Phh Mortgage Corporation 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Phh Mortgage Corporation 1 Mortgage Way Mount Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 23,094 |
| Total Mortgage Loan Application Amount | $4,731,877,000 |
| Average Mortgage Loan Application Amount | $220,000 |
| Highest Mortgage Loan Application Amount | $2,498,000 |
| Average Applicant Income | $73,666 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Phh Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Phh Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Phh Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Phh Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Phh Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Phh Mortgage Corporation's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 951 | $ 249,300,000 | $ 266,000 | $ 65,000 |
| NEWARK, NJ-PA | 559 | $ 162,810,000 | $ 224,000 | $ 70,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 504 | $ 140,380,000 | $ 264,500 | $ 87,250 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 453 | $ 84,438,000 | $ 186,000 | $ 86,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 432 | $ 100,092,000 | $ 231,000 | $ 72,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 405 | $ 82,529,000 | $ 203,000 | $ 115,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 396 | $ 78,299,000 | $ 197,000 | $ 69,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 372 | $ 124,696,000 | $ 335,000 | $ 78,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 359 | $ 65,383,000 | $ 209,500 | $ 129,000 |
| CAMDEN, NJ | 350 | $ 61,165,000 | $ 174,000 | $ 87,000 |
| DENVER-AURORA-LAKEWOOD, CO | 336 | $ 86,176,000 | $ 256,000 | $ 87,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 315 | $ 61,296,000 | $ 194,000 | $ 97,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 301 | $ 95,622,000 | $ 317,000 | $ 66,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 284 | $ 55,064,000 | $ 193,000 | $ 84,000 |
| BOSTON, MA | 256 | $ 80,500,000 | $ 314,000 | $ 94,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 255 | $ 46,620,000 | $ 182,000 | $ 60,000 |
| ST. LOUIS, MO-IL | 239 | $ 36,952,000 | $ 154,000 | $ 85,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 228 | $ 51,403,000 | $ 225,000 | $ 95,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 225 | $ 54,701,000 | $ 243,000 | $ 88,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 215 | $ 53,880,000 | $ 250,000 | $ 60,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 211 | $ 41,287,000 | $ 190,500 | $ 60,500 |
| DALLAS-PLANO-IRVING, TX | 205 | $ 43,584,000 | $ 212,000 | $ 80,000 |
| PHILADELPHIA, PA | 196 | $ 34,596,000 | $ 176,000 | $ 68,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 192 | $ 35,011,000 | $ 182,000 | $ 60,000 |
| PITTSBURGH, PA | 190 | $ 28,583,000 | $ 150,000 | $ 69,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 189 | $ 34,115,000 | $ 180,000 | $ 67,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 187 | $ 53,711,000 | $ 287,000 | $ 52,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 186 | $ 66,255,000 | $ 356,000 | $ 106,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 180 | $ 36,591,000 | $ 203,000 | $ 67,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 175 | $ 48,953,000 | $ 279,000 | $ 67,000 |
| NEW HAVEN-MILFORD, CT | 171 | $ 37,954,000 | $ 221,000 | $ 39,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 169 | $ 35,901,000 | $ 212,000 | $ 70,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 168 | $ 46,306,000 | $ 275,000 | $ 86,000 |
| SAN DIEGO-CARLSBAD, CA | 163 | $ 55,525,000 | $ 340,000 | $ 82,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 159 | $ 28,040,000 | $ 176,000 | $ 41,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 148 | $ 31,881,000 | $ 208,000 | $ 109,000 |
| COLUMBIA, SC | 141 | $ 23,173,000 | $ 164,000 | $ 43,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 140 | $ 23,142,000 | $ 165,000 | $ 87,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 139 | $ 30,690,000 | $ 220,000 | $ 75,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 135 | $ 25,483,000 | $ 188,000 | $ 31,000 |
| PROVIDENCE-WARWICK, RI-MA | 135 | $ 28,859,000 | $ 215,500 | $ 71,500 |
| COLORADO SPRINGS, CO | 134 | $ 26,868,000 | $ 200,000 | $ 73,000 |
| CINCINNATI, OH-KY-IN | 131 | $ 17,914,000 | $ 133,000 | $ 71,000 |
| KANSAS CITY, MO-KS | 127 | $ 20,372,000 | $ 159,000 | $ 79,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 126 | $ 25,740,000 | $ 204,000 | $ 95,000 |
| TUCSON, AZ | 125 | $ 22,871,000 | $ 182,000 | $ 76,000 |
| SPRINGFIELD, MA | 119 | $ 23,059,000 | $ 193,000 | $ 30,000 |
| FORT WORTH-ARLINGTON, TX | 118 | $ 20,144,000 | $ 170,000 | $ 78,000 |
| MEMPHIS, TN-MS-AR | 118 | $ 18,873,000 | $ 146,666 | $ 121,000 |
| SALT LAKE CITY, UT | 116 | $ 25,826,000 | $ 222,000 | $ 46,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 115 | $ 42,092,000 | $ 366,000 | $ 87,000 |
| SALISBURY, MD-DE | 112 | $ 21,259,000 | $ 194,500 | $ 66,500 |
| NEW ORLEANS-METAIRIE, LA | 111 | $ 19,104,000 | $ 172,000 | $ 97,000 |
| PORTLAND-SOUTH PORTLAND, ME | 107 | $ 21,124,000 | $ 197,000 | $ 79,000 |
| WORCESTER, MA-CT | 107 | $ 23,365,000 | $ 205,000 | $ 58,000 |
| JACKSONVILLE, FL | 105 | $ 20,692,000 | $ 197,000 | $ 89,000 |
| RICHMOND, VA | 105 | $ 18,734,000 | $ 178,000 | $ 74,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 102 | $ 21,244,000 | $ 208,000 | $ 79,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 98 | $ 13,772,000 | $ 140,000 | $ 36,000 |
| AUSTIN-ROUND ROCK, TX | 97 | $ 18,871,000 | $ 194,000 | $ 96,000 |
| CLEVELAND-ELYRIA, OH | 95 | $ 14,569,000 | $ 153,000 | $ 88,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 95 | $ 15,685,000 | $ 165,000 | $ 91,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 93 | $ 25,596,000 | $ 275,000 | $ 80,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 91 | $ 14,203,000 | $ 156,000 | $ 63,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 89 | $ 37,966,000 | $ 426,000 | $ 66,000 |
| OGDEN-CLEARFIELD, UT | 88 | $ 17,320,000 | $ 196,000 | $ 53,000 |
| GARY, IN | 85 | $ 11,689,000 | $ 137,000 | $ 75,000 |
| FAYETTEVILLE, NC | 82 | $ 13,891,000 | $ 169,000 | $ 74,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 78 | $ 14,381,000 | $ 190,500 | $ 119,000 |
| WILMINGTON, DE-MD-NJ | 78 | $ 13,931,000 | $ 169,666 | $ 70,333 |
| BATON ROUGE, LA | 73 | $ 12,385,000 | $ 169,000 | $ 112,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 73 | $ 12,687,000 | $ 167,000 | $ 90,000 |
| ROCKFORD, IL | 73 | $ 7,775,000 | $ 106,000 | $ 87,000 |
| CHARLOTTESVILLE, VA | 71 | $ 12,613,000 | $ 177,000 | $ 87,000 |
| MADISON, WI | 67 | $ 10,898,000 | $ 162,000 | $ 75,000 |
| OKLAHOMA CITY, OK | 67 | $ 12,069,000 | $ 180,000 | $ 91,000 |
| SAVANNAH, GA | 66 | $ 12,083,000 | $ 183,000 | $ 81,000 |
| TACOMA-LAKEWOOD, WA | 65 | $ 13,572,000 | $ 208,000 | $ 80,000 |
| ALBUQUERQUE, NM | 63 | $ 10,615,000 | $ 168,000 | $ 80,000 |
| COLUMBUS, GA-AL | 63 | $ 10,377,000 | $ 163,000 | $ 77,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 63 | $ 13,656,000 | $ 239,500 | $ 121,000 |
| RALEIGH, NC | 61 | $ 11,355,000 | $ 186,000 | $ 101,000 |
| NORWICH-NEW LONDON, CT | 60 | $ 12,681,000 | $ 211,000 | $ 58,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 60 | $ 28,266,000 | $ 471,000 | $ 85,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 59 | $ 9,387,000 | $ 157,000 | $ 96,000 |
| CHATTANOOGA, TN-GA | 59 | $ 9,411,000 | $ 151,500 | $ 76,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 58 | $ 8,832,000 | $ 152,000 | $ 69,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 58 | $ 17,677,000 | $ 304,000 | $ 83,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 57 | $ 8,305,000 | $ 145,000 | $ 25,000 |
| BIRMINGHAM-HOOVER, AL | 54 | $ 10,465,000 | $ 193,000 | $ 105,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 53 | $ 9,364,000 | $ 176,000 | $ 69,000 |
| PROVO-OREM, UT | 53 | $ 10,373,000 | $ 195,000 | $ 80,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 52 | $ 12,745,000 | $ 245,000 | $ 95,000 |
| GRAND RAPIDS-WYOMING, MI | 51 | $ 7,473,000 | $ 146,000 | $ 52,000 |
| KNOXVILLE, TN | 51 | $ 8,324,000 | $ 163,000 | $ 74,000 |
| TRENTON, NJ | 51 | $ 10,423,000 | $ 204,000 | $ 65,000 |
| COLUMBUS, OH | 50 | $ 8,227,000 | $ 164,000 | $ 73,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 50 | $ 7,924,000 | $ 158,000 | $ 64,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 49 | $ 8,554,000 | $ 174,000 | $ 47,000 |
| DULUTH, MN-WI | 49 | $ 7,574,000 | $ 148,500 | $ 78,000 |
| MEDFORD, OR | 49 | $ 8,766,000 | $ 178,000 | $ 82,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 49 | $ 7,947,000 | $ 149,000 | $ 78,000 |
| SANTA ROSA, CA | 49 | $ 16,430,000 | $ 335,000 | $ 59,000 |
| CAPE CORAL-FORT MYERS, FL | 48 | $ 9,438,000 | $ 196,000 | $ 83,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 48 | $ 9,465,000 | $ 197,000 | $ 52,000 |
| STOCKTON-LODI, CA | 48 | $ 10,872,000 | $ 226,000 | $ 74,000 |
| VALLEJO-FAIRFIELD, CA | 48 | $ 12,851,000 | $ 267,000 | $ 91,000 |
| JACKSONVILLE, NC | 47 | $ 7,044,000 | $ 149,000 | $ 56,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 46 | $ 6,860,000 | $ 149,000 | $ 71,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 46 | $ 7,261,000 | $ 157,000 | $ 134,000 |
| HARRISBURG-CARLISLE, PA | 45 | $ 7,631,000 | $ 169,000 | $ 61,000 |
| ANCHORAGE, AK | 44 | $ 10,638,000 | $ 241,000 | $ 88,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 44 | $ 8,043,000 | $ 182,000 | $ 93,000 |
| MANCHESTER-NASHUA, NH | 43 | $ 8,041,000 | $ 187,000 | $ 72,000 |
| YORK-HANOVER, PA | 43 | $ 6,915,000 | $ 160,000 | $ 72,000 |
| LAS CRUCES, NM | 42 | $ 6,440,000 | $ 153,000 | $ 80,000 |
| FRESNO, CA | 41 | $ 7,568,000 | $ 184,000 | $ 87,000 |
| LAKELAND-WINTER HAVEN, FL | 41 | $ 5,574,000 | $ 135,000 | $ 24,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 41 | $ 6,376,000 | $ 204,000 | $ 68,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 41 | $ 6,905,000 | $ 168,000 | $ 109,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 40 | $ 7,271,000 | $ 181,000 | $ 89,000 |
| FORT COLLINS, CO | 39 | $ 8,824,000 | $ 226,000 | $ 84,000 |
| JACKSON, MS | 39 | $ 5,734,000 | $ 147,000 | $ 84,000 |
| MODESTO, CA | 39 | $ 8,410,000 | $ 215,000 | $ 68,000 |
| BILLINGS, MT | 38 | $ 6,200,000 | $ 163,000 | $ 97,000 |
| PORT ST. LUCIE, FL | 38 | $ 5,967,000 | $ 157,000 | $ 43,000 |
| EL PASO, TX | 37 | $ 5,108,000 | $ 138,000 | $ 97,000 |
| HUNTSVILLE, AL | 37 | $ 6,904,000 | $ 186,000 | $ 95,000 |
| MONTGOMERY, AL | 37 | $ 6,602,000 | $ 178,000 | $ 87,000 |
| RENO, NV | 37 | $ 8,805,000 | $ 237,000 | $ 78,000 |
| URBAN HONOLULU, HI | 37 | $ 11,085,000 | $ 299,000 | $ 99,000 |
| BAKERSFIELD, CA | 36 | $ 7,455,000 | $ 207,000 | $ 132,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 36 | $ 5,396,000 | $ 138,500 | $ 76,500 |
| ST. CLOUD, MN | 36 | $ 5,105,000 | $ 141,000 | $ 104,000 |
| DES MOINES-WEST DES MOINES, IA | 35 | $ 5,278,000 | $ 150,000 | $ 76,000 |
| OCEAN CITY, NJ | 35 | $ 7,600,000 | $ 217,000 | $ 146,000 |
| PANAMA CITY, FL | 35 | $ 6,000,000 | $ 171,000 | $ 59,000 |
| BOISE CITY, ID | 34 | $ 5,410,000 | $ 159,000 | $ 79,000 |
| BOULDER, CO | 34 | $ 8,076,000 | $ 237,000 | $ 80,000 |
| KILLEEN-TEMPLE, TX | 34 | $ 4,490,000 | $ 132,000 | $ 88,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 34 | $ 7,645,000 | $ 224,000 | $ 94,000 |
| TULSA, OK | 34 | $ 6,060,000 | $ 178,000 | $ 121,000 |
| WARNER ROBINS, GA | 34 | $ 5,096,000 | $ 149,000 | $ 63,000 |
| ELGIN, IL | 33 | $ 6,783,000 | $ 205,000 | $ 105,000 |
| SPOKANE-SPOKANE VALLEY, WA | 33 | $ 6,997,000 | $ 212,000 | $ 125,000 |
| ANN ARBOR, MI | 32 | $ 5,626,000 | $ 175,000 | $ 49,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 32 | $ 5,626,000 | $ 175,000 | $ 59,000 |
| GREENSBORO-HIGH POINT, NC | 32 | $ 5,360,000 | $ 167,000 | $ 80,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 32 | $ 5,334,000 | $ 166,000 | $ 90,000 |
| LANSING-EAST LANSING, MI | 32 | $ 4,749,000 | $ 148,000 | $ 34,000 |
| CLARKSVILLE, TN-KY | 31 | $ 4,835,000 | $ 131,000 | $ 64,500 |
| WATERLOO-CEDAR FALLS, IA | 31 | $ 3,784,000 | $ 122,000 | $ 68,000 |
| DOTHAN, AL | 30 | $ 5,291,000 | $ 176,000 | $ 102,000 |
| OLYMPIA-TUMWATER, WA | 30 | $ 5,839,000 | $ 194,000 | $ 96,000 |
| PRESCOTT, AZ | 30 | $ 7,830,000 | $ 261,000 | $ 58,000 |
| SHREVEPORT-BOSSIER CITY, LA | 30 | $ 4,545,000 | $ 151,000 | $ 134,000 |
| BARNSTABLE TOWN, MA | 29 | $ 7,551,000 | $ 260,000 | $ 68,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 29 | $ 5,179,000 | $ 178,000 | $ 78,000 |
| DAYTON, OH | 28 | $ 4,617,000 | $ 164,000 | $ 85,000 |
| MOBILE, AL | 28 | $ 3,428,000 | $ 122,000 | $ 72,000 |
| TYLER, TX | 28 | $ 4,314,000 | $ 154,000 | $ 16,000 |
| SANTA CRUZ-WATSONVILLE, CA | 27 | $ 9,688,000 | $ 358,000 | $ 35,000 |
| VISALIA-PORTERVILLE, CA | 27 | $ 4,838,000 | $ 179,000 | $ 87,000 |
| ALBANY-SCHENECTADY-TROY, NY | 26 | $ 5,011,000 | $ 192,000 | $ 91,000 |
| DURHAM-CHAPEL HILL, NC | 26 | $ 5,118,000 | $ 196,000 | $ 71,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 26 | $ 3,394,000 | $ 131,000 | $ 103,500 |
| READING, PA | 26 | $ 4,088,000 | $ 157,000 | $ 101,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 26 | $ 3,642,000 | $ 140,000 | $ 75,000 |
| TALLAHASSEE, FL | 26 | $ 3,812,000 | $ 146,000 | $ 64,000 |
| TOLEDO, OH | 26 | $ 3,033,000 | $ 116,000 | $ 77,000 |
| AKRON, OH | 25 | $ 3,912,000 | $ 156,000 | $ 166,000 |
| GREELEY, CO | 25 | $ 5,826,000 | $ 233,000 | $ 52,000 |
| HARRISONBURG, VA | 25 | $ 3,785,000 | $ 151,000 | $ 75,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 25 | $ 3,889,000 | $ 155,000 | $ 77,000 |
| COEUR D'ALENE, ID | 24 | $ 4,385,000 | $ 182,000 | $ 74,000 |
| EAST STROUDSBURG, PA | 24 | $ 3,546,000 | $ 147,000 | $ 71,000 |
| FLINT, MI | 24 | $ 3,544,000 | $ 147,000 | $ 85,000 |
| SAN RAFAEL, CA | 24 | $ 9,462,000 | $ 394,000 | $ 60,000 |
| VALDOSTA, GA | 24 | $ 3,340,000 | $ 139,000 | $ 70,000 |
| WICHITA, KS | 24 | $ 3,130,000 | $ 130,000 | $ 79,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 24 | $ 3,544,000 | $ 140,500 | $ 127,500 |
| CEDAR RAPIDS, IA | 23 | $ 3,519,000 | $ 153,000 | $ 73,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 23 | $ 4,532,000 | $ 197,000 | $ 37,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 23 | $ 3,983,000 | $ 168,500 | $ 131,000 |
| LANCASTER, PA | 23 | $ 3,680,000 | $ 160,000 | $ 61,000 |
| SALEM, OR | 23 | $ 4,864,000 | $ 211,000 | $ 79,000 |
| SALINAS, CA | 23 | $ 7,672,000 | $ 333,000 | $ 67,000 |
| ASHEVILLE, NC | 22 | $ 3,873,000 | $ 176,000 | $ 62,000 |
| CORPUS CHRISTI, TX | 22 | $ 3,930,000 | $ 178,000 | $ 110,000 |
| SANTA FE, NM | 22 | $ 4,716,000 | $ 214,000 | $ 46,000 |
| WINSTON-SALEM, NC | 22 | $ 3,015,000 | $ 137,000 | $ 82,000 |
| MACON-BIBB COUNTY, GA | 21 | $ 2,731,000 | $ 130,000 | $ 70,000 |
| REDDING, CA | 21 | $ 4,079,000 | $ 194,000 | $ 59,000 |
| YUMA, AZ | 21 | $ 3,123,000 | $ 148,000 | $ 29,000 |
| BREMERTON-SILVERDALE, WA | 20 | $ 4,589,000 | $ 229,000 | $ 108,000 |
| CHICO, CA | 20 | $ 4,743,000 | $ 237,000 | $ 85,000 |
| GAINESVILLE, FL | 20 | $ 3,180,000 | $ 159,000 | $ 99,000 |
| JACKSON, MI | 20 | $ 2,613,000 | $ 130,000 | $ 38,000 |
| JOHNSON CITY, TN | 20 | $ 3,185,000 | $ 159,000 | $ 75,000 |
| PUNTA GORDA, FL | 20 | $ 2,550,000 | $ 127,000 | $ 66,000 |
| ROANOKE, VA | 20 | $ 2,854,000 | $ 142,000 | $ 70,000 |
| SPARTANBURG, SC | 20 | $ 2,902,000 | $ 145,000 | $ 54,000 |
| STAUNTON-WAYNESBORO, VA | 20 | $ 2,961,000 | $ 148,000 | $ 96,000 |
| WINCHESTER, VA-WV | 20 | $ 3,912,000 | $ 193,500 | $ 58,500 |
| MISSOULA, MT | 19 | $ 3,511,000 | $ 184,000 | $ 69,000 |
| OCALA, FL | 19 | $ 3,090,000 | $ 162,000 | $ 59,000 |
| SUMTER, SC | 19 | $ 2,786,000 | $ 146,000 | $ 76,000 |
| GRAND JUNCTION, CO | 18 | $ 2,979,000 | $ 165,000 | $ 76,000 |
| HINESVILLE, GA | 18 | $ 2,598,000 | $ 144,000 | $ 81,000 |
| LAWTON, OK | 18 | $ 2,981,000 | $ 165,000 | $ 127,000 |
| MERCED, CA | 18 | $ 3,162,000 | $ 175,000 | $ 63,000 |
| ROCHESTER, NY | 18 | $ 2,524,000 | $ 140,000 | $ 59,000 |
| ATHENS-CLARKE COUNTY, GA | 17 | $ 2,375,000 | $ 139,000 | $ 67,000 |
| CHAMPAIGN-URBANA, IL | 17 | $ 2,430,000 | $ 142,000 | $ 88,000 |
| EVANSVILLE, IN-KY | 17 | $ 2,238,000 | $ 96,500 | $ 63,500 |
| FLAGSTAFF, AZ | 17 | $ 3,318,000 | $ 195,000 | $ 83,000 |
| NEW BERN, NC | 17 | $ 2,897,000 | $ 170,000 | $ 73,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 17 | $ 5,562,000 | $ 327,000 | $ 120,000 |
| WILMINGTON, NC | 17 | $ 3,514,000 | $ 206,000 | $ 99,000 |
| GRANTS PASS, OR | 16 | $ 2,814,000 | $ 175,000 | $ 57,000 |
| ROCHESTER, MN | 16 | $ 2,939,000 | $ 183,000 | $ 102,000 |
| SEBASTIAN-VERO BEACH, FL | 16 | $ 2,952,000 | $ 184,000 | $ 81,000 |
| SIERRA VISTA-DOUGLAS, AZ | 16 | $ 2,642,000 | $ 165,000 | $ 67,000 |
| KALAMAZOO-PORTAGE, MI | 15 | $ 2,909,000 | $ 193,000 | $ 53,000 |
| ST. GEORGE, UT | 15 | $ 2,672,000 | $ 178,000 | $ 60,000 |
| TOPEKA, KS | 15 | $ 1,663,000 | $ 110,000 | $ 63,000 |
| AUBURN-OPELIKA, AL | 14 | $ 2,345,000 | $ 167,000 | $ 66,000 |
| BRUNSWICK, GA | 14 | $ 2,049,000 | $ 146,000 | $ 65,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 14 | $ 1,633,000 | $ 116,500 | $ 68,000 |
| EUGENE, OR | 14 | $ 3,118,000 | $ 222,000 | $ 85,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 14 | $ 1,418,000 | $ 101,000 | $ 65,000 |
| LOGAN, UT-ID | 14 | $ 2,337,000 | $ 166,000 | $ 59,000 |
| VINELAND-BRIDGETON, NJ | 14 | $ 2,542,000 | $ 181,000 | $ 84,000 |
| BELLINGHAM, WA | 13 | $ 3,396,000 | $ 261,000 | $ 68,000 |
| BISMARCK, ND | 13 | $ 2,036,000 | $ 156,000 | $ 94,000 |
| ERIE, PA | 13 | $ 1,675,000 | $ 128,000 | $ 75,000 |
| HOT SPRINGS, AR | 13 | $ 2,184,000 | $ 168,000 | $ 84,000 |
| PUEBLO, CO | 13 | $ 2,503,000 | $ 192,000 | $ 99,000 |
| SPRINGFIELD, MO | 13 | $ 2,030,000 | $ 156,000 | $ 75,000 |
| SYRACUSE, NY | 13 | $ 1,514,000 | $ 116,000 | $ 79,000 |
| COLLEGE STATION-BRYAN, TX | 12 | $ 1,516,000 | $ 126,000 | $ 80,000 |
| DOVER, DE | 12 | $ 2,165,000 | $ 180,000 | $ 56,000 |
| FAIRBANKS, AK | 12 | $ 2,436,000 | $ 203,000 | $ 84,000 |
| FLORENCE, SC | 12 | $ 2,078,000 | $ 173,000 | $ 108,000 |
| HOUMA-THIBODAUX, LA | 12 | $ 1,646,000 | $ 137,000 | $ 102,000 |
| LONGVIEW, TX | 12 | $ 1,465,000 | $ 122,000 | $ 22,000 |
| MOUNT VERNON-ANACORTES, WA | 12 | $ 2,509,000 | $ 209,000 | $ 47,000 |
| SANTA MARIA-SANTA BARBARA, CA | 12 | $ 4,562,000 | $ 380,000 | $ 108,000 |
| WACO, TX | 12 | $ 1,860,000 | $ 155,000 | $ 86,000 |
| YAKIMA, WA | 12 | $ 2,906,000 | $ 242,000 | $ 71,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 11 | $ 1,553,000 | $ 125,666 | $ 62,666 |
| IDAHO FALLS, ID | 11 | $ 1,581,000 | $ 143,000 | $ 69,000 |
| KENNEWICK-RICHLAND, WA | 11 | $ 1,551,000 | $ 141,000 | $ 53,000 |
| LAFAYETTE, LA | 11 | $ 1,506,000 | $ 136,000 | $ 116,000 |
| LEWISTON-AUBURN, ME | 11 | $ 1,358,000 | $ 123,000 | $ 56,000 |
| LEXINGTON-FAYETTE, KY | 11 | $ 1,825,000 | $ 165,000 | $ 34,000 |
| LINCOLN, NE | 11 | $ 1,697,000 | $ 154,000 | $ 129,000 |
| MORGANTOWN, WV | 11 | $ 1,858,000 | $ 168,000 | $ 100,000 |
| SIOUX FALLS, SD | 11 | $ 1,560,000 | $ 141,000 | $ 71,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 11 | $ 1,429,000 | $ 112,500 | $ 41,500 |
| ST. JOSEPH, MO-KS | 11 | $ 1,290,000 | $ 117,000 | $ 75,000 |
| ALEXANDRIA, LA | 10 | $ 1,927,000 | $ 192,000 | $ 88,000 |
| AMARILLO, TX | 10 | $ 1,640,000 | $ 164,000 | $ 113,000 |
| BEND-REDMOND, OR | 10 | $ 2,480,000 | $ 248,000 | $ 70,000 |
| DUBUQUE, IA | 10 | $ 1,579,000 | $ 157,000 | $ 69,000 |
| HOMOSASSA SPRINGS, FL | 10 | $ 1,193,000 | $ 119,000 | $ 54,000 |
| MANKATO-NORTH MANKATO, MN | 10 | $ 1,345,000 | $ 134,000 | $ 76,000 |
| MUSKEGON, MI | 10 | $ 1,137,000 | $ 113,000 | $ 20,000 |
| SHEBOYGAN, WI | 10 | $ 1,569,000 | $ 156,000 | $ 76,000 |
| THE VILLAGES, FL | 10 | $ 1,268,000 | $ 126,000 | $ 39,000 |
| UTICA-ROME, NY | 10 | $ 631,000 | $ 63,000 | $ 45,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 9 | $ 1,140,000 | $ 126,000 | $ 127,000 |
| BANGOR, ME | 9 | $ 1,251,000 | $ 139,000 | $ 99,000 |
| BATTLE CREEK, MI | 9 | $ 1,395,000 | $ 155,000 | $ 38,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 1,314,000 | $ 146,000 | $ 72,000 |
| CANTON-MASSILLON, OH | 9 | $ 1,172,000 | $ 130,000 | $ 69,000 |
| CHARLESTON, WV | 9 | $ 1,424,000 | $ 158,000 | $ 137,000 |
| FARGO, ND-MN | 9 | $ 1,696,000 | $ 192,500 | $ 108,000 |
| FORT SMITH, AR-OK | 9 | $ 1,671,000 | $ 185,000 | $ 99,000 |
| FORT WAYNE, IN | 9 | $ 1,380,000 | $ 153,000 | $ 226,000 |
| GAINESVILLE, GA | 9 | $ 1,669,000 | $ 185,000 | $ 66,000 |
| GREAT FALLS, MT | 9 | $ 1,403,000 | $ 155,000 | $ 96,000 |
| GREEN BAY, WI | 9 | $ 1,306,000 | $ 145,000 | $ 95,000 |
| KINGSTON, NY | 9 | $ 1,657,000 | $ 184,000 | $ 73,000 |
| LYNCHBURG, VA | 9 | $ 1,600,000 | $ 177,000 | $ 72,000 |
| MADERA, CA | 9 | $ 1,841,000 | $ 204,000 | $ 61,000 |
| MONROE, MI | 9 | $ 1,257,000 | $ 139,000 | $ 115,000 |
| PITTSFIELD, MA | 9 | $ 2,145,000 | $ 238,000 | $ 124,000 |
| SIOUX CITY, IA-NE-SD | 9 | $ 1,056,000 | $ 117,000 | $ 91,000 |
| APPLETON, WI | 8 | $ 1,000,000 | $ 125,000 | $ 89,000 |
| COLUMBIA, MO | 8 | $ 972,000 | $ 121,000 | $ 76,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 8 | $ 1,302,000 | $ 162,000 | $ 47,000 |
| ELKHART-GOSHEN, IN | 8 | $ 939,000 | $ 117,000 | $ 53,000 |
| FARMINGTON, NM | 8 | $ 1,388,000 | $ 173,000 | $ 112,000 |
| GETTYSBURG, PA | 8 | $ 1,409,000 | $ 176,000 | $ 129,000 |
| GREENVILLE, NC | 8 | $ 1,034,000 | $ 129,000 | $ 40,000 |
| JANESVILLE-BELOIT, WI | 8 | $ 978,000 | $ 122,000 | $ 53,000 |
| LEBANON, PA | 8 | $ 1,030,000 | $ 128,000 | $ 84,000 |
| MIDLAND, TX | 8 | $ 1,974,000 | $ 246,000 | $ 118,000 |
| NAPA, CA | 8 | $ 3,712,000 | $ 464,000 | $ 182,000 |
| NILES-BENTON HARBOR, MI | 8 | $ 1,303,000 | $ 162,000 | $ 87,000 |
| ALBANY, OR | 7 | $ 1,251,000 | $ 178,000 | $ 72,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 7 | $ 1,862,000 | $ 266,000 | $ 100,000 |
| CLEVELAND, TN | 7 | $ 836,000 | $ 119,000 | $ 54,000 |
| EL CENTRO, CA | 7 | $ 1,373,000 | $ 196,000 | $ 81,000 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 743,000 | $ 106,000 | $ 95,000 |
| PINE BLUFF, AR | 7 | $ 681,000 | $ 97,000 | $ 94,000 |
| TEXARKANA, TX-AR | 7 | $ 1,255,000 | $ 176,500 | $ 113,000 |
| TUSCALOOSA, AL | 7 | $ 1,254,000 | $ 179,000 | $ 55,000 |
| WATERTOWN-FORT DRUM, NY | 7 | $ 1,097,000 | $ 156,000 | $ 109,000 |
| YUBA CITY, CA | 7 | $ 771,000 | $ 110,000 | $ 72,000 |
| AMES, IA | 6 | $ 721,000 | $ 120,000 | $ 85,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 925,000 | $ 154,000 | $ 100,000 |
| BOWLING GREEN, KY | 6 | $ 888,000 | $ 148,000 | $ 74,000 |
| COLUMBUS, IN | 6 | $ 831,000 | $ 138,000 | $ 70,000 |
| DECATUR, AL | 6 | $ 896,000 | $ 149,000 | $ 80,000 |
| FLORENCE-MUSCLE SHOALS, AL | 6 | $ 968,000 | $ 161,000 | $ 94,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 6 | $ 1,679,000 | $ 279,000 | $ 95,000 |
| LAKE CHARLES, LA | 6 | $ 900,000 | $ 150,000 | $ 163,000 |
| MANHATTAN, KS | 6 | $ 847,000 | $ 141,000 | $ 61,000 |
| MONROE, LA | 6 | $ 784,000 | $ 130,000 | $ 79,000 |
| MORRISTOWN, TN | 6 | $ 826,000 | $ 137,000 | $ 70,000 |
| POCATELLO, ID | 6 | $ 636,000 | $ 106,000 | $ 80,000 |
| SAGINAW, MI | 6 | $ 1,067,000 | $ 177,000 | $ 57,000 |
| SPRINGFIELD, IL | 6 | $ 1,038,000 | $ 173,000 | $ 134,000 |
| STATE COLLEGE, PA | 6 | $ 1,367,000 | $ 227,000 | $ 90,000 |
| TERRE HAUTE, IN | 6 | $ 834,000 | $ 139,000 | $ 78,000 |
| WAUSAU, WI | 6 | $ 717,000 | $ 119,000 | $ 67,000 |
| ALTOONA, PA | 5 | $ 542,000 | $ 108,000 | $ 45,000 |
| BURLINGTON, NC | 5 | $ 661,000 | $ 132,000 | $ 73,000 |
| CARBONDALE-MARION, IL | 5 | $ 683,000 | $ 136,000 | $ 82,000 |
| CHEYENNE, WY | 5 | $ 852,000 | $ 170,000 | $ 41,000 |
| DECATUR, IL | 5 | $ 928,000 | $ 185,000 | $ 96,000 |
| JONESBORO, AR | 5 | $ 680,000 | $ 136,000 | $ 58,000 |
| RACINE, WI | 5 | $ 798,000 | $ 159,000 | $ 28,000 |
| RAPID CITY, SD | 5 | $ 836,000 | $ 167,000 | $ 45,000 |
| SAN ANGELO, TX | 5 | $ 542,000 | $ 108,000 | $ 43,000 |
| WALLA WALLA, WA | 5 | $ 731,000 | $ 146,000 | $ 49,000 |
| BINGHAMTON, NY | 4 | $ 426,000 | $ 106,000 | $ 30,000 |
| BLOOMINGTON, IL | 4 | $ 823,000 | $ 205,000 | $ 103,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 387,000 | $ 96,000 | $ 44,000 |
| GRAND FORKS, ND-MN | 4 | $ 651,000 | $ 162,000 | $ 96,000 |
| HAMMOND, LA | 4 | $ 592,000 | $ 148,000 | $ 78,000 |
| HANFORD-CORCORAN, CA | 4 | $ 486,000 | $ 121,000 | $ 81,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 435,000 | $ 108,000 | $ 38,000 |
| JACKSON, TN | 4 | $ 451,000 | $ 112,000 | $ 74,000 |
| JOHNSTOWN, PA | 4 | $ 581,000 | $ 145,000 | $ 75,000 |
| JOPLIN, MO | 4 | $ 481,000 | $ 120,000 | $ 52,000 |
| LONGVIEW, WA | 4 | $ 614,000 | $ 153,000 | $ 52,000 |
| MIDLAND, MI | 4 | $ 715,000 | $ 178,000 | $ 60,000 |
| MUNCIE, IN | 4 | $ 485,000 | $ 121,000 | $ 460,000 |
| ROCKY MOUNT, NC | 4 | $ 699,000 | $ 174,000 | $ 110,000 |
| WENATCHEE, WA | 4 | $ 572,000 | $ 143,000 | $ 62,000 |
| BLOOMINGTON, IN | 3 | $ 311,000 | $ 103,000 | $ 22,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 478,000 | $ 159,000 | $ 110,000 |
| CORVALLIS, OR | 3 | $ 559,000 | $ 186,000 | $ 64,000 |
| GLENS FALLS, NY | 3 | $ 266,000 | $ 88,000 | $ 80,000 |
| IOWA CITY, IA | 3 | $ 626,000 | $ 208,000 | $ 118,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 402,000 | $ 134,000 | $ 90,000 |
| LAWRENCE, KS | 3 | $ 242,000 | $ 80,000 | $ 42,000 |
| LUBBOCK, TX | 3 | $ 240,000 | $ 80,000 | $ 332,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 291,000 | $ 97,000 | $ 41,000 |
| PARKERSBURG-VIENNA, WV | 3 | $ 439,000 | $ 146,000 | $ 91,000 |
| SEBRING, FL | 3 | $ 376,000 | $ 125,000 | $ 36,000 |
| WILLIAMSPORT, PA | 3 | $ 459,000 | $ 153,000 | $ 51,000 |
| ABILENE, TX | 2 | $ 206,000 | $ 103,000 | $ 142,000 |
| ALBANY, GA | 2 | $ 184,000 | $ 92,000 | $ 97,000 |
| BAY CITY, MI | 2 | $ 242,000 | $ 121,000 | $ 42,000 |
| BECKLEY, WV | 2 | $ 256,000 | $ 128,000 | $ 76,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 405,000 | $ 202,000 | $ 63,000 |
| CARSON CITY, NV | 2 | $ 297,000 | $ 148,000 | $ 4,000 |
| DALTON, GA | 2 | $ 172,000 | $ 86,000 | $ 63,000 |
| EAU CLAIRE, WI | 2 | $ 362,000 | $ 181,000 | $ 13,000 |
| ENID, OK | 2 | $ 107,000 | $ 53,000 | $ 41,000 |
| FOND DU LAC, WI | 2 | $ 157,000 | $ 78,000 | $ 69,000 |
| GADSDEN, AL | 2 | $ 295,000 | $ 147,000 | $ 72,000 |
| GOLDSBORO, NC | 2 | $ 170,000 | $ 85,000 | $ 23,000 |
| HATTIESBURG, MS | 2 | $ 390,000 | $ 195,000 | $ 35,000 |
| ITHACA, NY | 2 | $ 315,000 | $ 157,000 | $ 100,000 |
| LAREDO, TX | 2 | $ 226,000 | $ 113,000 | $ 31,000 |
| LIMA, OH | 2 | $ 153,000 | $ 76,000 | $ 37,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 257,000 | $ 128,000 | $ 109,000 |
| PEORIA, IL | 2 | $ 398,000 | $ 199,000 | $ 49,000 |
| SPRINGFIELD, OH | 2 | $ 110,000 | $ 55,000 | $ 39,000 |
| VICTORIA, TX | 2 | $ 271,000 | $ 135,000 | $ 89,000 |
| WICHITA FALLS, TX | 2 | $ 138,000 | $ 69,000 | $ 95,000 |
| CASPER, WY | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| CUMBERLAND, MD-WV | 1 | $ 84,000 | $ 84,000 | $ 92,000 |
| ELMIRA, NY | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| JEFFERSON CITY, MO | 1 | $ 134,000 | $ 134,000 | $ 68,000 |
| KANKAKEE, IL | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| KOKOMO, IN | 1 | $ 153,000 | $ 153,000 | $ 1,000 |
| LEWISTON, ID-WA | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| ROME, GA | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| SHERMAN-DENISON, TX | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 180,000 | $ 180,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,167 | $3,232,088,000 | $188,000 | $2,204,000 | $92,000 | $4,800,000 |
| Home Purchase | 5,302 | $1,365,093,000 | $257,000 | $2,498,000 | $25,000 | $2,200,000 |
| Home Improvement | 625 | $134,696,000 | $215,000 | $927,000 | $104,000 | $4,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,635 | $2,397,844,000 | $189,000 | $2,498,000 | $101,000 | $4,800,000 |
| Not applicable | 5,113 | $1,310,577,000 | $256,000 | $1,190,000 | $0 | $0 |
| Black or African American | 1,624 | $275,611,000 | $169,000 | $1,110,000 | $86,000 | $1,421,000 |
| Not Provided | 1,547 | $298,818,000 | $193,000 | $780,000 | $103,000 | $1,665,000 |
| Hispanic | 1,328 | $259,905,000 | $195,000 | $1,164,000 | $91,000 | $4,776,000 |
| Asian | 558 | $137,441,000 | $246,000 | $955,000 | $123,000 | $2,076,000 |
| American Indian or Alaskan Native | 230 | $37,859,000 | $164,000 | $600,000 | $87,000 | $864,000 |
| Native Hawaiian or Other Pacific Islander | 59 | $13,822,000 | $234,000 | $472,000 | $89,000 | $250,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,296 | $3,947,018,000 | $204,000 | $2,498,000 | $80,000 | $4,800,000 |
| VA-guaranteed (Veterans Administration) | 2,851 | $596,564,000 | $209,000 | $1,000,000 | $78,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 895 | $180,490,000 | $201,000 | $816,000 | $33,000 | $696,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $7,805,000 | $150,000 | $384,000 | $15,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,207 | $1,136,394,000 | $183,000 | $838,000 | $94,000 | $2,400,000 |
| Loan Purchased By The Institution | 5,113 | $1,310,577,000 | $256,000 | $1,190,000 | $0 | $0 |
| Application Denied By Financial Institution | 4,651 | $928,921,000 | $199,000 | $2,498,000 | $92,000 | $2,160,000 |
| Application Withdrawn By Applicant | 4,459 | $854,605,000 | $191,000 | $1,050,000 | $108,000 | $4,000,000 |
| File Closed For Incompleteness | 2,279 | $433,307,000 | $190,000 | $1,164,000 | $114,000 | $4,800,000 |
| Application Approved But Not Accepted | 385 | $68,073,000 | $176,000 | $588,000 | $91,000 | $1,000,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,414 | $292,280,000 | $206,000 | $1,190,000 | $118,000 | $2,160,000 |
| Debt-To-Income Ratio | 1,192 | $265,376,000 | $222,000 | $2,498,000 | $60,000 | $721,000 |
| Collateral | 855 | $152,514,000 | $178,000 | $1,066,000 | $94,000 | $1,046,000 |
| Credit History | 502 | $92,432,000 | $184,000 | $2,000,000 | $96,000 | $730,000 |
| Other | 418 | $73,515,000 | $175,000 | $927,000 | $91,000 | $1,128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 133 | $26,249,000 | $197,000 | $717,000 | $103,000 | $1,124,000 |
| Unverifiable Information | 87 | $15,711,000 | $180,000 | $494,000 | $75,000 | $255,000 |
| Employment History | 44 | $9,567,000 | $217,000 | $571,000 | $70,000 | $375,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Phh Mortgage Corporation's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Phh Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.