Vanderbilt Mortgage And Finance, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Vanderbilt Mortgage And Finance, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Vanderbilt Mortgage And Finance, Inc.
500 Alcoa Trail
Knoxville, TN 37804
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 129,372
Total Mortgage Loan Application Amount $16,970,640,000
Average Mortgage Loan Application Amount $418,750
Highest Mortgage Loan Application Amount $7,995,000
Average Applicant Income $81,750
Highest Applicant Income $9,263,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Vanderbilt Mortgage And Finance, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Vanderbilt Mortgage And Finance, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Vanderbilt Mortgage And Finance, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Vanderbilt Mortgage And Finance, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Vanderbilt Mortgage And Finance, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Vanderbilt Mortgage And Finance, Inc.'s mortgage activity for 2023.

Mortgage Loan Application Totals for Vanderbilt Mortgage And Finance, Inc. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris County Texas 2,128 $ 188,170,000 $ 88,000 $ 61,000
Montgomery County Texas 1,240 $ 141,760,000 $ 114,000 $ 64,000
Spartanburg County South Carolina 994 $ 137,540,000 $ 138,000 $ 68,000
Robeson County North Carolina 984 $ 119,980,000 $ 121,000 $ 59,000
Liberty County Texas 972 $ 110,410,000 $ 113,000 $ 62,000
Greenville County South Carolina 818 $ 107,620,000 $ 131,000 $ 69,000
Berkeley County South Carolina 797 $ 131,035,000 $ 164,000 $ 76,000
Beaufort County South Carolina 777 $ 110,045,000 $ 141,000 $ 70,000
Horry County South Carolina 742 $ 99,570,000 $ 134,000 $ 72,000
Lexington County South Carolina 722 $ 108,710,000 $ 150,000 $ 81,000
Polk County Florida 635 $ 154,265,000 $ 242,000 $ 91,000
Knox County Tennessee 618 $ 99,250,000 $ 160,000 $ 70,000
Richland County South Carolina 617 $ 119,025,000 $ 192,000 $ 84,000
Lee County Alabama 612 $ 74,150,000 $ 121,000 $ 65,000
Charleston County South Carolina 603 $ 87,995,000 $ 145,000 $ 84,000
Cleveland County North Carolina 575 $ 79,045,000 $ 137,000 $ 63,000
Tangipahoa County Louisiana 566 $ 53,990,000 $ 95,000 $ 55,000
Pitt County North Carolina 517 $ 60,225,000 $ 116,000 $ 57,000
Buncombe County North Carolina 496 $ 67,020,000 $ 135,000 $ 65,000
Bexar County Texas 485 $ 63,445,000 $ 130,000 $ 66,000
Madison County Alabama 466 $ 99,570,000 $ 213,000 $ 91,000
Hamilton County Tennessee 456 $ 70,730,000 $ 155,000 $ 69,000
Maricopa County Arizona 447 $ 64,485,000 $ 144,000 $ 74,000
Randolph County North Carolina 447 $ 58,125,000 $ 130,000 $ 60,000
Sussex County Delaware 440 $ 58,140,000 $ 132,000 $ 71,000
Cumberland County North Carolina 438 $ 49,830,000 $ 113,000 $ 63,000
Salt Lake County Utah 436 $ 31,090,000 $ 71,000 $ 66,000
Kanawha County West Virginia 436 $ 41,090,000 $ 94,000 $ 57,000
Tuscaloosa County Alabama 433 $ 44,635,000 $ 103,000 $ 51,000
Laurel County Kentucky 430 $ 46,060,000 $ 107,000 $ 52,000
Wake County North Carolina 429 $ 77,875,000 $ 181,000 $ 91,000
Travis County Texas 422 $ 51,820,000 $ 122,000 $ 70,000
Walker County Alabama 413 $ 39,535,000 $ 95,000 $ 60,000
Pickens County South Carolina 411 $ 52,525,000 $ 127,000 $ 64,000
York County South Carolina 409 $ 57,425,000 $ 140,000 $ 72,000
Davidson County North Carolina 407 $ 58,045,000 $ 142,000 $ 60,000
Rockingham County North Carolina 404 $ 57,890,000 $ 143,000 $ 60,000
Lafayette County Louisiana 401 $ 38,925,000 $ 97,000 $ 50,000
Brunswick County North Carolina 399 $ 58,855,000 $ 147,000 $ 72,000
Dorchester County South Carolina 395 $ 53,915,000 $ 136,000 $ 73,000
Blount County Tennessee 395 $ 52,155,000 $ 132,000 $ 70,000
Laurens County South Carolina 388 $ 46,660,000 $ 120,000 $ 61,000
Calhoun County Alabama 385 $ 44,055,000 $ 114,000 $ 61,000
Anderson County South Carolina 383 $ 48,455,000 $ 126,000 $ 71,000
Shelby County Alabama 373 $ 53,835,000 $ 144,000 $ 67,000
Brazoria County Texas 373 $ 37,895,000 $ 101,000 $ 76,000
McKinley County New Mexico 361 $ 38,885,000 $ 107,000 $ 59,000
Cabell County West Virginia 361 $ 35,225,000 $ 97,000 $ 52,000
Pender County North Carolina 356 $ 50,290,000 $ 141,000 $ 64,000
Marion County Florida 354 $ 53,160,000 $ 150,000 $ 71,000
Forsyth County North Carolina 351 $ 72,895,000 $ 207,000 $ 87,000
Bastrop County Texas 350 $ 50,190,000 $ 143,000 $ 66,000
Nash County North Carolina 344 $ 45,570,000 $ 132,000 $ 61,000
Kent County Delaware 339 $ 42,035,000 $ 123,000 $ 60,000
Colleton County South Carolina 336 $ 39,770,000 $ 118,000 $ 60,000
Bay County Florida 334 $ 49,320,000 $ 147,000 $ 60,000
Gwinnett County Georgia 333 $ 123,615,000 $ 371,000 $ 148,000
Ascension County Louisiana 330 $ 30,460,000 $ 92,000 $ 57,000
Saline County Arkansas 323 $ 37,105,000 $ 114,000 $ 66,000
Cobb County Georgia 320 $ 113,700,000 $ 355,000 $ 146,000
Alamance County North Carolina 320 $ 44,530,000 $ 139,000 $ 62,000
Sullivan County Tennessee 318 $ 38,040,000 $ 119,000 $ 62,000
Walker County Georgia 316 $ 35,440,000 $ 112,000 $ 57,000
Sumter County South Carolina 315 $ 35,615,000 $ 113,000 $ 59,000
Mobile County Alabama 308 $ 35,760,000 $ 116,000 $ 63,000
Pike County Kentucky 303 $ 28,155,000 $ 92,000 $ 67,000
Sevier County Tennessee 302 $ 35,040,000 $ 116,000 $ 70,000
Greene County Tennessee 299 $ 41,285,000 $ 138,000 $ 79,000
Guilford County North Carolina 296 $ 46,810,000 $ 158,000 $ 70,000
Henderson County Texas 293 $ 33,155,000 $ 113,000 $ 71,000
Harnett County North Carolina 292 $ 36,130,000 $ 123,000 $ 58,000
Jasper County South Carolina 289 $ 35,725,000 $ 123,000 $ 61,000
Cullman County Alabama 285 $ 31,855,000 $ 111,000 $ 56,000
Marshall County Alabama 284 $ 31,040,000 $ 109,000 $ 52,000
Johnston County North Carolina 283 $ 58,045,000 $ 205,000 $ 89,000
Whitley County Kentucky 282 $ 29,650,000 $ 105,000 $ 51,000
San Juan County New Mexico 282 $ 34,550,000 $ 122,000 $ 57,000
Marion County Indiana 281 $ 74,575,000 $ 265,000 $ 91,000
Limestone County Alabama 280 $ 38,840,000 $ 138,000 $ 70,000
Orangeburg County South Carolina 280 $ 32,050,000 $ 114,000 $ 62,000
Garland County Arkansas 276 $ 27,480,000 $ 99,000 $ 57,000
Hays County Texas 276 $ 32,830,000 $ 118,000 $ 67,000
Columbus County North Carolina 272 $ 33,780,000 $ 124,000 $ 59,000
St. Clair County Alabama 271 $ 32,375,000 $ 119,000 $ 62,000
Leon County Florida 270 $ 38,010,000 $ 140,000 $ 56,000
Sampson County North Carolina 269 $ 29,665,000 $ 110,000 $ 63,000
Harrison County Texas 269 $ 34,045,000 $ 126,000 $ 65,000
Johnson County Texas 268 $ 33,500,000 $ 125,000 $ 73,000
Morgan County Alabama 266 $ 31,540,000 $ 118,000 $ 65,000
Bernalillo County New Mexico 266 $ 27,360,000 $ 102,000 $ 56,000
Iredell County North Carolina 263 $ 37,465,000 $ 142,000 $ 61,000
Tarrant County Texas 260 $ 27,690,000 $ 106,000 $ 66,000
Apache County Arizona 259 $ 29,395,000 $ 113,000 $ 63,000
McMinn County Tennessee 259 $ 37,725,000 $ 145,000 $ 62,000
Florence County South Carolina 258 $ 27,680,000 $ 107,000 $ 58,000
Cherokee County South Carolina 256 $ 32,690,000 $ 127,000 $ 65,000
Pulaski County Kentucky 255 $ 27,735,000 $ 108,000 $ 53,000
Gaston County North Carolina 255 $ 36,145,000 $ 141,000 $ 61,000
Tulsa County Oklahoma 255 $ 28,705,000 $ 112,000 $ 69,000
Hidalgo County Texas 254 $ 22,680,000 $ 89,000 $ 65,000
Knox County Kentucky 252 $ 26,670,000 $ 105,000 $ 58,000
Halifax County North Carolina 250 $ 28,850,000 $ 115,000 $ 61,000
Jefferson County Tennessee 250 $ 35,820,000 $ 143,000 $ 65,000
Chilton County Alabama 248 $ 29,690,000 $ 119,000 $ 61,000
Hawkins County Tennessee 248 $ 31,270,000 $ 126,000 $ 58,000
Roane County Tennessee 245 $ 34,795,000 $ 142,000 $ 72,000
Dona Ana County New Mexico 243 $ 30,185,000 $ 124,000 $ 62,000
Sumner County Tennessee 243 $ 63,905,000 $ 262,000 $ 106,000
Putnam County West Virginia 243 $ 25,455,000 $ 104,000 $ 64,000
Talladega County Alabama 242 $ 29,540,000 $ 122,000 $ 57,000
Henderson County North Carolina 240 $ 35,630,000 $ 148,000 $ 65,000
Bell County Texas 239 $ 26,525,000 $ 110,000 $ 66,000
Bradley County Tennessee 238 $ 32,260,000 $ 135,000 $ 55,000
Ector County Texas 238 $ 29,000,000 $ 121,000 $ 88,000
Hamilton County Indiana 235 $ 73,505,000 $ 312,000 $ 109,000
Adams County Colorado 234 $ 28,300,000 $ 120,000 $ 87,000
Brazos County Texas 234 $ 21,810,000 $ 93,000 $ 57,000
Rutherford County North Carolina 233 $ 31,805,000 $ 136,000 $ 63,000
Wayne County West Virginia 233 $ 24,385,000 $ 104,000 $ 56,000
Jefferson County Alabama 232 $ 35,570,000 $ 153,000 $ 96,000
Cherokee County Georgia 232 $ 82,970,000 $ 357,000 $ 148,000
Wilkes County North Carolina 230 $ 30,050,000 $ 130,000 $ 57,000
Richmond County Georgia 229 $ 31,505,000 $ 137,000 $ 63,000
Santa Rosa County Florida 228 $ 31,910,000 $ 139,000 $ 75,000
Livingston County Louisiana 226 $ 27,180,000 $ 120,000 $ 66,000
Anderson County Tennessee 225 $ 26,595,000 $ 118,000 $ 65,000
Putnam County Florida 224 $ 33,630,000 $ 150,000 $ 79,000
Jefferson County Kentucky 224 $ 34,780,000 $ 155,000 $ 78,000
Surry County North Carolina 222 $ 30,450,000 $ 137,000 $ 58,000
El Paso County Texas 222 $ 21,170,000 $ 95,000 $ 67,000
Ellis County Texas 222 $ 25,350,000 $ 114,000 $ 94,000
Aiken County South Carolina 221 $ 29,905,000 $ 135,000 $ 65,000
Lancaster County South Carolina 221 $ 29,295,000 $ 132,000 $ 59,000
Rowan County North Carolina 219 $ 29,905,000 $ 136,000 $ 63,000
Fort Bend County Texas 219 $ 22,385,000 $ 102,000 $ 64,000
Navarro County Texas 217 $ 27,405,000 $ 126,000 $ 70,000
Randall County Texas 217 $ 29,015,000 $ 133,000 $ 68,000
Sacramento County California 216 $ 25,700,000 $ 118,000 $ 115,000
Monroe County Tennessee 216 $ 32,150,000 $ 148,000 $ 65,000
Grayson County Texas 215 $ 25,155,000 $ 117,000 $ 66,000
Calcasieu County Louisiana 213 $ 22,205,000 $ 104,000 $ 57,000
Bedford County Virginia 213 $ 32,375,000 $ 151,000 $ 61,000
Liberty County Georgia 212 $ 42,540,000 $ 200,000 $ 77,000
Wayne County North Carolina 210 $ 20,510,000 $ 97,000 $ 57,000
Carroll County Georgia 209 $ 33,315,000 $ 159,000 $ 70,000
McLennan County Texas 209 $ 29,155,000 $ 139,000 $ 75,000
Lawrence County Ohio 208 $ 22,900,000 $ 110,000 $ 63,000
Catawba County North Carolina 207 $ 30,815,000 $ 148,000 $ 68,000
Madison County Kentucky 206 $ 24,670,000 $ 119,000 $ 59,000
Grainger County Tennessee 205 $ 26,185,000 $ 127,000 $ 60,000
Floyd County Kentucky 203 $ 19,965,000 $ 98,000 $ 56,000
Hardin County Kentucky 202 $ 32,490,000 $ 160,000 $ 63,000
Cumberland County Tennessee 201 $ 23,575,000 $ 117,000 $ 65,000
Dallas County Texas 200 $ 23,110,000 $ 115,000 $ 87,000
DeKalb County Alabama 199 $ 22,095,000 $ 111,000 $ 55,000
Washington County Virginia 199 $ 25,475,000 $ 128,000 $ 62,000
Hall County Georgia 197 $ 66,875,000 $ 339,000 $ 151,000
Angelina County Texas 197 $ 20,775,000 $ 105,000 $ 65,000
Lawrence County Alabama 196 $ 21,560,000 $ 110,000 $ 56,000
Burke County North Carolina 195 $ 25,525,000 $ 130,000 $ 59,000
Raleigh County West Virginia 195 $ 19,045,000 $ 97,000 $ 65,000
Pinellas County Florida 194 $ 15,270,000 $ 78,000 $ 79,000
Paulding County Georgia 194 $ 51,530,000 $ 265,000 $ 147,000
Harrison County Mississippi 194 $ 23,750,000 $ 122,000 $ 61,000
Fulton County Georgia 193 $ 70,795,000 $ 366,000 $ 158,000
Whitfield County Georgia 193 $ 25,085,000 $ 129,000 $ 65,000
Wilson County Tennessee 193 $ 66,895,000 $ 346,000 $ 122,000
Hillsborough County Florida 190 $ 23,720,000 $ 124,000 $ 79,000
Floyd County Georgia 189 $ 25,605,000 $ 135,000 $ 60,000
Bell County Kentucky 189 $ 19,535,000 $ 103,000 $ 49,000
Edgecombe County North Carolina 189 $ 23,235,000 $ 122,000 $ 54,000
Chambers County Alabama 188 $ 20,940,000 $ 111,000 $ 53,000
Etowah County Alabama 188 $ 21,180,000 $ 112,000 $ 52,000
Hardin County Texas 187 $ 21,875,000 $ 116,000 $ 73,000
Faulkner County Arkansas 186 $ 22,650,000 $ 121,000 $ 59,000
Haywood County North Carolina 185 $ 26,415,000 $ 142,000 $ 71,000
Weld County Colorado 184 $ 17,880,000 $ 97,000 $ 67,000
Claiborne County Tennessee 184 $ 22,240,000 $ 120,000 $ 55,000
St. Landry County Louisiana 183 $ 19,325,000 $ 105,000 $ 73,000
Levy County Florida 182 $ 23,620,000 $ 129,000 $ 61,000
Franklin County North Carolina 182 $ 31,760,000 $ 174,000 $ 91,000
Bowie County Texas 182 $ 19,930,000 $ 109,000 $ 60,000
Scotland County North Carolina 181 $ 19,115,000 $ 105,000 $ 59,000
St. Tammany County Louisiana 180 $ 19,940,000 $ 110,000 $ 62,000
Pike County Mississippi 179 $ 16,215,000 $ 90,000 $ 58,000
Washington County Louisiana 178 $ 18,690,000 $ 105,000 $ 57,000
Georgetown County South Carolina 178 $ 18,860,000 $ 105,000 $ 60,000
Murray County Georgia 176 $ 18,570,000 $ 105,000 $ 55,000
Madison County Indiana 176 $ 48,750,000 $ 276,000 $ 107,000
Rankin County Mississippi 175 $ 15,835,000 $ 90,000 $ 62,000
Kershaw County South Carolina 174 $ 25,340,000 $ 145,000 $ 77,000
Washington County Tennessee 173 $ 22,745,000 $ 131,000 $ 72,000
Pulaski County Arkansas 172 $ 19,390,000 $ 112,000 $ 71,000
White County Arkansas 172 $ 17,250,000 $ 100,000 $ 54,000
New Hanover County North Carolina 172 $ 41,810,000 $ 243,000 $ 104,000
Johnson County Indiana 170 $ 46,410,000 $ 273,000 $ 100,000
El Paso County Colorado 169 $ 17,305,000 $ 102,000 $ 61,000
Terrebonne County Louisiana 169 $ 12,585,000 $ 74,000 $ 44,000
Pasquotank County North Carolina 166 $ 25,020,000 $ 150,000 $ 61,000
Galveston County Texas 166 $ 16,250,000 $ 97,000 $ 69,000
Blount County Alabama 164 $ 17,520,000 $ 106,000 $ 63,000
Benton County Arkansas 164 $ 20,750,000 $ 126,000 $ 68,000
Stanly County North Carolina 163 $ 22,855,000 $ 140,000 $ 56,000
Cocke County Tennessee 162 $ 18,930,000 $ 116,000 $ 57,000
Clay County Kentucky 161 $ 17,155,000 $ 106,000 $ 53,000
Harlan County Kentucky 161 $ 16,245,000 $ 100,000 $ 69,000
Bladen County North Carolina 160 $ 17,180,000 $ 107,000 $ 64,000
Guadalupe County Texas 160 $ 22,080,000 $ 138,000 $ 76,000
Mecklenburg County North Carolina 159 $ 24,565,000 $ 154,000 $ 79,000
Ouachita County Louisiana 158 $ 16,540,000 $ 104,000 $ 64,000
Chester County South Carolina 158 $ 21,260,000 $ 134,000 $ 65,000
Campbell County Tennessee 158 $ 18,570,000 $ 117,000 $ 74,000
Hot Spring County Arkansas 156 $ 18,870,000 $ 120,000 $ 66,000
Greenwood County South Carolina 156 $ 18,170,000 $ 116,000 $ 60,000
Cabarrus County North Carolina 155 $ 24,595,000 $ 158,000 $ 68,000
Darlington County South Carolina 154 $ 17,330,000 $ 112,000 $ 65,000
Elmore County Alabama 153 $ 17,135,000 $ 111,000 $ 61,000
Pasco County Florida 152 $ 28,810,000 $ 189,000 $ 87,000
Rockingham County Virginia 152 $ 18,390,000 $ 120,000 $ 101,000
Wythe County Virginia 152 $ 19,000,000 $ 125,000 $ 64,000
Smith County Texas 151 $ 15,865,000 $ 105,000 $ 82,000
Okaloosa County Florida 149 $ 19,435,000 $ 130,000 $ 78,000
Hoke County North Carolina 149 $ 19,115,000 $ 128,000 $ 61,000
Pima County Arizona 147 $ 22,465,000 $ 152,000 $ 75,000
Beaufort County North Carolina 147 $ 16,645,000 $ 113,000 $ 60,000
Wilson County North Carolina 147 $ 17,885,000 $ 121,000 $ 60,000
Ross County Ohio 147 $ 18,165,000 $ 123,000 $ 61,000
McDowell County North Carolina 146 $ 19,250,000 $ 131,000 $ 61,000
Washington County Arkansas 143 $ 15,965,000 $ 111,000 $ 65,000
Richmond County North Carolina 143 $ 16,735,000 $ 117,000 $ 64,000
Creek County Oklahoma 143 $ 16,305,000 $ 114,000 $ 61,000
Walton County Florida 142 $ 21,430,000 $ 150,000 $ 78,000
DeKalb County Georgia 142 $ 42,670,000 $ 300,000 $ 127,000
Jackson County Alabama 141 $ 15,375,000 $ 109,000 $ 59,000
Rusk County Texas 141 $ 18,555,000 $ 131,000 $ 66,000
Person County North Carolina 140 $ 20,510,000 $ 146,000 $ 65,000
Scioto County Ohio 139 $ 15,645,000 $ 112,000 $ 61,000
Oklahoma County Oklahoma 139 $ 16,395,000 $ 117,000 $ 58,000
Potter County Texas 139 $ 15,855,000 $ 114,000 $ 64,000
Laurens County Georgia 138 $ 16,240,000 $ 117,000 $ 72,000
Letcher County Kentucky 138 $ 14,460,000 $ 104,000 $ 58,000
Parker County Texas 138 $ 20,670,000 $ 149,000 $ 71,000
Waller County Texas 138 $ 14,590,000 $ 105,000 $ 62,000
Catoosa County Georgia 137 $ 17,215,000 $ 125,000 $ 69,000
Anderson County Texas 137 $ 14,335,000 $ 104,000 $ 69,000
Victoria County Texas 137 $ 15,725,000 $ 114,000 $ 62,000
Los Angeles County California 136 $ 8,640,000 $ 63,000 $ 118,000
Lincoln County North Carolina 136 $ 20,680,000 $ 152,000 $ 64,000
Carter County Tennessee 136 $ 16,940,000 $ 124,000 $ 72,000
Loudon County Tennessee 136 $ 21,520,000 $ 158,000 $ 70,000
Rhea County Tennessee 136 $ 19,120,000 $ 140,000 $ 63,000
Walker County Texas 136 $ 14,940,000 $ 109,000 $ 66,000
Butler County Alabama 135 $ 12,835,000 $ 95,000 $ 47,000
Larimer County Colorado 135 $ 11,585,000 $ 85,000 $ 57,000
Warren County Kentucky 135 $ 17,865,000 $ 132,000 $ 66,000
St. James County Louisiana 135 $ 10,335,000 $ 76,000 $ 58,000
Accomack County Virginia 135 $ 20,475,000 $ 151,000 $ 50,000
Clarendon County South Carolina 134 $ 15,370,000 $ 114,000 $ 61,000
Williamson County Texas 134 $ 16,030,000 $ 119,000 $ 67,000
Franklin County Virginia 134 $ 20,520,000 $ 153,000 $ 69,000
Logan County West Virginia 134 $ 14,100,000 $ 105,000 $ 83,000
Lubbock County Texas 133 $ 14,175,000 $ 106,000 $ 69,000
Autauga County Alabama 132 $ 15,560,000 $ 117,000 $ 57,000
Eddy County New Mexico 132 $ 19,010,000 $ 144,000 $ 76,000
Williamsburg County South Carolina 132 $ 13,910,000 $ 105,000 $ 57,000
Iberia County Louisiana 131 $ 13,105,000 $ 100,000 $ 56,000
Kaufman County Texas 131 $ 14,885,000 $ 113,000 $ 67,000
Prince Edward County Virginia 131 $ 17,455,000 $ 133,000 $ 58,000
McCracken County Kentucky 130 $ 14,330,000 $ 110,000 $ 53,000
Forrest County Mississippi 130 $ 11,140,000 $ 85,000 $ 53,000
Hamblen County Tennessee 130 $ 15,910,000 $ 122,000 $ 56,000
Augusta County Virginia 130 $ 17,000,000 $ 130,000 $ 64,000
Ada County Idaho 129 $ 16,765,000 $ 129,000 $ 67,000
Carroll County Virginia 129 $ 17,315,000 $ 134,000 $ 62,000
Union County Arkansas 128 $ 13,220,000 $ 103,000 $ 62,000
Rogers County Oklahoma 128 $ 17,100,000 $ 133,000 $ 67,000
Prince George County Virginia 128 $ 16,660,000 $ 130,000 $ 72,000
Wayne County Georgia 127 $ 16,895,000 $ 133,000 $ 65,000
Davidson County Tennessee 127 $ 36,325,000 $ 286,000 $ 109,000
Henry County Virginia 127 $ 15,915,000 $ 125,000 $ 55,000
Davie County North Carolina 125 $ 20,045,000 $ 160,000 $ 62,000
Chesterfield County South Carolina 125 $ 15,075,000 $ 120,000 $ 58,000
Houston County Alabama 124 $ 15,960,000 $ 128,000 $ 60,000
Lafourche County Louisiana 123 $ 9,785,000 $ 79,000 $ 51,000
Hampton County South Carolina 123 $ 15,105,000 $ 122,000 $ 78,000
Gregg County Texas 123 $ 14,975,000 $ 121,000 $ 62,000
Polk County Texas 123 $ 13,895,000 $ 112,000 $ 68,000
Moore County North Carolina 122 $ 15,110,000 $ 123,000 $ 59,000
Orange County Florida 121 $ 10,775,000 $ 89,000 $ 70,000
Lawrence County Kentucky 121 $ 12,935,000 $ 106,000 $ 60,000
Meigs County Tennessee 121 $ 17,345,000 $ 143,000 $ 63,000
Montgomery County Virginia 121 $ 15,945,000 $ 131,000 $ 63,000
Gadsden County Florida 120 $ 15,430,000 $ 128,000 $ 63,000
Jackson County Missouri 120 $ 35,920,000 $ 299,000 $ 127,000
McClain County Oklahoma 120 $ 17,080,000 $ 142,000 $ 70,000
Washington County Texas 120 $ 12,610,000 $ 105,000 $ 59,000
Union County South Carolina 119 $ 14,345,000 $ 120,000 $ 69,000
Tallapoosa County Alabama 118 $ 12,260,000 $ 103,000 $ 58,000
Gordon County Georgia 118 $ 15,030,000 $ 127,000 $ 66,000
Lincoln County Missouri 118 $ 12,860,000 $ 108,000 $ 61,000
Baldwin County Alabama 117 $ 14,555,000 $ 124,000 $ 69,000
Onslow County North Carolina 117 $ 15,345,000 $ 131,000 $ 73,000
Stokes County North Carolina 117 $ 15,905,000 $ 135,000 $ 66,000
Navajo County Arizona 115 $ 17,405,000 $ 151,000 $ 80,000
Oconee County South Carolina 115 $ 12,545,000 $ 109,000 $ 52,000
Van Zandt County Texas 115 $ 13,885,000 $ 120,000 $ 71,000
Macon County Alabama 114 $ 11,370,000 $ 99,000 $ 55,000
Barren County Kentucky 114 $ 14,090,000 $ 123,000 $ 54,000
Carter County Kentucky 114 $ 12,620,000 $ 110,000 $ 67,000
Morgan County Tennessee 114 $ 14,100,000 $ 123,000 $ 66,000
Polk County Georgia 113 $ 18,345,000 $ 162,000 $ 68,000
Bartholomew County Indiana 113 $ 31,405,000 $ 277,000 $ 96,000
Rutherford County Tennessee 113 $ 29,875,000 $ 264,000 $ 95,000
Louisa County Virginia 113 $ 19,875,000 $ 175,000 $ 65,000
Volusia County Florida 112 $ 13,850,000 $ 123,000 $ 71,000
Bartow County Georgia 112 $ 22,680,000 $ 202,000 $ 81,000
Montgomery County Kentucky 112 $ 12,850,000 $ 114,000 $ 59,000
Jackson County Mississippi 112 $ 13,120,000 $ 117,000 $ 65,000
Midland County Texas 112 $ 14,010,000 $ 125,000 $ 85,000
San Jacinto County Texas 112 $ 12,680,000 $ 113,000 $ 74,000
Harrison County West Virginia 112 $ 13,900,000 $ 124,000 $ 64,000
Hendricks County Indiana 111 $ 37,825,000 $ 340,000 $ 104,000
Laclede County Missouri 111 $ 15,955,000 $ 143,000 $ 74,000
Upshur County West Virginia 111 $ 15,105,000 $ 136,000 $ 58,000
Craighead County Arkansas 110 $ 11,130,000 $ 101,000 $ 59,000
St. Martin County Louisiana 110 $ 11,110,000 $ 101,000 $ 68,000
Marion County South Carolina 110 $ 11,900,000 $ 108,000 $ 53,000
Russell County Alabama 109 $ 12,055,000 $ 110,000 $ 64,000
Caldwell County North Carolina 109 $ 13,505,000 $ 123,000 $ 63,000
Cleveland County Oklahoma 108 $ 13,400,000 $ 124,000 $ 71,000
Lonoke County Arkansas 107 $ 11,965,000 $ 111,000 $ 59,000
Natchitoches County Louisiana 107 $ 10,765,000 $ 100,000 $ 62,000
Simpson County Mississippi 107 $ 10,015,000 $ 93,000 $ 53,000
Newton County Missouri 107 $ 12,665,000 $ 118,000 $ 59,000
Caswell County North Carolina 107 $ 14,945,000 $ 139,000 $ 61,000
Union County North Carolina 107 $ 15,675,000 $ 146,000 $ 66,000
Muskingum County Ohio 107 $ 12,265,000 $ 114,000 $ 63,000
Scott County Tennessee 107 $ 12,135,000 $ 113,000 $ 62,000
Pickens County Georgia 106 $ 24,400,000 $ 230,000 $ 131,000
Okmulgee County Oklahoma 106 $ 14,760,000 $ 139,000 $ 66,000
Maury County Tennessee 106 $ 18,150,000 $ 171,000 $ 71,000
Union County Tennessee 106 $ 11,180,000 $ 105,000 $ 52,000
Burleson County Texas 105 $ 14,065,000 $ 133,000 $ 77,000
Boone County West Virginia 105 $ 9,995,000 $ 95,000 $ 65,000
Lincoln County West Virginia 105 $ 11,935,000 $ 113,000 $ 63,000
Newberry County South Carolina 104 $ 11,840,000 $ 113,000 $ 58,000
Campbell County Virginia 104 $ 13,830,000 $ 132,000 $ 53,000
Grant County Kentucky 103 $ 12,275,000 $ 119,000 $ 61,000
Pittsylvania County Virginia 103 $ 14,315,000 $ 138,000 $ 60,000
Jackson County Florida 102 $ 11,480,000 $ 112,000 $ 63,000
Haralson County Georgia 102 $ 18,100,000 $ 177,000 $ 83,000
Greenup County Kentucky 102 $ 10,490,000 $ 102,000 $ 65,000
Rowan County Kentucky 102 $ 9,890,000 $ 96,000 $ 77,000
Mayes County Oklahoma 102 $ 12,240,000 $ 120,000 $ 61,000
Pottawatomie County Oklahoma 102 $ 12,170,000 $ 119,000 $ 60,000
Cameron County Texas 102 $ 9,530,000 $ 93,000 $ 62,000
Bullitt County Kentucky 101 $ 10,795,000 $ 106,000 $ 58,000
Martin County North Carolina 101 $ 13,015,000 $ 128,000 $ 57,000
Vance County North Carolina 101 $ 14,375,000 $ 142,000 $ 60,000
Dickson County Tennessee 101 $ 15,915,000 $ 157,000 $ 61,000
Mingo County West Virginia 101 $ 9,855,000 $ 97,000 $ 63,000
Cherokee County Alabama 100 $ 12,390,000 $ 123,000 $ 59,000
Lamar County Mississippi 100 $ 8,840,000 $ 88,000 $ 51,000
Marshall County Mississippi 100 $ 12,420,000 $ 124,000 $ 65,000
Panola County Mississippi 100 $ 10,630,000 $ 106,000 $ 48,000
Hill County Texas 100 $ 14,430,000 $ 144,000 $ 71,000
Acadia County Louisiana 99 $ 11,645,000 $ 117,000 $ 61,000
Madison County Ohio 99 $ 23,765,000 $ 240,000 $ 97,000
Randolph County West Virginia 99 $ 10,155,000 $ 102,000 $ 55,000
Powell County Kentucky 98 $ 11,190,000 $ 114,000 $ 61,000
Rapides County Louisiana 98 $ 9,710,000 $ 99,000 $ 52,000
St. Charles County Missouri 98 $ 7,950,000 $ 81,000 $ 67,000
Madison County Tennessee 98 $ 11,200,000 $ 114,000 $ 56,000
Buckingham County Virginia 98 $ 14,350,000 $ 146,000 $ 59,000
Monongalia County West Virginia 98 $ 9,720,000 $ 99,000 $ 70,000
Coconino County Arizona 97 $ 12,815,000 $ 132,000 $ 82,000
Orange County California 97 $ 5,215,000 $ 53,000 $ 83,000
Jackson County Georgia 97 $ 29,245,000 $ 301,000 $ 111,000
Perry County Kentucky 97 $ 9,555,000 $ 98,000 $ 63,000
Dillon County South Carolina 97 $ 10,445,000 $ 107,000 $ 79,000
Dyer County Tennessee 97 $ 13,335,000 $ 137,000 $ 55,000
Manatee County Florida 96 $ 24,320,000 $ 253,000 $ 105,000
Lee County North Carolina 96 $ 11,800,000 $ 122,000 $ 56,000
Lauderdale County Tennessee 96 $ 13,140,000 $ 136,000 $ 56,000
New Castle County Delaware 95 $ 8,765,000 $ 92,000 $ 66,000
Barrow County Georgia 95 $ 31,875,000 $ 335,000 $ 127,000
Meade County Kentucky 95 $ 13,875,000 $ 146,000 $ 81,000
Pike County Ohio 95 $ 10,405,000 $ 109,000 $ 57,000
Henry County Tennessee 95 $ 9,695,000 $ 102,000 $ 49,000
Marion County Tennessee 94 $ 12,880,000 $ 137,000 $ 65,000
Effingham County Georgia 93 $ 14,885,000 $ 160,000 $ 74,000
Logan County Oklahoma 93 $ 12,355,000 $ 132,000 $ 61,000
Halifax County Virginia 93 $ 13,515,000 $ 145,000 $ 67,000
Gilmer County Georgia 92 $ 21,730,000 $ 236,000 $ 130,000
Clark County Kentucky 92 $ 10,390,000 $ 112,000 $ 61,000
Williamson County Tennessee 92 $ 43,670,000 $ 474,000 $ 156,000
Comal County Texas 92 $ 14,230,000 $ 154,000 $ 73,000
Denton County Texas 92 $ 9,740,000 $ 105,000 $ 81,000
Grimes County Texas 92 $ 11,030,000 $ 119,000 $ 77,000
Ware County Georgia 91 $ 12,585,000 $ 138,000 $ 59,000
Osage County Oklahoma 91 $ 12,145,000 $ 133,000 $ 74,000
Caldwell County Texas 91 $ 13,465,000 $ 147,000 $ 71,000
Pulaski County Virginia 91 $ 12,335,000 $ 135,000 $ 66,000
Lowndes County Georgia 90 $ 10,390,000 $ 115,000 $ 63,000
Lenoir County North Carolina 90 $ 9,900,000 $ 110,000 $ 55,000
Fayette County West Virginia 90 $ 9,200,000 $ 102,000 $ 66,000
Pinal County Arizona 89 $ 15,115,000 $ 169,000 $ 80,000
Boone County Kentucky 89 $ 8,875,000 $ 99,000 $ 59,000
Boyd County Kentucky 89 $ 9,455,000 $ 106,000 $ 61,000
Knott County Kentucky 89 $ 9,355,000 $ 105,000 $ 55,000
Sandoval County New Mexico 89 $ 11,085,000 $ 124,000 $ 57,000
Atascosa County Texas 89 $ 11,835,000 $ 132,000 $ 75,000
Mohave County Arizona 88 $ 13,610,000 $ 154,000 $ 94,000
Greene County Arkansas 88 $ 8,910,000 $ 101,000 $ 67,000
East Baton Rouge County Louisiana 88 $ 9,060,000 $ 102,000 $ 55,000
Cass County Texas 88 $ 9,500,000 $ 107,000 $ 72,000
Davis County Utah 88 $ 5,890,000 $ 66,000 $ 103,000
Smyth County Virginia 88 $ 10,500,000 $ 119,000 $ 64,000
Bibb County Alabama 87 $ 9,825,000 $ 112,000 $ 54,000
Lake County Florida 87 $ 10,915,000 $ 125,000 $ 75,000
Lincoln County Kentucky 87 $ 9,555,000 $ 109,000 $ 55,000
Jones County Mississippi 87 $ 8,195,000 $ 94,000 $ 66,000
Craven County North Carolina 87 $ 10,575,000 $ 121,000 $ 57,000
Freestone County Texas 87 $ 11,155,000 $ 128,000 $ 129,000
Gonzales County Texas 87 $ 12,275,000 $ 141,000 $ 79,000
Vanderburgh County Indiana 86 $ 8,240,000 $ 95,000 $ 59,000
St. Helena County Louisiana 86 $ 7,840,000 $ 91,000 $ 54,000
Vermilion County Louisiana 86 $ 8,850,000 $ 102,000 $ 61,000
San Miguel County New Mexico 86 $ 11,240,000 $ 130,000 $ 54,000
Chatham County North Carolina 86 $ 11,340,000 $ 131,000 $ 78,000
Wagoner County Oklahoma 86 $ 10,160,000 $ 118,000 $ 73,000
Sequatchie County Tennessee 86 $ 12,120,000 $ 140,000 $ 56,000
Tipton County Tennessee 86 $ 11,480,000 $ 133,000 $ 71,000
Tazewell County Virginia 86 $ 9,510,000 $ 110,000 $ 65,000
Riverside County California 85 $ 6,565,000 $ 77,000 $ 79,000
Brantley County Georgia 85 $ 10,465,000 $ 123,000 $ 64,000
Russell County Kentucky 85 $ 8,985,000 $ 105,000 $ 50,000
Granville County North Carolina 85 $ 12,375,000 $ 145,000 $ 68,000
Chambers County Texas 85 $ 8,575,000 $ 100,000 $ 77,000
Hopkins County Texas 85 $ 11,445,000 $ 134,000 $ 78,000
Yadkin County North Carolina 84 $ 12,300,000 $ 146,000 $ 66,000
Weber County Utah 84 $ 5,740,000 $ 68,000 $ 60,000
Appomattox County Virginia 84 $ 12,690,000 $ 151,000 $ 65,000
Hinds County Mississippi 83 $ 7,905,000 $ 95,000 $ 65,000
Nueces County Texas 83 $ 8,385,000 $ 101,000 $ 60,000
Spotsylvania County Virginia 83 $ 11,685,000 $ 140,000 $ 66,000
Johnson County Kentucky 82 $ 7,680,000 $ 93,000 $ 62,000
Pearl River County Mississippi 81 $ 8,025,000 $ 99,000 $ 55,000
Escambia County Florida 80 $ 9,770,000 $ 122,000 $ 90,000
Carteret County North Carolina 80 $ 9,920,000 $ 124,000 $ 87,000
Duplin County North Carolina 80 $ 8,360,000 $ 104,000 $ 55,000
Fairfield County South Carolina 80 $ 9,550,000 $ 119,000 $ 71,000
Grant County Arkansas 79 $ 9,045,000 $ 114,000 $ 70,000
San Bernardino County California 79 $ 5,295,000 $ 67,000 $ 111,000
Burke County Georgia 79 $ 10,145,000 $ 128,000 $ 57,000
Breathitt County Kentucky 79 $ 7,255,000 $ 91,000 $ 58,000
Henderson County Tennessee 79 $ 9,635,000 $ 121,000 $ 59,000
Polk County Tennessee 79 $ 10,615,000 $ 134,000 $ 61,000
Coryell County Texas 79 $ 8,695,000 $ 110,000 $ 64,000
Chesterfield County Virginia 79 $ 12,445,000 $ 157,000 $ 66,000
Wood County West Virginia 79 $ 8,275,000 $ 104,000 $ 82,000
Winston County Alabama 78 $ 7,580,000 $ 97,000 $ 57,000
Montgomery County Tennessee 78 $ 11,580,000 $ 148,000 $ 71,000
Jefferson County Arkansas 77 $ 8,065,000 $ 104,000 $ 60,000
Long County Georgia 77 $ 17,535,000 $ 227,000 $ 84,000
Perquimans County North Carolina 77 $ 10,815,000 $ 140,000 $ 64,000
Abbeville County South Carolina 77 $ 9,455,000 $ 122,000 $ 61,000
Amherst County Virginia 77 $ 12,295,000 $ 159,000 $ 69,000
Mecklenburg County Virginia 77 $ 11,415,000 $ 148,000 $ 63,000
San Diego County California 76 $ 4,500,000 $ 59,000 $ 131,000
Scott County Mississippi 76 $ 6,440,000 $ 84,000 $ 51,000
Cherokee County North Carolina 76 $ 11,530,000 $ 151,000 $ 73,000
Limestone County Texas 76 $ 8,730,000 $ 114,000 $ 68,000
Upshur County Texas 76 $ 10,310,000 $ 135,000 $ 72,000
Utah County Utah 76 $ 5,660,000 $ 74,000 $ 83,000
Albemarle County Virginia 76 $ 12,460,000 $ 163,000 $ 62,000
Greene County Virginia 76 $ 10,010,000 $ 131,000 $ 57,000
Russell County Virginia 76 $ 8,740,000 $ 115,000 $ 56,000
Cleburne County Alabama 75 $ 9,795,000 $ 130,000 $ 60,000
Jackson County Kentucky 75 $ 8,305,000 $ 110,000 $ 61,000
Walthall County Mississippi 75 $ 6,495,000 $ 86,000 $ 56,000
Delaware County Oklahoma 75 $ 8,485,000 $ 113,000 $ 68,000
Grady County Oklahoma 75 $ 9,505,000 $ 126,000 $ 66,000
Medina County Texas 75 $ 9,935,000 $ 132,000 $ 68,000
Dallas County Alabama 74 $ 7,140,000 $ 96,000 $ 48,000
Columbia County Florida 74 $ 10,690,000 $ 144,000 $ 76,000
Bulloch County Georgia 74 $ 8,910,000 $ 120,000 $ 72,000
Jefferson County Georgia 74 $ 8,020,000 $ 108,000 $ 70,000
Caddo County Louisiana 74 $ 8,110,000 $ 109,000 $ 64,000
St. Charles County Louisiana 74 $ 5,990,000 $ 80,000 $ 48,000
Jasper County Missouri 74 $ 8,740,000 $ 118,000 $ 59,000
Jackson County North Carolina 74 $ 10,360,000 $ 140,000 $ 74,000
Jackson County Ohio 74 $ 8,350,000 $ 112,000 $ 66,000
Mason County West Virginia 74 $ 8,200,000 $ 110,000 $ 59,000
Crenshaw County Alabama 73 $ 7,985,000 $ 109,000 $ 53,000
Chattooga County Georgia 73 $ 8,455,000 $ 115,000 $ 63,000
Clark County Indiana 73 $ 10,385,000 $ 142,000 $ 79,000
Marshall County Kentucky 73 $ 8,165,000 $ 111,000 $ 64,000
Madison County North Carolina 73 $ 9,415,000 $ 128,000 $ 62,000
Lincoln County Oklahoma 73 $ 9,245,000 $ 126,000 $ 81,000
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Mortgage Loan Application Detail Totals for Vanderbilt Mortgage And Finance, Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 126,816 $16,750,990,000 $132,000 $7,995,000 $69,000 $9,263,000
Not Applicable 2,204 $87,960,000 $39,000 $1,225,000 $0 $0
Cash-out Refinancing 319 $91,495,000 $286,000 $1,345,000 $125,000 $744,000
Refinancing 33 $40,195,000 $1,218,000 $7,025,000 $133,000 $336,000
Home Improvement 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 71,206 $9,277,040,000 $130,000 $2,005,000 $70,000 $9,263,000
Black or African American 24,252 $3,048,390,000 $125,000 $1,285,000 $62,000 $4,800,000
Hispanic 14,956 $1,841,260,000 $123,000 $1,235,000 $66,000 $1,980,000
Not Provided 9,558 $1,576,760,000 $164,000 $1,605,000 $82,000 $4,040,000
Not applicable 4,640 $536,390,000 $115,000 $7,995,000 $0 $0
American Indian or Alaskan Native 3,457 $401,225,000 $116,000 $575,000 $66,000 $7,920,000
Asian 1,014 $254,820,000 $251,000 $1,045,000 $122,000 $1,388,000
Native Hawaiian or Other Pacific Islander 73 $9,925,000 $135,000 $425,000 $68,000 $229,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 125,758 $15,855,710,000 $126,000 $7,995,000 $68,000 $9,263,000
FHA-insured (Federal Housing Administration) 2,486 $725,380,000 $291,000 $685,000 $97,000 $549,000
VA-guaranteed (Veterans Administration) 1,045 $369,695,000 $353,000 $1,295,000 $116,000 $432,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $19,855,000 $239,000 $445,000 $80,000 $134,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 54,238 $6,560,240,000 $120,000 $3,155,000 $64,000 $7,176,000
File Closed For Incompleteness 45,414 $5,307,560,000 $116,000 $1,605,000 $65,000 $7,920,000
Loan Originated 18,406 $3,514,610,000 $190,000 $7,995,000 $90,000 $9,263,000
Loan Purchased By The Institution 4,597 $430,965,000 $93,000 $1,225,000 $0 $0
Application Withdrawn By Applicant 4,410 $869,570,000 $197,000 $1,385,000 $96,000 $4,167,000
Application Approved But Not Accepted 2,286 $280,090,000 $122,000 $725,000 $67,000 $425,000
Preapproval Denied by Financial Institution 20 $7,250,000 $362,000 $1,205,000 $98,000 $307,000
Preapproval Approved but not Accepted 1 $355,000 $355,000 $355,000 $106,000 $106,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 75,114 $10,403,150,000 $138,000 $7,995,000 $73,000 $9,263,000
Credit History 27,790 $3,319,650,000 $119,000 $595,000 $73,000 $7,176,000
Unverifiable Information 15,327 $1,863,525,000 $121,000 $1,235,000 $68,000 $3,600,000
Debt-To-Income Ratio 10,421 $1,273,035,000 $122,000 $3,155,000 $31,000 $979,000
Employment History 500 $65,710,000 $131,000 $505,000 $40,000 $310,000
Credit Application Incomplete 139 $22,305,000 $160,000 $755,000 $91,000 $284,000
Insufficient Cash (Downpayment, Closing Cost) 29 $8,085,000 $278,000 $585,000 $90,000 $216,000
Other 27 $7,435,000 $275,000 $915,000 $111,000 $314,000
Collateral 24 $7,300,000 $304,000 $1,715,000 $96,000 $175,000
Mortgage Insurance Denied 1 $445,000 $445,000 $445,000 $181,000 $181,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanderbilt Mortgage And Finance, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Vanderbilt Mortgage And Finance, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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