|
| Location |
Burnett County WI
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 1,684 |
| Total Amount of All Mortgage Loans Applied For | $221,186,000 |
| Average Mortgage Loan Amount Applied For | $131,000 |
| Highest Mortgage Loan Amount Applied For | $850,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $875,000 |
|
|
|
| Home Improvement |
175 | $11,138,000 |
$63,000 | $500,000 |
$68,000 | $295,000 |
| Home Purchase |
391 | $57,534,000 |
$147,000 | $599,000 |
$93,000 | $809,000 |
| Refinancing |
1,118 | $152,514,000 |
$136,000 | $850,000 |
$68,000 | $875,000 |
|
|
| American Indian or Alaskan Native |
25 | $3,083,000 |
$123,000 | $281,000 |
$63,000 | $257,000 |
| Asian |
7 | $1,044,000 |
$149,000 | $216,000 |
$84,000 | $159,000 |
| Black or African American |
5 | $348,000 |
$69,000 | $98,000 |
$106,000 | $206,000 |
| Hispanic |
10 | $1,190,000 |
$119,000 | $289,000 |
$52,000 | $103,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
134 | $20,753,000 |
$154,000 | $432,000 |
$38,000 | $257,000 |
| Not Provided |
196 | $25,870,000 |
$131,000 | $390,000 |
$59,000 | $216,000 |
| White |
1,307 | $168,898,000 |
$129,000 | $850,000 |
$80,000 | $875,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,631 | $215,130,000 |
$131,000 | $850,000 |
$75,000 | $875,000 |
| FHA-insured (Federal Housing Administration) |
35 | $4,143,000 |
$118,000 | $188,000 |
$39,000 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
13 | $1,187,000 |
$91,000 | $137,000 |
$38,000 | $60,000 |
| VA-guaranteed (Veterans Administration) |
5 | $726,000 |
$145,000 | $150,000 |
$78,000 | $91,000 |
|
|
| Application Approved But Not Accepted |
143 | $17,063,000 |
$119,000 | $850,000 |
$57,000 | $186,000 |
| Application Denied By Financial Institution |
367 | $44,297,000 |
$120,000 | $500,000 |
$69,000 | $820,000 |
| Application Withdrawn By Applicant |
163 | $21,568,000 |
$132,000 | $450,000 |
$62,000 | $720,000 |
| File Closed For Incompleteness |
39 | $5,859,000 |
$150,000 | $340,000 |
$66,000 | $235,000 |
| Loan Originated |
687 | $88,546,000 |
$128,000 | $750,000 |
$88,000 | $875,000 |
| Loan Purchased By The Institution |
285 | $43,853,000 |
$153,000 | $636,000 |
$63,000 | $324,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
62 | $7,726,000 |
$124,000 | $400,000 |
$101,000 | $820,000 |
| Credit Application Incomplete |
25 | $3,352,000 |
$134,000 | $390,000 |
$57,000 | $150,000 |
| Credit History |
65 | $7,582,000 |
$116,000 | $500,000 |
$59,000 | $295,000 |
| Debt-To-Income Ratio |
54 | $6,630,000 |
$122,000 | $355,000 |
$57,000 | $264,000 |
| Employment History |
3 | $410,000 |
$136,000 | $188,000 |
$57,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $207,000 |
$103,000 | $157,000 |
$53,000 | $87,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
44 | $4,752,000 |
$108,000 | $429,000 |
$73,000 | $384,000 |
| Unverifiable Information |
12 | $1,799,000 |
$149,000 | $289,000 |
$63,000 | $107,000 |
|
|
