|
| Location |
Carter County OK
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 2,250 |
| Total Amount of All Mortgage Loans Applied For | $226,042,000 |
| Average Mortgage Loan Amount Applied For | $100,000 |
| Highest Mortgage Loan Amount Applied For | $708,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $3,000,000 |
|
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|
| Home Improvement |
296 | $14,791,000 |
$49,000 | $358,000 |
$56,000 | $339,000 |
| Home Purchase |
924 | $100,584,000 |
$108,000 | $708,000 |
$63,000 | $564,000 |
| Refinancing |
1,030 | $110,667,000 |
$107,000 | $540,000 |
$67,000 | $3,000,000 |
|
| American Indian or Alaskan Native |
146 | $12,551,000 |
$85,000 | $250,000 |
$55,000 | $307,000 |
| Asian |
20 | $2,563,000 |
$128,000 | $340,000 |
$64,000 | $156,000 |
| Black or African American |
73 | $5,506,000 |
$75,000 | $328,000 |
$47,000 | $163,000 |
| Hispanic |
53 | $4,979,000 |
$93,000 | $708,000 |
$56,000 | $191,000 |
| Native Hawaiin or Other Pacific Islander |
9 | $1,046,000 |
$116,000 | $228,000 |
$51,000 | $96,000 |
| Not applicable |
127 | $13,472,000 |
$106,000 | $417,000 |
$19,000 | $337,000 |
| Not Provided |
156 | $13,375,000 |
$85,000 | $264,000 |
$53,000 | $170,000 |
| White |
1,666 | $172,550,000 |
$103,000 | $688,000 |
$70,000 | $3,000,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,693 | $162,747,000 |
$96,000 | $708,000 |
$68,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) |
469 | $52,947,000 |
$112,000 | $284,000 |
$55,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
34 | $3,224,000 |
$94,000 | $196,000 |
$35,000 | $72,000 |
| VA-guaranteed (Veterans Administration) |
54 | $7,124,000 |
$131,000 | $267,000 |
$45,000 | $211,000 |
|
| Application Approved But Not Accepted |
88 | $9,145,000 |
$103,000 | $688,000 |
$68,000 | $517,000 |
| Application Denied By Financial Institution |
509 | $46,954,000 |
$92,000 | $417,000 |
$58,000 | $356,000 |
| Application Withdrawn By Applicant |
193 | $21,234,000 |
$110,000 | $540,000 |
$66,000 | $379,000 |
| File Closed For Incompleteness |
39 | $4,055,000 |
$103,000 | $241,000 |
$71,000 | $381,000 |
| Loan Originated |
1,033 | $100,432,000 |
$97,000 | $708,000 |
$72,000 | $3,000,000 |
| Loan Purchased By The Institution |
388 | $44,222,000 |
$113,000 | $417,000 |
$50,000 | $1,389,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
44 | $5,518,000 |
$125,000 | $394,000 |
$85,000 | $356,000 |
| Credit Application Incomplete |
16 | $1,785,000 |
$111,000 | $196,000 |
$61,000 | $157,000 |
| Credit History |
78 | $4,880,000 |
$62,000 | $284,000 |
$54,000 | $192,000 |
| Debt-To-Income Ratio |
35 | $4,129,000 |
$117,000 | $411,000 |
$48,000 | $136,000 |
| Employment History |
3 | $275,000 |
$91,000 | $158,000 |
$29,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $368,000 |
$92,000 | $137,000 |
$54,000 | $83,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
17 | $2,018,000 |
$118,000 | $417,000 |
$75,000 | $195,000 |
| Unverifiable Information |
3 | $491,000 |
$163,000 | $315,000 |
$61,000 | $98,000 |
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