Horizon Bank
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Horizon Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Horizon Bank 515 Franklin St Michigan City, IN 46360 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,221 |
| Total Mortgage Loan Application Amount | $569,750,000 |
| Average Mortgage Loan Application Amount | $143,666 |
| Highest Mortgage Loan Application Amount | $16,400,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $1,644,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaPorte County Indiana | 696 | $ 82,829,000 | $ 119,000 | $ 78,000 |
| Porter County Indiana | 391 | $ 77,374,000 | $ 197,000 | $ 107,000 |
| Berrien County Michigan | 298 | $ 56,598,000 | $ 189,000 | $ 132,000 |
| Elkhart County Indiana | 215 | $ 32,530,000 | $ 151,000 | $ 74,000 |
| Lake County Indiana | 207 | $ 30,216,000 | $ 145,000 | $ 77,000 |
| St. Joseph County Indiana | 179 | $ 28,868,000 | $ 161,000 | $ 88,000 |
| Kalamazoo County Michigan | 104 | $ 16,299,000 | $ 156,000 | $ 111,000 |
| Johnson County Indiana | 77 | $ 8,892,000 | $ 115,000 | $ 78,000 |
| Cass County Michigan | 76 | $ 13,673,000 | $ 179,000 | $ 96,000 |
| LaGrange County Indiana | 73 | $ 14,228,000 | $ 194,000 | $ 66,000 |
| Tippecanoe County Indiana | 71 | $ 13,136,000 | $ 185,000 | $ 89,000 |
| Midland County Michigan | 66 | $ 9,656,000 | $ 146,000 | $ 85,000 |
| St. Joseph County Michigan | 59 | $ 4,919,000 | $ 83,000 | $ 80,000 |
| Cook County Illinois | 55 | $ 24,269,000 | $ 441,000 | $ 257,000 |
| Kosciusko County Indiana | 55 | $ 23,016,000 | $ 418,000 | $ 95,000 |
| Marion County Indiana | 53 | $ 9,567,000 | $ 180,000 | $ 88,000 |
| Kent County Michigan | 40 | $ 9,240,000 | $ 231,000 | $ 136,000 |
| Noble County Indiana | 37 | $ 3,371,000 | $ 91,000 | $ 53,000 |
| DeKalb County Indiana | 35 | $ 2,607,000 | $ 74,000 | $ 67,000 |
| Ingham County Michigan | 22 | $ 5,520,000 | $ 250,000 | $ 133,000 |
| Allen County Indiana | 21 | $ 2,022,000 | $ 96,000 | $ 64,000 |
| Van Buren County Michigan | 20 | $ 5,750,000 | $ 287,000 | $ 76,000 |
| Hamilton County Indiana | 18 | $ 3,950,000 | $ 219,000 | $ 166,000 |
| Whitley County Indiana | 17 | $ 1,101,000 | $ 64,000 | $ 52,000 |
| Steuben County Indiana | 16 | $ 1,982,000 | $ 123,000 | $ 73,000 |
| Allegan County Michigan | 15 | $ 5,407,000 | $ 360,000 | $ 636,000 |
| Fountain County Indiana | 14 | $ 1,723,000 | $ 123,000 | $ 87,000 |
| Bay County Michigan | 14 | $ 2,102,000 | $ 150,000 | $ 62,000 |
| Washtenaw County Michigan | 13 | $ 4,064,000 | $ 312,000 | $ 125,000 |
| Morgan County Indiana | 12 | $ 1,067,000 | $ 88,000 | $ 82,000 |
| Starke County Indiana | 12 | $ 1,056,000 | $ 88,000 | $ 51,000 |
| Jasper County Indiana | 11 | $ 1,237,000 | $ 112,000 | $ 81,000 |
| Oakland County Michigan | 10 | $ 3,782,000 | $ 378,000 | $ 163,000 |
| Saginaw County Michigan | 10 | $ 1,471,000 | $ 147,000 | $ 87,000 |
| Brown County Indiana | 9 | $ 743,000 | $ 82,000 | $ 49,000 |
| Clinton County Michigan | 9 | $ 1,869,000 | $ 207,000 | $ 110,000 |
| DuPage County Illinois | 7 | $ 5,566,000 | $ 795,000 | $ 333,000 |
| Will County Illinois | 7 | $ 1,496,000 | $ 213,000 | $ 119,000 |
| Macomb County Michigan | 7 | $ 2,119,000 | $ 302,000 | $ 93,000 |
| Hendricks County Indiana | 6 | $ 1,138,000 | $ 189,000 | $ 69,000 |
| Shelby County Indiana | 6 | $ 1,014,000 | $ 169,000 | $ 56,000 |
| Calhoun County Michigan | 6 | $ 666,000 | $ 111,000 | $ 37,000 |
| Eaton County Michigan | 6 | $ 823,000 | $ 137,000 | $ 81,000 |
| Delaware County Indiana | 5 | $ 5,452,000 | $ 1,090,000 | $ 31,000 |
| Marshall County Indiana | 5 | $ 728,000 | $ 145,000 | $ 53,000 |
| Warren County Indiana | 5 | $ 1,002,000 | $ 200,000 | $ 197,000 |
| Barry County Michigan | 5 | $ 762,000 | $ 152,000 | $ 127,000 |
| Gladwin County Michigan | 5 | $ 314,000 | $ 62,000 | $ 50,000 |
| Iosco County Michigan | 5 | $ 392,000 | $ 78,000 | $ 91,000 |
| Ottawa County Michigan | 5 | $ 2,468,000 | $ 493,000 | $ 411,000 |
| Maricopa County Arizona | 4 | $ 2,310,000 | $ 577,000 | $ 571,000 |
| Boone County Indiana | 4 | $ 1,692,000 | $ 423,000 | $ 354,000 |
| Lake County Illinois | 3 | $ 1,390,000 | $ 463,000 | $ 188,000 |
| Bartholomew County Indiana | 3 | $ 513,000 | $ 171,000 | $ 87,000 |
| Clinton County Indiana | 3 | $ 149,000 | $ 49,000 | $ 32,000 |
| Fulton County Indiana | 3 | $ 146,000 | $ 48,000 | $ 122,000 |
| Montgomery County Indiana | 3 | $ 292,000 | $ 97,000 | $ 27,000 |
| White County Indiana | 3 | $ 714,000 | $ 238,000 | $ 141,000 |
| Ionia County Michigan | 3 | $ 465,000 | $ 155,000 | $ 79,000 |
| Jackson County Michigan | 3 | $ 695,000 | $ 231,000 | $ 95,000 |
| Kane County Illinois | 2 | $ 208,000 | $ 104,000 | $ 62,000 |
| Hancock County Indiana | 2 | $ 74,000 | $ 37,000 | $ 24,000 |
| Harrison County Indiana | 2 | $ 241,000 | $ 120,000 | $ 56,000 |
| Monroe County Indiana | 2 | $ 317,000 | $ 158,000 | $ 115,000 |
| Newton County Indiana | 2 | $ 294,000 | $ 147,000 | $ 75,000 |
| Pulaski County Indiana | 2 | $ 42,000 | $ 21,000 | $ 49,000 |
| Vermillion County Indiana | 2 | $ 138,000 | $ 69,000 | $ 32,000 |
| Wabash County Indiana | 2 | $ 119,000 | $ 59,000 | $ 42,000 |
| Isabella County Michigan | 2 | $ 265,000 | $ 132,000 | $ 40,000 |
| Livingston County Michigan | 2 | $ 380,000 | $ 190,000 | $ 116,000 |
| Newaygo County Michigan | 2 | $ 285,000 | $ 142,000 | $ 57,000 |
| Oceana County Michigan | 2 | $ 303,000 | $ 151,000 | $ 67,000 |
| Shiawassee County Michigan | 2 | $ 562,000 | $ 281,000 | $ 131,000 |
| Wayne County Michigan | 2 | $ 446,000 | $ 223,000 | $ 127,000 |
| Allen County Ohio | 2 | $ 416,000 | $ 208,000 | $ 119,000 |
| Franklin County Ohio | 2 | $ 16,532,000 | $ 8,266,000 | $ 775,000 |
| Pierce County Washington | 2 | $ 544,000 | $ 272,000 | $ 71,000 |
| Yavapai County Arizona | 1 | $ 365,000 | $ 365,000 | $ 147,000 |
| Boulder County Colorado | 1 | $ 350,000 | $ 350,000 | $ 130,000 |
| Charlotte County Florida | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Highlands County Florida | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Lee County Florida | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Manatee County Florida | 1 | $ 144,000 | $ 144,000 | $ 116,000 |
| Bulloch County Georgia | 1 | $ 660,000 | $ 660,000 | $ 605,000 |
| Kankakee County Illinois | 1 | $ 204,000 | $ 204,000 | $ 212,000 |
| Kendall County Illinois | 1 | $ 19,000 | $ 19,000 | $ 130,000 |
| Benton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| Howard County Indiana | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Huntington County Indiana | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Jefferson County Indiana | 1 | $ 53,000 | $ 53,000 | $ 77,000 |
| Jennings County Indiana | 1 | $ 10,000 | $ 10,000 | $ 120,000 |
| Miami County Indiana | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Orange County Indiana | 1 | $ 189,000 | $ 189,000 | $ 129,000 |
| Putnam County Indiana | 1 | $ 266,000 | $ 266,000 | $ 248,000 |
| Randolph County Indiana | 1 | $ 973,000 | $ 973,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 169,000 | $ 169,000 | $ 75,000 |
| Wells County Indiana | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Fayette County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 530,000 |
| Branch County Michigan | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 1,031,000 | $ 1,031,000 | $ 731,000 |
| Crawford County Michigan | 1 | $ 51,000 | $ 51,000 | $ 59,000 |
| Emmet County Michigan | 1 | $ 63,000 | $ 63,000 | $ 85,000 |
| Gogebic County Michigan | 1 | $ 157,000 | $ 157,000 | $ 119,000 |
| Grand Traverse County Michigan | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Gratiot County Michigan | 1 | $ 175,000 | $ 175,000 | $ 141,000 |
| Kalkaska County Michigan | 1 | $ 148,000 | $ 148,000 | $ 125,000 |
| Lapeer County Michigan | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Leelanau County Michigan | 1 | $ 270,000 | $ 270,000 | $ 141,000 |
| Marquette County Michigan | 1 | $ 350,000 | $ 350,000 | $ 119,000 |
| Mason County Michigan | 1 | $ 97,000 | $ 97,000 | $ 297,000 |
| Roscommon County Michigan | 1 | $ 190,000 | $ 190,000 | $ 116,000 |
| St. Clair County Michigan | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Tuscola County Michigan | 1 | $ 219,000 | $ 219,000 | $ 80,000 |
| Valencia County New Mexico | 1 | $ 189,000 | $ 189,000 | $ 80,000 |
| Defiance County Ohio | 1 | $ 90,000 | $ 90,000 | $ 117,000 |
| Delaware County Ohio | 1 | $ 157,000 | $ 157,000 | $ 87,000 |
| Lucas County Ohio | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 236,000 | $ 236,000 | $ 131,000 |
| Paulding County Ohio | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| Montgomery County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 311,000 |
| Washington County Rhode Island | 1 | $ 424,000 | $ 424,000 | $ 90,000 |
| Newberry County South Carolina | 1 | $ 290,000 | $ 290,000 | $ 116,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Horizon Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,872 | $367,066,000 | $196,000 | $4,000,000 | $105,000 | $1,644,000 |
| Refinancing | 980 | $185,394,000 | $189,000 | $16,400,000 | $97,000 | $1,640,000 |
| Home Improvement | 369 | $17,290,000 | $46,000 | $945,000 | $75,000 | $1,279,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,658 | $432,846,000 | $162,000 | $2,600,000 | $104,000 | $1,644,000 |
| Not Provided | 215 | $40,238,000 | $187,000 | $1,056,000 | $107,000 | $685,000 |
| Hispanic | 138 | $15,490,000 | $112,000 | $525,000 | $58,000 | $235,000 |
| Black or African American | 83 | $8,851,000 | $106,000 | $622,000 | $60,000 | $320,000 |
| Not applicable | 58 | $59,318,000 | $1,022,000 | $16,400,000 | $1,000 | $79,000 |
| Asian | 55 | $11,154,000 | $202,000 | $728,000 | $99,000 | $300,000 |
| American Indian or Alaskan Native | 9 | $1,289,000 | $143,000 | $393,000 | $74,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $564,000 | $112,000 | $200,000 | $73,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,817 | $513,576,000 | $182,000 | $16,400,000 | $105,000 | $1,644,000 |
| FHA-insured (Federal Housing Administration) | 299 | $39,404,000 | $131,000 | $445,000 | $59,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 64 | $12,501,000 | $195,000 | $345,000 | $75,000 | $176,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $4,269,000 | $104,000 | $192,000 | $45,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,202 | $424,288,000 | $192,000 | $16,400,000 | $104,000 | $1,644,000 |
| Application Denied By Financial Institution | 489 | $61,218,000 | $125,000 | $2,388,000 | $71,000 | $1,640,000 |
| Application Withdrawn By Applicant | 392 | $60,808,000 | $155,000 | $857,000 | $101,000 | $1,640,000 |
| File Closed For Incompleteness | 105 | $21,561,000 | $205,000 | $720,000 | $135,000 | $1,640,000 |
| Application Approved But Not Accepted | 33 | $1,875,000 | $56,000 | $358,000 | $72,000 | $395,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 190 | $22,364,000 | $117,000 | $945,000 | $76,000 | $1,279,000 |
| Debt-To-Income Ratio | 146 | $19,496,000 | $133,000 | $625,000 | $49,000 | $270,000 |
| Collateral | 86 | $13,092,000 | $152,000 | $2,388,000 | $103,000 | $1,640,000 |
| Credit Application Incomplete | 23 | $1,072,000 | $46,000 | $200,000 | $70,000 | $232,000 |
| Other | 19 | $1,829,000 | $96,000 | $204,000 | $70,000 | $261,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,062,000 | $128,000 | $527,000 | $63,000 | $200,000 |
| Employment History | 6 | $859,000 | $143,000 | $445,000 | $73,000 | $180,000 |
| Unverifiable Information | 3 | $444,000 | $148,000 | $210,000 | $63,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.