|
| Location |
Clallam County WA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,555 |
| Total Amount of All Mortgage Loans Applied For | $699,465,000 |
| Average Mortgage Loan Amount Applied For | $196,000 |
| Highest Mortgage Loan Amount Applied For | $2,670,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $1,655,000 |
|
|
|
| Home Improvement |
266 | $31,165,000 |
$117,000 | $1,500,000 |
$69,000 | $483,000 |
| Home Purchase |
996 | $204,251,000 |
$205,000 | $2,670,000 |
$74,000 | $814,000 |
| Refinancing |
2,293 | $464,049,000 |
$202,000 | $2,000,000 |
$72,000 | $1,655,000 |
|
| American Indian or Alaskan Native |
47 | $7,193,000 |
$153,000 | $320,000 |
$65,000 | $161,000 |
| Asian |
35 | $7,594,000 |
$216,000 | $494,000 |
$98,000 | $263,000 |
| Black or African American |
7 | $1,587,000 |
$226,000 | $319,000 |
$87,000 | $164,000 |
| Hispanic |
69 | $13,975,000 |
$202,000 | $446,000 |
$80,000 | $220,000 |
| Native Hawaiin or Other Pacific Islander |
9 | $1,055,000 |
$117,000 | $211,000 |
$60,000 | $106,000 |
| Not applicable |
224 | $50,992,000 |
$227,000 | $2,670,000 |
$16,000 | $398,000 |
| Not Provided |
513 | $98,151,000 |
$191,000 | $731,000 |
$69,000 | $428,000 |
| White |
2,651 | $518,918,000 |
$195,000 | $2,000,000 |
$78,000 | $1,655,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,946 | $576,811,000 |
$195,000 | $2,670,000 |
$76,000 | $1,655,000 |
| FHA-insured (Federal Housing Administration) |
502 | $99,792,000 |
$198,000 | $392,000 |
$56,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
16 | $3,014,000 |
$188,000 | $230,000 |
$40,000 | $61,000 |
| VA-guaranteed (Veterans Administration) |
91 | $19,848,000 |
$218,000 | $407,000 |
$49,000 | $123,000 |
|
| Application Approved But Not Accepted |
268 | $52,007,000 |
$194,000 | $760,000 |
$88,000 | $912,000 |
| Application Denied By Financial Institution |
791 | $153,951,000 |
$194,000 | $2,000,000 |
$75,000 | $760,000 |
| Application Withdrawn By Applicant |
313 | $61,048,000 |
$195,000 | $700,000 |
$82,000 | $814,000 |
| File Closed For Incompleteness |
85 | $18,369,000 |
$216,000 | $1,200,000 |
$102,000 | $1,655,000 |
| Loan Originated |
1,466 | $281,972,000 |
$192,000 | $2,670,000 |
$78,000 | $920,000 |
| Loan Purchased By The Institution |
626 | $131,049,000 |
$209,000 | $1,500,000 |
$41,000 | $420,000 |
| Preapproval Approved but not Accepted |
3 | $544,000 |
$181,000 | $250,000 |
$57,000 | $72,000 |
| Preapproval Denied by Financial Institution |
3 | $525,000 |
$175,000 | $180,000 |
$105,000 | $204,000 |
|
| Collateral |
163 | $37,815,000 |
$231,000 | $1,900,000 |
$90,000 | $760,000 |
| Credit Application Incomplete |
26 | $4,340,000 |
$166,000 | $417,000 |
$73,000 | $203,000 |
| Credit History |
90 | $12,525,000 |
$139,000 | $1,030,000 |
$69,000 | $622,000 |
| Debt-To-Income Ratio |
114 | $26,383,000 |
$231,000 | $2,000,000 |
$54,000 | $233,000 |
| Employment History |
2 | $242,000 |
$121,000 | $123,000 |
$19,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $691,000 |
$172,000 | $213,000 |
$122,000 | $172,000 |
| Mortgage Insurance Denied |
4 | $536,000 |
$134,000 | $210,000 |
$57,000 | $76,000 |
| Other |
65 | $14,047,000 |
$216,000 | $640,000 |
$84,000 | $270,000 |
| Unverifiable Information |
20 | $4,329,000 |
$216,000 | $568,000 |
$74,000 | $140,000 |
|
|