Vanderbilt Mortgage And Finance, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Vanderbilt Mortgage And Finance, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Vanderbilt Mortgage And Finance, Inc.
500 Alcoa Trail
Knoxville, TN 37804
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 98,472
Total Mortgage Loan Application Amount $8,226,080,000
Average Mortgage Loan Application Amount $171,500
Highest Mortgage Loan Application Amount $8,975,000
Average Applicant Income $63,750
Highest Applicant Income $6,864,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Vanderbilt Mortgage And Finance, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Vanderbilt Mortgage And Finance, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Vanderbilt Mortgage And Finance, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Vanderbilt Mortgage And Finance, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Vanderbilt Mortgage And Finance, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Vanderbilt Mortgage And Finance, Inc.'s mortgage activity for 2018.

Mortgage Loan Application Totals for Vanderbilt Mortgage And Finance, Inc. by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 24,024 $ 1,829,650,000 $ 85,604 $ 59,026
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 2,936 $ 205,780,000 $ 70,000 $ 54,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 1,735 $ 392,345,000 $ 226,000 $ 99,000
KNOXVILLE, TN 1,246 $ 98,620,000 $ 79,000 $ 46,000
BIRMINGHAM-HOOVER, AL 1,088 $ 84,200,000 $ 77,000 $ 46,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 808 $ 74,160,000 $ 90,500 $ 48,000
GREENVILLE-ANDERSON-MAULDIN, SC 777 $ 57,385,000 $ 73,000 $ 49,000
AUSTIN-ROUND ROCK, TX 711 $ 56,675,000 $ 79,000 $ 54,000
BATON ROUGE, LA 711 $ 48,115,000 $ 67,000 $ 49,000
COLUMBIA, SC 626 $ 44,260,000 $ 70,000 $ 50,000
HUNTINGTON-ASHLAND, WV-KY-OH 594 $ 38,820,000 $ 65,333 $ 43,333
CHARLESTON-NORTH CHARLESTON, SC 568 $ 45,710,000 $ 80,000 $ 49,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 567 $ 39,635,000 $ 69,000 $ 47,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 560 $ 55,100,000 $ 97,000 $ 54,000
ASHEVILLE, NC 524 $ 44,430,000 $ 84,000 $ 50,000
SAN ANTONIO-NEW BRAUNFELS, TX 513 $ 44,845,000 $ 87,000 $ 60,000
SPARTANBURG, SC 450 $ 33,460,000 $ 74,000 $ 43,000
TULSA, OK 440 $ 34,240,000 $ 77,000 $ 53,000
DENVER-AURORA-LAKEWOOD, CO 439 $ 42,905,000 $ 97,000 $ 55,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 401 $ 29,125,000 $ 71,000 $ 47,500
LAFAYETTE, LA 374 $ 23,720,000 $ 63,000 $ 47,000
DALLAS-PLANO-IRVING, TX 353 $ 26,925,000 $ 76,000 $ 58,000
ANNISTON-OXFORD-JACKSONVILLE, AL 341 $ 25,415,000 $ 74,000 $ 44,000
CHATTANOOGA, TN-GA 333 $ 27,305,000 $ 81,500 $ 47,500
OKLAHOMA CITY, OK 331 $ 25,115,000 $ 75,000 $ 58,000
GREENSBORO-HIGH POINT, NC 326 $ 29,680,000 $ 91,000 $ 55,000
ST. LOUIS, MO-IL 324 $ 22,000,000 $ 63,500 $ 49,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 322 $ 28,760,000 $ 86,000 $ 69,500
JACKSON, MS 314 $ 20,090,000 $ 63,000 $ 46,000
RALEIGH, NC 312 $ 28,190,000 $ 90,000 $ 49,000
HICKORY-LENOIR-MORGANTON, NC 306 $ 25,490,000 $ 83,000 $ 48,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 298 $ 25,500,000 $ 85,000 $ 52,000
GREELEY, CO 297 $ 24,315,000 $ 81,000 $ 59,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 295 $ 18,255,000 $ 63,000 $ 44,500
NEW ORLEANS-METAIRIE, LA 291 $ 19,215,000 $ 66,000 $ 46,000
WINSTON-SALEM, NC 283 $ 22,075,000 $ 78,000 $ 44,000
FORT WORTH-ARLINGTON, TX 267 $ 20,635,000 $ 77,000 $ 63,000
BEAUMONT-PORT ARTHUR, TX 256 $ 18,220,000 $ 71,000 $ 63,000
HOUMA-THIBODAUX, LA 256 $ 16,960,000 $ 66,000 $ 44,000
CHARLESTON, WV 255 $ 17,905,000 $ 70,000 $ 55,000
CINCINNATI, OH-KY-IN 255 $ 24,045,000 $ 78,333 $ 52,000
HAMMOND, LA 254 $ 15,900,000 $ 62,000 $ 45,000
TALLAHASSEE, FL 249 $ 21,525,000 $ 86,000 $ 49,000
RICHMOND, VA 242 $ 24,670,000 $ 101,000 $ 52,000
AUBURN-OPELIKA, AL 241 $ 17,085,000 $ 70,000 $ 46,000
HUNTSVILLE, AL 237 $ 16,495,000 $ 69,000 $ 42,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 236 $ 17,760,000 $ 75,000 $ 46,000
TUSCALOOSA, AL 236 $ 14,320,000 $ 60,000 $ 40,000
AUGUSTA-RICHMOND COUNTY, GA-SC 232 $ 21,520,000 $ 87,500 $ 51,500
LAKE CHARLES, LA 232 $ 24,440,000 $ 105,000 $ 77,000
MEMPHIS, TN-MS-AR 223 $ 15,635,000 $ 66,000 $ 51,000
ROCKY MOUNT, NC 220 $ 16,560,000 $ 75,000 $ 44,000
FLORENCE, SC 213 $ 15,415,000 $ 72,000 $ 48,000
COLUMBUS, OH 212 $ 16,930,000 $ 79,000 $ 53,000
JOHNSON CITY, TN 211 $ 15,855,000 $ 75,000 $ 54,000
WILMINGTON, NC 210 $ 22,940,000 $ 109,000 $ 51,000
MORRISTOWN, TN 207 $ 16,855,000 $ 81,000 $ 52,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 207 $ 22,445,000 $ 108,000 $ 70,000
DECATUR, AL 194 $ 12,900,000 $ 66,000 $ 46,000
PHOENIX-MESA-SCOTTSDALE, AZ 192 $ 20,770,000 $ 108,000 $ 54,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 192 $ 14,660,000 $ 78,000 $ 48,500
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 190 $ 18,270,000 $ 96,000 $ 71,000
BECKLEY, WV 189 $ 11,265,000 $ 59,000 $ 49,000
BURLINGTON, NC 179 $ 13,615,000 $ 76,000 $ 39,000
CLEVELAND, TN 174 $ 13,710,000 $ 78,000 $ 44,000
MCALLEN-EDINBURG-MISSION, TX 173 $ 10,575,000 $ 61,000 $ 70,000
FARMINGTON, NM 172 $ 10,940,000 $ 63,000 $ 46,000
SALISBURY, MD-DE 172 $ 17,940,000 $ 110,500 $ 51,000
FAYETTEVILLE, NC 171 $ 13,465,000 $ 78,000 $ 45,000
FORT SMITH, AR-OK 170 $ 12,000,000 $ 70,500 $ 50,000
HATTIESBURG, MS 168 $ 10,140,000 $ 60,000 $ 46,000
SUMTER, SC 167 $ 10,915,000 $ 65,000 $ 39,000
KILLEEN-TEMPLE, TX 166 $ 12,340,000 $ 74,000 $ 57,000
MONTGOMERY, AL 164 $ 10,340,000 $ 63,000 $ 43,000
AMARILLO, TX 162 $ 13,110,000 $ 80,000 $ 61,000
DALTON, GA 157 $ 12,355,000 $ 78,000 $ 47,000
PANAMA CITY, FL 157 $ 15,105,000 $ 96,000 $ 56,000
BRUNSWICK, GA 156 $ 20,520,000 $ 131,000 $ 72,000
COLLEGE STATION-BRYAN, TX 154 $ 10,710,000 $ 69,000 $ 56,000
HOT SPRINGS, AR 154 $ 10,200,000 $ 66,000 $ 44,000
LONGVIEW, TX 151 $ 11,285,000 $ 74,000 $ 62,000
GADSDEN, AL 140 $ 9,230,000 $ 65,000 $ 41,000
MOBILE, AL 140 $ 9,610,000 $ 68,000 $ 46,000
PENSACOLA-FERRY PASS-BRENT, FL 140 $ 11,450,000 $ 81,000 $ 46,000
GULFPORT-BILOXI-PASCAGOULA, MS 139 $ 9,505,000 $ 68,000 $ 51,000
LYNCHBURG, VA 138 $ 12,590,000 $ 91,000 $ 46,000
ALBUQUERQUE, NM 136 $ 9,170,000 $ 67,000 $ 49,000
CORPUS CHRISTI, TX 136 $ 9,050,000 $ 66,000 $ 59,000
LAKELAND-WINTER HAVEN, FL 135 $ 10,935,000 $ 81,000 $ 48,000
OGDEN-CLEARFIELD, UT 127 $ 7,865,000 $ 61,000 $ 44,000
ODESSA, TX 126 $ 8,360,000 $ 66,000 $ 64,000
SHREVEPORT-BOSSIER CITY, LA 125 $ 8,315,000 $ 66,000 $ 44,000
SAN ANGELO, TX 124 $ 9,920,000 $ 80,000 $ 55,000
GREENVILLE, NC 123 $ 8,815,000 $ 71,000 $ 43,000
JACKSONVILLE, FL 122 $ 12,670,000 $ 103,000 $ 57,000
CHARLOTTESVILLE, VA 118 $ 11,180,000 $ 94,000 $ 44,000
EL PASO, TX 117 $ 7,385,000 $ 63,000 $ 47,000
LAS CRUCES, NM 116 $ 8,350,000 $ 71,000 $ 50,000
ORLANDO-KISSIMMEE-SANFORD, FL 115 $ 11,765,000 $ 102,000 $ 90,000
ROANOKE, VA 108 $ 9,660,000 $ 89,000 $ 72,000
MONROE, LA 106 $ 6,170,000 $ 58,000 $ 50,000
WICHITA, KS 105 $ 15,275,000 $ 145,000 $ 54,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 104 $ 8,420,000 $ 80,000 $ 55,000
PINE BLUFF, AR 103 $ 7,255,000 $ 70,000 $ 75,000
DURHAM-CHAPEL HILL, NC 102 $ 9,720,000 $ 95,000 $ 55,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 101 $ 8,055,000 $ 79,000 $ 44,000
TYLER, TX 101 $ 6,815,000 $ 67,000 $ 49,000
WACO, TX 101 $ 8,325,000 $ 82,000 $ 55,000
COLUMBUS, GA-AL 100 $ 10,580,000 $ 107,000 $ 52,000
JONESBORO, AR 99 $ 6,415,000 $ 64,000 $ 44,000
JOPLIN, MO 97 $ 7,585,000 $ 78,000 $ 56,000
TUCSON, AZ 97 $ 12,455,000 $ 128,000 $ 54,000
BOISE CITY, ID 96 $ 8,990,000 $ 93,000 $ 52,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 95 $ 8,785,000 $ 121,750 $ 48,333
SPRINGFIELD, MO 94 $ 6,890,000 $ 73,000 $ 46,000
MORGANTOWN, WV 93 $ 7,455,000 $ 80,000 $ 64,000
ALEXANDRIA, LA 91 $ 6,395,000 $ 70,000 $ 52,000
ELIZABETHTOWN-FORT KNOX, KY 91 $ 7,735,000 $ 85,000 $ 52,000
HINESVILLE, GA 91 $ 11,645,000 $ 127,000 $ 56,000
EVANSVILLE, IN-KY 90 $ 6,650,000 $ 82,500 $ 46,500
BOWLING GREEN, KY 88 $ 6,340,000 $ 72,000 $ 51,000
LEXINGTON-FAYETTE, KY 85 $ 6,585,000 $ 77,000 $ 57,000
DAPHNE-FAIRHOPE-FOLEY, AL 84 $ 6,030,000 $ 71,000 $ 47,000
TEXARKANA, TX-AR 84 $ 5,250,000 $ 60,500 $ 52,000
FORT COLLINS, CO 83 $ 5,725,000 $ 68,000 $ 44,000
LAKE HAVASU CITY-KINGMAN, AZ 80 $ 9,190,000 $ 114,000 $ 57,000
CHEYENNE, WY 79 $ 4,985,000 $ 63,000 $ 51,000
GOLDSBORO, NC 76 $ 5,630,000 $ 74,000 $ 45,000
SALT LAKE CITY, UT 74 $ 3,670,000 $ 49,000 $ 51,000
SHERMAN-DENISON, TX 73 $ 6,555,000 $ 89,000 $ 60,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 72 $ 6,120,000 $ 85,000 $ 52,000
OWENSBORO, KY 72 $ 6,250,000 $ 86,000 $ 51,000
BROWNSVILLE-HARLINGEN, TX 71 $ 4,165,000 $ 58,000 $ 62,000
FLAGSTAFF, AZ 71 $ 6,465,000 $ 91,000 $ 86,000
JACKSON, TN 71 $ 4,895,000 $ 68,000 $ 41,000
DOVER, DE 70 $ 5,930,000 $ 84,000 $ 40,000
VICTORIA, TX 69 $ 4,425,000 $ 64,000 $ 54,000
LUBBOCK, TX 66 $ 4,980,000 $ 75,000 $ 56,000
NEW BERN, NC 61 $ 4,295,000 $ 70,000 $ 48,000
PRESCOTT, AZ 59 $ 8,105,000 $ 137,000 $ 74,000
MIDLAND, TX 58 $ 4,830,000 $ 83,000 $ 66,000
COLORADO SPRINGS, CO 57 $ 7,835,000 $ 137,000 $ 62,000
OCALA, FL 56 $ 4,950,000 $ 88,000 $ 48,000
SANTA FE, NM 53 $ 4,565,000 $ 86,000 $ 49,000
PITTSBURGH, PA 51 $ 4,215,000 $ 82,000 $ 88,000
SAVANNAH, GA 51 $ 4,695,000 $ 92,000 $ 47,000
VALDOSTA, GA 51 $ 3,665,000 $ 71,000 $ 48,000
CLARKSVILLE, TN-KY 50 $ 3,740,000 $ 76,000 $ 48,000
PARKERSBURG-VIENNA, WV 49 $ 3,525,000 $ 71,000 $ 46,000
ALBANY, GA 44 $ 3,580,000 $ 81,000 $ 54,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 43 $ 2,985,000 $ 69,000 $ 52,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 43 $ 4,115,000 $ 95,000 $ 42,000
SIERRA VISTA-DOUGLAS, AZ 42 $ 4,230,000 $ 100,000 $ 55,000
STAUNTON-WAYNESBORO, VA 41 $ 3,675,000 $ 89,000 $ 47,000
KANSAS CITY, MO-KS 40 $ 2,520,000 $ 60,500 $ 62,000
LAS VEGAS-HENDERSON-PARADISE, NV 39 $ 2,845,000 $ 72,000 $ 55,000
CARBONDALE-MARION, IL 38 $ 3,120,000 $ 82,000 $ 56,000
CLEVELAND-ELYRIA, OH 38 $ 1,770,000 $ 46,000 $ 47,000
JACKSONVILLE, NC 38 $ 3,270,000 $ 86,000 $ 53,000
HARRISONBURG, VA 36 $ 3,280,000 $ 91,000 $ 51,000
BLOOMSBURG-BERWICK, PA 35 $ 3,645,000 $ 104,000 $ 54,000
FLORENCE-MUSCLE SHOALS, AL 35 $ 2,265,000 $ 64,000 $ 39,000
OLYMPIA-TUMWATER, WA 33 $ 4,485,000 $ 135,000 $ 94,000
ABILENE, TX 32 $ 2,490,000 $ 77,000 $ 58,000
BALTIMORE-COLUMBIA-TOWSON, MD 32 $ 3,120,000 $ 97,000 $ 67,000
GAINESVILLE, GA 32 $ 6,490,000 $ 202,000 $ 86,000
SAN DIEGO-CARLSBAD, CA 31 $ 3,205,000 $ 103,000 $ 92,000
SANTA ROSA, CA 30 $ 4,600,000 $ 153,000 $ 85,000
WILMINGTON, DE-MD-NJ 30 $ 2,300,000 $ 82,500 $ 58,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 29 $ 3,625,000 $ 108,000 $ 56,500
RENO, NV 29 $ 2,165,000 $ 74,000 $ 49,000
NORTH PORT-SARASOTA-BRADENTON, FL 28 $ 4,050,000 $ 144,000 $ 73,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 27 $ 2,815,000 $ 104,000 $ 77,000
DOTHAN, AL 26 $ 1,370,000 $ 52,000 $ 37,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 26 $ 1,060,000 $ 40,000 $ 39,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 26 $ 3,090,000 $ 118,000 $ 59,000
PUEBLO, CO 26 $ 3,040,000 $ 116,000 $ 51,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 25 $ 1,445,000 $ 57,000 $ 73,000
ROME, GA 25 $ 2,715,000 $ 108,000 $ 112,000
TOLEDO, OH 25 $ 4,335,000 $ 173,000 $ 46,000
CAPE CORAL-FORT MYERS, FL 23 $ 1,725,000 $ 75,000 $ 53,000
GETTYSBURG, PA 23 $ 2,215,000 $ 96,000 $ 50,000
LANCASTER, PA 23 $ 1,725,000 $ 75,000 $ 89,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 23 $ 1,625,000 $ 70,000 $ 54,000
WHEELING, WV-OH 23 $ 1,925,000 $ 87,500 $ 63,500
FORT WAYNE, IN 22 $ 1,010,000 $ 45,000 $ 41,000
SALEM, OR 22 $ 2,600,000 $ 118,000 $ 55,000
TWIN FALLS, ID 22 $ 1,970,000 $ 89,000 $ 39,000
VALLEJO-FAIRFIELD, CA 21 $ 3,225,000 $ 153,000 $ 64,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 20 $ 3,980,000 $ 199,000 $ 52,000
HAGERSTOWN-MARTINSBURG, MD-WV 20 $ 1,190,000 $ 38,000 $ 47,000
OAKLAND-HAYWARD-BERKELEY, CA 20 $ 2,220,000 $ 111,000 $ 79,000
ATHENS-CLARKE COUNTY, GA 19 $ 1,795,000 $ 94,000 $ 66,000
JEFFERSON CITY, MO 19 $ 1,845,000 $ 97,000 $ 50,000
LAWTON, OK 19 $ 1,405,000 $ 73,000 $ 71,000
ALBANY, OR 18 $ 2,130,000 $ 118,000 $ 52,000
GAINESVILLE, FL 18 $ 1,740,000 $ 96,000 $ 49,000
PROVO-OREM, UT 16 $ 930,000 $ 58,000 $ 41,000
WARNER ROBINS, GA 16 $ 2,640,000 $ 165,000 $ 74,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 16 $ 2,220,000 $ 138,000 $ 41,000
YORK-HANOVER, PA 16 $ 1,710,000 $ 106,000 $ 60,000
AKRON, OH 15 $ 815,000 $ 54,000 $ 39,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 15 $ 1,365,000 $ 97,500 $ 47,000
ANAHEIM-SANTA ANA-IRVINE, CA 15 $ 1,485,000 $ 99,000 $ 94,000
HOMOSASSA SPRINGS, FL 15 $ 1,135,000 $ 75,000 $ 50,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 15 $ 1,195,000 $ 79,000 $ 63,000
TACOMA-LAKEWOOD, WA 15 $ 1,695,000 $ 113,000 $ 59,000
HARRISBURG-CARLISLE, PA 14 $ 1,360,000 $ 97,000 $ 50,000
STOCKTON-LODI, CA 14 $ 4,350,000 $ 310,000 $ 72,000
BOULDER, CO 13 $ 1,125,000 $ 86,000 $ 48,000
MACON-BIBB COUNTY, GA 13 $ 1,185,000 $ 91,000 $ 76,000
MIAMI-MIAMI BEACH-KENDALL, FL 13 $ 2,735,000 $ 210,000 $ 90,000
MUNCIE, IN 13 $ 1,185,000 $ 91,000 $ 49,000
CALIFORNIA-LEXINGTON PARK, MD 12 $ 1,850,000 $ 154,000 $ 73,000
ENID, OK 12 $ 940,000 $ 78,000 $ 53,000
LAREDO, TX 12 $ 700,000 $ 58,000 $ 47,000
MODESTO, CA 12 $ 540,000 $ 45,000 $ 44,000
SEATTLE-BELLEVUE-EVERETT, WA 12 $ 2,250,000 $ 187,000 $ 68,000
DAYTON, OH 11 $ 815,000 $ 74,000 $ 51,000
EAST STROUDSBURG, PA 11 $ 1,075,000 $ 97,000 $ 95,000
GRAND JUNCTION, CO 11 $ 1,615,000 $ 146,000 $ 51,000
IDAHO FALLS, ID 11 $ 815,000 $ 74,000 $ 53,000
MEDFORD, OR 11 $ 1,215,000 $ 110,000 $ 66,000
PUNTA GORDA, FL 11 $ 1,245,000 $ 113,000 $ 55,000
SPRINGFIELD, OH 11 $ 905,000 $ 82,000 $ 83,000
EUGENE, OR 10 $ 630,000 $ 63,000 $ 55,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 10 $ 710,000 $ 71,000 $ 42,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 10 $ 1,030,000 $ 103,000 $ 446,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 10 $ 2,220,000 $ 215,500 $ 90,000
READING, PA 10 $ 1,070,000 $ 107,000 $ 33,000
TERRE HAUTE, IN 10 $ 810,000 $ 81,000 $ 62,000
TOPEKA, KS 10 $ 790,000 $ 79,000 $ 54,000
YAKIMA, WA 10 $ 1,190,000 $ 119,000 $ 60,000
CARSON CITY, NV 9 $ 545,000 $ 60,000 $ 47,000
CHICO, CA 9 $ 925,000 $ 102,000 $ 65,000
WARREN-TROY-FARMINGTON HILLS, MI 9 $ 1,675,000 $ 186,000 $ 72,000
BLOOMINGTON, IN 8 $ 410,000 $ 51,000 $ 33,000
CANTON-MASSILLON, OH 8 $ 610,000 $ 76,000 $ 57,000
COLUMBIA, MO 8 $ 370,000 $ 46,000 $ 40,000
DETROIT-DEARBORN-LIVONIA, MI 8 $ 1,140,000 $ 142,000 $ 0
MANHATTAN, KS 8 $ 260,000 $ 32,000 $ 49,000
PORT ST. LUCIE, FL 8 $ 510,000 $ 63,000 $ 78,000
WEIRTON-STEUBENVILLE, WV-OH 8 $ 660,000 $ 82,000 $ 47,000
WICHITA FALLS, TX 8 $ 320,000 $ 40,000 $ 59,000
YUBA CITY, CA 8 $ 1,130,000 $ 141,000 $ 60,000
CHAMPAIGN-URBANA, IL 7 $ 265,000 $ 37,000 $ 47,000
CORVALLIS, OR 7 $ 685,000 $ 97,000 $ 43,000
FRESNO, CA 7 $ 855,000 $ 122,000 $ 165,000
GARY, IN 7 $ 855,000 $ 122,000 $ 52,000
NEW HAVEN-MILFORD, CT 7 $ 1,645,000 $ 235,000 $ 0
PHILADELPHIA, PA 7 $ 605,000 $ 86,000 $ 82,000
THE VILLAGES, FL 7 $ 585,000 $ 83,000 $ 50,000
WILLIAMSPORT, PA 7 $ 515,000 $ 73,000 $ 50,000
WINCHESTER, VA-WV 7 $ 665,000 $ 95,000 $ 91,500
KENNEWICK-RICHLAND, WA 6 $ 510,000 $ 85,000 $ 56,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 6 $ 730,000 $ 121,000 $ 98,000
NEWARK, NJ-PA 6 $ 750,000 $ 112,500 $ 75,000
SPOKANE-SPOKANE VALLEY, WA 6 $ 290,000 $ 48,000 $ 52,000
SYRACUSE, NY 6 $ 550,000 $ 91,000 $ 0
ANN ARBOR, MI 5 $ 165,000 $ 33,000 $ 0
BAKERSFIELD, CA 5 $ 635,000 $ 127,000 $ 71,000
BREMERTON-SILVERDALE, WA 5 $ 835,000 $ 167,000 $ 65,000
GRAND RAPIDS-WYOMING, MI 5 $ 265,000 $ 53,000 $ 15,000
MANSFIELD, OH 5 $ 465,000 $ 93,000 $ 53,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 5 $ 865,000 $ 173,000 $ 0
NAPA, CA 5 $ 455,000 $ 91,000 $ 94,000
PEORIA, IL 5 $ 75,000 $ 15,000 $ 37,000
SEBRING, FL 5 $ 285,000 $ 57,000 $ 51,000
ST. JOSEPH, MO-KS 5 $ 465,000 $ 71,000 $ 67,000
UTICA-ROME, NY 5 $ 385,000 $ 77,000 $ 32,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 4 $ 5,830,000 $ 1,457,000 $ 0
CAPE GIRARDEAU, MO-IL 4 $ 230,000 $ 46,500 $ 27,500
COLUMBUS, IN 4 $ 200,000 $ 50,000 $ 23,000
ELKHART-GOSHEN, IN 4 $ 130,000 $ 32,000 $ 64,000
LIMA, OH 4 $ 210,000 $ 52,000 $ 32,000
MONROE, MI 4 $ 310,000 $ 77,000 $ 0
MOUNT VERNON-ANACORTES, WA 4 $ 360,000 $ 90,000 $ 56,000
OXNARD-THOUSAND OAKS-VENTURA, CA 4 $ 200,000 $ 50,000 $ 43,000
ROCHESTER, NY 4 $ 460,000 $ 115,000 $ 0
SALINAS, CA 4 $ 630,000 $ 157,000 $ 103,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 4 $ 550,000 $ 137,000 $ 67,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 4 $ 400,000 $ 100,000 $ 120,000
SPRINGFIELD, IL 4 $ 260,000 $ 65,000 $ 37,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 4 $ 220,000 $ 41,500 $ 48,000
ALTOONA, PA 3 $ 65,000 $ 21,000 $ 0
BLOOMINGTON, IL 3 $ 195,000 $ 65,000 $ 204,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 3 $ 255,000 $ 85,000 $ 26,000
COEUR D'ALENE, ID 3 $ 125,000 $ 41,000 $ 44,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 3 $ 5,145,000 $ 2,517,500 $ 0
GRANTS PASS, OR 3 $ 545,000 $ 181,000 $ 33,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 3 $ 495,000 $ 165,000 $ 0
MERCED, CA 3 $ 335,000 $ 111,000 $ 40,000
PORTLAND-SOUTH PORTLAND, ME 3 $ 275,000 $ 91,000 $ 0
PROVIDENCE-WARWICK, RI-MA 3 $ 685,000 $ 237,500 $ 0
REDDING, CA 3 $ 245,000 $ 81,000 $ 51,000
ROCHESTER, MN 3 $ 165,000 $ 55,000 $ 0
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 3 $ 215,000 $ 71,000 $ 63,000
SEBASTIAN-VERO BEACH, FL 3 $ 285,000 $ 95,000 $ 63,000
SPRINGFIELD, MA 3 $ 485,000 $ 161,000 $ 0
WENATCHEE, WA 3 $ 445,000 $ 148,000 $ 95,000
WORCESTER, MA-CT 3 $ 605,000 $ 201,000 $ 0
YUMA, AZ 3 $ 295,000 $ 98,000 $ 166,000
BEND-REDMOND, OR 2 $ 80,000 $ 40,000 $ 57,000
BOSTON, MA 2 $ 260,000 $ 130,000 $ 30,000
CASPER, WY 2 $ 250,000 $ 125,000 $ 127,000
CHAMBERSBURG-WAYNESBORO, PA 2 $ 240,000 $ 120,000 $ 0
DES MOINES-WEST DES MOINES, IA 2 $ 320,000 $ 160,000 $ 0
EL CENTRO, CA 2 $ 80,000 $ 40,000 $ 17,000
ELGIN, IL 2 $ 310,000 $ 155,000 $ 0
ERIE, PA 2 $ 200,000 $ 100,000 $ 56,000
LAFAYETTE-WEST LAFAYETTE, IN 2 $ 90,000 $ 45,000 $ 58,000
LANSING-EAST LANSING, MI 2 $ 80,000 $ 40,000 $ 0
LINCOLN, NE 2 $ 780,000 $ 390,000 $ 0
POCATELLO, ID 2 $ 50,000 $ 25,000 $ 17,000
SAN RAFAEL, CA 2 $ 670,000 $ 335,000 $ 125,000
SANTA CRUZ-WATSONVILLE, CA 2 $ 330,000 $ 165,000 $ 71,000
ALBANY-SCHENECTADY-TROY, NY 1 $ 145,000 $ 145,000 $ 0
ATLANTIC CITY-HAMMONTON, NJ 1 $ 115,000 $ 115,000 $ 0
BARNSTABLE TOWN, MA 1 $ 295,000 $ 295,000 $ 0
BELLINGHAM, WA 1 $ 45,000 $ 45,000 $ 35,000
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 155,000 $ 155,000 $ 0
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 55,000 $ 55,000 $ 25,000
CAMDEN, NJ 1 $ 165,000 $ 165,000 $ 0
CUMBERLAND, MD-WV 1 $ 85,000 $ 85,000 $ 65,000
DANVILLE, IL 1 $ 35,000 $ 35,000 $ 39,000
DULUTH, MN-WI 1 $ 125,000 $ 125,000 $ 0
DUTCHESS COUNTY-PUTNAM COUNTY, NY 1 $ 5,000 $ 5,000 $ 0
EAU CLAIRE, WI 1 $ 165,000 $ 165,000 $ 0
FLINT, MI 1 $ 55,000 $ 55,000 $ 0
GLENS FALLS, NY 1 $ 125,000 $ 125,000 $ 0
IOWA CITY, IA 1 $ 175,000 $ 175,000 $ 0
JOHNSTOWN, PA 1 $ 45,000 $ 45,000 $ 0
KANKAKEE, IL 1 $ 35,000 $ 35,000 $ 29,000
KINGSTON, NY 1 $ 155,000 $ 155,000 $ 0
KOKOMO, IN 1 $ 115,000 $ 115,000 $ 0
LEBANON, PA 1 $ 95,000 $ 95,000 $ 81,000
LOGAN, UT-ID 1 $ 35,000 $ 35,000 $ 0
LONGVIEW, WA 1 $ 45,000 $ 45,000 $ 0
MADERA, CA 1 $ 65,000 $ 65,000 $ 76,000
MANCHESTER-NASHUA, NH 1 $ 25,000 $ 25,000 $ 0
MICHIGAN CITY-LA PORTE, IN 1 $ 25,000 $ 25,000 $ 0
MUSKEGON, MI 1 $ 1,555,000 $ 1,555,000 $ 0
OCEAN CITY, NJ 1 $ 405,000 $ 405,000 $ 0
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 145,000 $ 145,000 $ 0
RAPID CITY, SD 1 $ 45,000 $ 45,000 $ 0
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1 $ 15,000 $ 15,000 $ 56,000
SANTA MARIA-SANTA BARBARA, CA 1 $ 65,000 $ 65,000 $ 179,000
SHEBOYGAN, WI 1 $ 135,000 $ 135,000 $ 0
SIOUX CITY, IA-NE-SD 1 $ 205,000 $ 205,000 $ 0
SIOUX FALLS, SD 1 $ 85,000 $ 85,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 115,000 $ 115,000 $ 0
ST. CLOUD, MN 1 $ 25,000 $ 25,000 $ 0
ST. GEORGE, UT 1 $ 15,000 $ 15,000 $ 23,000
STATE COLLEGE, PA 1 $ 95,000 $ 95,000 $ 180,000
VISALIA-PORTERVILLE, CA 1 $ 55,000 $ 55,000 $ 10,000

Mortgage Loan Application Detail Totals for Vanderbilt Mortgage And Finance, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 95,744 $8,016,140,000 $83,000 $8,975,000 $50,000 $6,864,000
Not Applicable 2,423 $132,645,000 $54,000 $905,000 $0 $0
Cash-out Refinancing 210 $45,820,000 $218,000 $1,475,000 $104,000 $710,000
Refinancing 95 $31,475,000 $331,000 $5,505,000 $101,000 $336,000
Home Improvement 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 58,159 $4,940,705,000 $84,000 $2,105,000 $52,000 $5,664,000
Black or African American 17,439 $1,377,225,000 $78,000 $865,000 $44,000 $3,336,000
Not Provided 10,592 $895,380,000 $84,000 $695,000 $51,000 $3,456,000
Hispanic 6,157 $505,825,000 $82,000 $645,000 $51,000 $2,017,000
American Indian or Alaskan Native 2,929 $219,835,000 $75,000 $395,000 $52,000 $6,864,000
Not applicable 2,644 $228,960,000 $86,000 $8,975,000 $0 $0
Asian 193 $26,485,000 $137,000 $1,225,000 $82,000 $643,000
Native Hawaiian or Other Pacific Islander 61 $5,095,000 $83,000 $455,000 $57,000 $333,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 89,422 $7,137,780,000 $79,000 $8,975,000 $50,000 $6,864,000
FHA-insured (Federal Housing Administration) 8,656 $1,013,690,000 $117,000 $525,000 $56,000 $2,160,000
VA-guaranteed (Veterans Administration) 257 $58,285,000 $226,000 $675,000 $79,000 $252,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 137 $16,325,000 $119,000 $345,000 $51,000 $209,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 48,517 $3,877,155,000 $79,000 $645,000 $47,000 $6,864,000
File Closed For Incompleteness 27,939 $2,270,365,000 $81,000 $1,425,000 $51,000 $2,160,000
Loan Originated 13,817 $1,344,535,000 $97,000 $8,975,000 $60,000 $3,744,000
Application Approved But Not Accepted 3,025 $238,595,000 $78,000 $405,000 $51,000 $389,000
Loan Purchased By The Institution 2,630 $176,980,000 $67,000 $995,000 $0 $0
Application Withdrawn By Applicant 2,465 $300,185,000 $121,000 $2,105,000 $71,000 $3,705,000
Preapproval Approved but not Accepted 61 $15,235,000 $249,000 $1,225,000 $83,000 $270,000
Preapproval Denied by Financial Institution 18 $3,030,000 $168,000 $365,000 $63,000 $126,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 49,937 $4,345,895,000 $87,000 $8,975,000 $54,000 $3,744,000
Credit History 17,899 $1,403,545,000 $78,000 $425,000 $58,000 $6,864,000
Unverifiable Information 16,345 $1,246,955,000 $76,000 $435,000 $51,000 $3,456,000
Debt-To-Income Ratio 13,311 $1,145,435,000 $86,000 $645,000 $26,000 $1,128,000
Employment History 742 $63,680,000 $85,000 $305,000 $34,000 $2,100,000
Credit Application Incomplete 152 $13,430,000 $88,000 $245,000 $81,000 $600,000
Other 77 $6,115,000 $79,000 $195,000 $107,000 $1,788,000
Collateral 5 $765,000 $153,000 $235,000 $59,000 $109,000
Insufficient Cash (Downpayment, Closing Cost) 4 $260,000 $65,000 $115,000 $72,000 $194,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanderbilt Mortgage And Finance, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Vanderbilt Mortgage And Finance, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

Download the Tennessee Lender List