Residential Finance Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Residential Finance Corp. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Residential Finance Corp.
401 N. Front Street, Suite 300
Columbus, OH 43215
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,802
Total Mortgage Loan Application Amount $364,730,000
Average Mortgage Loan Application Amount $215,666
Highest Mortgage Loan Application Amount $755,000
Average Applicant Income $81,000
Highest Applicant Income $1,000,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Residential Finance Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Residential Finance Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Residential Finance Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Residential Finance Corp. serves its applicants.

Each category highlights the total number of mortgage applications processed by Residential Finance Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Residential Finance Corp.'s mortgage activity for 2008.

Mortgage Loan Application Totals for Residential Finance Corp. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 42 $ 8,337,000 $ 198,000 $ 70,000
Franklin County Ohio 29 $ 4,977,000 $ 171,000 $ 70,000
Hillsborough County Florida 27 $ 4,705,000 $ 174,000 $ 69,000
Clark County Nevada 25 $ 5,760,000 $ 230,000 $ 69,000
Mecklenburg County North Carolina 21 $ 4,308,000 $ 205,000 $ 73,000
Prince George's County Maryland 20 $ 6,350,000 $ 317,000 $ 98,000
Maricopa County Arizona 18 $ 4,378,000 $ 243,000 $ 82,000
Suffolk County New York 15 $ 3,952,000 $ 263,000 $ 66,000
Wake County North Carolina 15 $ 2,817,000 $ 187,000 $ 72,000
Baltimore County Maryland 14 $ 3,629,000 $ 259,000 $ 76,000
Philadelphia County Pennsylvania 14 $ 2,185,000 $ 156,000 $ 52,000
Milwaukee County Wisconsin 14 $ 2,224,000 $ 158,000 $ 66,000
Los Angeles County California 13 $ 5,136,000 $ 395,000 $ 106,000
Camden County New Jersey 13 $ 2,699,000 $ 207,000 $ 82,000
Cobb County Georgia 12 $ 2,377,000 $ 198,000 $ 74,000
Hennepin County Minnesota 12 $ 2,532,000 $ 211,000 $ 60,000
Will County Illinois 11 $ 2,470,000 $ 224,000 $ 79,000
Baltimore City County Maryland 11 $ 2,140,000 $ 194,000 $ 55,000
Durham County North Carolina 11 $ 1,970,000 $ 179,000 $ 56,000
Union County North Carolina 11 $ 2,245,000 $ 204,000 $ 81,000
New Haven County Connecticut 10 $ 2,126,000 $ 212,000 $ 61,000
Broward County Florida 10 $ 2,025,000 $ 202,000 $ 66,000
Duval County Florida 10 $ 1,902,000 $ 190,000 $ 76,000
Miami-Dade County Florida 10 $ 2,071,000 $ 207,000 $ 65,000
Fulton County Georgia 10 $ 2,040,000 $ 204,000 $ 144,000
Guilford County North Carolina 10 $ 1,801,000 $ 180,000 $ 62,000
Northampton County Pennsylvania 10 $ 2,487,000 $ 248,000 $ 83,000
Hartford County Connecticut 9 $ 1,893,000 $ 210,000 $ 79,000
Burlington County New Jersey 9 $ 1,821,000 $ 202,000 $ 82,000
Essex County New Jersey 9 $ 2,603,000 $ 289,000 $ 92,000
Dutchess County New York 9 $ 2,691,000 $ 299,000 $ 89,000
Erie County New York 9 $ 1,589,000 $ 176,000 $ 77,000
Kings County New York 9 $ 3,583,000 $ 398,000 $ 113,000
York County Pennsylvania 9 $ 1,553,000 $ 172,000 $ 54,000
Orange County Florida 8 $ 1,570,000 $ 196,000 $ 74,000
Pasco County Florida 8 $ 1,287,000 $ 160,000 $ 53,000
DeKalb County Georgia 8 $ 1,805,000 $ 225,000 $ 83,000
Paulding County Georgia 8 $ 1,237,000 $ 154,000 $ 65,000
Gloucester County New Jersey 8 $ 1,635,000 $ 204,000 $ 65,000
Middlesex County New Jersey 8 $ 2,260,000 $ 282,000 $ 82,000
Albany County New York 8 $ 1,539,000 $ 192,000 $ 59,000
Queens County New York 8 $ 3,033,000 $ 379,000 $ 83,000
Greenville County South Carolina 8 $ 1,378,000 $ 172,000 $ 61,000
Fairfield County Connecticut 7 $ 2,131,000 $ 304,000 $ 72,000
Gwinnett County Georgia 7 $ 1,352,000 $ 193,000 $ 63,000
DuPage County Illinois 7 $ 1,378,000 $ 196,000 $ 60,000
Worcester County Massachusetts 7 $ 1,443,000 $ 206,000 $ 64,000
Bergen County New Jersey 7 $ 2,667,000 $ 381,000 $ 90,000
Onondaga County New York 7 $ 1,160,000 $ 165,000 $ 66,000
Schenectady County New York 7 $ 1,312,000 $ 187,000 $ 87,000
Spartanburg County South Carolina 7 $ 1,031,000 $ 147,000 $ 87,000
Chesterfield County Virginia 7 $ 1,279,000 $ 182,000 $ 62,000
Adams County Colorado 6 $ 1,143,000 $ 190,000 $ 74,000
Larimer County Colorado 6 $ 1,327,000 $ 221,000 $ 51,000
Clay County Florida 6 $ 1,161,000 $ 193,000 $ 117,000
Pinellas County Florida 6 $ 815,000 $ 135,000 $ 43,000
Polk County Florida 6 $ 1,131,000 $ 188,000 $ 61,000
Muscogee County Georgia 6 $ 959,000 $ 159,000 $ 74,000
Barnstable County Massachusetts 6 $ 1,649,000 $ 274,000 $ 75,000
Middlesex County Massachusetts 6 $ 2,532,000 $ 422,000 $ 116,000
Kent County Michigan 6 $ 985,000 $ 164,000 $ 51,000
Monroe County New York 6 $ 883,000 $ 147,000 $ 78,000
Richmond County New York 6 $ 2,083,000 $ 347,000 $ 80,000
Cumberland County North Carolina 6 $ 1,002,000 $ 167,000 $ 81,000
Iredell County North Carolina 6 $ 1,176,000 $ 196,000 $ 61,000
Lehigh County Pennsylvania 6 $ 910,000 $ 151,000 $ 41,000
Charleston County South Carolina 6 $ 1,075,000 $ 179,000 $ 52,000
Shelby County Tennessee 6 $ 912,000 $ 152,000 $ 69,000
Spokane County Washington 6 $ 1,103,000 $ 183,000 $ 62,000
Arapahoe County Colorado 5 $ 982,000 $ 196,000 $ 56,000
El Paso County Colorado 5 $ 887,000 $ 177,000 $ 74,000
Jefferson County Colorado 5 $ 1,235,000 $ 247,000 $ 81,000
Litchfield County Connecticut 5 $ 775,000 $ 155,000 $ 48,000
Tolland County Connecticut 5 $ 1,247,000 $ 249,000 $ 103,000
Escambia County Florida 5 $ 763,000 $ 152,000 $ 54,000
Chatham County Georgia 5 $ 772,000 $ 154,000 $ 42,000
Kane County Illinois 5 $ 1,007,000 $ 201,000 $ 80,000
McHenry County Illinois 5 $ 1,262,000 $ 252,000 $ 84,000
Anne Arundel County Maryland 5 $ 1,283,000 $ 256,000 $ 75,000
Washington County Maryland 5 $ 889,000 $ 177,000 $ 46,000
Bristol County Massachusetts 5 $ 1,143,000 $ 228,000 $ 61,000
Nassau County New York 5 $ 2,091,000 $ 418,000 $ 100,000
Orange County New York 5 $ 1,492,000 $ 298,000 $ 77,000
Henderson County North Carolina 5 $ 919,000 $ 183,000 $ 43,000
New Hanover County North Carolina 5 $ 925,000 $ 185,000 $ 51,000
Onslow County North Carolina 5 $ 735,000 $ 147,000 $ 71,000
Berks County Pennsylvania 5 $ 840,000 $ 168,000 $ 46,000
Bucks County Pennsylvania 5 $ 1,001,000 $ 200,000 $ 76,000
Chester County Pennsylvania 5 $ 1,297,000 $ 259,000 $ 86,000
Lebanon County Pennsylvania 5 $ 922,000 $ 184,000 $ 63,000
Lexington County South Carolina 5 $ 807,000 $ 161,000 $ 65,000
York County South Carolina 5 $ 1,021,000 $ 204,000 $ 82,000
Dane County Wisconsin 5 $ 863,000 $ 172,000 $ 83,000
Kern County California 4 $ 769,000 $ 192,000 $ 56,000
Mesa County Colorado 4 $ 756,000 $ 189,000 $ 64,000
Lake County Florida 4 $ 787,000 $ 196,000 $ 110,000
Okaloosa County Florida 4 $ 736,000 $ 184,000 $ 85,000
Osceola County Florida 4 $ 894,000 $ 223,000 $ 55,000
St. Johns County Florida 4 $ 803,000 $ 200,000 $ 61,000
Volusia County Florida 4 $ 849,000 $ 212,000 $ 79,000
Decatur County Georgia 4 $ 521,000 $ 130,000 $ 49,000
Hall County Georgia 4 $ 561,000 $ 140,000 $ 44,000
Henry County Georgia 4 $ 911,000 $ 227,000 $ 72,000
Charles County Maryland 4 $ 1,245,000 $ 311,000 $ 90,000
Montgomery County Maryland 4 $ 1,348,000 $ 337,000 $ 97,000
Essex County Massachusetts 4 $ 1,150,000 $ 287,000 $ 63,000
Hampden County Massachusetts 4 $ 681,000 $ 170,000 $ 49,000
Norfolk County Massachusetts 4 $ 1,315,000 $ 328,000 $ 114,000
Wayne County Michigan 4 $ 558,000 $ 139,000 $ 47,000
Mercer County New Jersey 4 $ 975,000 $ 243,000 $ 61,000
Monmouth County New Jersey 4 $ 923,000 $ 230,000 $ 67,000
Ocean County New Jersey 4 $ 1,296,000 $ 324,000 $ 77,000
Chemung County New York 4 $ 438,000 $ 109,000 $ 71,000
Buncombe County North Carolina 4 $ 691,000 $ 172,000 $ 50,000
Davidson County North Carolina 4 $ 604,000 $ 151,000 $ 71,000
Hoke County North Carolina 4 $ 667,000 $ 166,000 $ 79,000
Johnston County North Carolina 4 $ 575,000 $ 143,000 $ 56,000
Fairfield County Ohio 4 $ 1,034,000 $ 258,000 $ 90,000
Delaware County Pennsylvania 4 $ 796,000 $ 199,000 $ 80,000
Lackawanna County Pennsylvania 4 $ 628,000 $ 157,000 $ 50,000
Montgomery County Pennsylvania 4 $ 936,000 $ 234,000 $ 52,000
Pike County Pennsylvania 4 $ 930,000 $ 232,000 $ 86,000
Washington County Pennsylvania 4 $ 469,000 $ 117,000 $ 36,000
Dorchester County South Carolina 4 $ 645,000 $ 161,000 $ 73,000
Orangeburg County South Carolina 4 $ 802,000 $ 200,000 $ 72,000
Richland County South Carolina 4 $ 571,000 $ 142,000 $ 48,000
Davidson County Tennessee 4 $ 687,000 $ 171,000 $ 57,000
Montgomery County Tennessee 4 $ 535,000 $ 133,000 $ 73,000
Williamson County Tennessee 4 $ 931,000 $ 232,000 $ 64,000
Chesapeake County Virginia 4 $ 997,000 $ 249,000 $ 51,000
King County Washington 4 $ 1,044,000 $ 261,000 $ 69,000
Snohomish County Washington 4 $ 997,000 $ 249,000 $ 63,000
Kenosha County Wisconsin 4 $ 795,000 $ 198,000 $ 69,000
Marathon County Wisconsin 4 $ 612,000 $ 153,000 $ 64,000
Racine County Wisconsin 4 $ 650,000 $ 162,000 $ 55,000
Walworth County Wisconsin 4 $ 1,101,000 $ 275,000 $ 71,000
Cochise County Arizona 3 $ 492,000 $ 164,000 $ 67,000
Pima County Arizona 3 $ 587,000 $ 195,000 $ 56,000
Pinal County Arizona 3 $ 503,000 $ 167,000 $ 24,000
Contra Costa County California 3 $ 1,656,000 $ 552,000 $ 220,000
Fresno County California 3 $ 719,000 $ 239,000 $ 64,000
Orange County California 3 $ 1,345,000 $ 448,000 $ 116,000
Riverside County California 3 $ 839,000 $ 279,000 $ 90,000
San Diego County California 3 $ 1,077,000 $ 359,000 $ 94,000
Shasta County California 3 $ 588,000 $ 196,000 $ 169,000
Stanislaus County California 3 $ 859,000 $ 286,000 $ 82,000
Tulare County California 3 $ 612,000 $ 204,000 $ 101,000
Boulder County Colorado 3 $ 636,000 $ 212,000 $ 65,000
Denver County Colorado 3 $ 926,000 $ 308,000 $ 90,000
Pueblo County Colorado 3 $ 678,000 $ 226,000 $ 75,000
Weld County Colorado 3 $ 638,000 $ 212,000 $ 100,000
Citrus County Florida 3 $ 631,000 $ 210,000 $ 87,000
Colquitt County Georgia 3 $ 730,000 $ 243,000 $ 67,000
Coweta County Georgia 3 $ 693,000 $ 231,000 $ 65,000
Jackson County Georgia 3 $ 429,000 $ 143,000 $ 52,000
Lumpkin County Georgia 3 $ 589,000 $ 196,000 $ 72,000
Newton County Georgia 3 $ 511,000 $ 170,000 $ 34,000
Lake County Illinois 3 $ 656,000 $ 218,000 $ 136,000
LaSalle County Illinois 3 $ 490,000 $ 163,000 $ 49,000
Peoria County Illinois 3 $ 624,000 $ 208,000 $ 103,000
Tazewell County Illinois 3 $ 330,000 $ 110,000 $ 61,000
Winnebago County Illinois 3 $ 545,000 $ 181,000 $ 69,000
Harford County Maryland 3 $ 642,000 $ 214,000 $ 36,000
Kent County Maryland 3 $ 796,000 $ 265,000 $ 48,000
Suffolk County Massachusetts 3 $ 1,110,000 $ 370,000 $ 80,000
Macomb County Michigan 3 $ 583,000 $ 194,000 $ 32,000
Midland County Michigan 3 $ 439,000 $ 146,000 $ 80,000
Oakland County Michigan 3 $ 565,000 $ 188,000 $ 51,000
Washoe County Nevada 3 $ 648,000 $ 216,000 $ 48,000
Cumberland County New Jersey 3 $ 504,000 $ 168,000 $ 64,000
Morris County New Jersey 3 $ 756,000 $ 252,000 $ 76,000
Franklin County New York 3 $ 474,000 $ 158,000 $ 56,000
Rensselaer County New York 3 $ 563,000 $ 187,000 $ 94,000
Alamance County North Carolina 3 $ 495,000 $ 165,000 $ 76,000
Cleveland County North Carolina 3 $ 437,000 $ 145,000 $ 57,000
Granville County North Carolina 3 $ 447,000 $ 149,000 $ 71,000
Halifax County North Carolina 3 $ 436,000 $ 145,000 $ 73,000
Moore County North Carolina 3 $ 407,000 $ 135,000 $ 35,000
Pamlico County North Carolina 3 $ 507,000 $ 169,000 $ 63,000
Pitt County North Carolina 3 $ 489,000 $ 163,000 $ 80,000
Rockingham County North Carolina 3 $ 432,000 $ 144,000 $ 57,000
Rowan County North Carolina 3 $ 511,000 $ 170,000 $ 61,000
Wayne County North Carolina 3 $ 501,000 $ 167,000 $ 72,000
Wilson County North Carolina 3 $ 484,000 $ 161,000 $ 48,000
Butler County Ohio 3 $ 446,000 $ 148,000 $ 66,000
Hamilton County Ohio 3 $ 591,000 $ 197,000 $ 69,000
Summit County Ohio 3 $ 415,000 $ 138,000 $ 58,000
Washington County Ohio 3 $ 341,000 $ 113,000 $ 40,000
Allegheny County Pennsylvania 3 $ 511,000 $ 170,000 $ 77,000
Armstrong County Pennsylvania 3 $ 571,000 $ 190,000 $ 58,000
Carbon County Pennsylvania 3 $ 399,000 $ 133,000 $ 61,000
Cumberland County Pennsylvania 3 $ 557,000 $ 185,000 $ 60,000
Dauphin County Pennsylvania 3 $ 368,000 $ 122,000 $ 50,000
Florence County South Carolina 3 $ 400,000 $ 133,000 $ 50,000
Horry County South Carolina 3 $ 548,000 $ 182,000 $ 59,000
Hamilton County Tennessee 3 $ 422,000 $ 140,000 $ 51,000
Fort Bend County Texas 3 $ 615,000 $ 205,000 $ 118,000
Augusta County Virginia 3 $ 525,000 $ 175,000 $ 50,000
Prince William County Virginia 3 $ 671,000 $ 223,000 $ 58,000
Richmond City County Virginia 3 $ 407,000 $ 135,000 $ 42,000
Virginia Beach County Virginia 3 $ 612,000 $ 204,000 $ 58,000
York County Virginia 3 $ 545,000 $ 181,000 $ 48,000
Grant County Washington 3 $ 460,000 $ 153,000 $ 62,000
La Crosse County Wisconsin 3 $ 438,000 $ 146,000 $ 60,000
Outagamie County Wisconsin 3 $ 519,000 $ 173,000 $ 63,000
Rock County Wisconsin 3 $ 434,000 $ 144,000 $ 71,000
Winnebago County Wisconsin 3 $ 435,000 $ 145,000 $ 56,000
Santa Clara County California 2 $ 747,000 $ 373,000 $ 100,000
La Plata County Colorado 2 $ 645,000 $ 322,000 $ 66,000
Moffat County Colorado 2 $ 361,000 $ 180,000 $ 69,000
Middlesex County Connecticut 2 $ 535,000 $ 267,000 $ 71,000
New London County Connecticut 2 $ 428,000 $ 214,000 $ 52,000
Hernando County Florida 2 $ 196,000 $ 98,000 $ 58,000
Levy County Florida 2 $ 417,000 $ 208,000 $ 64,000
Martin County Florida 2 $ 454,000 $ 227,000 $ 62,000
Seminole County Florida 2 $ 351,000 $ 175,000 $ 24,000
Bibb County Georgia 2 $ 272,000 $ 136,000 $ 52,000
Butts County Georgia 2 $ 424,000 $ 212,000 $ 65,000
Cherokee County Georgia 2 $ 414,000 $ 207,000 $ 78,000
Clayton County Georgia 2 $ 337,000 $ 168,000 $ 69,000
Columbia County Georgia 2 $ 347,000 $ 173,000 $ 64,000
Douglas County Georgia 2 $ 284,000 $ 142,000 $ 69,000
Fayette County Georgia 2 $ 558,000 $ 279,000 $ 92,000
Gordon County Georgia 2 $ 288,000 $ 144,000 $ 49,000
Houston County Georgia 2 $ 368,000 $ 184,000 $ 93,000
Laurens County Georgia 2 $ 268,000 $ 134,000 $ 23,000
Murray County Georgia 2 $ 399,000 $ 199,000 $ 66,000
Pickens County Georgia 2 $ 243,000 $ 121,000 $ 52,000
Rockdale County Georgia 2 $ 424,000 $ 212,000 $ 78,000
Spalding County Georgia 2 $ 240,000 $ 120,000 $ 48,000
Sumter County Georgia 2 $ 465,000 $ 232,000 $ 68,000
Madison County Illinois 2 $ 278,000 $ 139,000 $ 91,000
McLean County Illinois 2 $ 393,000 $ 196,000 $ 64,000
Rock Island County Illinois 2 $ 259,000 $ 129,000 $ 74,000
St. Clair County Illinois 2 $ 350,000 $ 175,000 $ 71,000
Calvert County Maryland 2 $ 583,000 $ 291,000 $ 56,000
Dorchester County Maryland 2 $ 314,000 $ 157,000 $ 43,000
Howard County Maryland 2 $ 647,000 $ 323,000 $ 60,000
Wicomico County Maryland 2 $ 366,000 $ 183,000 $ 52,000
Plymouth County Massachusetts 2 $ 454,000 $ 227,000 $ 48,000
Genesee County Michigan 2 $ 404,000 $ 202,000 $ 101,000
Kalamazoo County Michigan 2 $ 282,000 $ 141,000 $ 46,000
Montcalm County Michigan 2 $ 278,000 $ 139,000 $ 61,000
St. Joseph County Michigan 2 $ 214,000 $ 107,000 $ 70,000
Anoka County Minnesota 2 $ 432,000 $ 216,000 $ 110,000
Blue Earth County Minnesota 2 $ 269,000 $ 134,000 $ 51,000
Carlton County Minnesota 2 $ 458,000 $ 229,000 $ 45,000
Chisago County Minnesota 2 $ 404,000 $ 202,000 $ 48,000
Dakota County Minnesota 2 $ 391,000 $ 195,000 $ 82,000
Ramsey County Minnesota 2 $ 378,000 $ 189,000 $ 70,000
Stearns County Minnesota 2 $ 305,000 $ 152,000 $ 52,000
Atlantic County New Jersey 2 $ 404,000 $ 202,000 $ 60,000
Hudson County New Jersey 2 $ 528,000 $ 264,000 $ 53,000
Passaic County New Jersey 2 $ 690,000 $ 345,000 $ 68,000
Somerset County New Jersey 2 $ 650,000 $ 325,000 $ 93,000
Curry County New Mexico 2 $ 283,000 $ 141,000 $ 39,000
Bronx County New York 2 $ 823,000 $ 411,000 $ 73,000
Columbia County New York 2 $ 396,000 $ 198,000 $ 67,000
Delaware County New York 2 $ 399,000 $ 199,000 $ 73,000
Essex County New York 2 $ 276,000 $ 138,000 $ 63,000
Fulton County New York 2 $ 165,000 $ 82,000 $ 49,000
Jefferson County New York 2 $ 346,000 $ 173,000 $ 86,000
Niagara County New York 2 $ 242,000 $ 121,000 $ 43,000
Oneida County New York 2 $ 261,000 $ 130,000 $ 61,000
Saratoga County New York 2 $ 350,000 $ 175,000 $ 69,000
Sullivan County New York 2 $ 386,000 $ 193,000 $ 62,000
Ulster County New York 2 $ 368,000 $ 184,000 $ 74,000
Warren County New York 2 $ 410,000 $ 205,000 $ 52,000
Wayne County New York 2 $ 165,000 $ 82,000 $ 75,000
Westchester County New York 2 $ 410,000 $ 205,000 $ 106,000
Alleghany County North Carolina 2 $ 482,000 $ 241,000 $ 60,000
Anson County North Carolina 2 $ 241,000 $ 120,000 $ 52,000
Burke County North Carolina 2 $ 298,000 $ 149,000 $ 66,000
Cabarrus County North Carolina 2 $ 349,000 $ 174,000 $ 73,000
Caswell County North Carolina 2 $ 446,000 $ 223,000 $ 53,000
Cherokee County North Carolina 2 $ 347,000 $ 173,000 $ 47,000
Craven County North Carolina 2 $ 356,000 $ 178,000 $ 53,000
Dare County North Carolina 2 $ 505,000 $ 252,000 $ 138,000
Forsyth County North Carolina 2 $ 370,000 $ 185,000 $ 85,000
Franklin County North Carolina 2 $ 264,000 $ 132,000 $ 34,000
Gaston County North Carolina 2 $ 305,000 $ 152,000 $ 51,000
Harnett County North Carolina 2 $ 570,000 $ 285,000 $ 66,000
Lincoln County North Carolina 2 $ 400,000 $ 200,000 $ 68,000
Nash County North Carolina 2 $ 491,000 $ 245,000 $ 71,000
Pender County North Carolina 2 $ 380,000 $ 190,000 $ 98,000
Randolph County North Carolina 2 $ 310,000 $ 155,000 $ 40,000
Stanly County North Carolina 2 $ 429,000 $ 214,000 $ 84,000
Stokes County North Carolina 2 $ 525,000 $ 262,000 $ 99,000
Cuyahoga County Ohio 2 $ 263,000 $ 131,000 $ 48,000
Defiance County Ohio 2 $ 297,000 $ 148,000 $ 58,000
Jackson County Ohio 2 $ 270,000 $ 135,000 $ 45,000
Licking County Ohio 2 $ 253,000 $ 126,000 $ 74,000
Lorain County Ohio 2 $ 228,000 $ 114,000 $ 76,000
Mahoning County Ohio 2 $ 243,000 $ 121,000 $ 75,000
Marion County Ohio 2 $ 376,000 $ 188,000 $ 81,000
Montgomery County Ohio 2 $ 255,000 $ 127,000 $ 59,000
Stark County Ohio 2 $ 323,000 $ 161,000 $ 69,000
Adams County Pennsylvania 2 $ 400,000 $ 200,000 $ 55,000
Bedford County Pennsylvania 2 $ 286,000 $ 143,000 $ 49,000
Blair County Pennsylvania 2 $ 423,000 $ 211,000 $ 79,000
Erie County Pennsylvania 2 $ 286,000 $ 143,000 $ 61,000
Franklin County Pennsylvania 2 $ 407,000 $ 203,000 $ 41,000
Luzerne County Pennsylvania 2 $ 421,000 $ 210,000 $ 58,000
Monroe County Pennsylvania 2 $ 376,000 $ 188,000 $ 54,000
Westmoreland County Pennsylvania 2 $ 308,000 $ 154,000 $ 65,000
Aiken County South Carolina 2 $ 370,000 $ 185,000 $ 78,000
Anderson County South Carolina 2 $ 419,000 $ 209,000 $ 75,000
Berkeley County South Carolina 2 $ 324,000 $ 162,000 $ 91,000
Newberry County South Carolina 2 $ 384,000 $ 192,000 $ 63,000
Oconee County South Carolina 2 $ 362,000 $ 181,000 $ 26,000
Blount County Tennessee 2 $ 311,000 $ 155,000 $ 66,000
Bradley County Tennessee 2 $ 245,000 $ 122,000 $ 65,000
Coffee County Tennessee 2 $ 235,000 $ 117,000 $ 47,000
Cumberland County Tennessee 2 $ 285,000 $ 142,000 $ 44,000
Fayette County Tennessee 2 $ 420,000 $ 210,000 $ 78,000
Hawkins County Tennessee 2 $ 394,000 $ 197,000 $ 65,000
Henderson County Tennessee 2 $ 422,000 $ 211,000 $ 68,000
Maury County Tennessee 2 $ 288,000 $ 144,000 $ 64,000
Sevier County Tennessee 2 $ 288,000 $ 144,000 $ 37,000
Sumner County Tennessee 2 $ 331,000 $ 165,000 $ 26,000
Tipton County Tennessee 2 $ 308,000 $ 154,000 $ 42,000
Collin County Texas 2 $ 435,000 $ 217,000 $ 77,000
Amherst County Virginia 2 $ 258,000 $ 129,000 $ 36,000
Bedford County Virginia 2 $ 309,000 $ 154,000 $ 39,000
Fairfax County Virginia 2 $ 787,000 $ 393,000 $ 88,000
Franklin County Virginia 2 $ 312,000 $ 156,000 $ 58,000
Gloucester County Virginia 2 $ 293,000 $ 146,000 $ 59,000
Hampton County Virginia 2 $ 607,000 $ 303,000 $ 35,000
Hanover County Virginia 2 $ 603,000 $ 301,000 $ 92,000
Henrico County Virginia 2 $ 470,000 $ 235,000 $ 100,000
Hopewell County Virginia 2 $ 297,000 $ 148,000 $ 56,000
Isle of Wight County Virginia 2 $ 381,000 $ 190,000 $ 40,000
James City County Virginia 2 $ 458,000 $ 229,000 $ 46,000
Loudoun County Virginia 2 $ 821,000 $ 410,000 $ 119,000
Louisa County Virginia 2 $ 370,000 $ 185,000 $ 59,000
Newport News County Virginia 2 $ 341,000 $ 170,000 $ 65,000
Norfolk County Virginia 2 $ 312,000 $ 156,000 $ 46,000
Prince George County Virginia 2 $ 331,000 $ 165,000 $ 57,000
Rockingham County Virginia 2 $ 356,000 $ 178,000 $ 45,000
Stafford County Virginia 2 $ 560,000 $ 280,000 $ 72,000
Warren County Virginia 2 $ 431,000 $ 215,000 $ 62,000
Benton County Washington 2 $ 328,000 $ 164,000 $ 71,000
Grays Harbor County Washington 2 $ 307,000 $ 153,000 $ 64,000
Pierce County Washington 2 $ 435,000 $ 217,000 $ 68,000
Whitman County Washington 2 $ 354,000 $ 177,000 $ 100,000
Adams County Wisconsin 2 $ 385,000 $ 192,000 $ 51,000
Brown County Wisconsin 2 $ 357,000 $ 178,000 $ 93,000
Clark County Wisconsin 2 $ 356,000 $ 178,000 $ 63,000
Columbia County Wisconsin 2 $ 319,000 $ 159,000 $ 52,000
Douglas County Wisconsin 2 $ 293,000 $ 146,000 $ 41,000
Fond du Lac County Wisconsin 2 $ 392,000 $ 196,000 $ 129,000
Sheboygan County Wisconsin 2 $ 262,000 $ 131,000 $ 43,000
Elmore County Alabama 1 $ 106,000 $ 106,000 $ 94,000
Gila County Arizona 1 $ 139,000 $ 139,000 $ 25,000
Mohave County Arizona 1 $ 177,000 $ 177,000 $ 62,000
Yavapai County Arizona 1 $ 277,000 $ 277,000 $ 71,000
Yuma County Arizona 1 $ 210,000 $ 210,000 $ 44,000
Del Norte County California 1 $ 259,000 $ 259,000 $ 70,000
El Dorado County California 1 $ 337,000 $ 337,000 $ 59,000
Glenn County California 1 $ 184,000 $ 184,000 $ 50,000
Modoc County California 1 $ 214,000 $ 214,000 $ 49,000
Monterey County California 1 $ 250,000 $ 250,000 $ 73,000
Napa County California 1 $ 667,000 $ 667,000 $ 236,000
Sacramento County California 1 $ 142,000 $ 142,000 $ 52,000
San Bernardino County California 1 $ 368,000 $ 368,000 $ 0
San Joaquin County California 1 $ 260,000 $ 260,000 $ 60,000
Siskiyou County California 1 $ 134,000 $ 134,000 $ 53,000
Solano County California 1 $ 237,000 $ 237,000 $ 97,000
Ventura County California 1 $ 583,000 $ 583,000 $ 275,000
Broomfield County Colorado 1 $ 417,000 $ 417,000 $ 122,000
Delta County Colorado 1 $ 116,000 $ 116,000 $ 25,000
Douglas County Colorado 1 $ 124,000 $ 124,000 $ 33,000
Eagle County Colorado 1 $ 290,000 $ 290,000 $ 52,000
Fremont County Colorado 1 $ 188,000 $ 188,000 $ 53,000
Montrose County Colorado 1 $ 107,000 $ 107,000 $ 16,000
Otero County Colorado 1 $ 110,000 $ 110,000 $ 70,000
Rio Blanco County Colorado 1 $ 149,000 $ 149,000 $ 94,000
Windham County Connecticut 1 $ 163,000 $ 163,000 $ 40,000
Baker County Florida 1 $ 198,000 $ 198,000 $ 61,000
Bay County Florida 1 $ 248,000 $ 248,000 $ 53,000
Collier County Florida 1 $ 220,000 $ 220,000 $ 90,000
Glades County Florida 1 $ 91,000 $ 91,000 $ 32,000
Highlands County Florida 1 $ 145,000 $ 145,000 $ 32,000
Jackson County Florida 1 $ 126,000 $ 126,000 $ 76,000
Lee County Florida 1 $ 311,000 $ 311,000 $ 98,000
Leon County Florida 1 $ 212,000 $ 212,000 $ 42,000
Marion County Florida 1 $ 209,000 $ 209,000 $ 51,000
Palm Beach County Florida 1 $ 147,000 $ 147,000 $ 77,000
Putnam County Florida 1 $ 213,000 $ 213,000 $ 57,000
Santa Rosa County Florida 1 $ 134,000 $ 134,000 $ 31,000
St. Lucie County Florida 1 $ 220,000 $ 220,000 $ 92,000
Suwannee County Florida 1 $ 173,000 $ 173,000 $ 77,000
Baldwin County Georgia 1 $ 176,000 $ 176,000 $ 42,000
Banks County Georgia 1 $ 159,000 $ 159,000 $ 34,000
Barrow County Georgia 1 $ 134,000 $ 134,000 $ 35,000
Bartow County Georgia 1 $ 159,000 $ 159,000 $ 40,000
Bryan County Georgia 1 $ 155,000 $ 155,000 $ 48,000
Bulloch County Georgia 1 $ 102,000 $ 102,000 $ 27,000
Camden County Georgia 1 $ 222,000 $ 222,000 $ 63,000
Carroll County Georgia 1 $ 251,000 $ 251,000 $ 47,000
Dawson County Georgia 1 $ 155,000 $ 155,000 $ 97,000
Forsyth County Georgia 1 $ 280,000 $ 280,000 $ 158,000
Hancock County Georgia 1 $ 212,000 $ 212,000 $ 64,000
Haralson County Georgia 1 $ 254,000 $ 254,000 $ 104,000
Jasper County Georgia 1 $ 245,000 $ 245,000 $ 54,000
Jones County Georgia 1 $ 235,000 $ 235,000 $ 73,000
Liberty County Georgia 1 $ 218,000 $ 218,000 $ 100,000
Lowndes County Georgia 1 $ 176,000 $ 176,000 $ 0
McDuffie County Georgia 1 $ 214,000 $ 214,000 $ 46,000
Monroe County Georgia 1 $ 162,000 $ 162,000 $ 73,000
Oconee County Georgia 1 $ 260,000 $ 260,000 $ 77,000
Oglethorpe County Georgia 1 $ 140,000 $ 140,000 $ 53,000
Pike County Georgia 1 $ 195,000 $ 195,000 $ 67,000
Toombs County Georgia 1 $ 176,000 $ 176,000 $ 0
Troup County Georgia 1 $ 242,000 $ 242,000 $ 84,000
Walton County Georgia 1 $ 229,000 $ 229,000 $ 59,000
Washington County Georgia 1 $ 122,000 $ 122,000 $ 31,000
Wayne County Georgia 1 $ 201,000 $ 201,000 $ 85,000
White County Georgia 1 $ 162,000 $ 162,000 $ 55,000
Whitfield County Georgia 1 $ 169,000 $ 169,000 $ 44,000
Worth County Georgia 1 $ 121,000 $ 121,000 $ 45,000
Honolulu County Hawaii 1 $ 278,000 $ 278,000 $ 0
Boone County Illinois 1 $ 176,000 $ 176,000 $ 49,000
Champaign County Illinois 1 $ 142,000 $ 142,000 $ 105,000
De Witt County Illinois 1 $ 168,000 $ 168,000 $ 53,000
DeKalb County Illinois 1 $ 152,000 $ 152,000 $ 58,000
Douglas County Illinois 1 $ 143,000 $ 143,000 $ 89,000
Kankakee County Illinois 1 $ 135,000 $ 135,000 $ 72,000
Kendall County Illinois 1 $ 282,000 $ 282,000 $ 99,000
Livingston County Illinois 1 $ 214,000 $ 214,000 $ 58,000
Sangamon County Illinois 1 $ 133,000 $ 133,000 $ 59,000
Caroline County Maryland 1 $ 202,000 $ 202,000 $ 62,000
Cecil County Maryland 1 $ 125,000 $ 125,000 $ 24,000
Frederick County Maryland 1 $ 159,000 $ 159,000 $ 58,000
Somerset County Maryland 1 $ 201,000 $ 201,000 $ 70,000
Worcester County Maryland 1 $ 107,000 $ 107,000 $ 37,000
Berkshire County Massachusetts 1 $ 121,000 $ 121,000 $ 41,000
Hampshire County Massachusetts 1 $ 288,000 $ 288,000 $ 56,000
Allegan County Michigan 1 $ 161,000 $ 161,000 $ 67,000
Baraga County Michigan 1 $ 121,000 $ 121,000 $ 32,000
Barry County Michigan 1 $ 145,000 $ 145,000 $ 49,000
Benzie County Michigan 1 $ 168,000 $ 168,000 $ 29,000
Berrien County Michigan 1 $ 111,000 $ 111,000 $ 29,000
Calhoun County Michigan 1 $ 275,000 $ 275,000 $ 100,000
Cass County Michigan 1 $ 169,000 $ 169,000 $ 77,000
Clare County Michigan 1 $ 70,000 $ 70,000 $ 44,000
Clinton County Michigan 1 $ 167,000 $ 167,000 $ 71,000
Dickinson County Michigan 1 $ 147,000 $ 147,000 $ 78,000
Eaton County Michigan 1 $ 233,000 $ 233,000 $ 101,000
Gogebic County Michigan 1 $ 176,000 $ 176,000 $ 0
Hillsdale County Michigan 1 $ 148,000 $ 148,000 $ 54,000
Ingham County Michigan 1 $ 100,000 $ 100,000 $ 48,000
Ionia County Michigan 1 $ 135,000 $ 135,000 $ 33,000
Jackson County Michigan 1 $ 147,000 $ 147,000 $ 23,000
Lapeer County Michigan 1 $ 245,000 $ 245,000 $ 185,000
Livingston County Michigan 1 $ 115,000 $ 115,000 $ 24,000
Monroe County Michigan 1 $ 117,000 $ 117,000 $ 0
Muskegon County Michigan 1 $ 132,000 $ 132,000 $ 58,000
Saginaw County Michigan 1 $ 133,000 $ 133,000 $ 42,000
Sanilac County Michigan 1 $ 226,000 $ 226,000 $ 81,000
Van Buren County Michigan 1 $ 124,000 $ 124,000 $ 56,000
Aitkin County Minnesota 1 $ 218,000 $ 218,000 $ 38,000
Becker County Minnesota 1 $ 245,000 $ 245,000 $ 47,000
Hubbard County Minnesota 1 $ 114,000 $ 114,000 $ 53,000
Isanti County Minnesota 1 $ 140,000 $ 140,000 $ 70,000
Itasca County Minnesota 1 $ 174,000 $ 174,000 $ 55,000
Le Sueur County Minnesota 1 $ 107,000 $ 107,000 $ 38,000
Lyon County Minnesota 1 $ 126,000 $ 126,000 $ 68,000
McLeod County Minnesota 1 $ 147,000 $ 147,000 $ 0
Morrison County Minnesota 1 $ 250,000 $ 250,000 $ 64,000
Mower County Minnesota 1 $ 108,000 $ 108,000 $ 44,000
Pine County Minnesota 1 $ 150,000 $ 150,000 $ 33,000
Polk County Minnesota 1 $ 159,000 $ 159,000 $ 66,000
Rice County Minnesota 1 $ 121,000 $ 121,000 $ 24,000
Sherburne County Minnesota 1 $ 153,000 $ 153,000 $ 75,000
St. Louis County Minnesota 1 $ 184,000 $ 184,000 $ 45,000
Swift County Minnesota 1 $ 202,000 $ 202,000 $ 74,000
Washington County Minnesota 1 $ 212,000 $ 212,000 $ 57,000
Watonwan County Minnesota 1 $ 133,000 $ 133,000 $ 53,000
Wright County Minnesota 1 $ 193,000 $ 193,000 $ 35,000
Elko County Nevada 1 $ 320,000 $ 320,000 $ 105,000
White Pine County Nevada 1 $ 192,000 $ 192,000 $ 86,000
Cape May County New Jersey 1 $ 200,000 $ 200,000 $ 98,000
Hunterdon County New Jersey 1 $ 386,000 $ 386,000 $ 74,000
Salem County New Jersey 1 $ 138,000 $ 138,000 $ 61,000
Sussex County New Jersey 1 $ 288,000 $ 288,000 $ 77,000
Union County New Jersey 1 $ 360,000 $ 360,000 $ 249,000
Warren County New Jersey 1 $ 258,000 $ 258,000 $ 106,000
Dona Ana County New Mexico 1 $ 155,000 $ 155,000 $ 112,000
Broome County New York 1 $ 172,000 $ 172,000 $ 54,000
Chenango County New York 1 $ 106,000 $ 106,000 $ 97,000
Montgomery County New York 1 $ 214,000 $ 214,000 $ 106,000
New York County New York 1 $ 360,000 $ 360,000 $ 96,000
Rockland County New York 1 $ 417,000 $ 417,000 $ 79,000
Schoharie County New York 1 $ 171,000 $ 171,000 $ 45,000
Seneca County New York 1 $ 155,000 $ 155,000 $ 104,000
St. Lawrence County New York 1 $ 87,000 $ 87,000 $ 30,000
Tioga County New York 1 $ 184,000 $ 184,000 $ 142,000
Wyoming County New York 1 $ 161,000 $ 161,000 $ 50,000
Bladen County North Carolina 1 $ 135,000 $ 135,000 $ 71,000
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Mortgage Loan Application Detail Totals for Residential Finance Corp. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,794 $363,003,000 $202,000 $755,000 $69,000 $1,000,000
Home Purchase 6 $1,254,000 $209,000 $284,000 $73,000 $95,000
Home Improvement 2 $473,000 $236,000 $289,000 $101,000 $111,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 959 $194,557,000 $202,000 $670,000 $70,000 $1,000,000
White 714 $144,581,000 $202,000 $755,000 $69,000 $431,000
Black or African American 87 $16,833,000 $193,000 $552,000 $63,000 $156,000
Hispanic 30 $6,545,000 $218,000 $404,000 $64,000 $142,000
American Indian or Alaskan Native 5 $807,000 $161,000 $226,000 $47,000 $64,000
Asian 5 $905,000 $181,000 $247,000 $41,000 $65,000
Native Hawaiian or Other Pacific Islander 2 $502,000 $251,000 $400,000 $60,000 $80,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,598 $320,621,000 $200,000 $755,000 $68,000 $1,000,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 201 $43,158,000 $214,000 $564,000 $75,000 $389,000
VA-guaranteed (Veterans Administration) 2 $636,000 $318,000 $358,000 $40,000 $80,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $315,000 $315,000 $315,000 $111,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,577 $321,175,000 $203,000 $755,000 $69,000 $1,000,000
Application Withdrawn By Applicant 117 $22,264,000 $190,000 $542,000 $70,000 $431,000
Application Denied By Financial Institution 79 $15,428,000 $195,000 $414,000 $62,000 $181,000
File Closed For Incompleteness 15 $2,956,000 $197,000 $382,000 $56,000 $109,000
Application Approved But Not Accepted 14 $2,907,000 $207,000 $361,000 $72,000 $216,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 29 $5,579,000 $192,000 $414,000 $58,000 $106,000
Debt-To-Income Ratio 14 $2,706,000 $193,000 $410,000 $60,000 $157,000
Other 11 $2,177,000 $197,000 $342,000 $76,000 $158,000
Unverifiable Information 4 $772,000 $193,000 $260,000 $61,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 3 $579,000 $193,000 $219,000 $74,000 $103,000
Employment History 2 $583,000 $291,000 $400,000 $89,000 $106,000
Collateral 1 $260,000 $260,000 $260,000 $45,000 $45,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Residential Finance Corp.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Residential Finance Corp.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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