Homebridge Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Homebridge Financial Services, Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homebridge Financial Services, Inc. 194 Wood Ave S, 9Th Floor Iselin, NJ 08830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,903 |
| Total Mortgage Loan Application Amount | $530,673,000 |
| Average Mortgage Loan Application Amount | $286,500 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $113,500 |
| Highest Applicant Income | $1,512,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Homebridge Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homebridge Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Homebridge Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homebridge Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homebridge Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homebridge Financial Services, Inc.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 180 | $ 69,566,000 | $ 386,000 | $ 167,000 |
| Orange County New York | 77 | $ 16,372,000 | $ 212,000 | $ 83,000 |
| Morris County New Jersey | 67 | $ 20,807,000 | $ 310,000 | $ 113,000 |
| Essex County New Jersey | 66 | $ 20,209,000 | $ 306,000 | $ 107,000 |
| Queens County New York | 64 | $ 19,271,000 | $ 301,000 | $ 102,000 |
| Passaic County New Jersey | 58 | $ 16,148,000 | $ 278,000 | $ 99,000 |
| Hudson County New Jersey | 56 | $ 16,201,000 | $ 289,000 | $ 95,000 |
| Suffolk County New York | 47 | $ 17,375,000 | $ 369,000 | $ 119,000 |
| Ocean County New Jersey | 46 | $ 12,090,000 | $ 262,000 | $ 102,000 |
| Kings County New York | 46 | $ 15,677,000 | $ 340,000 | $ 100,000 |
| Monmouth County New Jersey | 43 | $ 14,777,000 | $ 343,000 | $ 123,000 |
| Middlesex County New Jersey | 41 | $ 11,624,000 | $ 283,000 | $ 104,000 |
| Nassau County New York | 37 | $ 13,048,000 | $ 352,000 | $ 123,000 |
| Union County New Jersey | 34 | $ 9,885,000 | $ 290,000 | $ 107,000 |
| Bronx County New York | 33 | $ 8,340,000 | $ 252,000 | $ 110,000 |
| Sussex County New Jersey | 26 | $ 5,623,000 | $ 216,000 | $ 123,000 |
| Broward County Florida | 24 | $ 5,841,000 | $ 243,000 | $ 94,000 |
| Burlington County New Jersey | 22 | $ 4,562,000 | $ 207,000 | $ 80,000 |
| New York County New York | 22 | $ 12,069,000 | $ 548,000 | $ 221,000 |
| Westchester County New York | 21 | $ 11,619,000 | $ 553,000 | $ 276,000 |
| Camden County New Jersey | 20 | $ 3,799,000 | $ 189,000 | $ 83,000 |
| Miami-Dade County Florida | 19 | $ 4,169,000 | $ 219,000 | $ 92,000 |
| Richmond County New York | 19 | $ 5,450,000 | $ 286,000 | $ 93,000 |
| Rockland County New York | 19 | $ 5,581,000 | $ 293,000 | $ 99,000 |
| District of Columbia County District Of Columbia | 15 | $ 4,199,000 | $ 279,000 | $ 124,000 |
| Los Angeles County California | 14 | $ 4,630,000 | $ 330,000 | $ 93,000 |
| Hartford County Connecticut | 14 | $ 2,226,000 | $ 159,000 | $ 71,000 |
| Cape May County New Jersey | 14 | $ 4,480,000 | $ 320,000 | $ 94,000 |
| Dutchess County New York | 14 | $ 3,156,000 | $ 225,000 | $ 75,000 |
| Fairfield County Connecticut | 13 | $ 6,429,000 | $ 494,000 | $ 198,000 |
| Orange County Florida | 13 | $ 2,669,000 | $ 205,000 | $ 67,000 |
| Warren County New Jersey | 13 | $ 3,029,000 | $ 233,000 | $ 89,000 |
| Lancaster County Pennsylvania | 12 | $ 2,460,000 | $ 205,000 | $ 110,000 |
| Hillsborough County Florida | 11 | $ 2,014,000 | $ 183,000 | $ 65,000 |
| Pinellas County Florida | 11 | $ 2,747,000 | $ 249,000 | $ 110,000 |
| Somerset County New Jersey | 11 | $ 4,401,000 | $ 400,000 | $ 206,000 |
| Philadelphia County Pennsylvania | 11 | $ 1,678,000 | $ 152,000 | $ 68,000 |
| Duval County Florida | 10 | $ 2,047,000 | $ 204,000 | $ 81,000 |
| Mercer County New Jersey | 10 | $ 2,178,000 | $ 217,000 | $ 96,000 |
| Riverside County California | 9 | $ 2,874,000 | $ 319,000 | $ 69,000 |
| New London County Connecticut | 9 | $ 1,484,000 | $ 164,000 | $ 53,000 |
| Baltimore County Maryland | 9 | $ 2,259,000 | $ 251,000 | $ 98,000 |
| Montgomery County Pennsylvania | 9 | $ 3,058,000 | $ 339,000 | $ 117,000 |
| Virginia Beach County Virginia | 9 | $ 2,308,000 | $ 256,000 | $ 74,000 |
| San Bernardino County California | 8 | $ 2,286,000 | $ 285,000 | $ 65,000 |
| Palm Beach County Florida | 8 | $ 2,889,000 | $ 361,000 | $ 182,000 |
| St. Lucie County Florida | 8 | $ 1,742,000 | $ 217,000 | $ 74,000 |
| Prince George's County Maryland | 8 | $ 2,546,000 | $ 318,000 | $ 78,000 |
| Atlantic County New Jersey | 8 | $ 1,528,000 | $ 191,000 | $ 52,000 |
| Albany County New York | 8 | $ 1,163,000 | $ 145,000 | $ 58,000 |
| Ulster County New York | 8 | $ 1,770,000 | $ 221,000 | $ 105,000 |
| Berks County Pennsylvania | 8 | $ 1,110,000 | $ 138,000 | $ 47,000 |
| Bucks County Pennsylvania | 8 | $ 3,449,000 | $ 431,000 | $ 165,000 |
| New Castle County Delaware | 7 | $ 1,309,000 | $ 187,000 | $ 71,000 |
| Erie County New York | 7 | $ 1,063,000 | $ 151,000 | $ 44,000 |
| Sullivan County New York | 7 | $ 1,817,000 | $ 259,000 | $ 154,000 |
| Northampton County Pennsylvania | 7 | $ 1,392,000 | $ 198,000 | $ 69,000 |
| Pike County Pennsylvania | 7 | $ 940,000 | $ 134,000 | $ 48,000 |
| San Diego County California | 6 | $ 2,403,000 | $ 400,000 | $ 234,000 |
| Tulare County California | 6 | $ 1,630,000 | $ 271,000 | $ 174,000 |
| New Haven County Connecticut | 6 | $ 1,185,000 | $ 197,000 | $ 49,000 |
| Kent County Delaware | 6 | $ 1,491,000 | $ 248,000 | $ 62,000 |
| Osceola County Florida | 6 | $ 1,674,000 | $ 279,000 | $ 280,000 |
| Pasco County Florida | 6 | $ 1,219,000 | $ 203,000 | $ 63,000 |
| Allegheny County Pennsylvania | 6 | $ 1,226,000 | $ 204,000 | $ 72,000 |
| Chester County Pennsylvania | 6 | $ 1,482,000 | $ 247,000 | $ 71,000 |
| Delaware County Pennsylvania | 6 | $ 638,000 | $ 106,000 | $ 120,000 |
| Lehigh County Pennsylvania | 6 | $ 841,000 | $ 140,000 | $ 48,000 |
| Spotsylvania County Virginia | 6 | $ 1,331,000 | $ 221,000 | $ 76,000 |
| Sussex County Delaware | 5 | $ 1,464,000 | $ 292,000 | $ 140,000 |
| Brevard County Florida | 5 | $ 654,000 | $ 130,000 | $ 11,000 |
| Collier County Florida | 5 | $ 1,280,000 | $ 256,000 | $ 83,000 |
| Polk County Florida | 5 | $ 824,000 | $ 164,000 | $ 37,000 |
| Harford County Maryland | 5 | $ 1,164,000 | $ 232,000 | $ 103,000 |
| Gloucester County New Jersey | 5 | $ 964,000 | $ 192,000 | $ 94,000 |
| Schoharie County New York | 5 | $ 963,000 | $ 192,000 | $ 76,000 |
| York County Pennsylvania | 5 | $ 1,022,000 | $ 204,000 | $ 61,000 |
| Beaufort County South Carolina | 5 | $ 1,446,000 | $ 289,000 | $ 76,000 |
| Henrico County Virginia | 5 | $ 1,099,000 | $ 219,000 | $ 90,000 |
| Stafford County Virginia | 5 | $ 1,073,000 | $ 214,000 | $ 41,000 |
| San Joaquin County California | 4 | $ 1,822,000 | $ 455,000 | $ 100,000 |
| San Mateo County California | 4 | $ 783,000 | $ 195,000 | $ 185,000 |
| Sarasota County Florida | 4 | $ 926,000 | $ 231,000 | $ 102,000 |
| Frederick County Maryland | 4 | $ 908,000 | $ 227,000 | $ 85,000 |
| Cumberland County New Jersey | 4 | $ 760,000 | $ 190,000 | $ 67,000 |
| Hunterdon County New Jersey | 4 | $ 916,000 | $ 229,000 | $ 68,000 |
| Wake County North Carolina | 4 | $ 952,000 | $ 238,000 | $ 84,000 |
| Columbia County Pennsylvania | 4 | $ 563,000 | $ 140,000 | $ 133,000 |
| Richland County South Carolina | 4 | $ 439,000 | $ 109,000 | $ 68,000 |
| Spartanburg County South Carolina | 4 | $ 978,000 | $ 244,000 | $ 62,000 |
| York County South Carolina | 4 | $ 744,000 | $ 186,000 | $ 52,000 |
| Chesapeake County Virginia | 4 | $ 1,229,000 | $ 307,000 | $ 67,000 |
| Chesterfield County Virginia | 4 | $ 984,000 | $ 246,000 | $ 101,000 |
| Prince William County Virginia | 4 | $ 1,620,000 | $ 405,000 | $ 104,000 |
| Kern County California | 3 | $ 463,000 | $ 154,000 | $ 58,000 |
| Lake County California | 3 | $ 551,000 | $ 183,000 | $ 75,000 |
| Sacramento County California | 3 | $ 783,000 | $ 261,000 | $ 52,000 |
| Santa Clara County California | 3 | $ 961,000 | $ 320,000 | $ 105,000 |
| Stanislaus County California | 3 | $ 1,007,000 | $ 335,000 | $ 91,000 |
| Arapahoe County Colorado | 3 | $ 472,000 | $ 157,000 | $ 66,000 |
| Litchfield County Connecticut | 3 | $ 896,000 | $ 298,000 | $ 85,000 |
| Charlotte County Florida | 3 | $ 667,000 | $ 222,000 | $ 63,000 |
| Escambia County Florida | 3 | $ 453,000 | $ 151,000 | $ 38,000 |
| Lee County Florida | 3 | $ 598,000 | $ 199,000 | $ 68,000 |
| Manatee County Florida | 3 | $ 505,000 | $ 168,000 | $ 69,000 |
| Marion County Florida | 3 | $ 615,000 | $ 205,000 | $ 34,000 |
| Anne Arundel County Maryland | 3 | $ 1,189,000 | $ 396,000 | $ 78,000 |
| Baltimore City County Maryland | 3 | $ 593,000 | $ 197,000 | $ 46,000 |
| Carroll County Maryland | 3 | $ 891,000 | $ 297,000 | $ 160,000 |
| Charles County Maryland | 3 | $ 606,000 | $ 202,000 | $ 105,000 |
| Washington County Maryland | 3 | $ 350,000 | $ 116,000 | $ 71,000 |
| Salem County New Jersey | 3 | $ 551,000 | $ 183,000 | $ 67,000 |
| Broome County New York | 3 | $ 365,000 | $ 121,000 | $ 76,000 |
| Saratoga County New York | 3 | $ 1,861,000 | $ 620,000 | $ 59,000 |
| Wayne County New York | 3 | $ 383,000 | $ 127,000 | $ 38,000 |
| Mecklenburg County North Carolina | 3 | $ 393,000 | $ 131,000 | $ 106,000 |
| Dauphin County Pennsylvania | 3 | $ 445,000 | $ 148,000 | $ 56,000 |
| Luzerne County Pennsylvania | 3 | $ 510,000 | $ 170,000 | $ 112,000 |
| Monroe County Pennsylvania | 3 | $ 498,000 | $ 166,000 | $ 79,000 |
| Berkeley County South Carolina | 3 | $ 398,000 | $ 132,000 | $ 39,000 |
| Florence County South Carolina | 3 | $ 303,000 | $ 101,000 | $ 44,000 |
| Horry County South Carolina | 3 | $ 799,000 | $ 266,000 | $ 16,000 |
| Fairfax County Virginia | 3 | $ 1,151,000 | $ 383,000 | $ 74,000 |
| Loudoun County Virginia | 3 | $ 1,090,000 | $ 363,000 | $ 158,000 |
| Lunenburg County Virginia | 3 | $ 150,000 | $ 50,000 | $ 60,000 |
| Fresno County California | 2 | $ 455,000 | $ 227,000 | $ 55,000 |
| Imperial County California | 2 | $ 272,000 | $ 136,000 | $ 34,000 |
| Madera County California | 2 | $ 486,000 | $ 243,000 | $ 0 |
| Orange County California | 2 | $ 495,000 | $ 247,000 | $ 91,000 |
| Solano County California | 2 | $ 700,000 | $ 350,000 | $ 132,000 |
| Adams County Colorado | 2 | $ 177,000 | $ 88,000 | $ 88,000 |
| Denver County Colorado | 2 | $ 531,000 | $ 265,000 | $ 19,000 |
| Middlesex County Connecticut | 2 | $ 426,000 | $ 213,000 | $ 112,000 |
| Alachua County Florida | 2 | $ 219,000 | $ 109,000 | $ 0 |
| Hernando County Florida | 2 | $ 384,000 | $ 192,000 | $ 40,000 |
| Jackson County Florida | 2 | $ 280,000 | $ 140,000 | $ 48,000 |
| Lake County Florida | 2 | $ 380,000 | $ 190,000 | $ 43,000 |
| Leon County Florida | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
| Volusia County Florida | 2 | $ 443,000 | $ 221,000 | $ 44,000 |
| Gwinnett County Georgia | 2 | $ 345,000 | $ 172,000 | $ 102,000 |
| Cecil County Maryland | 2 | $ 499,000 | $ 249,000 | $ 28,000 |
| Montgomery County Maryland | 2 | $ 869,000 | $ 434,000 | $ 90,000 |
| Ingham County Michigan | 2 | $ 341,000 | $ 170,000 | $ 115,000 |
| Mecosta County Michigan | 2 | $ 368,000 | $ 184,000 | $ 125,000 |
| Oakland County Michigan | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| Chautauqua County New York | 2 | $ 281,000 | $ 140,000 | $ 93,000 |
| Monroe County New York | 2 | $ 245,000 | $ 122,000 | $ 65,000 |
| Montgomery County New York | 2 | $ 312,000 | $ 156,000 | $ 47,000 |
| Oneida County New York | 2 | $ 229,000 | $ 114,000 | $ 79,000 |
| Warren County New York | 2 | $ 264,000 | $ 132,000 | $ 29,000 |
| Cabarrus County North Carolina | 2 | $ 175,000 | $ 87,000 | $ 125,000 |
| Pender County North Carolina | 2 | $ 526,000 | $ 263,000 | $ 65,000 |
| Adams County Pennsylvania | 2 | $ 405,000 | $ 202,000 | $ 56,000 |
| Butler County Pennsylvania | 2 | $ 275,000 | $ 137,000 | $ 82,000 |
| Cumberland County Pennsylvania | 2 | $ 341,000 | $ 170,000 | $ 73,000 |
| Franklin County Pennsylvania | 2 | $ 474,000 | $ 237,000 | $ 97,000 |
| Susquehanna County Pennsylvania | 2 | $ 201,000 | $ 100,000 | $ 121,000 |
| Wayne County Pennsylvania | 2 | $ 135,000 | $ 67,000 | $ 32,000 |
| Charleston County South Carolina | 2 | $ 696,000 | $ 348,000 | $ 17,000 |
| Lexington County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Orangeburg County South Carolina | 2 | $ 267,000 | $ 133,000 | $ 49,000 |
| Fort Bend County Texas | 2 | $ 307,000 | $ 153,000 | $ 73,000 |
| Albemarle County Virginia | 2 | $ 402,000 | $ 201,000 | $ 38,000 |
| Alexandria County Virginia | 2 | $ 939,000 | $ 469,000 | $ 75,000 |
| Augusta County Virginia | 2 | $ 743,000 | $ 371,000 | $ 92,000 |
| Fluvanna County Virginia | 2 | $ 387,000 | $ 193,000 | $ 59,000 |
| Richmond City County Virginia | 2 | $ 298,000 | $ 149,000 | $ 33,000 |
| Roanoke County Virginia | 2 | $ 586,000 | $ 293,000 | $ 96,000 |
| Alameda County California | 1 | $ 330,000 | $ 330,000 | $ 150,000 |
| Amador County California | 1 | $ 234,000 | $ 234,000 | $ 108,000 |
| Calaveras County California | 1 | $ 249,000 | $ 249,000 | $ 59,000 |
| Contra Costa County California | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Humboldt County California | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Napa County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Nevada County California | 1 | $ 1,181,000 | $ 1,181,000 | $ 228,000 |
| Santa Barbara County California | 1 | $ 190,000 | $ 190,000 | $ 39,000 |
| Siskiyou County California | 1 | $ 179,000 | $ 179,000 | $ 38,000 |
| Tehama County California | 1 | $ 284,000 | $ 284,000 | $ 72,000 |
| Ventura County California | 1 | $ 486,000 | $ 486,000 | $ 99,000 |
| Boulder County Colorado | 1 | $ 97,000 | $ 97,000 | $ 44,000 |
| Clear Creek County Colorado | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 172,000 | $ 172,000 | $ 74,000 |
| Jefferson County Colorado | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Weld County Colorado | 1 | $ 151,000 | $ 151,000 | $ 53,000 |
| Tolland County Connecticut | 1 | $ 236,000 | $ 236,000 | $ 96,000 |
| Windham County Connecticut | 1 | $ 190,000 | $ 190,000 | $ 40,000 |
| Calhoun County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Citrus County Florida | 1 | $ 240,000 | $ 240,000 | $ 48,000 |
| Clay County Florida | 1 | $ 237,000 | $ 237,000 | $ 73,000 |
| Flagler County Florida | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Indian River County Florida | 1 | $ 100,000 | $ 100,000 | $ 271,000 |
| Monroe County Florida | 1 | $ 975,000 | $ 975,000 | $ 300,000 |
| Okeechobee County Florida | 1 | $ 304,000 | $ 304,000 | $ 72,000 |
| Santa Rosa County Florida | 1 | $ 164,000 | $ 164,000 | $ 40,000 |
| Seminole County Florida | 1 | $ 151,000 | $ 151,000 | $ 46,000 |
| St. Johns County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Walton County Florida | 1 | $ 249,000 | $ 249,000 | $ 46,000 |
| Fayette County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 35,000 |
| Howard County Maryland | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Queen Anne's County Maryland | 1 | $ 388,000 | $ 388,000 | $ 75,000 |
| Worcester County Maryland | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Plymouth County Massachusetts | 1 | $ 716,000 | $ 716,000 | $ 164,000 |
| Bay County Michigan | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Berrien County Michigan | 1 | $ 279,000 | $ 279,000 | $ 100,000 |
| Branch County Michigan | 1 | $ 208,000 | $ 208,000 | $ 65,000 |
| Lenawee County Michigan | 1 | $ 190,000 | $ 190,000 | $ 118,000 |
| Livingston County Michigan | 1 | $ 286,000 | $ 286,000 | $ 85,000 |
| Monroe County Michigan | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Shiawassee County Michigan | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Cayuga County New York | 1 | $ 109,000 | $ 109,000 | $ 28,000 |
| Clinton County New York | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Delaware County New York | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Essex County New York | 1 | $ 290,000 | $ 290,000 | $ 120,000 |
| Greene County New York | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Lewis County New York | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Niagara County New York | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Onondaga County New York | 1 | $ 163,000 | $ 163,000 | $ 66,000 |
| Otsego County New York | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| Rensselaer County New York | 1 | $ 138,000 | $ 138,000 | $ 75,000 |
| Schenectady County New York | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Schuyler County New York | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| St. Lawrence County New York | 1 | $ 125,000 | $ 125,000 | $ 162,000 |
| Washington County New York | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Alamance County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 84,000 |
| Alexander County North Carolina | 1 | $ 284,000 | $ 284,000 | $ 78,000 |
| Beaufort County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 84,000 |
| Craven County North Carolina | 1 | $ 283,000 | $ 283,000 | $ 148,000 |
| Cumberland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Dare County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Davie County North Carolina | 1 | $ 352,000 | $ 352,000 | $ 700,000 |
| Guilford County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 90,000 |
| Haywood County North Carolina | 1 | $ 456,000 | $ 456,000 | $ 191,000 |
| Henderson County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 76,000 |
| Iredell County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 138,000 |
| Jackson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Johnston County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Person County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Rockingham County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Rutherford County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Watauga County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 42,000 |
| Armstrong County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Beaver County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Blair County Pennsylvania | 1 | $ 193,000 | $ 193,000 | $ 95,000 |
| Carbon County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 83,000 |
| Clinton County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 74,000 |
| Erie County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Fayette County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Huntingdon County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 34,000 |
| Indiana County Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 160,000 |
| Lycoming County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 97,000 |
| Mercer County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Schuylkill County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Somerset County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Westmoreland County Pennsylvania | 1 | $ 339,000 | $ 339,000 | $ 90,000 |
| Bamberg County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 94,000 |
| Colleton County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Dorchester County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 186,000 | $ 186,000 | $ 75,000 |
| Pickens County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Monroe County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 157,000 |
| Charlottesville County Virginia | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Colonial Heights County Virginia | 1 | $ 177,000 | $ 177,000 | $ 79,000 |
| Culpeper County Virginia | 1 | $ 261,000 | $ 261,000 | $ 78,000 |
| Fauquier County Virginia | 1 | $ 355,000 | $ 355,000 | $ 151,000 |
| Frederick County Virginia | 1 | $ 272,000 | $ 272,000 | $ 95,000 |
| Hampton County Virginia | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| Hanover County Virginia | 1 | $ 217,000 | $ 217,000 | $ 64,000 |
| James City County Virginia | 1 | $ 378,000 | $ 378,000 | $ 67,000 |
| Lynchburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Mecklenburg County Virginia | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Nelson County Virginia | 1 | $ 162,000 | $ 162,000 | $ 38,000 |
| Newport News County Virginia | 1 | $ 193,000 | $ 193,000 | $ 58,000 |
| Norfolk County Virginia | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Page County Virginia | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Portsmouth County Virginia | 1 | $ 177,000 | $ 177,000 | $ 23,000 |
| Prince George County Virginia | 1 | $ 166,000 | $ 166,000 | $ 66,000 |
| Radford County Virginia | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
| Richmond County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Russell County Virginia | 1 | $ 127,000 | $ 127,000 | $ 44,000 |
| Warren County Virginia | 1 | $ 354,000 | $ 354,000 | $ 128,000 |
| York County Virginia | 1 | $ 163,000 | $ 163,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Homebridge Financial Services, Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,392 | $374,953,000 | $269,000 | $2,665,000 | $96,000 | $1,022,000 |
| Home Purchase | 511 | $155,720,000 | $304,000 | $5,000,000 | $131,000 | $1,512,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,205 | $333,501,000 | $276,000 | $2,665,000 | $110,000 | $1,022,000 |
| Not Provided | 221 | $66,644,000 | $301,000 | $5,000,000 | $109,000 | $1,512,000 |
| Hispanic | 170 | $45,703,000 | $268,000 | $960,000 | $80,000 | $299,000 |
| Black or African American | 159 | $38,040,000 | $239,000 | $600,000 | $72,000 | $300,000 |
| Asian | 136 | $43,120,000 | $317,000 | $1,000,000 | $131,000 | $461,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,024,000 | $336,000 | $592,000 | $99,000 | $180,000 |
| Not applicable | 2 | $375,000 | $187,000 | $198,000 | $69,000 | $79,000 |
| American Indian or Alaskan Native | 1 | $266,000 | $266,000 | $266,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,597 | $462,653,000 | $289,000 | $5,000,000 | $112,000 | $1,512,000 |
| FHA-insured (Federal Housing Administration) | 306 | $68,020,000 | $222,000 | $708,000 | $72,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,212 | $336,087,000 | $277,000 | $1,750,000 | $108,000 | $1,022,000 |
| Application Withdrawn By Applicant | 457 | $131,846,000 | $288,000 | $5,000,000 | $105,000 | $1,512,000 |
| Application Denied By Financial Institution | 117 | $29,647,000 | $253,000 | $1,275,000 | $90,000 | $960,000 |
| Application Approved But Not Accepted | 85 | $23,217,000 | $273,000 | $962,000 | $91,000 | $331,000 |
| File Closed For Incompleteness | 32 | $9,876,000 | $308,000 | $1,500,000 | $117,000 | $789,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 40 | $9,759,000 | $243,000 | $1,275,000 | $91,000 | $357,000 |
| Collateral | 36 | $10,213,000 | $283,000 | $989,000 | $111,000 | $960,000 |
| Other | 13 | $2,916,000 | $224,000 | $400,000 | $72,000 | $132,000 |
| Debt-To-Income Ratio | 10 | $2,257,000 | $225,000 | $370,000 | $50,000 | $89,000 |
| Employment History | 7 | $1,784,000 | $254,000 | $296,000 | $97,000 | $126,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,261,000 | $252,000 | $310,000 | $42,000 | $83,000 |
| Unverifiable Information | 3 | $572,000 | $190,000 | $259,000 | $59,000 | $78,000 |
| Credit Application Incomplete | 1 | $77,000 | $77,000 | $77,000 | $104,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homebridge Financial Services, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homebridge Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.