Pentagon Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Pentagon Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pentagon Federal Credit Union 7940 Jones Branch Drive Mclean, VA 22102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 26,951 |
| Total Mortgage Loan Application Amount | $5,303,765,000 |
| Average Mortgage Loan Application Amount | $368,666 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $124,333 |
| Highest Applicant Income | $4,858,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Pentagon Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pentagon Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Pentagon Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pentagon Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Pentagon Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pentagon Federal Credit Union's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3,602 | $ 906,820,000 | $ 235,250 | $ 146,500 |
| NA (OUTSIDE OF MSA/MD) | 1,323 | $ 192,355,000 | $ 147,916 | $ 135,791 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 955 | $ 253,015,000 | $ 264,000 | $ 192,000 |
| DALLAS-PLANO-IRVING, TX | 777 | $ 197,925,000 | $ 254,000 | $ 162,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 735 | $ 123,915,000 | $ 168,000 | $ 152,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 628 | $ 107,620,000 | $ 171,000 | $ 145,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 608 | $ 160,760,000 | $ 264,000 | $ 153,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 516 | $ 110,960,000 | $ 210,500 | $ 182,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 515 | $ 134,945,000 | $ 262,000 | $ 204,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 488 | $ 129,000,000 | $ 264,000 | $ 173,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 427 | $ 94,045,000 | $ 220,000 | $ 199,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 403 | $ 62,785,000 | $ 155,000 | $ 143,000 |
| SAN DIEGO-CARLSBAD, CA | 397 | $ 88,225,000 | $ 222,000 | $ 179,000 |
| CHICAGO-NAPERVILLE, IL | 387 | $ 56,835,000 | $ 146,000 | $ 146,000 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 375 | $ 60,485,000 | $ 161,000 | $ 98,000 |
| DENVER-AURORA-LAKEWOOD, CO | 373 | $ 73,375,000 | $ 196,000 | $ 157,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 353 | $ 62,645,000 | $ 177,000 | $ 162,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 346 | $ 55,010,000 | $ 158,000 | $ 130,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 324 | $ 88,230,000 | $ 272,000 | $ 241,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 322 | $ 61,420,000 | $ 190,000 | $ 120,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 313 | $ 49,115,000 | $ 156,000 | $ 150,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 310 | $ 45,920,000 | $ 148,000 | $ 137,000 |
| NEW YORK-NEWARK, NY | 310 | $ 56,760,000 | $ 169,500 | $ 142,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 302 | $ 95,640,000 | $ 316,000 | $ 178,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 280 | $ 43,900,000 | $ 156,000 | $ 137,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 277 | $ 47,205,000 | $ 184,000 | $ 158,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 257 | $ 49,255,000 | $ 191,000 | $ 127,000 |
| FORT WORTH-ARLINGTON, TX | 251 | $ 61,115,000 | $ 243,000 | $ 157,000 |
| WICHITA, KS | 242 | $ 40,330,000 | $ 166,000 | $ 94,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 230 | $ 42,220,000 | $ 183,000 | $ 127,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 217 | $ 40,485,000 | $ 186,000 | $ 141,000 |
| RALEIGH, NC | 215 | $ 39,545,000 | $ 183,000 | $ 141,000 |
| RICHMOND, VA | 212 | $ 40,410,000 | $ 190,000 | $ 129,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 181 | $ 57,765,000 | $ 319,000 | $ 260,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 177 | $ 35,145,000 | $ 198,000 | $ 183,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 176 | $ 19,780,000 | $ 109,500 | $ 89,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 170 | $ 36,530,000 | $ 212,000 | $ 166,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 164 | $ 34,040,000 | $ 207,000 | $ 200,000 |
| NEWARK, NJ-PA | 160 | $ 30,220,000 | $ 149,500 | $ 154,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 154 | $ 26,700,000 | $ 225,500 | $ 157,500 |
| AUSTIN-ROUND ROCK, TX | 151 | $ 33,255,000 | $ 220,000 | $ 161,000 |
| FAYETTEVILLE, NC | 150 | $ 14,020,000 | $ 93,000 | $ 107,000 |
| SALISBURY, MD-DE | 142 | $ 30,790,000 | $ 218,000 | $ 151,000 |
| URBAN HONOLULU, HI | 140 | $ 31,370,000 | $ 224,000 | $ 133,000 |
| KILLEEN-TEMPLE, TX | 137 | $ 12,045,000 | $ 87,000 | $ 103,000 |
| COLORADO SPRINGS, CO | 136 | $ 20,540,000 | $ 151,000 | $ 131,000 |
| KANSAS CITY, MO-KS | 133 | $ 16,995,000 | $ 128,500 | $ 128,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 132 | $ 17,770,000 | $ 123,500 | $ 106,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 127 | $ 35,225,000 | $ 277,000 | $ 196,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 126 | $ 24,300,000 | $ 192,000 | $ 197,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 120 | $ 25,340,000 | $ 170,000 | $ 139,000 |
| PHILADELPHIA, PA | 120 | $ 14,990,000 | $ 124,000 | $ 156,000 |
| JACKSONVILLE, FL | 118 | $ 19,960,000 | $ 169,000 | $ 127,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 100 | $ 13,860,000 | $ 138,000 | $ 133,000 |
| STOCKTON-LODI, CA | 100 | $ 13,670,000 | $ 136,000 | $ 147,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 98 | $ 8,600,000 | $ 87,000 | $ 85,000 |
| PITTSBURGH, PA | 97 | $ 13,165,000 | $ 135,000 | $ 147,000 |
| ST. LOUIS, MO-IL | 97 | $ 11,455,000 | $ 105,000 | $ 133,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 91 | $ 31,525,000 | $ 346,000 | $ 197,000 |
| TUCSON, AZ | 90 | $ 14,770,000 | $ 164,000 | $ 124,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 87 | $ 13,195,000 | $ 151,000 | $ 120,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 87 | $ 14,475,000 | $ 166,000 | $ 131,000 |
| CAMDEN, NJ | 86 | $ 9,480,000 | $ 110,000 | $ 170,000 |
| TACOMA-LAKEWOOD, WA | 83 | $ 15,685,000 | $ 188,000 | $ 146,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 83 | $ 11,455,000 | $ 138,000 | $ 119,000 |
| COLUMBUS, OH | 79 | $ 13,405,000 | $ 169,000 | $ 150,000 |
| CLEVELAND-ELYRIA, OH | 77 | $ 8,155,000 | $ 105,000 | $ 121,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 77 | $ 14,735,000 | $ 191,000 | $ 146,000 |
| BOSTON, MA | 76 | $ 15,310,000 | $ 201,000 | $ 212,000 |
| VALLEJO-FAIRFIELD, CA | 73 | $ 9,535,000 | $ 130,000 | $ 139,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 69 | $ 13,825,000 | $ 203,000 | $ 132,500 |
| NEW ORLEANS-METAIRIE, LA | 69 | $ 10,425,000 | $ 151,000 | $ 131,000 |
| SANTA ROSA, CA | 69 | $ 13,735,000 | $ 199,000 | $ 184,000 |
| SAN RAFAEL, CA | 68 | $ 23,400,000 | $ 344,000 | $ 281,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 67 | $ 13,235,000 | $ 197,000 | $ 117,000 |
| DURHAM-CHAPEL HILL, NC | 65 | $ 10,075,000 | $ 155,000 | $ 111,000 |
| PORT ST. LUCIE, FL | 64 | $ 7,910,000 | $ 123,000 | $ 102,000 |
| SANTA MARIA-SANTA BARBARA, CA | 63 | $ 26,335,000 | $ 418,000 | $ 167,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 62 | $ 10,770,000 | $ 173,000 | $ 128,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 60 | $ 6,200,000 | $ 103,000 | $ 132,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 58 | $ 7,710,000 | $ 132,000 | $ 99,000 |
| COLUMBIA, SC | 57 | $ 7,995,000 | $ 140,000 | $ 115,000 |
| EUGENE, OR | 57 | $ 8,425,000 | $ 147,000 | $ 92,000 |
| AGUADILLA-ISABELA, PR | 56 | $ 8,400,000 | $ 150,000 | $ 87,000 |
| BIRMINGHAM-HOOVER, AL | 56 | $ 9,780,000 | $ 174,000 | $ 124,000 |
| CINCINNATI, OH-KY-IN | 56 | $ 8,220,000 | $ 156,500 | $ 112,000 |
| MEMPHIS, TN-MS-AR | 55 | $ 5,535,000 | $ 94,000 | $ 104,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 54 | $ 15,400,000 | $ 285,000 | $ 215,000 |
| WILMINGTON, DE-MD-NJ | 54 | $ 7,530,000 | $ 101,333 | $ 125,000 |
| HUNTSVILLE, AL | 52 | $ 8,620,000 | $ 165,000 | $ 138,000 |
| OKLAHOMA CITY, OK | 52 | $ 8,220,000 | $ 158,000 | $ 126,000 |
| CAPE CORAL-FORT MYERS, FL | 51 | $ 8,525,000 | $ 167,000 | $ 130,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 51 | $ 6,595,000 | $ 129,000 | $ 149,000 |
| LAKELAND-WINTER HAVEN, FL | 51 | $ 7,905,000 | $ 155,000 | $ 91,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 50 | $ 6,330,000 | $ 126,000 | $ 147,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 50 | $ 9,930,000 | $ 156,500 | $ 184,500 |
| SALT LAKE CITY, UT | 49 | $ 10,285,000 | $ 209,000 | $ 154,000 |
| EAST STROUDSBURG, PA | 47 | $ 4,835,000 | $ 102,000 | $ 94,000 |
| PROVIDENCE-WARWICK, RI-MA | 47 | $ 7,605,000 | $ 154,000 | $ 128,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 46 | $ 5,190,000 | $ 112,000 | $ 110,000 |
| ARECIBO, PR | 45 | $ 5,265,000 | $ 117,000 | $ 53,000 |
| CHARLOTTESVILLE, VA | 44 | $ 7,680,000 | $ 174,000 | $ 161,000 |
| FORT COLLINS, CO | 44 | $ 8,730,000 | $ 198,000 | $ 139,000 |
| KNOXVILLE, TN | 43 | $ 5,525,000 | $ 128,000 | $ 114,000 |
| RENO, NV | 41 | $ 12,365,000 | $ 301,000 | $ 181,000 |
| ALBUQUERQUE, NM | 40 | $ 7,510,000 | $ 187,000 | $ 134,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 40 | $ 4,750,000 | $ 136,000 | $ 145,500 |
| ASHEVILLE, NC | 40 | $ 5,120,000 | $ 128,000 | $ 99,000 |
| BOISE CITY, ID | 40 | $ 5,630,000 | $ 140,000 | $ 130,000 |
| BREMERTON-SILVERDALE, WA | 40 | $ 7,390,000 | $ 184,000 | $ 143,000 |
| SALINAS, CA | 40 | $ 10,760,000 | $ 269,000 | $ 171,000 |
| COLUMBUS, GA-AL | 39 | $ 3,745,000 | $ 93,000 | $ 65,500 |
| EL PASO, TX | 39 | $ 4,515,000 | $ 115,000 | $ 92,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 39 | $ 4,245,000 | $ 108,000 | $ 122,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 38 | $ 5,610,000 | $ 150,500 | $ 96,000 |
| WILMINGTON, NC | 38 | $ 8,090,000 | $ 212,000 | $ 145,000 |
| PORTLAND-SOUTH PORTLAND, ME | 37 | $ 6,275,000 | $ 169,000 | $ 135,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 37 | $ 7,785,000 | $ 210,000 | $ 114,000 |
| PROVO-OREM, UT | 37 | $ 7,625,000 | $ 206,000 | $ 188,000 |
| AKRON, OH | 36 | $ 3,400,000 | $ 94,000 | $ 143,000 |
| BOULDER, CO | 36 | $ 9,810,000 | $ 272,000 | $ 171,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 36 | $ 4,520,000 | $ 125,000 | $ 134,000 |
| FRESNO, CA | 35 | $ 7,545,000 | $ 215,000 | $ 126,000 |
| GARY, IN | 35 | $ 3,925,000 | $ 112,000 | $ 109,000 |
| GREENSBORO-HIGH POINT, NC | 35 | $ 5,705,000 | $ 163,000 | $ 84,000 |
| SANTA CRUZ-WATSONVILLE, CA | 35 | $ 7,225,000 | $ 206,000 | $ 232,000 |
| WINCHESTER, VA-WV | 35 | $ 6,275,000 | $ 185,500 | $ 108,500 |
| ELGIN, IL | 33 | $ 4,295,000 | $ 130,000 | $ 141,000 |
| ROANOKE, VA | 33 | $ 4,385,000 | $ 132,000 | $ 125,000 |
| NEW HAVEN-MILFORD, CT | 32 | $ 3,500,000 | $ 109,000 | $ 109,000 |
| OLYMPIA-TUMWATER, WA | 32 | $ 6,650,000 | $ 207,000 | $ 134,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 31 | $ 5,405,000 | $ 174,000 | $ 155,000 |
| TRENTON, NJ | 31 | $ 5,935,000 | $ 191,000 | $ 153,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 30 | $ 5,300,000 | $ 117,500 | $ 135,000 |
| MODESTO, CA | 30 | $ 4,050,000 | $ 135,000 | $ 115,000 |
| ROCHESTER, NY | 30 | $ 3,180,000 | $ 106,000 | $ 111,000 |
| CORPUS CHRISTI, TX | 29 | $ 3,695,000 | $ 127,000 | $ 111,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 29 | $ 4,705,000 | $ 162,000 | $ 114,000 |
| SAVANNAH, GA | 29 | $ 4,275,000 | $ 147,000 | $ 127,000 |
| SPOKANE-SPOKANE VALLEY, WA | 29 | $ 4,525,000 | $ 156,000 | $ 141,000 |
| BAKERSFIELD, CA | 28 | $ 3,570,000 | $ 127,000 | $ 103,000 |
| LANCASTER, PA | 28 | $ 3,750,000 | $ 133,000 | $ 123,000 |
| CLARKSVILLE, TN-KY | 27 | $ 4,485,000 | $ 119,500 | $ 70,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 27 | $ 3,915,000 | $ 145,000 | $ 138,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 27 | $ 8,215,000 | $ 304,000 | $ 190,000 |
| YORK-HANOVER, PA | 27 | $ 4,395,000 | $ 162,000 | $ 138,000 |
| CHATTANOOGA, TN-GA | 26 | $ 3,460,000 | $ 278,000 | $ 93,500 |
| WINSTON-SALEM, NC | 26 | $ 3,420,000 | $ 131,000 | $ 93,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 25 | $ 2,885,000 | $ 115,000 | $ 126,000 |
| OCALA, FL | 25 | $ 2,615,000 | $ 104,000 | $ 75,000 |
| WORCESTER, MA-CT | 25 | $ 4,225,000 | $ 103,000 | $ 100,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 24 | $ 3,970,000 | $ 165,000 | $ 170,000 |
| GAINESVILLE, GA | 24 | $ 4,150,000 | $ 172,000 | $ 105,000 |
| BARNSTABLE TOWN, MA | 23 | $ 5,075,000 | $ 220,000 | $ 155,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 23 | $ 4,305,000 | $ 187,000 | $ 124,000 |
| MONTGOMERY, AL | 23 | $ 2,025,000 | $ 88,000 | $ 127,000 |
| ANCHORAGE, AK | 22 | $ 3,720,000 | $ 169,000 | $ 147,000 |
| GAINESVILLE, FL | 21 | $ 2,705,000 | $ 128,000 | $ 104,000 |
| HARRISBURG-CARLISLE, PA | 21 | $ 3,145,000 | $ 149,000 | $ 109,000 |
| NAPA, CA | 21 | $ 7,285,000 | $ 346,000 | $ 229,000 |
| OGDEN-CLEARFIELD, UT | 21 | $ 3,395,000 | $ 161,000 | $ 128,000 |
| PANAMA CITY, FL | 21 | $ 3,045,000 | $ 145,000 | $ 158,000 |
| PONCE, PR | 21 | $ 4,085,000 | $ 194,000 | $ 101,000 |
| ANN ARBOR, MI | 20 | $ 4,070,000 | $ 203,000 | $ 172,000 |
| GREELEY, CO | 20 | $ 2,970,000 | $ 148,000 | $ 113,000 |
| MCALLEN-EDINBURG-MISSION, TX | 20 | $ 2,720,000 | $ 136,000 | $ 93,000 |
| OCEAN CITY, NJ | 20 | $ 3,710,000 | $ 185,000 | $ 146,000 |
| READING, PA | 20 | $ 2,380,000 | $ 119,000 | $ 227,000 |
| SALEM, OR | 20 | $ 2,730,000 | $ 136,000 | $ 141,000 |
| MADISON, WI | 19 | $ 2,355,000 | $ 123,000 | $ 124,000 |
| TULSA, OK | 19 | $ 2,475,000 | $ 130,000 | $ 123,000 |
| DOVER, DE | 18 | $ 2,630,000 | $ 146,000 | $ 108,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 18 | $ 2,360,000 | $ 131,000 | $ 169,000 |
| SPRINGFIELD, MA | 18 | $ 3,170,000 | $ 176,000 | $ 131,000 |
| TALLAHASSEE, FL | 18 | $ 2,220,000 | $ 123,000 | $ 97,000 |
| THE VILLAGES, FL | 18 | $ 3,100,000 | $ 172,000 | $ 144,000 |
| TOLEDO, OH | 18 | $ 2,110,000 | $ 117,000 | $ 115,000 |
| LAREDO, TX | 17 | $ 2,835,000 | $ 166,000 | $ 118,000 |
| SANTA FE, NM | 17 | $ 4,045,000 | $ 237,000 | $ 134,000 |
| SIERRA VISTA-DOUGLAS, AZ | 17 | $ 2,085,000 | $ 122,000 | $ 99,000 |
| SYRACUSE, NY | 17 | $ 1,835,000 | $ 107,000 | $ 118,000 |
| WARNER ROBINS, GA | 17 | $ 2,385,000 | $ 140,000 | $ 118,000 |
| BATON ROUGE, LA | 16 | $ 1,780,000 | $ 111,000 | $ 114,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 16 | $ 3,310,000 | $ 206,000 | $ 153,000 |
| GRAND RAPIDS-WYOMING, MI | 16 | $ 1,290,000 | $ 80,000 | $ 114,000 |
| JACKSON, MS | 16 | $ 2,670,000 | $ 166,000 | $ 116,000 |
| LYNCHBURG, VA | 16 | $ 2,250,000 | $ 140,000 | $ 111,000 |
| PUNTA GORDA, FL | 16 | $ 2,140,000 | $ 133,000 | $ 147,000 |
| SAN GERMAN-CABO ROJO, PR | 16 | $ 2,050,000 | $ 128,000 | $ 83,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 15 | $ 3,385,000 | $ 225,000 | $ 143,000 |
| DES MOINES-WEST DES MOINES, IA | 15 | $ 1,575,000 | $ 105,000 | $ 197,000 |
| MANCHESTER-NASHUA, NH | 15 | $ 3,065,000 | $ 204,000 | $ 166,000 |
| SUMTER, SC | 15 | $ 1,655,000 | $ 110,000 | $ 120,000 |
| ALBANY-SCHENECTADY-TROY, NY | 14 | $ 1,410,000 | $ 100,000 | $ 156,000 |
| BEND-REDMOND, OR | 14 | $ 3,350,000 | $ 239,000 | $ 159,000 |
| BROWNSVILLE-HARLINGEN, TX | 14 | $ 1,540,000 | $ 110,000 | $ 108,000 |
| LEXINGTON-FAYETTE, KY | 14 | $ 2,460,000 | $ 175,000 | $ 123,000 |
| CANTON-MASSILLON, OH | 13 | $ 1,115,000 | $ 85,000 | $ 158,000 |
| GRAND JUNCTION, CO | 13 | $ 3,755,000 | $ 288,000 | $ 93,000 |
| JACKSONVILLE, NC | 13 | $ 2,235,000 | $ 171,000 | $ 117,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 13 | $ 1,495,000 | $ 115,000 | $ 139,000 |
| SHREVEPORT-BOSSIER CITY, LA | 13 | $ 2,645,000 | $ 203,000 | $ 199,000 |
| SPARTANBURG, SC | 13 | $ 1,895,000 | $ 145,000 | $ 94,000 |
| SPRINGFIELD, MO | 13 | $ 1,625,000 | $ 125,000 | $ 143,000 |
| CHICO, CA | 12 | $ 2,430,000 | $ 202,000 | $ 78,000 |
| HOMOSASSA SPRINGS, FL | 12 | $ 1,110,000 | $ 92,000 | $ 155,000 |
| MERCED, CA | 12 | $ 1,800,000 | $ 150,000 | $ 172,000 |
| AUBURN-OPELIKA, AL | 11 | $ 1,195,000 | $ 108,000 | $ 125,000 |
| SEBASTIAN-VERO BEACH, FL | 11 | $ 2,595,000 | $ 235,000 | $ 139,000 |
| ST. GEORGE, UT | 11 | $ 3,175,000 | $ 288,000 | $ 109,000 |
| BRUNSWICK, GA | 10 | $ 1,300,000 | $ 130,000 | $ 105,000 |
| BURLINGTON, NC | 10 | $ 1,530,000 | $ 153,000 | $ 118,000 |
| HAMMOND, LA | 10 | $ 1,250,000 | $ 125,000 | $ 135,000 |
| MOUNT VERNON-ANACORTES, WA | 10 | $ 1,930,000 | $ 193,000 | $ 156,000 |
| NORWICH-NEW LONDON, CT | 10 | $ 1,900,000 | $ 190,000 | $ 188,000 |
| UTICA-ROME, NY | 10 | $ 940,000 | $ 94,000 | $ 199,000 |
| YUMA, AZ | 10 | $ 810,000 | $ 81,000 | $ 89,000 |
| ATHENS-CLARKE COUNTY, GA | 9 | $ 985,000 | $ 109,000 | $ 101,000 |
| BELLINGHAM, WA | 9 | $ 1,135,000 | $ 126,000 | $ 133,000 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 1,325,000 | $ 147,000 | $ 105,000 |
| DULUTH, MN-WI | 9 | $ 2,345,000 | $ 271,000 | $ 186,000 |
| FLAGSTAFF, AZ | 9 | $ 1,805,000 | $ 200,000 | $ 84,000 |
| LINCOLN, NE | 9 | $ 1,265,000 | $ 140,000 | $ 129,000 |
| PUEBLO, CO | 9 | $ 1,005,000 | $ 111,000 | $ 70,000 |
| REDDING, CA | 9 | $ 1,405,000 | $ 156,000 | $ 124,000 |
| VISALIA-PORTERVILLE, CA | 9 | $ 1,335,000 | $ 148,000 | $ 76,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 9 | $ 955,000 | $ 75,000 | $ 72,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 8 | $ 720,000 | $ 90,000 | $ 92,000 |
| FORT WAYNE, IN | 8 | $ 650,000 | $ 81,000 | $ 115,000 |
| GETTYSBURG, PA | 8 | $ 1,100,000 | $ 137,000 | $ 112,000 |
| GREENVILLE, NC | 8 | $ 430,000 | $ 53,000 | $ 151,000 |
| KINGSTON, NY | 8 | $ 650,000 | $ 81,000 | $ 82,000 |
| LAS CRUCES, NM | 8 | $ 1,050,000 | $ 131,000 | $ 151,000 |
| MIDLAND, TX | 8 | $ 1,710,000 | $ 213,000 | $ 164,000 |
| VALDOSTA, GA | 8 | $ 760,000 | $ 95,000 | $ 105,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 7 | $ 715,000 | $ 102,000 | $ 119,000 |
| CORVALLIS, OR | 7 | $ 975,000 | $ 139,000 | $ 107,000 |
| EAU CLAIRE, WI | 7 | $ 905,000 | $ 129,000 | $ 83,000 |
| GUAYAMA, PR | 7 | $ 685,000 | $ 97,000 | $ 87,000 |
| HICKORY-LENOIR-MORGANTON, NC | 7 | $ 875,000 | $ 125,000 | $ 120,000 |
| HINESVILLE, GA | 7 | $ 505,000 | $ 72,000 | $ 67,000 |
| HOT SPRINGS, AR | 7 | $ 975,000 | $ 139,000 | $ 273,000 |
| IDAHO FALLS, ID | 7 | $ 1,335,000 | $ 190,000 | $ 147,000 |
| JOHNSON CITY, TN | 7 | $ 825,000 | $ 117,000 | $ 68,000 |
| KENNEWICK-RICHLAND, WA | 7 | $ 7,785,000 | $ 1,112,000 | $ 451,000 |
| LAFAYETTE, LA | 7 | $ 915,000 | $ 130,000 | $ 75,000 |
| LANSING-EAST LANSING, MI | 7 | $ 805,000 | $ 115,000 | $ 132,000 |
| MACON-BIBB COUNTY, GA | 7 | $ 1,085,000 | $ 155,000 | $ 115,000 |
| MADERA, CA | 7 | $ 795,000 | $ 113,000 | $ 55,000 |
| MOBILE, AL | 7 | $ 965,000 | $ 137,000 | $ 118,000 |
| SHERMAN-DENISON, TX | 7 | $ 1,075,000 | $ 153,000 | $ 100,000 |
| STATE COLLEGE, PA | 7 | $ 1,215,000 | $ 173,000 | $ 143,000 |
| WENATCHEE, WA | 7 | $ 1,295,000 | $ 185,000 | $ 103,000 |
| YUBA CITY, CA | 7 | $ 395,000 | $ 56,000 | $ 111,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 560,000 | $ 93,000 | $ 60,000 |
| COLUMBIA, MO | 6 | $ 820,000 | $ 136,000 | $ 93,000 |
| CUMBERLAND, MD-WV | 6 | $ 470,000 | $ 93,500 | $ 130,500 |
| EL CENTRO, CA | 6 | $ 630,000 | $ 105,000 | $ 103,000 |
| FLINT, MI | 6 | $ 350,000 | $ 58,000 | $ 83,000 |
| FLORENCE, SC | 6 | $ 630,000 | $ 105,000 | $ 103,000 |
| ITHACA, NY | 6 | $ 410,000 | $ 68,000 | $ 91,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 6 | $ 4,160,000 | $ 693,000 | $ 219,000 |
| LAWTON, OK | 6 | $ 880,000 | $ 146,000 | $ 146,000 |
| RACINE, WI | 6 | $ 1,070,000 | $ 178,000 | $ 77,000 |
| ROCKY MOUNT, NC | 6 | $ 550,000 | $ 91,000 | $ 111,000 |
| SEBRING, FL | 6 | $ 370,000 | $ 61,000 | $ 52,000 |
| TOPEKA, KS | 6 | $ 460,000 | $ 76,000 | $ 74,000 |
| TUSCALOOSA, AL | 6 | $ 960,000 | $ 160,000 | $ 143,000 |
| TYLER, TX | 6 | $ 450,000 | $ 75,000 | $ 79,000 |
| WACO, TX | 6 | $ 600,000 | $ 100,000 | $ 131,000 |
| WALLA WALLA, WA | 6 | $ 1,230,000 | $ 205,000 | $ 88,000 |
| ALBANY, GA | 5 | $ 365,000 | $ 73,000 | $ 85,000 |
| ALBANY, OR | 5 | $ 825,000 | $ 165,000 | $ 129,000 |
| ALEXANDRIA, LA | 5 | $ 1,075,000 | $ 215,000 | $ 155,000 |
| AMARILLO, TX | 5 | $ 265,000 | $ 53,000 | $ 101,000 |
| BANGOR, ME | 5 | $ 495,000 | $ 99,000 | $ 117,000 |
| BINGHAMTON, NY | 5 | $ 855,000 | $ 171,000 | $ 149,000 |
| COEUR D'ALENE, ID | 5 | $ 635,000 | $ 127,000 | $ 99,000 |
| COLUMBUS, IN | 5 | $ 545,000 | $ 109,000 | $ 134,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 5 | $ 775,000 | $ 155,000 | $ 147,000 |
| FARGO, ND-MN | 5 | $ 1,365,000 | $ 293,000 | $ 267,500 |
| GLENS FALLS, NY | 5 | $ 235,000 | $ 47,000 | $ 83,000 |
| GOLDSBORO, NC | 5 | $ 695,000 | $ 139,000 | $ 118,000 |
| JACKSON, TN | 5 | $ 185,000 | $ 37,000 | $ 61,000 |
| JANESVILLE-BELOIT, WI | 5 | $ 455,000 | $ 91,000 | $ 82,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 615,000 | $ 90,000 | $ 75,000 |
| LONGVIEW, TX | 5 | $ 505,000 | $ 101,000 | $ 105,000 |
| MANHATTAN, KS | 5 | $ 605,000 | $ 121,000 | $ 78,000 |
| MEDFORD, OR | 5 | $ 865,000 | $ 173,000 | $ 103,000 |
| NEW BERN, NC | 5 | $ 925,000 | $ 185,000 | $ 170,000 |
| PITTSFIELD, MA | 5 | $ 455,000 | $ 91,000 | $ 82,000 |
| PONCE-YAUCO-COAMO, PR | 5 | $ 525,000 | $ 105,000 | $ 53,000 |
| SPRINGFIELD, IL | 5 | $ 625,000 | $ 125,000 | $ 181,000 |
| ST. JOSEPH, MO-KS | 5 | $ 355,000 | $ 71,000 | $ 77,000 |
| WICHITA FALLS, TX | 5 | $ 625,000 | $ 125,000 | $ 88,000 |
| ABILENE, TX | 4 | $ 490,000 | $ 122,000 | $ 120,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 4 | $ 260,000 | $ 65,000 | $ 426,000 |
| BILLINGS, MT | 4 | $ 480,000 | $ 120,000 | $ 111,000 |
| BLOOMINGTON, IN | 4 | $ 450,000 | $ 112,000 | $ 99,000 |
| BOWLING GREEN, KY | 4 | $ 250,000 | $ 62,000 | $ 77,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 390,000 | $ 97,000 | $ 78,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 90,000 | $ 20,000 | $ 82,000 |
| CARSON CITY, NV | 4 | $ 210,000 | $ 52,000 | $ 133,000 |
| CHEYENNE, WY | 4 | $ 880,000 | $ 220,000 | $ 93,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 120,000 | $ 31,500 | $ 81,000 |
| EVANSVILLE, IN-KY | 4 | $ 740,000 | $ 225,000 | $ 164,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 920,000 | $ 230,000 | $ 112,000 |
| JONESBORO, AR | 4 | $ 450,000 | $ 112,000 | $ 79,000 |
| JOPLIN, MO | 4 | $ 370,000 | $ 92,000 | $ 246,000 |
| LAWRENCE, KS | 4 | $ 300,000 | $ 75,000 | $ 189,000 |
| MAYAGNEZ, PR | 4 | $ 410,000 | $ 102,000 | $ 137,000 |
| MISSOULA, MT | 4 | $ 640,000 | $ 160,000 | $ 75,000 |
| MONROE, LA | 4 | $ 210,000 | $ 52,000 | $ 93,000 |
| MONROE, MI | 4 | $ 260,000 | $ 65,000 | $ 82,000 |
| MORGANTOWN, WV | 4 | $ 380,000 | $ 95,000 | $ 80,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 250,000 | $ 62,000 | $ 168,000 |
| RAPID CITY, SD | 4 | $ 250,000 | $ 62,000 | $ 161,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 230,000 | $ 80,000 | $ 123,500 |
| BECKLEY, WV | 3 | $ 335,000 | $ 111,000 | $ 134,000 |
| CARBONDALE-MARION, IL | 3 | $ 735,000 | $ 245,000 | $ 158,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 295,000 | $ 98,000 | $ 311,000 |
| CHARLESTON, WV | 3 | $ 125,000 | $ 41,000 | $ 51,000 |
| CLEVELAND, TN | 3 | $ 295,000 | $ 98,000 | $ 54,000 |
| ELKHART-GOSHEN, IN | 3 | $ 445,000 | $ 148,000 | $ 82,000 |
| FAIRBANKS, AK | 3 | $ 85,000 | $ 28,000 | $ 153,000 |
| FORT SMITH, AR-OK | 3 | $ 255,000 | $ 85,000 | $ 115,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 165,000 | $ 55,000 | $ 131,000 |
| LOGAN, UT-ID | 3 | $ 1,215,000 | $ 405,000 | $ 335,000 |
| LONGVIEW, WA | 3 | $ 275,000 | $ 91,000 | $ 151,000 |
| MANSFIELD, OH | 3 | $ 135,000 | $ 45,000 | $ 73,000 |
| ODESSA, TX | 3 | $ 1,125,000 | $ 375,000 | $ 223,000 |
| PEORIA, IL | 3 | $ 275,000 | $ 91,000 | $ 94,000 |
| SIOUX FALLS, SD | 3 | $ 1,035,000 | $ 345,000 | $ 201,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 515,000 | $ 171,000 | $ 98,000 |
| TEXARKANA, TX-AR | 3 | $ 295,000 | $ 98,000 | $ 72,000 |
| WHEELING, WV-OH | 3 | $ 95,000 | $ 31,000 | $ 44,000 |
| ALTOONA, PA | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
| AMES, IA | 2 | $ 80,000 | $ 40,000 | $ 128,000 |
| APPLETON, WI | 2 | $ 320,000 | $ 160,000 | $ 134,000 |
| BLOOMINGTON, IL | 2 | $ 260,000 | $ 130,000 | $ 98,000 |
| DANVILLE, IL | 2 | $ 60,000 | $ 30,000 | $ 83,000 |
| DUBUQUE, IA | 2 | $ 570,000 | $ 285,000 | $ 108,000 |
| FARMINGTON, NM | 2 | $ 500,000 | $ 250,000 | $ 96,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 330,000 | $ 165,000 | $ 194,000 |
| GADSDEN, AL | 2 | $ 110,000 | $ 55,000 | $ 86,000 |
| GRANTS PASS, OR | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| GREEN BAY, WI | 2 | $ 690,000 | $ 345,000 | $ 313,000 |
| HARRISONBURG, VA | 2 | $ 70,000 | $ 35,000 | $ 81,000 |
| HATTIESBURG, MS | 2 | $ 100,000 | $ 50,000 | $ 78,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 220,000 | $ 110,000 | $ 222,000 |
| JACKSON, MI | 2 | $ 210,000 | $ 105,000 | $ 164,000 |
| KANKAKEE, IL | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| LEBANON, PA | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| LEWISTON, ID-WA | 2 | $ 120,000 | $ 60,000 | $ 120,000 |
| LUBBOCK, TX | 2 | $ 350,000 | $ 175,000 | $ 132,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 470,000 | $ 235,000 | $ 202,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 170,000 | $ 85,000 | $ 128,000 |
| MIDLAND, MI | 2 | $ 170,000 | $ 85,000 | $ 311,000 |
| MORRISTOWN, TN | 2 | $ 740,000 | $ 370,000 | $ 226,000 |
| MUNCIE, IN | 2 | $ 100,000 | $ 50,000 | $ 109,000 |
| MUSKEGON, MI | 2 | $ 210,000 | $ 105,000 | $ 79,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
| ROCHESTER, MN | 2 | $ 740,000 | $ 370,000 | $ 194,000 |
| SAGINAW, MI | 2 | $ 210,000 | $ 105,000 | $ 97,000 |
| SAN ANGELO, TX | 2 | $ 190,000 | $ 95,000 | $ 313,000 |
| SPRINGFIELD, OH | 2 | $ 70,000 | $ 35,000 | $ 87,000 |
| TERRE HAUTE, IN | 2 | $ 100,000 | $ 50,000 | $ 99,000 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 130,000 | $ 65,000 | $ 56,000 |
| YAKIMA, WA | 2 | $ 150,000 | $ 75,000 | $ 150,000 |
| BATTLE CREEK, MI | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| DECATUR, AL | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| DECATUR, IL | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| DOTHAN, AL | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| ERIE, PA | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| GRAND FORKS, ND-MN | 1 | $ 245,000 | $ 245,000 | $ 322,000 |
| GRAND ISLAND, NE | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| GREAT FALLS, MT | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| HANFORD-CORCORAN, CA | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| IOWA CITY, IA | 1 | $ 145,000 | $ 145,000 | $ 245,000 |
| JOHNSTOWN, PA | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| KOKOMO, IN | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| LAKE CHARLES, LA | 1 | $ 85,000 | $ 85,000 | $ 177,000 |
| LIMA, OH | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| POCATELLO, ID | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| ROCKFORD, IL | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| SHEBOYGAN, WI | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| ST. CLOUD, MN | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| WILLIAMSPORT, PA | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Pentagon Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,713 | $2,052,665,000 | $266,000 | $5,005,000 | $145,000 | $3,960,000 |
| Home Improvement | 6,317 | $643,375,000 | $101,000 | $1,605,000 | $148,000 | $3,672,000 |
| Other Purpose | 5,420 | $534,370,000 | $98,000 | $3,205,000 | $144,000 | $3,000,000 |
| Refinancing | 5,237 | $1,324,635,000 | $252,000 | $2,665,000 | $159,000 | $4,858,000 |
| Cash-out Refinancing | 2,263 | $747,555,000 | $330,000 | $3,205,000 | $150,000 | $4,021,000 |
| Not Applicable | 1 | $1,165,000 | $1,165,000 | $1,165,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,843 | $2,287,315,000 | $193,000 | $3,205,000 | $151,000 | $4,021,000 |
| Not Provided | 5,855 | $1,091,865,000 | $186,000 | $3,085,000 | $153,000 | $4,858,000 |
| Not applicable | 2,579 | $640,745,000 | $248,000 | $5,005,000 | $0 | $0 |
| Black or African American | 2,176 | $360,070,000 | $165,000 | $1,875,000 | $127,000 | $1,716,000 |
| Hispanic | 2,162 | $363,680,000 | $168,000 | $2,505,000 | $118,000 | $1,285,000 |
| Asian | 1,549 | $364,945,000 | $235,000 | $3,085,000 | $178,000 | $3,960,000 |
| American Indian or Alaskan Native | 162 | $30,000,000 | $185,000 | $1,435,000 | $137,000 | $2,300,000 |
| Native Hawaiian or Other Pacific Islander | 56 | $7,550,000 | $134,000 | $685,000 | $137,000 | $391,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,143 | $4,735,695,000 | $188,000 | $5,005,000 | $151,000 | $4,858,000 |
| VA-guaranteed (Veterans Administration) | 1,808 | $568,070,000 | $314,000 | $1,445,000 | $119,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,898 | $2,075,620,000 | $174,000 | $3,205,000 | $147,000 | $1,461,000 |
| Application Denied By Financial Institution | 5,561 | $1,052,675,000 | $189,000 | $3,085,000 | $126,000 | $2,600,000 |
| Application Withdrawn By Applicant | 4,792 | $1,141,870,000 | $238,000 | $3,205,000 | $168,000 | $4,858,000 |
| Loan Purchased By The Institution | 2,579 | $640,745,000 | $248,000 | $5,005,000 | $0 | $0 |
| File Closed For Incompleteness | 1,696 | $327,000,000 | $192,000 | $1,905,000 | $177,000 | $3,100,000 |
| Application Approved But Not Accepted | 390 | $52,910,000 | $135,000 | $1,125,000 | $172,000 | $3,672,000 |
| Preapproval Approved but not Accepted | 23 | $8,065,000 | $350,000 | $745,000 | $136,000 | $234,000 |
| Preapproval Denied by Financial Institution | 12 | $4,880,000 | $406,000 | $735,000 | $89,000 | $226,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,378 | $4,246,210,000 | $198,000 | $5,005,000 | $155,000 | $4,858,000 |
| Debt-To-Income Ratio | 1,902 | $340,930,000 | $179,000 | $2,385,000 | $85,000 | $750,000 |
| Credit History | 1,457 | $180,685,000 | $124,000 | $1,875,000 | $121,000 | $2,600,000 |
| Other | 1,076 | $288,010,000 | $267,000 | $3,085,000 | $175,000 | $2,300,000 |
| Collateral | 815 | $163,455,000 | $200,000 | $1,655,000 | $160,000 | $1,811,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 129 | $39,865,000 | $309,000 | $1,525,000 | $139,000 | $878,000 |
| Unverifiable Information | 90 | $26,640,000 | $296,000 | $2,505,000 | $155,000 | $777,000 |
| Employment History | 85 | $13,235,000 | $155,000 | $645,000 | $105,000 | $600,000 |
| Credit Application Incomplete | 19 | $4,735,000 | $249,000 | $945,000 | $145,000 | $462,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pentagon Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pentagon Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.