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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ACCREDITED HOME LENDERS, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
ACCREDITED HOME LENDERS, INC |
| Address | 15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 338,260 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $61,495,822,000 |
| Average Mortgage Loan Amount Applied For | $125,177 |
| Highest Mortgage Loan Amount Applied For | $3,920,000 |
| Average Applicant Income | $57,886 |
| Highest Applicant Income | $5,938,000 |
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| Home Improvement |
4 | $1,455,000 |
$363,000 | $680,000 |
$75,000 | $190,000 |
| Home Purchase |
100,720 | $17,709,676,000 |
$175,000 | $1,998,000 |
$87,000 | $5,012,000 |
| Refinancing |
241,855 | $44,488,941,000 |
$183,000 | $3,920,000 |
$69,000 | $5,938,000 |
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| American Indian or Alaskan Native |
1,229 | $223,849,000 |
$182,000 | $1,400,000 |
$81,000 | $1,038,000 |
| Asian |
6,533 | $1,663,296,000 |
$254,000 | $1,544,000 |
$113,000 | $1,742,000 |
| Black or African American |
49,797 | $8,326,278,000 |
$167,000 | $1,998,000 |
$69,000 | $3,600,000 |
| Hispanic |
54,676 | $10,969,392,000 |
$200,000 | $3,920,000 |
$82,000 | $2,290,000 |
| Native Hawaiin or Other Pacific Islander |
1,609 | $397,353,000 |
$246,000 | $1,820,000 |
$98,000 | $2,465,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
82,851 | $15,056,702,000 |
$181,000 | $3,435,000 |
$64,000 | $2,400,000 |
| White |
145,884 | $25,563,202,000 |
$175,000 | $2,500,000 |
$76,000 | $5,938,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
342,579 | $62,200,072,000 |
$181,000 | $3,920,000 |
$74,000 | $5,938,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4,429 | $812,968,000 |
$183,000 | $1,000,000 |
$68,000 | $674,000 |
| Application Denied By Financial Institution |
176,294 | $32,617,980,000 |
$185,000 | $3,920,000 |
$78,000 | $5,938,000 |
| Application Withdrawn By Applicant |
77,249 | $13,427,920,000 |
$173,000 | $3,000,000 |
$58,000 | $1,971,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
84,586 | $15,335,719,000 |
$181,000 | $1,968,000 |
$81,000 | $5,012,000 |
| Loan Purchased By The Institution |
21 | $5,485,000 |
$261,000 | $536,000 |
$88,000 | $204,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $90,000 |
$90,000 | $90,000 |
$46,000 | $46,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ACCREDITED HOME LENDERS, INC by:
Metropolitan Area And
County
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