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| Location |
Las Animas County CO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 812 |
| Total Amount of All Mortgage Loans Applied For | $119,645,000 |
| Average Mortgage Loan Amount Applied For | $147,000 |
| Highest Mortgage Loan Amount Applied For | $1,875,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $405,000 |
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| Home Improvement |
90 | $4,824,000 |
$53,000 | $265,000 |
$59,000 | $265,000 |
| Home Purchase |
272 | $45,116,000 |
$165,000 | $1,875,000 |
$59,000 | $405,000 |
| Refinancing |
450 | $69,705,000 |
$154,000 | $473,000 |
$60,000 | $367,000 |
|
| American Indian or Alaskan Native |
1 | $165,000 |
$165,000 | $165,000 |
$95,000 | $95,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $1,171,000 |
$146,000 | $189,000 |
$87,000 | $166,000 |
| Hispanic |
196 | $24,266,000 |
$123,000 | $404,000 |
$64,000 | $247,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
93 | $15,270,000 |
$164,000 | $614,000 |
$7,000 | $131,000 |
| Not Provided |
90 | $12,639,000 |
$140,000 | $365,000 |
$60,000 | $367,000 |
| White |
424 | $66,134,000 |
$155,000 | $1,875,000 |
$69,000 | $405,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
525 | $76,141,000 |
$145,000 | $1,875,000 |
$69,000 | $405,000 |
| FHA-insured (Federal Housing Administration) |
247 | $37,027,000 |
$149,000 | $280,000 |
$45,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
12 | $1,643,000 |
$136,000 | $175,000 |
$20,000 | $52,000 |
| VA-guaranteed (Veterans Administration) |
28 | $4,834,000 |
$172,000 | $310,000 |
$43,000 | $133,000 |
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| Application Approved But Not Accepted |
50 | $6,914,000 |
$138,000 | $376,000 |
$66,000 | $166,000 |
| Application Denied By Financial Institution |
226 | $27,721,000 |
$122,000 | $800,000 |
$62,000 | $247,000 |
| Application Withdrawn By Applicant |
71 | $10,095,000 |
$142,000 | $373,000 |
$70,000 | $367,000 |
| File Closed For Incompleteness |
12 | $2,197,000 |
$183,000 | $406,000 |
$100,000 | $295,000 |
| Loan Originated |
272 | $43,181,000 |
$158,000 | $1,875,000 |
$71,000 | $405,000 |
| Loan Purchased By The Institution |
181 | $29,537,000 |
$163,000 | $614,000 |
$31,000 | $330,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
30 | $3,209,000 |
$106,000 | $299,000 |
$60,000 | $240,000 |
| Credit Application Incomplete |
9 | $2,331,000 |
$259,000 | $800,000 |
$74,000 | $150,000 |
| Credit History |
30 | $2,272,000 |
$75,000 | $240,000 |
$51,000 | $185,000 |
| Debt-To-Income Ratio |
20 | $2,370,000 |
$118,000 | $276,000 |
$49,000 | $185,000 |
| Employment History |
2 | $130,000 |
$65,000 | $80,000 |
$86,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $203,000 |
$203,000 | $203,000 |
$80,000 | $80,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
12 | $2,283,000 |
$190,000 | $304,000 |
$79,000 | $126,000 |
| Unverifiable Information |
6 | $794,000 |
$132,000 | $257,000 |
$68,000 | $165,000 |
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