Vanderbilt Mortgage And Finance, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Vanderbilt Mortgage And Finance, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Vanderbilt Mortgage And Finance, Inc. 500 Alcoa Trail Knoxville, TN 37804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 92,866 |
| Total Mortgage Loan Application Amount | $6,237,908,000 |
| Average Mortgage Loan Application Amount | $67,000 |
| Highest Mortgage Loan Application Amount | $661,000 |
| Average Applicant Income | $41,000 |
| Highest Applicant Income | $4,825,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Vanderbilt Mortgage And Finance, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Vanderbilt Mortgage And Finance, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Vanderbilt Mortgage And Finance, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Vanderbilt Mortgage And Finance, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Vanderbilt Mortgage And Finance, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Vanderbilt Mortgage And Finance, Inc.'s mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2,310 | $ 136,174,000 | $ 58,000 | $ 48,000 |
| KNOXVILLE, TN | 1,440 | $ 98,782,000 | $ 68,000 | $ 36,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,275 | $ 93,144,000 | $ 73,000 | $ 51,000 |
| BIRMINGHAM-HOOVER, AL | 1,274 | $ 75,914,000 | $ 59,000 | $ 36,000 |
| ASHEVILLE, NC | 1,115 | $ 91,419,000 | $ 81,000 | $ 39,000 |
| TULSA, OK | 1,086 | $ 66,308,000 | $ 61,000 | $ 40,000 |
| BATON ROUGE, LA | 1,009 | $ 59,013,000 | $ 58,000 | $ 44,000 |
| CHARLESTON, WV | 917 | $ 61,005,000 | $ 66,000 | $ 43,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 906 | $ 64,900,000 | $ 71,500 | $ 38,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 901 | $ 63,640,000 | $ 70,000 | $ 39,000 |
| COLUMBIA, SC | 834 | $ 52,473,000 | $ 62,000 | $ 36,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 833 | $ 53,269,000 | $ 63,000 | $ 43,000 |
| OKLAHOMA CITY, OK | 788 | $ 53,079,000 | $ 67,000 | $ 45,000 |
| CHATTANOOGA, TN-GA | 777 | $ 50,293,000 | $ 64,000 | $ 38,000 |
| ST. LOUIS, MO-IL | 756 | $ 48,475,000 | $ 64,000 | $ 44,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 746 | $ 50,038,000 | $ 67,000 | $ 44,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 739 | $ 46,941,000 | $ 63,000 | $ 38,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 738 | $ 50,462,000 | $ 68,000 | $ 51,000 |
| HICKORY-LENOIR-MORGANTON, NC | 730 | $ 59,395,000 | $ 81,000 | $ 39,000 |
| GREENSBORO-HIGH POINT, NC | 707 | $ 58,288,000 | $ 82,000 | $ 36,000 |
| RALEIGH-CARY, NC | 688 | $ 51,946,000 | $ 75,000 | $ 46,000 |
| SPARTANBURG, SC | 592 | $ 37,549,000 | $ 63,000 | $ 35,000 |
| WILMINGTON, NC | 579 | $ 48,784,000 | $ 84,000 | $ 41,000 |
| FORT SMITH, AR-OK | 569 | $ 32,283,000 | $ 57,500 | $ 39,500 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 562 | $ 34,208,000 | $ 61,000 | $ 41,333 |
| JACKSON, MS | 547 | $ 34,115,000 | $ 62,000 | $ 42,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 543 | $ 44,714,000 | $ 89,000 | $ 44,500 |
| TUCSON, AZ | 531 | $ 43,566,000 | $ 82,000 | $ 41,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 504 | $ 37,726,000 | $ 74,000 | $ 40,500 |
| GREENVILLE, NC | 489 | $ 37,125,000 | $ 75,000 | $ 35,000 |
| MORRISTOWN, TN | 464 | $ 32,419,000 | $ 69,000 | $ 36,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 460 | $ 26,054,000 | $ 57,500 | $ 54,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 445 | $ 31,932,000 | $ 66,000 | $ 43,500 |
| FAYETTEVILLE, NC | 435 | $ 31,654,000 | $ 72,000 | $ 38,000 |
| JOHNSON CITY, TN | 422 | $ 31,477,000 | $ 74,000 | $ 36,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 421 | $ 31,009,000 | $ 73,000 | $ 41,000 |
| JACKSONVILLE, FL | 417 | $ 31,690,000 | $ 75,000 | $ 43,000 |
| BURLINGTON, NC | 407 | $ 30,078,000 | $ 73,000 | $ 37,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 398 | $ 30,570,000 | $ 76,000 | $ 39,000 |
| HOT SPRINGS, AR | 397 | $ 24,304,000 | $ 61,000 | $ 35,000 |
| FARMINGTON, NM | 394 | $ 22,820,000 | $ 57,000 | $ 43,000 |
| RICHMOND, VA | 394 | $ 37,302,000 | $ 94,000 | $ 42,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 393 | $ 24,250,000 | $ 61,000 | $ 40,000 |
| DECATUR, AL | 392 | $ 22,535,000 | $ 57,000 | $ 35,000 |
| ROCKY MOUNT, NC | 384 | $ 28,066,000 | $ 73,000 | $ 40,000 |
| FLORENCE, SC | 362 | $ 22,634,000 | $ 62,000 | $ 37,000 |
| DENVER-AURORA-BROOMFIELD, CO | 350 | $ 23,536,000 | $ 67,000 | $ 42,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 345 | $ 20,933,000 | $ 59,666 | $ 45,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 345 | $ 20,327,000 | $ 58,000 | $ 44,000 |
| LAFAYETTE, LA | 344 | $ 19,577,000 | $ 56,000 | $ 42,000 |
| AUBURN-OPELIKA, AL | 338 | $ 23,488,000 | $ 69,000 | $ 35,000 |
| MEMPHIS, TN-MS-AR | 331 | $ 23,141,000 | $ 68,000 | $ 40,666 |
| SPRINGFIELD, MO | 331 | $ 18,621,000 | $ 56,000 | $ 37,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 329 | $ 21,207,000 | $ 64,000 | $ 45,000 |
| ANDERSON, SC | 314 | $ 22,488,000 | $ 71,000 | $ 39,000 |
| MOBILE, AL | 304 | $ 21,987,000 | $ 72,000 | $ 43,000 |
| HUNTSVILLE, AL | 297 | $ 17,124,000 | $ 57,000 | $ 36,000 |
| ALBUQUERQUE, NM | 294 | $ 15,686,000 | $ 53,000 | $ 41,000 |
| FORT WORTH-ARLINGTON, TX | 284 | $ 20,028,000 | $ 70,000 | $ 57,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 279 | $ 18,106,000 | $ 64,000 | $ 37,000 |
| SHREVEPORT-BOSSIER CITY, LA | 279 | $ 17,884,000 | $ 64,000 | $ 41,000 |
| CLEVELAND, TN | 277 | $ 17,396,000 | $ 62,000 | $ 33,000 |
| MONTGOMERY, AL | 277 | $ 15,232,000 | $ 54,000 | $ 35,000 |
| HATTIESBURG, MS | 272 | $ 15,526,000 | $ 57,000 | $ 40,000 |
| TUSCALOOSA, AL | 269 | $ 14,120,000 | $ 52,000 | $ 36,000 |
| LAKELAND-WINTER HAVEN, FL | 256 | $ 21,995,000 | $ 85,000 | $ 42,000 |
| LONGVIEW, TX | 255 | $ 18,193,000 | $ 71,000 | $ 50,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 248 | $ 16,004,000 | $ 64,000 | $ 38,000 |
| WINSTON-SALEM, NC | 247 | $ 19,681,000 | $ 79,000 | $ 38,000 |
| LAS CRUCES, NM | 246 | $ 17,200,000 | $ 69,000 | $ 36,000 |
| MCALLEN-EDINBURG-MISSION, TX | 238 | $ 14,323,000 | $ 60,000 | $ 47,000 |
| LYNCHBURG, VA | 237 | $ 19,431,000 | $ 81,000 | $ 41,000 |
| COLLEGE STATION-BRYAN, TX | 231 | $ 13,309,000 | $ 57,000 | $ 53,000 |
| DURHAM-CHAPEL HILL, NC | 228 | $ 20,484,000 | $ 89,000 | $ 40,000 |
| DALTON, GA | 226 | $ 14,387,000 | $ 63,000 | $ 33,000 |
| BEAUMONT-PORT ARTHUR, TX | 224 | $ 14,267,000 | $ 63,000 | $ 53,000 |
| TALLAHASSEE, FL | 213 | $ 17,312,000 | $ 81,000 | $ 46,000 |
| WACO, TX | 213 | $ 15,800,000 | $ 74,000 | $ 46,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 208 | $ 15,396,000 | $ 74,000 | $ 42,000 |
| LAKE CHARLES, LA | 208 | $ 13,776,000 | $ 66,000 | $ 50,000 |
| ANNISTON-OXFORD, AL | 201 | $ 13,410,000 | $ 66,000 | $ 35,000 |
| GREELEY, CO | 201 | $ 14,170,000 | $ 70,000 | $ 50,000 |
| EL PASO, TX | 196 | $ 12,614,000 | $ 64,000 | $ 44,000 |
| DALLAS-PLANO-IRVING, TX | 193 | $ 12,190,000 | $ 63,000 | $ 49,000 |
| OWENSBORO, KY | 189 | $ 12,694,000 | $ 67,000 | $ 44,000 |
| AMARILLO, TX | 183 | $ 12,591,000 | $ 68,000 | $ 49,000 |
| PINE BLUFF, AR | 181 | $ 10,689,000 | $ 59,000 | $ 43,000 |
| EVANSVILLE, IN-KY | 180 | $ 12,318,000 | $ 67,000 | $ 46,000 |
| ROANOKE, VA | 173 | $ 14,622,000 | $ 84,000 | $ 38,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 172 | $ 11,008,000 | $ 63,000 | $ 45,000 |
| CHARLOTTESVILLE, VA | 170 | $ 14,425,000 | $ 84,000 | $ 38,000 |
| LEXINGTON-FAYETTE, KY | 167 | $ 9,469,000 | $ 56,000 | $ 40,000 |
| JACKSON, TN | 166 | $ 11,228,000 | $ 67,000 | $ 37,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 164 | $ 12,385,000 | $ 75,000 | $ 43,000 |
| SHERMAN-DENISON, TX | 163 | $ 11,765,000 | $ 72,000 | $ 47,000 |
| SUMTER, SC | 153 | $ 8,709,000 | $ 56,000 | $ 38,000 |
| GADSDEN, AL | 152 | $ 10,467,000 | $ 68,000 | $ 37,000 |
| GOLDSBORO, NC | 151 | $ 10,350,000 | $ 68,000 | $ 36,000 |
| JONESBORO, AR | 151 | $ 8,873,000 | $ 58,000 | $ 34,000 |
| JOPLIN, MO | 149 | $ 9,917,000 | $ 66,000 | $ 42,000 |
| FLAGSTAFF, AZ | 145 | $ 7,740,000 | $ 53,000 | $ 53,000 |
| GULFPORT-BILOXI, MS | 142 | $ 9,534,000 | $ 67,000 | $ 41,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 132 | $ 9,069,000 | $ 68,000 | $ 43,000 |
| TEXARKANA, TX-TEXARKANA, AR | 132 | $ 7,796,000 | $ 58,500 | $ 44,500 |
| WICHITA, KS | 131 | $ 9,593,000 | $ 73,000 | $ 44,000 |
| ALBANY, GA | 123 | $ 9,170,000 | $ 74,000 | $ 45,000 |
| PHOENIX-MESA-GLENDALE, AZ | 120 | $ 9,629,000 | $ 80,000 | $ 55,000 |
| ALEXANDRIA, LA | 116 | $ 8,174,000 | $ 70,000 | $ 50,000 |
| VICTORIA, TX | 114 | $ 7,137,000 | $ 62,000 | $ 57,000 |
| MONROE, LA | 112 | $ 5,011,000 | $ 44,000 | $ 40,000 |
| PASCAGOULA, MS | 112 | $ 8,441,000 | $ 75,000 | $ 47,000 |
| MORGANTOWN, WV | 108 | $ 6,815,000 | $ 63,000 | $ 47,000 |
| DOVER, DE | 102 | $ 6,793,000 | $ 66,000 | $ 40,000 |
| BROWNSVILLE-HARLINGEN, TX | 89 | $ 5,452,000 | $ 61,000 | $ 42,000 |
| FLORENCE-MUSCLE SHOALS, AL | 88 | $ 4,757,000 | $ 54,000 | $ 29,000 |
| HARRISONBURG, VA | 86 | $ 6,988,000 | $ 81,000 | $ 42,000 |
| OGDEN-CLEARFIELD, UT | 86 | $ 4,269,000 | $ 49,000 | $ 43,000 |
| CLARKSVILLE, TN-KY | 84 | $ 7,071,000 | $ 83,500 | $ 45,000 |
| JACKSONVILLE, NC | 84 | $ 7,292,000 | $ 86,000 | $ 41,000 |
| COLUMBUS, GA-AL | 82 | $ 6,305,000 | $ 79,000 | $ 39,000 |
| CHEYENNE, WY | 79 | $ 4,761,000 | $ 60,000 | $ 42,000 |
| FORT COLLINS-LOVELAND, CO | 79 | $ 4,708,000 | $ 59,000 | $ 44,000 |
| TYLER, TX | 78 | $ 4,511,000 | $ 57,000 | $ 50,000 |
| SANTA ROSA-PETALUMA, CA | 75 | $ 7,292,000 | $ 97,000 | $ 62,000 |
| BOISE CITY-NAMPA, ID | 74 | $ 7,289,000 | $ 98,000 | $ 41,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 74 | $ 6,592,000 | $ 89,000 | $ 59,000 |
| LUBBOCK, TX | 73 | $ 4,842,000 | $ 66,000 | $ 51,000 |
| ELIZABETHTOWN, KY | 71 | $ 4,918,000 | $ 69,000 | $ 42,000 |
| COLUMBUS, OH | 70 | $ 5,081,000 | $ 72,000 | $ 49,000 |
| MIDLAND, TX | 66 | $ 3,518,000 | $ 53,000 | $ 61,000 |
| PUEBLO, CO | 62 | $ 5,510,000 | $ 88,000 | $ 37,000 |
| DANVILLE, VA | 60 | $ 5,357,000 | $ 89,000 | $ 42,000 |
| BOWLING GREEN, KY | 58 | $ 3,309,000 | $ 57,000 | $ 41,000 |
| YAKIMA, WA | 58 | $ 6,555,000 | $ 113,000 | $ 43,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 56 | $ 3,692,000 | $ 65,000 | $ 32,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 54 | $ 4,031,000 | $ 74,000 | $ 83,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 54 | $ 2,831,000 | $ 52,000 | $ 55,000 |
| SALT LAKE CITY, UT | 53 | $ 4,272,000 | $ 80,000 | $ 40,000 |
| JEFFERSON CITY, MO | 51 | $ 3,222,000 | $ 63,000 | $ 34,000 |
| SALISBURY, MD | 50 | $ 4,185,000 | $ 83,000 | $ 38,000 |
| BOULDER, CO | 49 | $ 3,101,000 | $ 63,000 | $ 42,000 |
| SANTA FE, NM | 49 | $ 3,507,000 | $ 71,000 | $ 44,000 |
| MEDFORD, OR | 47 | $ 5,641,000 | $ 120,000 | $ 52,000 |
| ODESSA, TX | 47 | $ 2,187,000 | $ 46,000 | $ 69,000 |
| COLUMBIA, MO | 44 | $ 1,963,000 | $ 44,000 | $ 32,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 43 | $ 3,521,000 | $ 81,000 | $ 48,000 |
| OCALA, FL | 41 | $ 2,515,000 | $ 61,000 | $ 37,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 40 | $ 3,181,000 | $ 79,000 | $ 47,000 |
| KANSAS CITY, MO-KS | 39 | $ 2,473,000 | $ 61,000 | $ 39,000 |
| LANCASTER, PA | 39 | $ 2,290,000 | $ 58,000 | $ 47,000 |
| PITTSBURGH, PA | 37 | $ 2,542,000 | $ 68,000 | $ 50,000 |
| LAWTON, OK | 35 | $ 2,518,000 | $ 71,000 | $ 46,000 |
| IDAHO FALLS, ID | 32 | $ 3,106,000 | $ 97,000 | $ 30,000 |
| PALM COAST, FL | 31 | $ 2,173,000 | $ 70,000 | $ 36,000 |
| COLORADO SPRINGS, CO | 30 | $ 2,428,000 | $ 80,000 | $ 62,000 |
| PRESCOTT, AZ | 30 | $ 2,195,000 | $ 73,000 | $ 49,000 |
| SCRANTON--WILKES-BARRE, PA | 27 | $ 1,976,000 | $ 73,000 | $ 49,000 |
| ABILENE, TX | 24 | $ 1,590,000 | $ 66,000 | $ 57,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 24 | $ 2,275,000 | $ 77,000 | $ 86,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 23 | $ 1,388,000 | $ 60,000 | $ 82,000 |
| BRUNSWICK, GA | 22 | $ 1,162,000 | $ 52,000 | $ 40,000 |
| LAS VEGAS-PARADISE, NV | 22 | $ 1,795,000 | $ 81,000 | $ 50,000 |
| SAVANNAH, GA | 22 | $ 1,680,000 | $ 76,000 | $ 36,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 21 | $ 1,210,000 | $ 57,000 | $ 44,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 19 | $ 987,000 | $ 51,000 | $ 84,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 19 | $ 1,070,000 | $ 56,000 | $ 63,000 |
| REDDING, CA | 17 | $ 2,238,000 | $ 131,000 | $ 58,000 |
| VALLEJO-FAIRFIELD, CA | 17 | $ 1,434,000 | $ 84,000 | $ 68,000 |
| PHILADELPHIA, PA | 16 | $ 1,077,000 | $ 67,000 | $ 59,000 |
| SALEM, OR | 16 | $ 1,856,000 | $ 116,000 | $ 56,000 |
| CORPUS CHRISTI, TX | 15 | $ 862,000 | $ 57,000 | $ 58,000 |
| RENO-SPARKS, NV | 15 | $ 1,682,000 | $ 112,000 | $ 58,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 14 | $ 1,045,000 | $ 96,500 | $ 56,000 |
| OLYMPIA, WA | 14 | $ 1,257,000 | $ 89,000 | $ 39,000 |
| ROME, GA | 14 | $ 871,000 | $ 62,000 | $ 40,000 |
| TOLEDO, OH | 14 | $ 861,000 | $ 61,000 | $ 62,000 |
| WENATCHEE-EAST WENATCHEE, WA | 14 | $ 2,487,000 | $ 177,000 | $ 52,000 |
| CHICO, CA | 13 | $ 1,630,000 | $ 125,000 | $ 94,000 |
| POCATELLO, ID | 13 | $ 1,009,000 | $ 77,000 | $ 45,000 |
| BALTIMORE-TOWSON, MD | 12 | $ 1,294,000 | $ 107,000 | $ 83,000 |
| DOTHAN, AL | 12 | $ 615,000 | $ 51,000 | $ 32,000 |
| WINCHESTER, VA-WV | 12 | $ 1,158,000 | $ 104,000 | $ 51,000 |
| EUGENE-SPRINGFIELD, OR | 11 | $ 1,558,000 | $ 141,000 | $ 58,000 |
| GAINESVILLE, FL | 11 | $ 740,000 | $ 67,000 | $ 39,000 |
| LAREDO, TX | 10 | $ 605,000 | $ 60,000 | $ 75,000 |
| MANHATTAN, KS | 10 | $ 529,000 | $ 52,000 | $ 39,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 9 | $ 349,000 | $ 38,000 | $ 52,000 |
| WILMINGTON, DE-MD-NJ | 9 | $ 565,000 | $ 74,000 | $ 47,500 |
| TACOMA, WA | 8 | $ 552,000 | $ 69,000 | $ 60,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 340,000 | $ 42,000 | $ 36,000 |
| ANN ARBOR, MI | 7 | $ 223,000 | $ 31,000 | $ 32,000 |
| CARSON CITY, NV | 7 | $ 979,000 | $ 139,000 | $ 54,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 7 | $ 556,000 | $ 79,000 | $ 60,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 7 | $ 581,000 | $ 83,000 | $ 58,000 |
| PROVO-OREM, UT | 7 | $ 322,000 | $ 46,000 | $ 42,000 |
| TOPEKA, KS | 7 | $ 357,000 | $ 51,000 | $ 53,000 |
| YORK-HANOVER, PA | 7 | $ 777,000 | $ 111,000 | $ 49,000 |
| AKRON, OH | 6 | $ 234,000 | $ 39,000 | $ 30,000 |
| BLOOMINGTON-NORMAL, IL | 6 | $ 204,000 | $ 34,000 | $ 28,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6 | $ 300,000 | $ 50,000 | $ 45,000 |
| SPRINGFIELD, IL | 6 | $ 357,000 | $ 59,000 | $ 49,000 |
| STOCKTON, CA | 6 | $ 546,000 | $ 91,000 | $ 77,000 |
| TERRE HAUTE, IN | 6 | $ 416,000 | $ 69,000 | $ 55,000 |
| VALDOSTA, GA | 6 | $ 386,000 | $ 64,000 | $ 38,000 |
| WARNER ROBINS, GA | 6 | $ 460,000 | $ 76,000 | $ 31,000 |
| YUBA CITY, CA | 6 | $ 486,000 | $ 81,000 | $ 55,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 377,000 | $ 75,000 | $ 31,000 |
| BILLINGS, MT | 5 | $ 261,000 | $ 52,000 | $ 65,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 5 | $ 259,000 | $ 51,000 | $ 52,000 |
| FORT WAYNE, IN | 5 | $ 266,000 | $ 53,000 | $ 62,000 |
| GRAND JUNCTION, CO | 5 | $ 173,000 | $ 34,000 | $ 32,000 |
| HARRISBURG-CARLISLE, PA | 5 | $ 403,000 | $ 80,000 | $ 46,000 |
| LIMA, OH | 5 | $ 464,000 | $ 92,000 | $ 40,000 |
| MACON, GA | 5 | $ 323,000 | $ 64,000 | $ 30,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 5 | $ 285,000 | $ 57,000 | $ 47,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 5 | $ 869,000 | $ 173,000 | $ 107,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 157,000 | $ 31,000 | $ 30,000 |
| READING, PA | 5 | $ 504,000 | $ 100,000 | $ 68,000 |
| WILLIAMSPORT, PA | 5 | $ 340,000 | $ 68,000 | $ 61,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 392,000 | $ 98,000 | $ 40,000 |
| CORVALLIS, OR | 4 | $ 393,000 | $ 98,000 | $ 25,000 |
| CUMBERLAND, MD-WV | 4 | $ 355,000 | $ 101,000 | $ 59,500 |
| ELKHART-GOSHEN, IN | 4 | $ 165,000 | $ 41,000 | $ 44,000 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 265,000 | $ 66,000 | $ 55,000 |
| SAN ANGELO, TX | 4 | $ 311,000 | $ 77,000 | $ 47,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 4 | $ 222,000 | $ 55,500 | $ 44,000 |
| WICHITA FALLS, TX | 4 | $ 237,000 | $ 59,000 | $ 87,000 |
| YUMA, AZ | 4 | $ 355,000 | $ 88,000 | $ 56,000 |
| CASPER, WY | 3 | $ 160,000 | $ 53,000 | $ 26,000 |
| COLUMBUS, IN | 3 | $ 118,000 | $ 39,000 | $ 50,000 |
| DAYTON, OH | 3 | $ 295,000 | $ 98,000 | $ 62,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 73,000 | $ 24,000 | $ 22,000 |
| EL CENTRO, CA | 3 | $ 127,000 | $ 42,000 | $ 29,000 |
| GAINESVILLE, GA | 3 | $ 233,000 | $ 77,000 | $ 38,000 |
| HINESVILLE-FORT STEWART, GA | 3 | $ 182,000 | $ 60,000 | $ 43,000 |
| LEBANON, PA | 3 | $ 54,000 | $ 18,000 | $ 39,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 61,000 | $ 20,000 | $ 27,000 |
| MISSOULA, MT | 3 | $ 150,000 | $ 50,000 | $ 56,000 |
| NAPA, CA | 3 | $ 202,000 | $ 67,000 | $ 74,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 276,000 | $ 92,000 | $ 41,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 678,000 | $ 226,000 | $ 53,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 187,000 | $ 62,000 | $ 44,000 |
| SIOUX FALLS, SD | 3 | $ 84,000 | $ 28,000 | $ 45,000 |
| WHEELING, WV-OH | 3 | $ 141,000 | $ 45,500 | $ 48,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 224,000 | $ 74,000 | $ 50,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| AMES, IA | 2 | $ 45,000 | $ 22,000 | $ 25,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 108,000 | $ 54,000 | $ 58,000 |
| COEUR D'ALENE, ID | 2 | $ 192,000 | $ 96,000 | $ 57,000 |
| FLINT, MI | 2 | $ 83,000 | $ 41,000 | $ 43,000 |
| GRAND FORKS, ND-MN | 2 | $ 52,000 | $ 26,000 | $ 44,000 |
| IOWA CITY, IA | 2 | $ 147,000 | $ 73,000 | $ 206,000 |
| LAFAYETTE, IN | 2 | $ 48,000 | $ 24,000 | $ 33,000 |
| MANSFIELD, OH | 2 | $ 157,000 | $ 78,000 | $ 50,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 95,000 | $ 47,000 | $ 28,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 2 | $ 281,000 | $ 140,000 | $ 65,000 |
| ROCHESTER, MN | 2 | $ 43,000 | $ 21,000 | $ 24,000 |
| SPRINGFIELD, OH | 2 | $ 174,000 | $ 87,000 | $ 66,000 |
| ALTOONA, PA | 1 | $ 69,000 | $ 69,000 | $ 16,000 |
| BAKERSFIELD-DELANO, CA | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| BEND, OR | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| BLOOMINGTON, IN | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
| DANVILLE, IL | 1 | $ 53,000 | $ 53,000 | $ 42,000 |
| FRESNO, CA | 1 | $ 227,000 | $ 227,000 | $ 109,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 18,000 | $ 18,000 | $ 39,000 |
| KOKOMO, IN | 1 | $ 33,000 | $ 33,000 | $ 154,000 |
| LAWRENCE, KS | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| LONGVIEW, WA | 1 | $ 93,000 | $ 93,000 | $ 40,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 263,000 | $ 263,000 | $ 62,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| PEORIA, IL | 1 | $ 41,000 | $ 41,000 | $ 60,000 |
| PORT ST. LUCIE, FL | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
| RAPID CITY, SD | 1 | $ 13,000 | $ 13,000 | $ 94,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 223,000 | $ 223,000 | $ 44,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| SPOKANE, WA | 1 | $ 52,000 | $ 52,000 | $ 109,000 |
| ST. JOSEPH, MO-KS | 1 | $ 58,000 | $ 58,000 | $ 31,000 |
| SYRACUSE, NY | 1 | $ 73,000 | $ 73,000 | $ 54,000 |
| UTICA-ROME, NY | 1 | $ 26,000 | $ 26,000 | $ 38,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 101,000 | $ 101,000 | $ 53,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 18,000 | $ 18,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Vanderbilt Mortgage And Finance, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 92,866 | $6,237,908,000 | $67,000 | $661,000 | $41,000 | $4,825,000 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 56,188 | $3,849,180,000 | $68,000 | $661,000 | $43,000 | $3,762,000 |
| Black or African American | 18,180 | $1,211,422,000 | $66,000 | $303,000 | $36,000 | $4,825,000 |
| Hispanic | 8,213 | $530,944,000 | $64,000 | $387,000 | $44,000 | $1,877,000 |
| Not Provided | 7,201 | $452,919,000 | $62,000 | $303,000 | $39,000 | $1,200,000 |
| American Indian or Alaskan Native | 2,601 | $161,065,000 | $61,000 | $384,000 | $43,000 | $400,000 |
| Asian | 272 | $18,952,000 | $69,000 | $225,000 | $53,000 | $602,000 |
| Native Hawaiian or Other Pacific Islander | 211 | $13,426,000 | $63,000 | $197,000 | $40,000 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 88,230 | $5,876,524,000 | $66,000 | $469,000 | $41,000 | $4,825,000 |
| FHA-insured (Federal Housing Administration) | 4,636 | $361,384,000 | $77,000 | $661,000 | $44,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 55,637 | $3,987,705,000 | $71,000 | $661,000 | $38,000 | $4,825,000 |
| Application Approved But Not Accepted | 28,036 | $1,716,094,000 | $61,000 | $324,000 | $46,000 | $2,000,000 |
| Loan Originated | 9,193 | $534,109,000 | $58,000 | $308,000 | $47,000 | $1,070,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanderbilt Mortgage And Finance, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanderbilt Mortgage And Finance, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.