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| Location |
Evans County GA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 290 |
| Total Amount of All Mortgage Loans Applied For | $34,009,000 |
| Average Mortgage Loan Amount Applied For | $117,000 |
| Highest Mortgage Loan Amount Applied For | $579,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $2,869,000 |
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| Home Improvement |
21 | $1,303,000 |
$62,000 | $150,000 |
$76,000 | $301,000 |
| Home Purchase |
74 | $8,698,000 |
$117,000 | $530,000 |
$59,000 | $367,000 |
| Refinancing |
195 | $24,008,000 |
$123,000 | $579,000 |
$79,000 | $2,869,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $30,000 |
$30,000 | $30,000 |
$25,000 | $25,000 |
| Black or African American |
56 | $5,111,000 |
$91,000 | $398,000 |
$49,000 | $130,000 |
| Hispanic |
4 | $284,000 |
$71,000 | $126,000 |
$41,000 | $81,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $1,827,000 |
$152,000 | $343,000 |
$36,000 | $233,000 |
| Not Provided |
25 | $3,418,000 |
$136,000 | $300,000 |
$79,000 | $324,000 |
| White |
192 | $23,339,000 |
$121,000 | $579,000 |
$84,000 | $2,869,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
202 | $23,140,000 |
$114,000 | $579,000 |
$84,000 | $2,869,000 |
| FHA-insured (Federal Housing Administration) |
77 | $9,332,000 |
$121,000 | $274,000 |
$49,000 | $324,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
5 | $577,000 |
$115,000 | $141,000 |
$38,000 | $51,000 |
| VA-guaranteed (Veterans Administration) |
6 | $960,000 |
$160,000 | $398,000 |
$65,000 | $130,000 |
|
| Application Approved But Not Accepted |
13 | $1,852,000 |
$142,000 | $400,000 |
$75,000 | $183,000 |
| Application Denied By Financial Institution |
94 | $10,453,000 |
$111,000 | $398,000 |
$65,000 | $420,000 |
| Application Withdrawn By Applicant |
28 | $3,785,000 |
$135,000 | $388,000 |
$85,000 | $301,000 |
| File Closed For Incompleteness |
8 | $862,000 |
$107,000 | $151,000 |
$58,000 | $87,000 |
| Loan Originated |
114 | $12,843,000 |
$112,000 | $579,000 |
$89,000 | $2,869,000 |
| Loan Purchased By The Institution |
33 | $4,214,000 |
$127,000 | $343,000 |
$41,000 | $233,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
7 | $460,000 |
$65,000 | $98,000 |
$80,000 | $301,000 |
| Credit Application Incomplete |
5 | $741,000 |
$148,000 | $218,000 |
$46,000 | $77,000 |
| Credit History |
18 | $1,734,000 |
$96,000 | $398,000 |
$59,000 | $130,000 |
| Debt-To-Income Ratio |
12 | $2,161,000 |
$180,000 | $396,000 |
$77,000 | $324,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $286,000 |
$95,000 | $151,000 |
$32,000 | $59,000 |
| Unverifiable Information |
3 | $212,000 |
$70,000 | $126,000 |
$56,000 | $58,000 |
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