Us Mortgage Corporation
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Us Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Us Mortgage Corporation
19D Chapin Road
Pine Brook, NJ 07058
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,278
Total Mortgage Loan Application Amount $535,935,000
Average Mortgage Loan Application Amount $205,000
Highest Mortgage Loan Application Amount $4,400,000
Average Applicant Income $85,000
Highest Applicant Income $6,864,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Us Mortgage Corporation by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 417 $ 133,651,000 $ 326,000 $ 92,000
NEWARK-UNION, NJ-PA 356 $ 88,674,000 $ 186,000 $ 86,000
EDISON, NJ 213 $ 55,938,000 $ 262,000 $ 131,000
PHILADELPHIA, PA 117 $ 20,764,000 $ 177,000 $ 76,000
CAMDEN, NJ 108 $ 19,961,000 $ 184,000 $ 75,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 64 $ 17,017,000 $ 255,333 $ 84,000
BALTIMORE-TOWSON, MD 60 $ 13,194,000 $ 219,000 $ 65,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 41 $ 6,834,000 $ 166,000 $ 72,000
NASSAU-SUFFOLK, NY 37 $ 15,346,000 $ 414,000 $ 188,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 35 $ 7,575,000 $ 216,000 $ 65,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 31 $ 7,272,000 $ 237,500 $ 96,000
WILMINGTON, DE-MD-NJ 31 $ 5,277,000 $ 178,000 $ 63,666
LAS VEGAS-PARADISE, NV 30 $ 7,934,000 $ 264,000 $ 210,000
ALBANY-SCHENECTADY-TROY, NY 29 $ 5,195,000 $ 179,000 $ 80,000
CHICAGO-NAPERVILLE-JOLIET, IL 29 $ 4,906,000 $ 169,000 $ 81,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 23 $ 7,498,000 $ 326,000 $ 190,000
TRENTON-EWING, NJ 22 $ 3,687,000 $ 167,000 $ 69,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 21 $ 2,665,000 $ 126,000 $ 112,000
ORLANDO-KISSIMMEE, FL 19 $ 3,554,000 $ 187,000 $ 90,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 16 $ 3,349,000 $ 209,000 $ 71,000
ATLANTIC CITY, NJ 15 $ 2,719,000 $ 181,000 $ 70,000
BRIDGEPORT-STAMFORD-NORWALK, CT 13 $ 3,546,000 $ 272,000 $ 118,000
JACKSONVILLE, FL 13 $ 4,744,000 $ 364,000 $ 244,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 13 $ 2,530,000 $ 194,000 $ 79,000
DOVER, DE 12 $ 2,195,000 $ 182,000 $ 67,000
MIAMI-MIAMI BEACH-KENDALL, FL 12 $ 3,241,000 $ 270,000 $ 125,000
PITTSBURGH, PA 12 $ 1,512,000 $ 126,000 $ 57,000
RICHMOND, VA 12 $ 2,476,000 $ 206,000 $ 76,000
BOSTON-QUINCY, MA 11 $ 3,110,000 $ 282,000 $ 87,000
HARRISBURG-CARLISLE, PA 11 $ 1,546,000 $ 140,000 $ 75,000
VINELAND-MILLVILLE-BRIDGETON, NJ 11 $ 1,537,000 $ 139,000 $ 70,000
GREENSBORO-HIGH POINT, NC 10 $ 1,329,000 $ 132,000 $ 67,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 10 $ 2,207,000 $ 210,500 $ 86,500
RALEIGH-CARY, NC 10 $ 1,717,000 $ 171,000 $ 90,000
DAYTON, OH 9 $ 1,164,000 $ 129,000 $ 60,000
NEW HAVEN-MILFORD, CT 9 $ 2,126,000 $ 236,000 $ 117,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 9 $ 2,005,000 $ 222,000 $ 124,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 8 $ 1,484,000 $ 185,000 $ 68,000
OCEAN CITY, NJ 8 $ 1,912,000 $ 239,000 $ 333,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 7 $ 1,750,000 $ 250,000 $ 69,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 7 $ 1,813,000 $ 259,000 $ 103,000
LANCASTER, PA 7 $ 1,326,000 $ 189,000 $ 74,000
READING, PA 6 $ 528,000 $ 88,000 $ 34,000
SPRINGFIELD, MA 6 $ 859,000 $ 143,000 $ 43,000
AKRON, OH 5 $ 669,000 $ 133,000 $ 46,000
ASHEVILLE, NC 5 $ 1,075,000 $ 215,000 $ 100,000
CAPE CORAL-FORT MYERS, FL 5 $ 1,590,000 $ 318,000 $ 93,000
CLEVELAND-ELYRIA-MENTOR, OH 5 $ 565,000 $ 113,000 $ 72,000
DURHAM, NC 5 $ 766,000 $ 153,000 $ 96,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 5 $ 585,000 $ 113,000 $ 69,500
PEABODY, MA 5 $ 1,417,000 $ 283,000 $ 87,000
ROCHESTER, NY 5 $ 465,000 $ 93,000 $ 39,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 5 $ 960,000 $ 192,000 $ 57,000
WORCESTER, MA 5 $ 1,044,000 $ 208,000 $ 76,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 5 $ 760,000 $ 152,000 $ 66,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 4 $ 976,000 $ 244,000 $ 49,000
GLENS FALLS, NY 4 $ 366,000 $ 91,000 $ 142,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 4 $ 1,182,000 $ 295,000 $ 97,000
PUNTA GORDA, FL 4 $ 805,000 $ 201,000 $ 19,000
ST. LOUIS, MO-IL 4 $ 305,000 $ 76,000 $ 59,000
YORK-HANOVER, PA 4 $ 845,000 $ 211,000 $ 63,000
BUFFALO-NIAGARA FALLS, NY 3 $ 333,000 $ 111,000 $ 92,000
CHAMPAIGN-URBANA, IL 3 $ 202,000 $ 67,000 $ 30,000
DALLAS-PLANO-IRVING, TX 3 $ 546,000 $ 182,000 $ 123,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 3 $ 644,000 $ 214,000 $ 77,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 629,000 $ 209,000 $ 118,000
PORT ST. LUCIE, FL 3 $ 716,000 $ 238,000 $ 51,000
SARASOTA-BRADENTON-VENICE, FL 3 $ 504,000 $ 168,000 $ 40,000
SCRANTON--WILKES-BARRE, PA 3 $ 470,000 $ 156,000 $ 54,000
SPARTANBURG, SC 3 $ 290,000 $ 96,000 $ 62,000
SYRACUSE, NY 3 $ 332,000 $ 110,000 $ 42,000
WARREN-TROY-FARMINGTON HILLS, MI 3 $ 523,000 $ 174,000 $ 38,000
WILMINGTON, NC 3 $ 548,000 $ 182,000 $ 38,000
ANDERSON, SC 2 $ 299,000 $ 149,000 $ 33,000
ANN ARBOR, MI 2 $ 455,000 $ 227,000 $ 107,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 428,000 $ 214,000 $ 58,000
BINGHAMTON, NY 2 $ 223,000 $ 111,000 $ 38,000
BRUNSWICK, GA 2 $ 248,000 $ 124,000 $ 51,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 315,000 $ 157,000 $ 18,000
CHATTANOOGA, TN-GA 2 $ 244,000 $ 122,000 $ 66,000
COLUMBUS, OH 2 $ 386,000 $ 193,000 $ 82,000
DENVER-AURORA, CO 2 $ 328,000 $ 164,000 $ 56,000
ELIZABETHTOWN, KY 2 $ 199,000 $ 99,000 $ 32,000
GAINESVILLE, GA 2 $ 282,000 $ 141,000 $ 40,000
GREENVILLE-MAULDIN-EASLEY, SC 2 $ 313,000 $ 156,000 $ 54,000
HUNTINGTON-ASHLAND, WV-KY-OH 2 $ 278,000 $ 139,000 $ 56,500
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 267,000 $ 133,000 $ 69,000
LEBANON, PA 2 $ 294,000 $ 147,000 $ 43,000
MANCHESTER-NASHUA, NH 2 $ 557,000 $ 278,000 $ 132,000
MONROE, MI 2 $ 118,000 $ 59,000 $ 61,000
NORWICH-NEW LONDON, CT 2 $ 674,000 $ 337,000 $ 69,000
OAKLAND-FREMONT-HAYWARD, CA 2 $ 865,000 $ 432,000 $ 210,000
OCALA, FL 2 $ 288,000 $ 144,000 $ 60,000
PHOENIX-MESA-SCOTTSDALE, AZ 2 $ 1,260,000 $ 630,000 $ 194,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2 $ 768,000 $ 384,000 $ 219,000
ROANOKE, VA 2 $ 990,000 $ 495,000 $ 235,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 2 $ 300,000 $ 150,000 $ 60,000
SALISBURY, MD 2 $ 265,000 $ 132,000 $ 31,000
TOLEDO, OH 2 $ 330,000 $ 165,000 $ 82,000
UTICA-ROME, NY 2 $ 175,000 $ 87,000 $ 59,000
ALTOONA, PA 1 $ 109,000 $ 109,000 $ 60,000
BANGOR, ME 1 $ 106,000 $ 106,000 $ 23,000
BARNSTABLE TOWN, MA 1 $ 111,000 $ 111,000 $ 30,000
BATON ROUGE, LA 1 $ 50,000 $ 50,000 $ 30,000
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 473,000 $ 473,000 $ 0
CHARLOTTESVILLE, VA 1 $ 152,000 $ 152,000 $ 37,000
COLUMBIA, SC 1 $ 144,000 $ 144,000 $ 200,000
DANVILLE, IL 1 $ 86,000 $ 86,000 $ 42,000
DANVILLE, VA 1 $ 91,000 $ 91,000 $ 13,000
DETROIT-LIVONIA-DEARBORN, MI 1 $ 104,000 $ 104,000 $ 48,000
DULUTH, MN-WI 1 $ 121,000 $ 121,000 $ 44,000
ERIE, PA 1 $ 119,000 $ 119,000 $ 49,000
EVANSVILLE, IN-KY 1 $ 84,000 $ 84,000 $ 83,000
FAYETTEVILLE, NC 1 $ 89,000 $ 89,000 $ 29,000
FORT COLLINS-LOVELAND, CO 1 $ 221,000 $ 221,000 $ 37,000
FRESNO, CA 1 $ 550,000 $ 550,000 $ 0
HICKORY-LENOIR-MORGANTON, NC 1 $ 75,000 $ 75,000 $ 29,000
HINESVILLE-FORT STEWART, GA 1 $ 229,000 $ 229,000 $ 81,000
ITHACA, NY 1 $ 106,000 $ 106,000 $ 44,000
JACKSON, MI 1 $ 86,000 $ 86,000 $ 54,000
JACKSONVILLE, NC 1 $ 184,000 $ 184,000 $ 78,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 178,000 $ 178,000 $ 108,000
KINGSTON, NY 1 $ 136,000 $ 136,000 $ 56,000
LAKELAND, FL 1 $ 147,000 $ 147,000 $ 33,000
LAREDO, TX 1 $ 204,000 $ 204,000 $ 86,000
LEXINGTON-FAYETTE, KY 1 $ 162,000 $ 162,000 $ 90,000
MACON, GA 1 $ 132,000 $ 132,000 $ 50,000
MANSFIELD, OH 1 $ 139,000 $ 139,000 $ 53,000
NAPLES-MARCO ISLAND, FL 1 $ 342,000 $ 342,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 140,000 $ 140,000 $ 35,000
NEW ORLEANS-METAIRIE-KENNER, LA 1 $ 124,000 $ 124,000 $ 44,000
OKLAHOMA CITY, OK 1 $ 358,000 $ 358,000 $ 109,000
PANAMA CITY-LYNN HAVEN, FL 1 $ 240,000 $ 240,000 $ 71,000
PEORIA, IL 1 $ 119,000 $ 119,000 $ 45,000
SAN ANTONIO, TX 1 $ 133,000 $ 133,000 $ 63,000
SANDUSKY, OH 1 $ 55,000 $ 55,000 $ 29,000
SANTA ANA-ANAHEIM-IRVINE, CA 1 $ 513,000 $ 513,000 $ 214,000
SAVANNAH, GA 1 $ 193,000 $ 193,000 $ 71,000
SPRINGFIELD, MO 1 $ 121,000 $ 121,000 $ 52,000
STATE COLLEGE, PA 1 $ 119,000 $ 119,000 $ 55,000
SUMTER, SC 1 $ 90,000 $ 90,000 $ 40,000
TALLAHASSEE, FL 1 $ 277,000 $ 277,000 $ 71,000
TULSA, OK 1 $ 87,000 $ 87,000 $ 43,000
TYLER, TX 1 $ 239,000 $ 239,000 $ 0
VALDOSTA, GA 1 $ 141,000 $ 141,000 $ 60,000
WACO, TX 1 $ 102,000 $ 102,000 $ 21,000
WINSTON-SALEM, NC 1 $ 285,000 $ 285,000 $ 112,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Us Mortgage Corporation in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,408 $326,715,000 $232,000 $4,400,000 $91,000 $6,864,000
Home Purchase 861 $207,940,000 $241,000 $1,200,000 $100,000 $2,806,000
Home Improvement 9 $1,280,000 $142,000 $353,000 $64,000 $121,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 952 $229,821,000 $241,000 $4,400,000 $115,000 $6,864,000
Not Provided 444 $91,047,000 $205,000 $885,000 $74,000 $372,000
Black or African American 435 $96,975,000 $222,000 $800,000 $74,000 $280,000
Hispanic 330 $85,763,000 $259,000 $1,000,000 $84,000 $720,000
Asian 93 $27,307,000 $293,000 $860,000 $111,000 $392,000
Native Hawaiian or Other Pacific Islander 17 $4,066,000 $239,000 $531,000 $98,000 $168,000
American Indian or Alaskan Native 7 $956,000 $136,000 $250,000 $65,000 $100,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,900 $458,968,000 $241,000 $4,400,000 $101,000 $6,864,000
FHA-insured (Federal Housing Administration) 373 $75,919,000 $203,000 $544,000 $64,000 $190,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $538,000 $179,000 $237,000 $72,000 $84,000
VA-guaranteed (Veterans Administration) 2 $510,000 $255,000 $375,000 $49,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,008 $228,668,000 $226,000 $1,019,000 $89,000 $2,806,000
Application Withdrawn By Applicant 763 $173,352,000 $227,000 $1,440,000 $93,000 $1,200,000
Application Denied By Financial Institution 283 $81,314,000 $287,000 $4,400,000 $120,000 $6,864,000
Application Approved But Not Accepted 196 $46,614,000 $237,000 $1,000,000 $95,000 $679,000
File Closed For Incompleteness 28 $5,987,000 $213,000 $420,000 $83,000 $168,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 41 $9,317,000 $227,000 $455,000 $111,000 $1,386,000
Credit History 33 $10,592,000 $320,000 $930,000 $87,000 $351,000
Collateral 27 $9,394,000 $347,000 $4,400,000 $328,000 $6,864,000
Debt-To-Income Ratio 20 $4,897,000 $244,000 $413,000 $69,000 $158,000
Unverifiable Information 19 $6,928,000 $364,000 $580,000 $104,000 $270,000
Employment History 7 $2,153,000 $307,000 $1,000,000 $163,000 $414,000
Insufficient Cash (Downpayment, Closing Cost) 5 $810,000 $162,000 $354,000 $29,000 $55,000
Mortgage Insurance Denied 1 $231,000 $231,000 $231,000 $63,000 $63,000
Credit Application Incomplete 1 $208,000 $208,000 $208,000 $54,000 $54,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.

Download the New Jersey Lender List