Vanderbilt Mortgage And Finance, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Vanderbilt Mortgage And Finance, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Vanderbilt Mortgage And Finance, Inc. 500 Alcoa Trail Knoxville, TN 37804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 129,372 |
| Total Mortgage Loan Application Amount | $16,970,640,000 |
| Average Mortgage Loan Application Amount | $418,750 |
| Highest Mortgage Loan Application Amount | $7,995,000 |
| Average Applicant Income | $81,750 |
| Highest Applicant Income | $9,263,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Vanderbilt Mortgage And Finance, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Vanderbilt Mortgage And Finance, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Vanderbilt Mortgage And Finance, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Vanderbilt Mortgage And Finance, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Vanderbilt Mortgage And Finance, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Vanderbilt Mortgage And Finance, Inc.'s mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 44,880 | $ 5,384,120,000 | $ 222,558 | $ 89,564 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5,369 | $ 545,875,000 | $ 101,000 | $ 63,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,602 | $ 722,020,000 | $ 277,000 | $ 124,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 2,139 | $ 304,325,000 | $ 141,000 | $ 66,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2,000 | $ 255,260,000 | $ 127,000 | $ 67,000 |
| KNOXVILLE, TN | 1,997 | $ 278,165,000 | $ 139,000 | $ 69,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,795 | $ 272,945,000 | $ 152,000 | $ 78,000 |
| COLUMBIA, SC | 1,686 | $ 272,640,000 | $ 161,000 | $ 80,000 |
| BIRMINGHAM-HOOVER, AL | 1,375 | $ 178,815,000 | $ 130,000 | $ 69,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1,350 | $ 140,530,000 | $ 105,666 | $ 61,333 |
| AUSTIN-ROUND ROCK, TX | 1,273 | $ 164,335,000 | $ 129,000 | $ 68,000 |
| GREENSBORO-HIGH POINT, NC | 1,147 | $ 162,825,000 | $ 141,000 | $ 62,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1,141 | $ 158,425,000 | $ 140,500 | $ 72,000 |
| CHATTANOOGA, TN-GA | 1,137 | $ 154,365,000 | $ 133,500 | $ 64,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,113 | $ 295,965,000 | $ 265,000 | $ 104,000 |
| WINSTON-SALEM, NC | 1,084 | $ 179,190,000 | $ 165,000 | $ 70,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,076 | $ 307,310,000 | $ 285,000 | $ 101,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1,066 | $ 145,770,000 | $ 136,000 | $ 67,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,005 | $ 136,545,000 | $ 135,000 | $ 71,000 |
| ASHEVILLE, NC | 994 | $ 138,480,000 | $ 139,000 | $ 66,000 |
| SPARTANBURG, SC | 994 | $ 137,540,000 | $ 138,000 | $ 68,000 |
| BATON ROUGE, LA | 972 | $ 97,780,000 | $ 100,000 | $ 59,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 896 | $ 103,220,000 | $ 115,000 | $ 65,000 |
| RALEIGH, NC | 894 | $ 167,680,000 | $ 187,000 | $ 90,000 |
| FAYETTEVILLE, NC | 879 | $ 105,075,000 | $ 119,000 | $ 61,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 839 | $ 102,965,000 | $ 122,500 | $ 61,000 |
| TULSA, OK | 837 | $ 102,415,000 | $ 122,000 | $ 68,000 |
| LAFAYETTE, LA | 827 | $ 83,635,000 | $ 101,000 | $ 55,000 |
| HUNTSVILLE, AL | 746 | $ 138,410,000 | $ 185,000 | $ 83,000 |
| DALLAS-PLANO-IRVING, TX | 743 | $ 86,565,000 | $ 116,000 | $ 83,000 |
| CHARLESTON, WV | 731 | $ 71,405,000 | $ 97,000 | $ 59,000 |
| FORT WORTH-ARLINGTON, TX | 723 | $ 89,145,000 | $ 123,000 | $ 71,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 704 | $ 103,080,000 | $ 143,500 | $ 67,000 |
| OKLAHOMA CITY, OK | 675 | $ 84,765,000 | $ 125,000 | $ 66,000 |
| RICHMOND, VA | 665 | $ 100,295,000 | $ 150,000 | $ 72,000 |
| LAKELAND-WINTER HAVEN, FL | 635 | $ 154,265,000 | $ 242,000 | $ 91,000 |
| AUBURN-OPELIKA, AL | 612 | $ 74,150,000 | $ 121,000 | $ 65,000 |
| LONGVIEW, TX | 609 | $ 77,885,000 | $ 127,000 | $ 66,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 603 | $ 86,715,000 | $ 142,000 | $ 71,500 |
| CINCINNATI, OH-KY-IN | 600 | $ 73,050,000 | $ 127,666 | $ 69,000 |
| MORRISTOWN, TN | 585 | $ 77,915,000 | $ 133,000 | $ 61,000 |
| SALISBURY, MD-DE | 584 | $ 75,780,000 | $ 127,000 | $ 65,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 574 | $ 72,760,000 | $ 126,000 | $ 81,000 |
| HICKORY-LENOIR-MORGANTON, NC | 573 | $ 78,585,000 | $ 137,000 | $ 64,000 |
| HAMMOND, LA | 566 | $ 53,990,000 | $ 95,000 | $ 55,000 |
| TUSCALOOSA, AL | 562 | $ 58,540,000 | $ 104,000 | $ 51,000 |
| NEW ORLEANS-METAIRIE, LA | 539 | $ 48,645,000 | $ 90,000 | $ 56,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 536 | $ 79,600,000 | $ 148,000 | $ 75,000 |
| LYNCHBURG, VA | 534 | $ 78,770,000 | $ 147,000 | $ 60,000 |
| ROCKY MOUNT, NC | 533 | $ 68,805,000 | $ 129,000 | $ 58,000 |
| JACKSON, MS | 528 | $ 48,110,000 | $ 91,000 | $ 61,000 |
| WILMINGTON, NC | 528 | $ 92,100,000 | $ 174,000 | $ 77,000 |
| GREENVILLE, NC | 517 | $ 60,225,000 | $ 116,000 | $ 57,000 |
| COLUMBUS, OH | 511 | $ 71,205,000 | $ 139,000 | $ 71,000 |
| TALLAHASSEE, FL | 480 | $ 64,480,000 | $ 134,000 | $ 60,000 |
| DECATUR, AL | 462 | $ 53,100,000 | $ 114,000 | $ 62,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 458 | $ 59,420,000 | $ 136,000 | $ 72,500 |
| ALBUQUERQUE, NM | 451 | $ 51,545,000 | $ 114,000 | $ 58,000 |
| SALT LAKE CITY, UT | 451 | $ 32,265,000 | $ 71,000 | $ 65,000 |
| SUMTER, SC | 449 | $ 50,985,000 | $ 113,000 | $ 59,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 420 | $ 49,220,000 | $ 117,000 | $ 62,000 |
| FLORENCE, SC | 412 | $ 45,010,000 | $ 109,000 | $ 61,000 |
| DENVER-AURORA-LAKEWOOD, CO | 409 | $ 51,175,000 | $ 125,000 | $ 80,000 |
| DURHAM-CHAPEL HILL, NC | 407 | $ 58,125,000 | $ 142,000 | $ 72,000 |
| COLLEGE STATION-BRYAN, TX | 406 | $ 43,880,000 | $ 108,000 | $ 64,000 |
| MONTGOMERY, AL | 404 | $ 46,050,000 | $ 113,000 | $ 59,000 |
| MEMPHIS, TN-MS-AR | 401 | $ 48,885,000 | $ 118,333 | $ 65,333 |
| ST. LOUIS, MO-IL | 391 | $ 40,185,000 | $ 113,500 | $ 75,500 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 385 | $ 44,055,000 | $ 114,000 | $ 61,000 |
| DALTON, GA | 369 | $ 43,655,000 | $ 118,000 | $ 60,000 |
| AMARILLO, TX | 361 | $ 45,285,000 | $ 125,000 | $ 66,000 |
| OCALA, FL | 354 | $ 53,160,000 | $ 150,000 | $ 71,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 352 | $ 42,080,000 | $ 119,000 | $ 66,000 |
| KILLEEN-TEMPLE, TX | 347 | $ 39,125,000 | $ 112,000 | $ 67,000 |
| MOBILE, AL | 345 | $ 40,115,000 | $ 116,000 | $ 63,000 |
| JOHNSON CITY, TN | 342 | $ 43,770,000 | $ 127,000 | $ 71,000 |
| DOVER, DE | 339 | $ 42,035,000 | $ 123,000 | $ 60,000 |
| PANAMA CITY, FL | 334 | $ 49,320,000 | $ 147,000 | $ 60,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 325 | $ 49,745,000 | $ 153,000 | $ 68,000 |
| HATTIESBURG, MS | 325 | $ 28,495,000 | $ 87,000 | $ 53,000 |
| BURLINGTON, NC | 320 | $ 44,530,000 | $ 139,000 | $ 62,000 |
| CLEVELAND, TN | 317 | $ 42,875,000 | $ 135,000 | $ 57,000 |
| ROANOKE, VA | 316 | $ 47,330,000 | $ 149,000 | $ 65,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 311 | $ 34,245,000 | $ 110,000 | $ 72,000 |
| KANSAS CITY, MO-KS | 309 | $ 85,715,000 | $ 276,000 | $ 124,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 308 | $ 41,680,000 | $ 135,000 | $ 78,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 302 | $ 42,040,000 | $ 206,500 | $ 175,250 |
| BEAUMONT-PORT ARTHUR, TX | 301 | $ 34,565,000 | $ 114,000 | $ 72,000 |
| HOUMA-THIBODAUX, LA | 292 | $ 22,370,000 | $ 76,000 | $ 47,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 291 | $ 40,865,000 | $ 140,000 | $ 78,000 |
| GAINESVILLE, FL | 290 | $ 37,180,000 | $ 128,000 | $ 61,000 |
| HINESVILLE, GA | 289 | $ 60,075,000 | $ 207,000 | $ 79,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 287 | $ 33,185,000 | $ 115,000 | $ 107,000 |
| BECKLEY, WV | 285 | $ 28,245,000 | $ 99,000 | $ 65,000 |
| FARMINGTON, NM | 282 | $ 34,550,000 | $ 122,000 | $ 57,000 |
| COLUMBUS, GA-AL | 281 | $ 44,295,000 | $ 148,500 | $ 79,000 |
| HOT SPRINGS, AR | 276 | $ 27,480,000 | $ 99,000 | $ 57,000 |
| TEXARKANA, TX-AR | 272 | $ 29,750,000 | $ 109,000 | $ 57,000 |
| BOWLING GREEN, KY | 262 | $ 32,700,000 | $ 124,000 | $ 60,000 |
| CHARLOTTESVILLE, VA | 262 | $ 39,110,000 | $ 149,000 | $ 58,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 257 | $ 33,695,000 | $ 131,000 | $ 62,000 |
| MCALLEN-EDINBURG-MISSION, TX | 254 | $ 22,680,000 | $ 89,000 | $ 65,000 |
| LAS CRUCES, NM | 243 | $ 30,185,000 | $ 124,000 | $ 62,000 |
| WACO, TX | 243 | $ 33,775,000 | $ 138,000 | $ 73,000 |
| MONROE, LA | 240 | $ 24,550,000 | $ 102,000 | $ 61,000 |
| ODESSA, TX | 238 | $ 29,000,000 | $ 121,000 | $ 88,000 |
| JACKSONVILLE, FL | 234 | $ 32,570,000 | $ 139,000 | $ 76,000 |
| EL PASO, TX | 230 | $ 22,110,000 | $ 96,000 | $ 68,000 |
| JACKSON, TN | 227 | $ 26,845,000 | $ 118,000 | $ 59,000 |
| LAKE CHARLES, LA | 223 | $ 23,215,000 | $ 104,000 | $ 58,000 |
| LEXINGTON-FAYETTE, KY | 217 | $ 24,055,000 | $ 110,000 | $ 63,000 |
| SHERMAN-DENISON, TX | 215 | $ 25,155,000 | $ 117,000 | $ 66,000 |
| SAVANNAH, GA | 212 | $ 39,150,000 | $ 184,000 | $ 84,000 |
| GOLDSBORO, NC | 210 | $ 20,510,000 | $ 97,000 | $ 57,000 |
| BOISE CITY, ID | 208 | $ 29,280,000 | $ 140,000 | $ 68,000 |
| DOTHAN, AL | 203 | $ 24,185,000 | $ 119,000 | $ 60,000 |
| GAINESVILLE, GA | 197 | $ 66,875,000 | $ 339,000 | $ 151,000 |
| ROME, GA | 189 | $ 25,605,000 | $ 135,000 | $ 60,000 |
| GADSDEN, AL | 188 | $ 21,180,000 | $ 112,000 | $ 52,000 |
| GREELEY, CO | 184 | $ 17,880,000 | $ 97,000 | $ 67,000 |
| OGDEN-CLEARFIELD, UT | 184 | $ 12,550,000 | $ 68,000 | $ 80,000 |
| CLARKSVILLE, TN-KY | 183 | $ 24,195,000 | $ 127,500 | $ 65,500 |
| JOPLIN, MO | 181 | $ 21,405,000 | $ 118,000 | $ 59,000 |
| SHREVEPORT-BOSSIER CITY, LA | 180 | $ 19,620,000 | $ 109,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 174 | $ 18,770,000 | $ 107,000 | $ 62,000 |
| STAUNTON-WAYNESBORO, VA | 174 | $ 21,820,000 | $ 125,000 | $ 63,000 |
| LUBBOCK, TX | 172 | $ 20,770,000 | $ 120,000 | $ 75,000 |
| SPRINGFIELD, MO | 167 | $ 18,835,000 | $ 112,000 | $ 72,000 |
| HARRISONBURG, VA | 166 | $ 19,980,000 | $ 120,000 | $ 97,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 164 | $ 11,860,000 | $ 72,000 | $ 92,000 |
| JONESBORO, AR | 162 | $ 17,440,000 | $ 107,000 | $ 58,000 |
| EVANSVILLE, IN-KY | 161 | $ 18,655,000 | $ 127,500 | $ 73,500 |
| BRUNSWICK, GA | 158 | $ 19,920,000 | $ 126,000 | $ 83,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 154 | $ 20,750,000 | $ 134,000 | $ 82,000 |
| TYLER, TX | 151 | $ 15,865,000 | $ 105,000 | $ 82,000 |
| MORGANTOWN, WV | 150 | $ 15,540,000 | $ 103,000 | $ 65,000 |
| TUCSON, AZ | 147 | $ 22,465,000 | $ 152,000 | $ 75,000 |
| VICTORIA, TX | 146 | $ 17,040,000 | $ 116,000 | $ 63,000 |
| FORT SMITH, AR-OK | 142 | $ 16,790,000 | $ 115,500 | $ 98,000 |
| CORPUS CHRISTI, TX | 141 | $ 14,675,000 | $ 104,000 | $ 67,000 |
| VALDOSTA, GA | 137 | $ 14,695,000 | $ 107,000 | $ 65,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 136 | $ 8,640,000 | $ 63,000 | $ 118,000 |
| FORT COLLINS, CO | 135 | $ 11,585,000 | $ 85,000 | $ 57,000 |
| ALEXANDRIA, LA | 130 | $ 13,190,000 | $ 101,000 | $ 50,000 |
| WILMINGTON, DE-MD-NJ | 124 | $ 12,240,000 | $ 105,500 | $ 63,500 |
| PINE BLUFF, AR | 123 | $ 12,715,000 | $ 103,000 | $ 63,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 122 | $ 28,290,000 | $ 231,000 | $ 109,000 |
| MIDLAND, TX | 120 | $ 15,250,000 | $ 127,000 | $ 84,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 117 | $ 14,555,000 | $ 124,000 | $ 69,000 |
| JACKSONVILLE, NC | 117 | $ 15,345,000 | $ 131,000 | $ 73,000 |
| COLUMBUS, IN | 113 | $ 31,405,000 | $ 277,000 | $ 96,000 |
| MACON-BIBB COUNTY, GA | 108 | $ 11,440,000 | $ 105,000 | $ 79,000 |
| NEW BERN, NC | 105 | $ 12,735,000 | $ 121,000 | $ 60,000 |
| BROWNSVILLE-HARLINGEN, TX | 102 | $ 9,530,000 | $ 93,000 | $ 62,000 |
| PARKERSBURG-VIENNA, WV | 99 | $ 10,635,000 | $ 107,000 | $ 78,000 |
| ABILENE, TX | 97 | $ 15,525,000 | $ 160,000 | $ 74,000 |
| ALBANY, GA | 97 | $ 8,255,000 | $ 85,000 | $ 63,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 97 | $ 5,215,000 | $ 53,000 | $ 83,000 |
| FLAGSTAFF, AZ | 97 | $ 12,815,000 | $ 132,000 | $ 82,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 97 | $ 12,385,000 | $ 127,000 | $ 81,000 |
| PITTSBURGH, PA | 92 | $ 9,300,000 | $ 101,000 | $ 67,000 |
| FLORENCE-MUSCLE SHOALS, AL | 88 | $ 10,080,000 | $ 114,000 | $ 69,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 88 | $ 13,610,000 | $ 154,000 | $ 94,000 |
| OWENSBORO, KY | 80 | $ 8,480,000 | $ 106,000 | $ 56,000 |
| CLEVELAND-ELYRIA, OH | 78 | $ 7,440,000 | $ 95,000 | $ 71,000 |
| PROVO-OREM, UT | 76 | $ 5,660,000 | $ 74,000 | $ 83,000 |
| SAN DIEGO-CARLSBAD, CA | 76 | $ 4,500,000 | $ 59,000 | $ 131,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 75 | $ 10,305,000 | $ 137,000 | $ 100,000 |
| CARBONDALE-MARION, IL | 75 | $ 9,205,000 | $ 122,000 | $ 98,000 |
| TOLEDO, OH | 75 | $ 6,615,000 | $ 88,000 | $ 64,000 |
| CHICAGO-NAPERVILLE, IL | 71 | $ 12,965,000 | $ 182,000 | $ 111,000 |
| GRAND JUNCTION, CO | 68 | $ 14,560,000 | $ 214,000 | $ 77,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 68 | $ 5,620,000 | $ 76,500 | $ 57,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 68 | $ 5,310,000 | $ 78,000 | $ 108,000 |
| SAN ANGELO, TX | 66 | $ 6,760,000 | $ 102,000 | $ 78,000 |
| CHICO, CA | 65 | $ 10,975,000 | $ 168,000 | $ 70,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 65 | $ 7,975,000 | $ 122,000 | $ 73,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 65 | $ 12,205,000 | $ 187,000 | $ 93,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 64 | $ 13,600,000 | $ 212,000 | $ 103,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 64 | $ 9,910,000 | $ 154,000 | $ 82,000 |
| RENO, NV | 60 | $ 7,530,000 | $ 125,000 | $ 68,000 |
| OLYMPIA-TUMWATER, WA | 59 | $ 11,515,000 | $ 195,000 | $ 81,000 |
| SANTA FE, NM | 58 | $ 7,820,000 | $ 134,000 | $ 73,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 58 | $ 4,990,000 | $ 86,000 | $ 62,000 |
| HOMOSASSA SPRINGS, FL | 57 | $ 7,495,000 | $ 131,000 | $ 72,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 57 | $ 4,435,000 | $ 77,000 | $ 89,000 |
| CHEYENNE, WY | 55 | $ 4,975,000 | $ 90,000 | $ 61,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 55 | $ 5,895,000 | $ 107,000 | $ 83,000 |
| TWIN FALLS, ID | 54 | $ 8,950,000 | $ 165,000 | $ 55,000 |
| WARNER ROBINS, GA | 54 | $ 7,140,000 | $ 132,000 | $ 104,000 |
| LANCASTER, PA | 53 | $ 5,275,000 | $ 99,000 | $ 58,000 |
| YORK-HANOVER, PA | 50 | $ 3,340,000 | $ 66,000 | $ 51,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 49 | $ 6,315,000 | $ 128,000 | $ 76,000 |
| ATHENS-CLARKE COUNTY, GA | 48 | $ 5,070,000 | $ 105,000 | $ 96,000 |
| STOCKTON-LODI, CA | 48 | $ 6,230,000 | $ 129,000 | $ 95,000 |
| CAPE CORAL-FORT MYERS, FL | 46 | $ 3,930,000 | $ 85,000 | $ 63,000 |
| KOKOMO, IN | 46 | $ 11,210,000 | $ 243,000 | $ 104,000 |
| AKRON, OH | 45 | $ 3,505,000 | $ 77,000 | $ 54,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 43 | $ 4,205,000 | $ 97,000 | $ 94,000 |
| WINCHESTER, VA-WV | 41 | $ 5,165,000 | $ 125,000 | $ 76,500 |
| PORT ST. LUCIE, FL | 37 | $ 3,125,000 | $ 84,000 | $ 63,000 |
| PUEBLO, CO | 37 | $ 5,735,000 | $ 155,000 | $ 73,000 |
| BAKERSFIELD, CA | 36 | $ 2,610,000 | $ 72,000 | $ 55,000 |
| HARRISBURG-CARLISLE, PA | 36 | $ 2,610,000 | $ 72,000 | $ 58,000 |
| VALLEJO-FAIRFIELD, CA | 34 | $ 3,460,000 | $ 101,000 | $ 79,000 |
| BLOOMSBURG-BERWICK, PA | 33 | $ 4,135,000 | $ 125,000 | $ 56,000 |
| COLUMBIA, MO | 32 | $ 2,820,000 | $ 88,000 | $ 90,000 |
| DES MOINES-WEST DES MOINES, IA | 31 | $ 11,785,000 | $ 380,000 | $ 149,000 |
| MEDFORD, OR | 31 | $ 4,825,000 | $ 155,000 | $ 81,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 30 | $ 4,100,000 | $ 136,000 | $ 96,000 |
| WICHITA, KS | 30 | $ 2,380,000 | $ 79,000 | $ 88,000 |
| SANTA ROSA, CA | 29 | $ 2,515,000 | $ 86,000 | $ 119,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 28 | $ 1,870,000 | $ 66,000 | $ 77,000 |
| LAWTON, OK | 28 | $ 3,200,000 | $ 114,000 | $ 67,000 |
| PUNTA GORDA, FL | 28 | $ 4,150,000 | $ 148,000 | $ 64,000 |
| READING, PA | 28 | $ 2,620,000 | $ 93,000 | $ 54,000 |
| TERRE HAUTE, IN | 27 | $ 3,115,000 | $ 115,000 | $ 60,000 |
| GRAND RAPIDS-WYOMING, MI | 26 | $ 2,370,000 | $ 91,000 | $ 70,000 |
| IDAHO FALLS, ID | 26 | $ 2,630,000 | $ 101,000 | $ 86,000 |
| ALBANY, OR | 25 | $ 3,035,000 | $ 121,000 | $ 85,000 |
| SEBRING, FL | 25 | $ 1,955,000 | $ 78,000 | $ 55,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 25 | $ 1,775,000 | $ 67,500 | $ 45,000 |
| MODESTO, CA | 24 | $ 2,290,000 | $ 95,000 | $ 87,000 |
| YAKIMA, WA | 24 | $ 3,750,000 | $ 156,000 | $ 80,000 |
| POCATELLO, ID | 23 | $ 2,035,000 | $ 88,000 | $ 61,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 23 | $ 2,775,000 | $ 117,000 | $ 76,000 |
| SIERRA VISTA-DOUGLAS, AZ | 23 | $ 2,645,000 | $ 115,000 | $ 59,000 |
| SPRINGFIELD, OH | 23 | $ 3,375,000 | $ 146,000 | $ 87,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 22 | $ 2,720,000 | $ 123,000 | $ 75,000 |
| CAPE GIRARDEAU, MO-IL | 22 | $ 1,900,000 | $ 89,500 | $ 58,000 |
| SEBASTIAN-VERO BEACH, FL | 22 | $ 2,910,000 | $ 132,000 | $ 76,000 |
| THE VILLAGES, FL | 22 | $ 3,310,000 | $ 150,000 | $ 73,000 |
| GARY, IN | 21 | $ 1,825,000 | $ 86,000 | $ 56,000 |
| MONROE, MI | 21 | $ 1,405,000 | $ 66,000 | $ 60,000 |
| CUMBERLAND, MD-WV | 19 | $ 2,155,000 | $ 103,000 | $ 68,000 |
| EAST STROUDSBURG, PA | 19 | $ 2,235,000 | $ 117,000 | $ 58,000 |
| FRESNO, CA | 19 | $ 1,215,000 | $ 63,000 | $ 42,000 |
| MANSFIELD, OH | 19 | $ 2,335,000 | $ 122,000 | $ 74,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 19 | $ 1,465,000 | $ 77,000 | $ 89,000 |
| BOULDER, CO | 18 | $ 2,750,000 | $ 152,000 | $ 107,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 18 | $ 1,980,000 | $ 110,000 | $ 61,000 |
| GETTYSBURG, PA | 18 | $ 1,480,000 | $ 82,000 | $ 66,000 |
| LIMA, OH | 18 | $ 1,560,000 | $ 86,000 | $ 49,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 18 | $ 1,840,000 | $ 102,000 | $ 90,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 18 | $ 2,020,000 | $ 108,000 | $ 68,000 |
| ENID, OK | 17 | $ 1,935,000 | $ 113,000 | $ 83,000 |
| EUGENE, OR | 17 | $ 1,855,000 | $ 109,000 | $ 78,000 |
| TOPEKA, KS | 17 | $ 1,065,000 | $ 62,000 | $ 54,000 |
| WICHITA FALLS, TX | 17 | $ 1,905,000 | $ 112,000 | $ 81,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 16 | $ 1,130,000 | $ 70,000 | $ 56,000 |
| CHAMPAIGN-URBANA, IL | 16 | $ 1,510,000 | $ 94,000 | $ 59,000 |
| SALEM, OR | 16 | $ 2,480,000 | $ 155,000 | $ 72,000 |
| CANTON-MASSILLON, OH | 15 | $ 1,385,000 | $ 92,000 | $ 69,000 |
| YUBA CITY, CA | 15 | $ 1,675,000 | $ 111,000 | $ 75,000 |
| CARSON CITY, NV | 13 | $ 1,715,000 | $ 131,000 | $ 70,000 |
| ELGIN, IL | 13 | $ 2,935,000 | $ 225,000 | $ 120,000 |
| FORT WAYNE, IN | 13 | $ 1,415,000 | $ 108,000 | $ 59,000 |
| JEFFERSON CITY, MO | 13 | $ 1,185,000 | $ 91,000 | $ 65,000 |
| KANKAKEE, IL | 13 | $ 1,225,000 | $ 94,000 | $ 63,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 13 | $ 3,135,000 | $ 241,000 | $ 130,000 |
| PHILADELPHIA, PA | 13 | $ 2,775,000 | $ 213,000 | $ 101,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 13 | $ 605,000 | $ 46,000 | $ 111,000 |
| BLOOMINGTON, IN | 12 | $ 1,070,000 | $ 89,000 | $ 54,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 12 | $ 1,440,000 | $ 120,000 | $ 77,000 |
| LANSING-EAST LANSING, MI | 12 | $ 1,180,000 | $ 98,000 | $ 80,000 |
| REDDING, CA | 12 | $ 1,210,000 | $ 100,000 | $ 45,000 |
| ST. JOSEPH, MO-KS | 12 | $ 1,090,000 | $ 79,000 | $ 57,000 |
| TACOMA-LAKEWOOD, WA | 12 | $ 1,490,000 | $ 124,000 | $ 79,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 12 | $ 1,610,000 | $ 134,000 | $ 85,000 |
| BLOOMINGTON, IL | 11 | $ 855,000 | $ 77,000 | $ 58,000 |
| LAWRENCE, KS | 11 | $ 915,000 | $ 83,000 | $ 74,000 |
| LOGAN, UT-ID | 11 | $ 865,000 | $ 78,000 | $ 59,000 |
| DANVILLE, IL | 10 | $ 1,400,000 | $ 140,000 | $ 72,000 |
| EL CENTRO, CA | 10 | $ 740,000 | $ 74,000 | $ 58,000 |
| ANN ARBOR, MI | 9 | $ 965,000 | $ 107,000 | $ 60,000 |
| COEUR D'ALENE, ID | 9 | $ 795,000 | $ 88,000 | $ 85,000 |
| PEORIA, IL | 9 | $ 895,000 | $ 99,000 | $ 70,000 |
| WHEELING, WV-OH | 9 | $ 915,000 | $ 99,000 | $ 79,500 |
| FLINT, MI | 8 | $ 420,000 | $ 52,000 | $ 60,000 |
| LAREDO, TX | 8 | $ 750,000 | $ 93,000 | $ 108,000 |
| MADERA, CA | 8 | $ 680,000 | $ 85,000 | $ 80,000 |
| MERCED, CA | 8 | $ 270,000 | $ 33,000 | $ 81,000 |
| NEWARK, NJ-PA | 8 | $ 2,200,000 | $ 385,000 | $ 157,500 |
| NILES-BENTON HARBOR, MI | 8 | $ 820,000 | $ 102,000 | $ 51,000 |
| SPOKANE-SPOKANE VALLEY, WA | 8 | $ 760,000 | $ 95,000 | $ 72,000 |
| VISALIA-PORTERVILLE, CA | 8 | $ 700,000 | $ 87,000 | $ 90,000 |
| JACKSON, MI | 7 | $ 605,000 | $ 86,000 | $ 64,000 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 435,000 | $ 62,000 | $ 84,000 |
| NEW YORK-NEWARK, NY | 7 | $ 2,685,000 | $ 383,000 | $ 195,000 |
| SALINAS, CA | 7 | $ 645,000 | $ 92,000 | $ 78,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 7 | $ 1,765,000 | $ 252,000 | $ 114,000 |
| SPRINGFIELD, IL | 7 | $ 935,000 | $ 133,000 | $ 46,000 |
| YUMA, AZ | 7 | $ 395,000 | $ 56,000 | $ 63,000 |
| MUNCIE, IN | 6 | $ 630,000 | $ 105,000 | $ 91,000 |
| ROCKFORD, IL | 6 | $ 640,000 | $ 106,000 | $ 81,000 |
| CORVALLIS, OR | 5 | $ 485,000 | $ 97,000 | $ 59,000 |
| GRANTS PASS, OR | 5 | $ 1,255,000 | $ 251,000 | $ 104,000 |
| HANFORD-CORCORAN, CA | 5 | $ 305,000 | $ 61,000 | $ 39,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 1,415,000 | $ 283,000 | $ 95,000 |
| MANHATTAN, KS | 5 | $ 265,000 | $ 53,000 | $ 57,000 |
| PROVIDENCE-WARWICK, RI-MA | 5 | $ 1,745,000 | $ 313,500 | $ 264,000 |
| SANTA MARIA-SANTA BARBARA, CA | 5 | $ 1,185,000 | $ 237,000 | $ 0 |
| WILLIAMSPORT, PA | 5 | $ 6,335,000 | $ 1,267,000 | $ 58,000 |
| BOSTON, MA | 4 | $ 1,110,000 | $ 277,000 | $ 0 |
| ELKHART-GOSHEN, IN | 4 | $ 320,000 | $ 80,000 | $ 66,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 1,330,000 | $ 332,000 | $ 154,000 |
| NAPA, CA | 4 | $ 280,000 | $ 70,000 | $ 95,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 1,280,000 | $ 320,000 | $ 406,000 |
| WENATCHEE, WA | 4 | $ 550,000 | $ 137,000 | $ 63,000 |
| CASPER, WY | 3 | $ 125,000 | $ 41,000 | $ 40,000 |
| KENNEWICK-RICHLAND, WA | 3 | $ 555,000 | $ 185,000 | $ 157,000 |
| MUSKEGON, MI | 3 | $ 215,000 | $ 71,000 | $ 45,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3 | $ 725,000 | $ 241,000 | $ 511,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 225,000 | $ 75,000 | $ 120,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 695,000 | $ 231,000 | $ 194,000 |
| SAGINAW, MI | 3 | $ 215,000 | $ 71,000 | $ 58,000 |
| SAN RAFAEL, CA | 3 | $ 385,000 | $ 128,000 | $ 30,000 |
| STATE COLLEGE, PA | 3 | $ 615,000 | $ 205,000 | $ 127,000 |
| ALTOONA, PA | 2 | $ 70,000 | $ 35,000 | $ 34,000 |
| APPLETON, WI | 2 | $ 150,000 | $ 75,000 | $ 0 |
| BATTLE CREEK, MI | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| BELLINGHAM, WA | 2 | $ 460,000 | $ 230,000 | $ 74,000 |
| CAMDEN, NJ | 2 | $ 690,000 | $ 345,000 | $ 121,000 |
| ERIE, PA | 2 | $ 60,000 | $ 30,000 | $ 46,000 |
| JOHNSTOWN, PA | 2 | $ 130,000 | $ 65,000 | $ 68,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 130,000 | $ 65,000 | $ 34,000 |
| LEBANON, PA | 2 | $ 240,000 | $ 120,000 | $ 41,000 |
| LONGVIEW, WA | 2 | $ 600,000 | $ 300,000 | $ 137,000 |
| ST. GEORGE, UT | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| TRENTON, NJ | 2 | $ 880,000 | $ 440,000 | $ 1,952,000 |
| BAY CITY, MI | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| BEND-REDMOND, OR | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 435,000 | $ 435,000 | $ 190,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 445,000 | $ 445,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| DECATUR, IL | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| ITHACA, NY | 1 | $ 2,085,000 | $ 2,085,000 | $ 0 |
| MIDLAND, MI | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| MISSOULA, MT | 1 | $ 505,000 | $ 505,000 | $ 186,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| OCEAN CITY, NJ | 1 | $ 195,000 | $ 195,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| SPRINGFIELD, MA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| WORCESTER, MA-CT | 1 | $ 605,000 | $ 605,000 | $ 0 |
Mortgage Loan Application Detail Totals for Vanderbilt Mortgage And Finance, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 126,816 | $16,750,990,000 | $132,000 | $7,995,000 | $69,000 | $9,263,000 |
| Not Applicable | 2,204 | $87,960,000 | $39,000 | $1,225,000 | $0 | $0 |
| Cash-out Refinancing | 319 | $91,495,000 | $286,000 | $1,345,000 | $125,000 | $744,000 |
| Refinancing | 33 | $40,195,000 | $1,218,000 | $7,025,000 | $133,000 | $336,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 71,206 | $9,277,040,000 | $130,000 | $2,005,000 | $70,000 | $9,263,000 |
| Black or African American | 24,252 | $3,048,390,000 | $125,000 | $1,285,000 | $62,000 | $4,800,000 |
| Hispanic | 14,956 | $1,841,260,000 | $123,000 | $1,235,000 | $66,000 | $1,980,000 |
| Not Provided | 9,558 | $1,576,760,000 | $164,000 | $1,605,000 | $82,000 | $4,040,000 |
| Not applicable | 4,640 | $536,390,000 | $115,000 | $7,995,000 | $0 | $0 |
| American Indian or Alaskan Native | 3,457 | $401,225,000 | $116,000 | $575,000 | $66,000 | $7,920,000 |
| Asian | 1,014 | $254,820,000 | $251,000 | $1,045,000 | $122,000 | $1,388,000 |
| Native Hawaiian or Other Pacific Islander | 73 | $9,925,000 | $135,000 | $425,000 | $68,000 | $229,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 125,758 | $15,855,710,000 | $126,000 | $7,995,000 | $68,000 | $9,263,000 |
| FHA-insured (Federal Housing Administration) | 2,486 | $725,380,000 | $291,000 | $685,000 | $97,000 | $549,000 |
| VA-guaranteed (Veterans Administration) | 1,045 | $369,695,000 | $353,000 | $1,295,000 | $116,000 | $432,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 83 | $19,855,000 | $239,000 | $445,000 | $80,000 | $134,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 54,238 | $6,560,240,000 | $120,000 | $3,155,000 | $64,000 | $7,176,000 |
| File Closed For Incompleteness | 45,414 | $5,307,560,000 | $116,000 | $1,605,000 | $65,000 | $7,920,000 |
| Loan Originated | 18,406 | $3,514,610,000 | $190,000 | $7,995,000 | $90,000 | $9,263,000 |
| Loan Purchased By The Institution | 4,597 | $430,965,000 | $93,000 | $1,225,000 | $0 | $0 |
| Application Withdrawn By Applicant | 4,410 | $869,570,000 | $197,000 | $1,385,000 | $96,000 | $4,167,000 |
| Application Approved But Not Accepted | 2,286 | $280,090,000 | $122,000 | $725,000 | $67,000 | $425,000 |
| Preapproval Denied by Financial Institution | 20 | $7,250,000 | $362,000 | $1,205,000 | $98,000 | $307,000 |
| Preapproval Approved but not Accepted | 1 | $355,000 | $355,000 | $355,000 | $106,000 | $106,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 75,114 | $10,403,150,000 | $138,000 | $7,995,000 | $73,000 | $9,263,000 |
| Credit History | 27,790 | $3,319,650,000 | $119,000 | $595,000 | $73,000 | $7,176,000 |
| Unverifiable Information | 15,327 | $1,863,525,000 | $121,000 | $1,235,000 | $68,000 | $3,600,000 |
| Debt-To-Income Ratio | 10,421 | $1,273,035,000 | $122,000 | $3,155,000 | $31,000 | $979,000 |
| Employment History | 500 | $65,710,000 | $131,000 | $505,000 | $40,000 | $310,000 |
| Credit Application Incomplete | 139 | $22,305,000 | $160,000 | $755,000 | $91,000 | $284,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $8,085,000 | $278,000 | $585,000 | $90,000 | $216,000 |
| Other | 27 | $7,435,000 | $275,000 | $915,000 | $111,000 | $314,000 |
| Collateral | 24 | $7,300,000 | $304,000 | $1,715,000 | $96,000 | $175,000 |
| Mortgage Insurance Denied | 1 | $445,000 | $445,000 | $445,000 | $181,000 | $181,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanderbilt Mortgage And Finance, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanderbilt Mortgage And Finance, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.