $ 9,665,000 | $ 261,000 | $ 102,000 |
| MODESTO, CA | 34 | $ 10,180,000 | $ 299,000 | $ 82,000 |
| NEW ORLEANS-METAIRIE, LA | 34 | $ 6,510,000 | $ 191,000 | $ 53,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 34 | $ 9,200,000 | $ 270,000 | $ 95,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 31 | $ 9,635,000 | $ 310,000 | $ 109,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 29 | $ 15,265,000 | $ 526,000 | $ 170,000 |
| OLYMPIA-TUMWATER, WA | 29 | $ 8,805,000 | $ 303,000 | $ 80,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 28 | $ 7,370,000 | $ 263,000 | $ 123,500 |
| FAYETTEVILLE, NC | 26 | $ 5,470,000 | $ 210,000 | $ 124,000 |
| MICHIGAN CITY-LA PORTE, IN | 26 | $ 3,940,000 | $ 151,000 | $ 58,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 25 | $ 6,915,000 | $ 276,000 | $ 123,000 |
| TOLEDO, OH | 25 | $ 4,225,000 | $ 169,000 | $ 78,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 23 | $ 6,675,000 | $ 290,000 | $ 94,000 |
| STOCKTON-LODI, CA | 23 | $ 8,005,000 | $ 348,000 | $ 101,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 22 | $ 14,010,000 | $ 636,000 | $ 205,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 22 | $ 6,710,000 | $ 305,000 | $ 94,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 21 | $ 8,975,000 | $ 427,000 | $ 139,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 21 | $ 6,155,000 | $ 293,000 | $ 136,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 20 | $ 7,260,000 | $ 372,500 | $ 121,500 |
| COLUMBUS, OH | 19 | $ 4,585,000 | $ 241,000 | $ 124,000 |
| KALAMAZOO-PORTAGE, MI | 19 | $ 4,075,000 | $ 214,000 | $ 88,000 |
| BATTLE CREEK, MI | 18 | $ 2,400,000 | $ 133,000 | $ 71,000 |
| KANKAKEE, IL | 18 | $ 3,810,000 | $ 211,000 | $ 104,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 18 | $ 6,040,000 | $ 335,000 | $ 118,000 |
| FORT WORTH-ARLINGTON, TX | 17 | $ 4,625,000 | $ 272,000 | $ 122,000 |
| TALLAHASSEE, FL | 17 | $ 4,535,000 | $ 266,000 | $ 117,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 16 | $ 3,560,000 | $ 249,000 | $ 106,000 |
| RICHMOND, VA | 16 | $ 4,070,000 | $ 254,000 | $ 107,000 |
| FRESNO, CA | 14 | $ 3,750,000 | $ 267,000 | $ 92,000 |
| SEBASTIAN-VERO BEACH, FL | 14 | $ 4,040,000 | $ 288,000 | $ 101,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 13 | $ 8,835,000 | $ 679,000 | $ 179,000 |
| THE VILLAGES, FL | 13 | $ 4,385,000 | $ 337,000 | $ 129,000 |
| BURLINGTON, NC | 12 | $ 2,930,000 | $ 244,000 | $ 107,000 |
| HAMMOND, LA | 12 | $ 2,160,000 | $ 180,000 | $ 49,000 |
| SAGINAW, MI | 12 | $ 1,670,000 | $ 139,000 | $ 62,000 |
| WILMINGTON, NC | 12 | $ 3,290,000 | $ 274,000 | $ 221,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 3,805,000 | $ 345,000 | $ 115,000 |
| MUSKEGON, MI | 11 | $ 1,675,000 | $ 152,000 | $ 56,000 |
| NEWARK, NJ-PA | 11 | $ 4,395,000 | $ 335,500 | $ 141,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 10 | $ 3,520,000 | $ 352,000 | $ 142,000 |
| GREENSBORO-HIGH POINT, NC | 10 | $ 2,730,000 | $ 273,000 | $ 115,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 10 | $ 2,550,000 | $ 255,000 | $ 141,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 10 | $ 4,020,000 | $ 305,500 | $ 184,500 |
| YUBA CITY, CA | 10 | $ 3,490,000 | $ 349,000 | $ 116,000 |
| ELGIN, IL | 9 | $ 2,145,000 | $ 238,000 | $ 98,000 |
| FLAGSTAFF, AZ | 9 | $ 2,635,000 | $ 292,000 | $ 114,000 |
| MADERA, CA | 9 | $ 2,315,000 | $ 257,000 | $ 79,000 |
| NEW YORK-NEWARK, NY | 9 | $ 3,385,000 | $ 376,000 | $ 119,000 |
| SEBRING, FL | 9 | $ 1,795,000 | $ 199,000 | $ 84,000 |
| TUCSON, AZ | 9 | $ 2,365,000 | $ 262,000 | $ 87,000 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 3,575,000 | $ 397,000 | $ 115,000 |
| ASHEVILLE, NC | 8 | $ 2,460,000 | $ 307,000 | $ 180,000 |
| BAY CITY, MI | 8 | $ 850,000 | $ 106,000 | $ 36,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 8 | $ 1,140,000 | $ 142,000 | $ 76,000 |
| MIDLAND, MI | 8 | $ 1,030,000 | $ 128,000 | $ 61,000 |
| NILES-BENTON HARBOR, MI | 8 | $ 1,530,000 | $ 191,000 | $ 109,000 |
| SALINAS, CA | 8 | $ 4,370,000 | $ 546,000 | $ 155,000 |
| BAKERSFIELD, CA | 7 | $ 2,225,000 | $ 317,000 | $ 65,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 7 | $ 3,745,000 | $ 535,000 | $ 215,000 |
| GOLDSBORO, NC | 7 | $ 1,415,000 | $ 202,000 | $ 112,000 |
| LAFAYETTE, LA | 7 | $ 1,355,000 | $ 193,000 | $ 51,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 3,785,000 | $ 540,000 | $ 122,000 |
| PANAMA CITY, FL | 7 | $ 1,715,000 | $ 245,000 | $ 92,000 |
| RENO, NV | 7 | $ 2,285,000 | $ 326,000 | $ 436,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 7 | $ 2,045,000 | $ 283,500 | $ 93,500 |
| SPOKANE-SPOKANE VALLEY, WA | 7 | $ 1,905,000 | $ 272,000 | $ 108,000 |
| GAINESVILLE, FL | 6 | $ 1,300,000 | $ 216,000 | $ 65,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 6 | $ 1,460,000 | $ 243,000 | $ 140,000 |
| HOMOSASSA SPRINGS, FL | 6 | $ 1,220,000 | $ 203,000 | $ 79,000 |
| KILLEEN-TEMPLE, TX | 6 | $ 1,250,000 | $ 208,000 | $ 97,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 6 | $ 4,480,000 | $ 746,000 | $ 182,000 |
| MOUNT VERNON-ANACORTES, WA | 6 | $ 1,860,000 | $ 310,000 | $ 64,000 |
| PUNTA GORDA, FL | 6 | $ 1,670,000 | $ 278,000 | $ 102,000 |
| CANTON-MASSILLON, OH | 5 | $ 905,000 | $ 181,000 | $ 146,000 |
| LEWISTON-AUBURN, ME | 5 | $ 1,285,000 | $ 257,000 | $ 65,000 |
| ST. CLOUD, MN | 5 | $ 735,000 | $ 147,000 | $ 129,000 |
| CHATTANOOGA, TN-GA | 4 | $ 1,230,000 | $ 307,000 | $ 122,000 |
| DENVER-AURORA-LAKEWOOD, CO | 4 | $ 2,500,000 | $ 625,000 | $ 133,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 680,000 | $ 170,000 | $ 69,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 1,200,000 | $ 300,000 | $ 190,000 |
| OKLAHOMA CITY, OK | 4 | $ 1,130,000 | $ 282,000 | $ 90,000 |
| ROCKY MOUNT, NC | 4 | $ 1,020,000 | $ 255,000 | $ 104,000 |
| SANTA MARIA-SANTA BARBARA, CA | 4 | $ 1,790,000 | $ 447,000 | $ 108,000 |
| WALLA WALLA, WA | 4 | $ 1,220,000 | $ 305,000 | $ 137,000 |
| WINSTON-SALEM, NC | 4 | $ 780,000 | $ 195,000 | $ 90,000 |
| CHICO, CA | 3 | $ 505,000 | $ 168,000 | $ 48,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 775,000 | $ 258,000 | $ 74,000 |
| COLUMBIA, SC | 3 | $ 995,000 | $ 331,000 | $ 105,000 |
| CORVALLIS, OR | 3 | $ 1,005,000 | $ 335,000 | $ 136,000 |
| FLORENCE, SC | 3 | $ 585,000 | $ 195,000 | $ 51,000 |
| FORT COLLINS, CO | 3 | $ 685,000 | $ 228,000 | $ 98,000 |
| FORT WAYNE, IN | 3 | $ 335,000 | $ 111,000 | $ 49,000 |
| GREENVILLE, NC | 3 | $ 465,000 | $ 155,000 | $ 53,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 765,000 | $ 255,000 | $ 51,000 |
| KENNEWICK-RICHLAND, WA | 3 | $ 1,015,000 | $ 338,000 | $ 148,000 |
| LONGVIEW, WA | 3 | $ 815,000 | $ 271,000 | $ 78,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,875,000 | $ 625,000 | $ 106,000 |
| YUMA, AZ | 3 | $ 565,000 | $ 188,000 | $ 90,000 |
| ALBUQUERQUE, NM | 2 | $ 400,000 | $ 200,000 | $ 111,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 240,000 | $ 120,000 | $ 89,000 |
| BELLINGHAM, WA | 2 | $ 580,000 | $ 290,000 | $ 73,000 |
| BLOOMINGTON, IN | 2 | $ 340,000 | $ 170,000 | $ 40,000 |
| CLARKSVILLE, TN-KY | 2 | $ 480,000 | $ 240,000 | $ 91,000 |
| CORPUS CHRISTI, TX | 2 | $ 370,000 | $ 185,000 | $ 121,000 |
| DULUTH, MN-WI | 2 | $ 450,000 | $ 225,000 | $ 55,500 |
| JACKSONVILLE, NC | 2 | $ 490,000 | $ 245,000 | $ 215,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 430,000 | $ 215,000 | $ 63,000 |
| KNOXVILLE, TN | 2 | $ 320,000 | $ 160,000 | $ 291,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 430,000 | $ 215,000 | $ 56,000 |
| LAS CRUCES, NM | 2 | $ 690,000 | $ 345,000 | $ 144,000 |
| MADISON, WI | 2 | $ 660,000 | $ 330,000 | $ 109,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 510,000 | $ 255,000 | $ 136,000 |
| NAPA, CA | 2 | $ 470,000 | $ 235,000 | $ 116,000 |
| ODESSA, TX | 2 | $ 560,000 | $ 280,000 | $ 118,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 830,000 | $ 415,000 | $ 133,000 |
| ROANOKE, VA | 2 | $ 410,000 | $ 205,000 | $ 117,000 |
| ROCHESTER, MN | 2 | $ 590,000 | $ 295,000 | $ 130,000 |
| SALEM, OR | 2 | $ 560,000 | $ 280,000 | $ 84,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 570,000 | $ 285,000 | $ 177,000 |
| SANTA FE, NM | 2 | $ 660,000 | $ 330,000 | $ 266,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 620,000 | $ 310,000 | $ 291,000 |
| ST. LOUIS, MO-IL | 2 | $ 510,000 | $ 255,000 | $ 153,000 |
| WENATCHEE, WA | 2 | $ 590,000 | $ 295,000 | $ 109,000 |
| WINCHESTER, VA-WV | 2 | $ 780,000 | $ 390,000 | $ 103,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 370,000 | $ 185,000 | $ 83,000 |
| ALBANY, OR | 1 | $ 305,000 | $ 305,000 | $ 176,000 |
| ALEXANDRIA, LA | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| AMARILLO, TX | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| APPLETON, WI | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| BANGOR, ME | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| BEND-REDMOND, OR | 1 | $ 215,000 | $ 215,000 | $ 180,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| BLOOMINGTON, IL | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| BOULDER, CO | 1 | $ 455,000 | $ 455,000 | $ 127,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| CARBONDALE-MARION, IL | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| CHARLOTTESVILLE, VA | 1 | $ 385,000 | $ 385,000 | $ 162,000 |
| COEUR D'ALENE, ID | 1 | $ 275,000 | $ 275,000 | $ 44,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| DUBUQUE, IA | 1 | $ 425,000 | $ 425,000 | $ 180,000 |
| EAU CLAIRE, WI | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| EL CENTRO, CA | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| EL PASO, TX | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| EVANSVILLE, IN-KY | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| GRAND FORKS, ND-MN | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| GRANTS PASS, OR | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| HUNTSVILLE, AL | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| KOKOMO, IN | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| LONGVIEW, TX | 1 | $ 765,000 | $ 765,000 | $ 625,000 |
| MIDLAND, TX | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| NEW BERN, NC | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| PHILADELPHIA, PA | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| SAN RAFAEL, CA | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
| SANTA ROSA, CA | 1 | $ 455,000 | $ 455,000 | $ 96,000 |
| SHERMAN-DENISON, TX | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| SPARTANBURG, SC | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| TRENTON, NJ | 1 | $ 375,000 | $ 375,000 | $ 192,000 |
| TULSA, OK | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| TWIN FALLS, ID | 1 | $ 205,000 | $ 205,000 | $ 460,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| WACO, TX | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 445,000 | $ 445,000 | $ 62,000 |
| YAKIMA, WA | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Gold Star Mortgage Financial Group, Corporation in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,803 | $2,244,915,000 | $287,000 | $1,995,000 | $109,000 | $4,996,000 |
| Refinancing | 4,476 | $1,221,460,000 | $272,000 | $2,805,000 | $121,000 | $2,578,000 |
| Cash-out Refinancing | 2,882 | $815,660,000 | $283,000 | $1,765,000 | $118,000 | $5,027,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,789 | $2,726,605,000 | $278,000 | $2,805,000 | $117,000 | $5,027,000 |
| Not Provided | 2,385 | $726,255,000 | $304,000 | $1,915,000 | $123,000 | $2,578,000 |
| Black or African American | 1,425 | $336,285,000 | $235,000 | $1,505,000 | $82,000 | $612,000 |
| Hispanic | 783 | $231,765,000 | $295,000 | $1,405,000 | $97,000 | $508,000 |
| Asian | 175 | $56,575,000 | $323,000 | $1,265,000 | $131,000 | $689,000 |
| American Indian or Alaskan Native | 30 | $9,810,000 | $327,000 | $1,125,000 | $136,000 | $565,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,250,000 | $325,000 | $465,000 | $94,000 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,143 | $3,501,745,000 | $288,000 | $2,805,000 | $124,000 | $5,027,000 |
| FHA-insured (Federal Housing Administration) | 2,149 | $504,495,000 | $234,000 | $755,000 | $69,000 | $1,210,000 |
| VA-guaranteed (Veterans Administration) | 690 | $242,500,000 | $351,000 | $1,405,000 | $96,000 | $921,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 179 | $33,295,000 | $186,000 | $545,000 | $54,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,272 | $2,903,320,000 | $282,000 | $1,995,000 | $114,000 | $4,996,000 |
| Application Withdrawn By Applicant | 2,735 | $773,135,000 | $282,000 | $2,805,000 | $123,000 | $5,027,000 |
| Application Approved But Not Accepted | 1,001 | $283,745,000 | $283,000 | $1,345,000 | $116,000 | $2,597,000 |
| Preapproval Approved but not Accepted | 461 | $143,035,000 | $310,000 | $1,405,000 | $92,000 | $540,000 |
| Application Denied By Financial Institution | 349 | $87,445,000 | $250,000 | $755,000 | $80,000 | $1,186,000 |
| File Closed For Incompleteness | 300 | $80,400,000 | $268,000 | $925,000 | $105,000 | $730,000 |
| Preapproval Denied by Financial Institution | 43 | $10,955,000 | $254,000 | $705,000 | $58,000 | $189,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,769 | $4,183,635,000 | $283,000 | $2,805,000 | $115,000 | $5,027,000 |
| Debt-To-Income Ratio | 211 | $55,045,000 | $260,000 | $755,000 | $62,000 | $400,000 |
| Collateral | 66 | $16,700,000 | $253,000 | $705,000 | $128,000 | $1,186,000 |
| Credit History | 57 | $13,415,000 | $235,000 | $495,000 | $80,000 | $304,000 |
| Unverifiable Information | 24 | $6,160,000 | $256,000 | $585,000 | $79,000 | $230,000 |
| Credit Application Incomplete | 15 | $3,225,000 | $215,000 | $485,000 | $55,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,035,000 | $226,000 | $545,000 | $95,000 | $411,000 |
| Employment History | 7 | $1,075,000 | $153,000 | $225,000 | $43,000 | $68,000 |
| Other | 3 | $745,000 | $248,000 | $305,000 | $165,000 | $415,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gold Star Mortgage Financial Group, Corporation's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gold Star Mortgage Financial Group, Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.