Northwest Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Northwest Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Northwest Bank 705 Grand Ave. Spencer, IA 51301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,730 |
| Total Mortgage Loan Application Amount | $363,730,000 |
| Average Mortgage Loan Application Amount | $112,200 |
| Highest Mortgage Loan Application Amount | $4,605,000 |
| Average Applicant Income | $111,800 |
| Highest Applicant Income | $3,933,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dickinson County Iowa | 379 | $ 60,735,000 | $ 160,000 | $ 160,000 |
| Polk County Iowa | 352 | $ 63,630,000 | $ 180,000 | $ 145,000 |
| Webster County Iowa | 284 | $ 23,060,000 | $ 81,000 | $ 86,000 |
| Clay County Iowa | 249 | $ 22,925,000 | $ 92,000 | $ 74,000 |
| Kossuth County Iowa | 179 | $ 14,185,000 | $ 79,000 | $ 75,000 |
| Woodbury County Iowa | 173 | $ 20,065,000 | $ 115,000 | $ 77,000 |
| Douglas County Nebraska | 161 | $ 25,095,000 | $ 155,000 | $ 158,000 |
| Humboldt County Iowa | 127 | $ 10,595,000 | $ 83,000 | $ 93,000 |
| Plymouth County Iowa | 126 | $ 15,690,000 | $ 124,000 | $ 86,000 |
| Sioux County Iowa | 97 | $ 13,025,000 | $ 134,000 | $ 90,000 |
| Dallas County Iowa | 96 | $ 20,700,000 | $ 215,000 | $ 168,000 |
| Palo Alto County Iowa | 63 | $ 5,055,000 | $ 80,000 | $ 80,000 |
| Sarpy County Nebraska | 49 | $ 7,435,000 | $ 151,000 | $ 140,000 |
| Emmet County Iowa | 40 | $ 2,730,000 | $ 68,000 | $ 74,000 |
| Buena Vista County Iowa | 21 | $ 985,000 | $ 46,000 | $ 60,000 |
| Warren County Iowa | 21 | $ 3,925,000 | $ 186,000 | $ 123,000 |
| O'Brien County Iowa | 19 | $ 1,645,000 | $ 86,000 | $ 74,000 |
| Calhoun County Iowa | 16 | $ 1,990,000 | $ 124,000 | $ 84,000 |
| Union County South Dakota | 16 | $ 3,480,000 | $ 217,000 | $ 179,000 |
| Story County Iowa | 12 | $ 1,710,000 | $ 142,000 | $ 77,000 |
| Maricopa County Arizona | 10 | $ 3,850,000 | $ 385,000 | $ 234,000 |
| Guthrie County Iowa | 10 | $ 1,560,000 | $ 156,000 | $ 143,000 |
| Pocahontas County Iowa | 10 | $ 620,000 | $ 62,000 | $ 45,000 |
| Cherokee County Iowa | 9 | $ 775,000 | $ 86,000 | $ 74,000 |
| Pottawattamie County Iowa | 9 | $ 1,195,000 | $ 132,000 | $ 157,000 |
| Wright County Iowa | 9 | $ 515,000 | $ 57,000 | $ 89,000 |
| Hancock County Iowa | 8 | $ 560,000 | $ 70,000 | $ 89,000 |
| Madison County Iowa | 6 | $ 1,790,000 | $ 298,000 | $ 203,000 |
| Osceola County Iowa | 6 | $ 580,000 | $ 96,000 | $ 49,000 |
| Dakota County Nebraska | 6 | $ 990,000 | $ 165,000 | $ 80,000 |
| Jasper County Iowa | 5 | $ 905,000 | $ 181,000 | $ 136,000 |
| Lincoln County South Dakota | 5 | $ 635,000 | $ 127,000 | $ 167,000 |
| Appanoose County Iowa | 4 | $ 510,000 | $ 127,000 | $ 160,000 |
| Linn County Iowa | 4 | $ 500,000 | $ 125,000 | $ 82,000 |
| Poweshiek County Iowa | 4 | $ 850,000 | $ 212,000 | $ 119,000 |
| Hennepin County Minnesota | 4 | $ 440,000 | $ 110,000 | $ 165,000 |
| Saunders County Nebraska | 4 | $ 1,140,000 | $ 285,000 | $ 276,000 |
| Boone County Iowa | 3 | $ 1,015,000 | $ 338,000 | $ 78,000 |
| Carroll County Iowa | 3 | $ 295,000 | $ 98,000 | $ 102,000 |
| Cerro Gordo County Iowa | 3 | $ 525,000 | $ 175,000 | $ 92,000 |
| Johnson County Iowa | 3 | $ 585,000 | $ 195,000 | $ 282,000 |
| Monona County Iowa | 3 | $ 205,000 | $ 68,000 | $ 65,000 |
| Winnebago County Iowa | 3 | $ 175,000 | $ 58,000 | $ 86,000 |
| Jackson County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 79,000 |
| Camden County Missouri | 3 | $ 465,000 | $ 155,000 | $ 145,000 |
| Cass County Nebraska | 3 | $ 385,000 | $ 128,000 | $ 167,000 |
| Dodge County Nebraska | 3 | $ 345,000 | $ 115,000 | $ 65,000 |
| Washington County Nebraska | 3 | $ 385,000 | $ 128,000 | $ 91,000 |
| Sawyer County Wisconsin | 3 | $ 385,000 | $ 128,000 | $ 129,000 |
| Pima County Arizona | 2 | $ 300,000 | $ 150,000 | $ 161,000 |
| Pinal County Arizona | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Craighead County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 225,000 |
| Los Angeles County California | 2 | $ 640,000 | $ 320,000 | $ 153,000 |
| Orange County California | 2 | $ 2,390,000 | $ 1,195,000 | $ 704,000 |
| Arapahoe County Colorado | 2 | $ 730,000 | $ 365,000 | $ 285,000 |
| Collier County Florida | 2 | $ 2,030,000 | $ 1,015,000 | $ 338,000 |
| Lee County Florida | 2 | $ 470,000 | $ 235,000 | $ 200,000 |
| Manatee County Florida | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Fremont County Iowa | 2 | $ 190,000 | $ 95,000 | $ 30,000 |
| Hamilton County Iowa | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Lyon County Iowa | 2 | $ 70,000 | $ 35,000 | $ 55,000 |
| Sac County Iowa | 2 | $ 90,000 | $ 45,000 | $ 100,000 |
| Winneshiek County Iowa | 2 | $ 160,000 | $ 80,000 | $ 91,000 |
| Allegan County Michigan | 2 | $ 610,000 | $ 305,000 | $ 113,000 |
| Otter Tail County Minnesota | 2 | $ 820,000 | $ 410,000 | $ 162,000 |
| Phelps County Missouri | 2 | $ 650,000 | $ 325,000 | $ 95,000 |
| Dixon County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| Lancaster County Nebraska | 2 | $ 390,000 | $ 195,000 | $ 110,000 |
| Greenville County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 184,000 |
| Minnehaha County South Dakota | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Shasta County California | 1 | $ 115,000 | $ 115,000 | $ 176,000 |
| Douglas County Colorado | 1 | $ 365,000 | $ 365,000 | $ 152,000 |
| Pinellas County Florida | 1 | $ 435,000 | $ 435,000 | $ 88,000 |
| Walton County Florida | 1 | $ 395,000 | $ 395,000 | $ 255,000 |
| Whiteside County Illinois | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Black Hawk County Iowa | 1 | $ 195,000 | $ 195,000 | $ 170,000 |
| Buchanan County Iowa | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| Chickasaw County Iowa | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Delaware County Iowa | 1 | $ 15,000 | $ 15,000 | $ 141,000 |
| Greene County Iowa | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Iowa County Iowa | 1 | $ 55,000 | $ 55,000 | $ 509,000 |
| Lucas County Iowa | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mahaska County Iowa | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Marshall County Iowa | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Mills County Iowa | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Muscatine County Iowa | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| Page County Iowa | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Scott County Iowa | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Tama County Iowa | 1 | $ 55,000 | $ 55,000 | $ 170,000 |
| Taylor County Iowa | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Union County Iowa | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Johnson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Baltimore City County Maryland | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Charlevoix County Michigan | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 314,000 |
| Blue Earth County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 131,000 |
| Cass County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 203,000 |
| Dakota County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Freeborn County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 741,000 |
| Itasca County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Martin County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 124,000 |
| McLeod County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Nicollet County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 217,000 |
| Ramsey County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| Scott County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 208,000 |
| Sherburne County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 134,000 |
| Swift County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Clay County Missouri | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Cooper County Missouri | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Greene County Missouri | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Holt County Missouri | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Stone County Missouri | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Colfax County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Nemaha County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Thurston County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 6,000 |
| Erie County New York | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Niagara County New York | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Cass County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 371,000 |
| Erie County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Somerset County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Beadle County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Brown County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Clay County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Cheatham County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 357,000 |
| Davidson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Bayfield County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 541,000 |
| Iowa County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 167,000 |
| Goshen County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Northwest Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,251 | $214,995,000 | $171,000 | $2,555,000 | $115,000 | $1,957,000 |
| Refinancing | 598 | $66,460,000 | $111,000 | $4,605,000 | $127,000 | $3,933,000 |
| Other Purpose | 312 | $20,190,000 | $64,000 | $1,575,000 | $105,000 | $713,000 |
| Cash-out Refinancing | 290 | $50,190,000 | $173,000 | $885,000 | $109,000 | $2,482,000 |
| Home Improvement | 279 | $11,895,000 | $42,000 | $185,000 | $103,000 | $1,020,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,413 | $315,445,000 | $130,000 | $4,605,000 | $113,000 | $3,933,000 |
| Not Provided | 133 | $23,355,000 | $175,000 | $1,605,000 | $136,000 | $985,000 |
| Not applicable | 70 | $11,750,000 | $167,000 | $1,175,000 | $0 | $0 |
| Hispanic | 56 | $5,110,000 | $91,000 | $395,000 | $143,000 | $3,468,000 |
| Asian | 35 | $4,125,000 | $117,000 | $455,000 | $135,000 | $495,000 |
| Black or African American | 15 | $2,425,000 | $161,000 | $305,000 | $99,000 | $555,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $330,000 | $165,000 | $295,000 | $76,000 | $114,000 |
| American Indian or Alaskan Native | 2 | $170,000 | $85,000 | $115,000 | $80,000 | $81,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,615 | $347,365,000 | $132,000 | $4,605,000 | $117,000 | $3,933,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $5,310,000 | $115,000 | $255,000 | $45,000 | $96,000 |
| FHA-insured (Federal Housing Administration) | 35 | $5,015,000 | $143,000 | $265,000 | $63,000 | $166,000 |
| VA-guaranteed (Veterans Administration) | 34 | $6,040,000 | $177,000 | $405,000 | $72,000 | $195,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,254 | $296,790,000 | $131,000 | $4,605,000 | $118,000 | $3,933,000 |
| Application Withdrawn By Applicant | 298 | $47,290,000 | $158,000 | $1,605,000 | $104,000 | $985,000 |
| Application Denied By Financial Institution | 115 | $10,145,000 | $88,000 | $885,000 | $58,000 | $330,000 |
| Application Approved But Not Accepted | 37 | $4,605,000 | $124,000 | $515,000 | $117,000 | $703,000 |
| File Closed For Incompleteness | 25 | $4,575,000 | $183,000 | $475,000 | $96,000 | $213,000 |
| Preapproval Approved but not Accepted | 1 | $325,000 | $325,000 | $325,000 | $95,000 | $95,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,615 | $353,585,000 | $135,000 | $4,605,000 | $116,000 | $3,933,000 |
| Credit History | 54 | $4,080,000 | $75,000 | $885,000 | $58,000 | $200,000 |
| Debt-To-Income Ratio | 35 | $4,685,000 | $133,000 | $505,000 | $49,000 | $116,000 |
| Collateral | 18 | $840,000 | $46,000 | $195,000 | $94,000 | $330,000 |
| Employment History | 4 | $380,000 | $95,000 | $165,000 | $32,000 | $34,000 |
| Other | 2 | $40,000 | $20,000 | $25,000 | $49,000 | $49,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $39,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.