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| Location |
Hale County TX
• Apply Here |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,735 |
| Total Amount of All Mortgage Loans Applied For | $103,996,000 |
| Average Mortgage Loan Amount Applied For | $59,000 |
| Highest Mortgage Loan Amount Applied For | $980,000 |
| Average Applicant Income | $49,000 |
| Highest Applicant Income | $1,091,000 |
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| Home Improvement (one-to-four family) |
143 | $2,198,000 |
$15,000 | $125,000 |
$54,000 | $274,000 |
| Home Purchase (one-to-four family) |
578 | $39,035,000 |
$67,000 | $246,000 |
$45,000 | $365,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
2 | $1,950,000 |
$975,000 | $980,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1,012 | $60,813,000 |
$60,000 | $323,000 |
$51,000 | $1,091,000 |
|
| American Indian or Alaskan Native |
5 | $373,000 |
$74,000 | $168,000 |
$52,000 | $75,000 |
| Asian or Pacific Islander |
6 | $518,000 |
$86,000 | $115,000 |
$56,000 | $217,000 |
| Black |
25 | $1,151,000 |
$46,000 | $160,000 |
$61,000 | $250,000 |
| Hispanic |
527 | $22,338,000 |
$42,000 | $212,000 |
$38,000 | $480,000 |
| Information not provided by applicant in mail or telephone application |
275 | $13,439,000 |
$48,000 | $220,000 |
$49,000 | $1,091,000 |
| Not applicable |
152 | $13,492,000 |
$88,000 | $980,000 |
$2,000 | $200,000 |
| Other |
15 | $1,336,000 |
$89,000 | $213,000 |
$57,000 | $114,000 |
| White |
730 | $51,349,000 |
$70,000 | $257,000 |
$61,000 | $660,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,338 | $77,529,000 |
$57,000 | $980,000 |
$56,000 | $1,091,000 |
| FHA-insured (Federal Housing Administration) |
337 | $21,754,000 |
$64,000 | $146,000 |
$23,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $89,000 |
$89,000 | $89,000 |
$42,000 | $42,000 |
| VA-guaranteed (Veterans Administration) |
59 | $4,624,000 |
$78,000 | $161,000 |
$31,000 | $648,000 |
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| Application Approved But Not Accepted |
51 | $2,365,000 |
$46,000 | $119,000 |
$47,000 | $286,000 |
| Application Denied By Financial Institution |
399 | $15,579,000 |
$39,000 | $220,000 |
$55,000 | $660,000 |
| Application Withdrawn By Applicant |
218 | $11,165,000 |
$51,000 | $212,000 |
$50,000 | $468,000 |
| File Closed For Incompleteness |
28 | $2,138,000 |
$76,000 | $169,000 |
$59,000 | $480,000 |
| Loan Originated |
708 | $46,876,000 |
$66,000 | $980,000 |
$58,000 | $1,091,000 |
| Loan Purchased By The Institution |
331 | $25,873,000 |
$78,000 | $970,000 |
$19,000 | $203,000 |
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| Collateral |
27 | $1,516,000 |
$56,000 | $181,000 |
$84,000 | $660,000 |
| Credit Application Incomplete |
22 | $1,686,000 |
$76,000 | $130,000 |
$61,000 | $188,000 |
| Credit History |
81 | $2,890,000 |
$35,000 | $101,000 |
$40,000 | $135,000 |
| Debt-To-Income Ratio |
19 | $715,000 |
$37,000 | $71,000 |
$39,000 | $75,000 |
| Employment History |
5 | $196,000 |
$39,000 | $78,000 |
$176,000 | $579,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $45,000 |
$45,000 | $45,000 |
$56,000 | $56,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
40 | $2,176,000 |
$54,000 | $220,000 |
$69,000 | $372,000 |
| Unverifiable Information |
3 | $193,000 |
$64,000 | $76,000 |
$77,000 | $150,000 |
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