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| Location |
Jones County IA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,121 |
| Total Amount of All Mortgage Loans Applied For | $121,201,000 |
| Average Mortgage Loan Amount Applied For | $108,000 |
| Highest Mortgage Loan Amount Applied For | $1,554,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $908,000 |
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| Home Improvement |
120 | $5,674,000 |
$47,000 | $250,000 |
$64,000 | $708,000 |
| Home Purchase |
364 | $34,532,000 |
$94,000 | $360,000 |
$52,000 | $408,000 |
| Refinancing |
637 | $80,995,000 |
$127,000 | $1,554,000 |
$62,000 | $908,000 |
|
| American Indian or Alaskan Native |
1 | $120,000 |
$120,000 | $120,000 |
$62,000 | $62,000 |
| Asian |
4 | $313,000 |
$78,000 | $91,000 |
$61,000 | $76,000 |
| Black or African American |
1 | $79,000 |
$79,000 | $79,000 |
$41,000 | $41,000 |
| Hispanic |
6 | $855,000 |
$142,000 | $280,000 |
$86,000 | $211,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
69 | $9,730,000 |
$141,000 | $1,554,000 |
$26,000 | $124,000 |
| Not Provided |
38 | $4,427,000 |
$116,000 | $368,000 |
$62,000 | $250,000 |
| White |
1,002 | $105,677,000 |
$105,000 | $1,495,000 |
$61,000 | $908,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
924 | $96,375,000 |
$104,000 | $1,082,000 |
$61,000 | $708,000 |
| FHA-insured (Federal Housing Administration) |
146 | $16,384,000 |
$112,000 | $276,000 |
$47,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
37 | $6,407,000 |
$173,000 | $1,554,000 |
$56,000 | $908,000 |
| VA-guaranteed (Veterans Administration) |
14 | $2,035,000 |
$145,000 | $201,000 |
$52,000 | $120,000 |
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| Application Approved But Not Accepted |
76 | $7,161,000 |
$94,000 | $370,000 |
$58,000 | $250,000 |
| Application Denied By Financial Institution |
186 | $21,309,000 |
$114,000 | $1,554,000 |
$55,000 | $908,000 |
| Application Withdrawn By Applicant |
75 | $9,106,000 |
$121,000 | $360,000 |
$65,000 | $408,000 |
| File Closed For Incompleteness |
16 | $1,642,000 |
$102,000 | $185,000 |
$97,000 | $708,000 |
| Loan Originated |
630 | $66,386,000 |
$105,000 | $1,082,000 |
$61,000 | $500,000 |
| Loan Purchased By The Institution |
138 | $15,597,000 |
$113,000 | $262,000 |
$49,000 | $176,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
35 | $5,124,000 |
$146,000 | $690,000 |
$69,000 | $203,000 |
| Credit Application Incomplete |
5 | $616,000 |
$123,000 | $232,000 |
$70,000 | $123,000 |
| Credit History |
46 | $4,003,000 |
$87,000 | $1,554,000 |
$44,000 | $126,000 |
| Debt-To-Income Ratio |
8 | $917,000 |
$114,000 | $276,000 |
$33,000 | $65,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $225,000 |
$112,000 | $165,000 |
$52,000 | $76,000 |
| Mortgage Insurance Denied |
1 | $132,000 |
$132,000 | $132,000 |
$36,000 | $36,000 |
| Other |
7 | $2,643,000 |
$377,000 | $1,495,000 |
$177,000 | $908,000 |
| Unverifiable Information |
2 | $157,000 |
$78,000 | $87,000 |
$55,000 | $60,000 |
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